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All Journal ESENSI: JURNAL BISNIS DAN MANAJEMEN Buletin Al-Turas Al-Zahra : Journal for Islamic and Arabic Studies Al-Ulum Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Islam Futura Nurani: Jurnal Kajian Syariah dan Masyarakat Journal of Accounting and Investment Jurnal Al-Ijtimaiyyah El-Mashlahah Jurnal Ilmiah Ekonomi Islam Jurnal Ilmiah Peuradeun JURNAL LENTERA : Kajian Keagamaan, Keilmuan dan Teknologi IKRA-ITH EKONOMIKA Majalah Ilmiah Bijak Rahmatan Lil Alamin: Journal of Peace Education and Islamic Studies Majalah Ilmu Pengetahuan dan Pemikiran Keagamaan Tajdid Iqtishodia: Jurnal Ekonomi Syariah Hadharah: Jurnal Keislaman dan Peradaban International Journal of Zakat (IJAZ) AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Al-Adyan: Journal of Religious Studies AL-FALAH : Journal of Islamic Economics Al-Tijary : Jurnal Ekonomi dan Bisnis Islam CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Al-Istinbath: Jurnal Hukum Islam Maqdis: Jurnal Kajian Ekonomi Islam Jurnal Pemberdayaan Masyarakat Maliki Islamic Economics Journal The Journal of Anti Money Laundering and Countering The Financing of Terrorism (AML/CFT Journal) MILRev: Metro Islamic Law Review Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Al-Zayn: Jurnal Ilmu Sosial & Hukum Al-bank: Journal of Islamic Banking and Finance Al-Insyiroh: Jurnal Studi Keislaman International Journal of Islamic Business and Economics (IJIBEC) Maaliyah Referensi Islamika: Jurnal Studi Islam Proceedings of International Conference on Religion, Social and Humanities Qudus International Journal of Islamic Studies
Desmadi Saharuddin
Universitas Islam Negeri Syarif Hidayatullah Jakarta
Religion Arts Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Asas Indemnitas dan Kafalah dalam Asuransi Syariah Saharuddin, Desmadi
Al-Iqtishad: Journal of Islamic Economics Vol 5, No 1: January 2013
Publisher : Faculty of Shariah and Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v5i1.2114

Abstract

The main objectives of a person to invest are to become wealthier and to gain tranquility in his life. It becomes absurd when the right customers for indemnity (kafalah) towards customers who received a risk become unguaranteed. The customer is often difficult to understand the terms contained in the insurance policy that written in a very small font. The ambiguities of these terms become significant obstacles in the settlement of claims. Cases of claim are mostly the result of the customers difficulty in understanding these terms and the lack of a good explanation of the company concerning the content of the policy.DOI: 10.15408/aiq.v5i1.2114
Leadership Criteria in Islam and its Benefit: Muslim Involvement in Non-Muslim Goverments Makhsus, Makhsus; Hayati, Ilda; Fatarib, Husnul; Saharuddin, Desmadi
Al-Adyan: Journal of Religious Studies Vol 1, No 2 (2020)
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-adyan.v1i2.1835

Abstract

Basically, a Muslim does not leave the Muslim community, but with the development of Islam many problems occur. The departure of the Prophet Yusuf from the Muslim community has been described in the Qur'an. He served various maturity processes under the guidance of Allah al-Mighty. The figure of the Prophet Yusuf has been depicted and immortalized as a shadow ruler who officially served as minister of finance, agriculture and head of the logistics affairs agency. The question arises whether a Muslim can become a non-Muslim leader who will later be neglected and will have a negative impact on the faith and syari'ah carried out by Muslim leaders who control non-Muslim governments. With literature study and content analysis approach, the writer describes the literature qualitatively about the status of Muslims who are in the midst of non-Muslims and vice versa, to dismiss the opinion of good kafirs who are more worthy of being leaders than evil and corrupt Muslims. A Muslim can become a leader in the midst of non-Muslims for the benefit and preaching of Islam as was done by the Prophet Yusuf A.S, who proved himself clean after leaving prison. The criteria for a leader in Islam are flexible enough that sometimes a Muslim who is not consistent with sharia rules can sometimes bring great benefits to Muslims. Not only that, many Muslim leaders who were very instrumental in protecting Muslims and spreading Islam in Russia such as Berke Khan have deployed infidel armies to protect Muslims from destruction.Pada dasarnya seorang muslim tidak meninggalkan komunitas muslimnya, akan tetapi seiring perkembangan islam banyak masalah yang muncul. Hengkangnya Nabi Yusuf dari komunitas Muslim telah dijelaskan dalam Alquran.  Dia menjalani berbagai proses pendewasaan di bawah bimbingan Allah swt. Sosok Nabi Yusuf telah digambarkan dan diabadikan sebagai penguasa bayangan yang resmi menjabat sebagai menteri keuangan, pertanian, dan kepala badan logistik.  Timbul pertanyaan apakah seorang Muslim bisa menjadi pemimpin non-Muslim yang nantinya akan terabaikan dan berdampak negatif pada keimanan dan syari'at yang diemban oleh tokoh Muslim yang menguasai pemerintahan non-Muslim.  Dengan pendekatan studi pustaka dan analisis isi, penulis mendeskripsikan literatur secara kualitatif tentang status umat Islam yang berada di tengah-tengah non-Muslim dan sebaliknya, untuk menepis pendapat seorang kafir yang baik lebih layak menjadi pemimpin daripada seorang Muslim yang jahat dan korup.  Seorang Muslim bisa menjadi pemimpin di tengah-tengah non-Muslim untuk kemaslahatan dan dakwah Islam seperti yang dilakukan oleh Nabi Yusuf A.S yang membuktikan dirinya bersih setelah keluar dari penjara. Kriteria seorang pemimpin dalam Islam cukup fleksibel sehingga terkadang seorang Muslim yang tidak konsisten dengan aturan syariah dapat membawa manfaat yang besar bagi umat Islam. Tidak hanya itu, banyak pemimpin Muslim yang sangat berjasa dalam melindungi umat Islam dan menyebarkan Islam di Rusia seperti Berke Khan yang telah mengerahkan pasukan kafir untuk melindungi umat Islam dari kehancuran.
The Distinction of Government Administration and Judicial Institutions in The Umayyad Dynasty Meirison, Meirison; Saharuddin, Desmadi
Buletin Al-Turas Vol 27, No 1 (2021): Buletin Al-Turas
Publisher : Fakultas Adab dan Humaniora, UIN Syarif Hidayatullah Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/bat.v27i1.17286

Abstract

This paper aimed to reveal the government administration system's distinction in finance and justice that existed in the Umayyad. The Umayyad had the right side in improving government administration, finance, economy, and justice. To what extent was the reform and distinction of government administration, finance, and judiciary pursued by the Umayyad that led to society's benefit besides the atrocities he had ever made? The researchers conducted a library study with a descriptive analysis approach, collected sources, verified, and interpreted the policies and updates made by the Umayyad. The study showed the Umayyad had made distinctions and reforms that brought about a lot of benefits. Although they seemed the duplication of Persian and Roman governments, financial administration policies still referred to Islamic rules and were not influenced by Rome and Persia. The most significant reform was establishing the Mazalim Court separated from the ordinary judiciary. The perpetrators of this crime were not ordinary people but state officials handled directly by the caliph and judges who could act reasonably and act decisively. A vast area of neat administration supported the economic activity, and along with Islamic law, the Umayyad did not exercise a monopoly. However, this government lasted shortly for 90 years (661-750 AD) because of the power succession policy, the ruler's lifestyle, fanaticism, and political opponents' attack.
Asuransi Syariah dalam Praktik (Studi Analisis Terhadap Shariah Compliance) Desmadi Saharuddin
Esensi: Jurnal Bisnis dan Manajemen Vol. 4, No. 3, Desember 2014
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ess.v4i3.2438

Abstract

The prohibition against gharar, gambling, and riba, is aimed to distance people from the act of taking property or the property of another by any wrongful means. In order to ensure those prohibited practices not happened in the company’s operations, syari’ah insurance company implements rules derived from the teachings of Islam. When conventional insurance can’t be separated from the elements of gharar, gambling, riba, riswah, and zhulm, the operation of  syaria’ah insurance must be free from the prohibited practices, whether it is in the element of contract, product, investment, re-insurance, policy, marketing, or claims settlement. When conducting business with customers, syari’ah insurance must also be free from any transactions that contain elements of khidâ ', ghaban, tadlis, jahala, khiyânah, riswah, ihtikar. For syari’ah insurance to be free from those that are forbidden, the operation should not only focused on enforcing Islamic contract, products and systems alone, but also utilizes trusted human resources. Without the human resources that understand mu'amalah Shari'ah and Islamic law, the Islamic contracts will be easily diverted. Whatever the argument, there are chances that can create inconsistent practices with the basic foundation in Islamic financial institutions without exception on syari’ah insurance.DOI: 10.15408/ess.v4i3.2438
Ottoman Trade Policy and Activities in Europe and Asia Meirison Alizar Sali; Desmadi Saharuddin Saharuddin; Darni Yusna Darni
AL-FALAH : Journal of Islamic Economics Vol 5, No 1 (2020)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v5i1.1181

Abstract

Purpose: This discussion aims to provide an overview of Ottoman activities and policies in the field of trade and explain the factors that have led to support the economic progress and decline of this Empire.Design/Method/Approach: This discussion uses a literature study with a content study approach (content analysis) that is qualitative.Findings: Turkish Ottoman is traversed by an old trade route, which then develops into a country that is crossed by strategic trade routes from East to West with various commodities, including spices from Indonesia. One factor in the economic development of the Ottoman Empire is that the dense trade routes make this Ottoman state a political climate in Europe and Asia. Treaties and treaties and foreign capitulations are given to European countries, which only pay a 3-5% tax. To reduce Western European pressure on the Ottoman Turks in dealing with the Hapsburg family. This made traders who were 80% made up of Muslim traders drastically reduced. The treaty that was signed was like a double-edged knife for the Ottoman Turks, which was of little use in the glorious days and harmful in the weak. International trade agreements should be reviewed again in a strict manner because many of the points of the agreement are detrimental. An agreement that has eliminated much sovereignty from weak countries due to monopoly. But the Ottoman Turks had signed the deal when the Empire was at the peak of its power.Originality/Value: The contribution of this study is guidance in taking independent economic policy steps in developing trade networks and not easily giving in to foreign pressure except in emergencies. 
TA’LIM SALAM AL ISLAMY KHILAL AL MADDAH AL ARABIYAH LIL AGHRADH AL KHOSHOH FI MAJAL AL IQTISHODIY LIL MARHALAH AL JAMI’IYAH Desmadi Saharuddin; Meirison Meirison; Nuril Mufidah
RAHMATAN LIL ALAMIN: JOURNAL OF PEACE EDUCATION AND ISLAMIC STUDIES Vol. 1 No. 2 (2018): Islam Rahmatan lil Alamnin
Publisher : Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to prepare the Arabic study material for special purposes in the field of economics for the undergraduate stage. This is because of the lack of a source and the proper book in this area in Indonesia. The researchers presented a particular paper in the economic field of the university model. With regard to necessary of terrorism in the country of Indonesia, this book shows this presentation, the financial aspects of the phenomenon of terrorism, through the relationship of terrorism to the economy, and the definition of economic reasons leading to it, and clarify the economic implications and the mechanisms to discuss it from the perspective of the Islāmic economy. Of terrorism causes, and economic justifications which often cause an imbalance in the state budget and confusion in financial and investment transactions and occur underdevelopment
بيوع الشائعة و معاملات المالية الربوية في منظور العلماء و المحدثين Desmadi Saharuddin; Nuril Mufidah
RAHMATAN LIL ALAMIN: JOURNAL OF PEACE EDUCATION AND ISLAMIC STUDIES Vol. 2 No. 1 (2019): Islam Rahmatan lil Alamnin
Publisher : Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to introduce people to sharia law and the basics of the correct Islamic legal method for general sale and purchase transactions and usury-containing transactions. Trade differs from riba, and if there are similarities between the two in practice such as installments, the difference is that Allah has allowed trade because of necessity, and riba is forbidden because it multiplies payments/interest. Interest is to multiple payments/installments determined by the lender/owner of the goods. Like selling one sha 'wheat with one-half sha' after maturity, or borrowing a thousand dirhams and paying a loan of one thousand one hundred dirhams. Whereas halal trade/bai, for example, goods/commodities which are currently worth one thousand and the following month become one thousand one hundred, this is not a riba but a kind of tolerance in sales, because buyers take non-dirham / money commodities and do not multiply borrowed goods. It is important to note that this relates to the essential aspects of contemporary Islamic economic problems and emerging problems, such as online sales, brand sales, counterfeit goods, etc
Prinsip-prinsip Hukum Kelalaian Sebagai Penyebab Ganti Rugi dalam Hukum Ekonomi Syariah di Indonesia Asyari Hasan; Alimin Alimin; Rizal Fahlefi; Desmadi Saharuddin
Al-Ulum Vol. 19 No. 1 (2019): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1718.627 KB) | DOI: 10.30603/au.v19i1.722

Abstract

This study discusses what are the concepts of legal principles of negligence as a cause of compensation contained in the positive Indonesian Islamic economic law concerning the implementation of contracts for Islamic financial institutions that are studied in a qualitative-normative exploratory manner. This study indicates that there are six legal principles of negligence as a cause of compensation in the positive law of Indonesian sharia economy, namely: 1) carried out with careful consideration, 2) carried out appropriately, 3) carried out carefully, 4) business activities may not exceed permitted limits, 5) business activities must be in line with the provisions stipulated in the contract (not violating the agreement), and 6) negligence classified as intentional negligence and accidental negligence. While the legal principles of negligence contained in conventional law are currently more complete (11 principles of negligence) than those contained in the positive law of sharia economy (only 6 principles)
Currency System and Its Impact on Economic Stability Desmadi Saharuddin; Ali Rama
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 9, No 2: July 2017
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (427.373 KB) | DOI: 10.15408/aiq.v9i2.4749

Abstract

A number of economic problems that occurred during the power of Mamluk (1250-1517 AD) was considered as a result of the change to currency system, namely from the system of commodity-based money (gold and silver) into paper-based money (fiat). Instability prices, decrease of trading activities, high of unemployment number were a number of economic indicators that occurred at that time. This issue of macro-economy was considered as a result of changes in the money system. This study analyzes the dynamic relationship between the price of gold as a representation of commodity money system and M2 as a representation of fiat money against the stability of economic indicators such as inflation, economic growth, stock prices, and unemployment and interest rates. This study found that both systems not vary significantly against each other in its influence on macroeconomic variables. It means that the two systems do not have contrast distinction. Indeed, it was found that the commodity-based money system is not free of inflation, as propagated by the supporters of the dinar and dirham (dinarist). DOI: 10.15408/aiq.v9i2.4749
ASAS INDEMNITAS DAN KAFÂLAH DALAM ASURANSI SYARIAH Desmadi Saharuddin
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 5, No 1: January 2013
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (434.234 KB) | DOI: 10.15408/aiq.v5i1.2560

Abstract

The main objectives of a person to invest are to become wealthier and to gain tranquility in his life. It becomes absurd when the right customers for indemnity (kafâlah) towards customers who received a risk become unguaranteed. The customer is often difficult to understand the terms contained in the insurance policy that written in a very small font. The ambiguities of these terms become significant obstacles in the settlement of claims. Cases of claim are mostly the result of the customer’s difficulty in understanding these terms and the lack of a good explanation of the company concerning the content of the policy.DOI: 10.15408/aiq.v5i1.2560
Co-Authors Abdul Hamid Abdulloh Hadziq Ade Sofyan Mulazid Adhitya Abriansyah Afandi Ahmad Rodoni Alaa Mustafa Abdelmaksud Abouagila Alaa Mustafa Abdelmaksud Abouagila Alejandro Pacheco-Jaramillo Alimin Alimin Alimin Ananda Ayu Amelia ANGGRAINI, RR. TINI Asyari Hasan Azhari Akmal Tarigan Bahar, Muchlis Bahrul Yaman Bukhari Bukhari Burhan Alsyouf Darni Yusna Darni Dimas Kenn Syahrir Dwi Yunanto, Dwi Endah Meiria Euis Amalia Euis Amalia Euis Amalia Euis Amalia Fahlefi, Rizal Faisal Arief Kamil Fatarib , Husnul Fauzan Fadhilla Fauzan Romadhian Khairi Firdaus Firdaus Firdaus Firdaus Hemmy Fauzan HUSNI SHABRI Husnul Fatarib Husnul Fatarib Husnul Fatarib Ilda Hayati Ilda Hayati Ilda Hayati, Ilda Inayatul Chusna Ismail JAMILA, SITI Junizar Suratman Kamil, Faisal Arief Karimullah, Suud Sarim Laila Yumna Lena Farsiah Lestari, Riski Eka Lili Puspita Sari Lukman Makhsus, Makhsus Masri Mansoer Meiria, Endah Meirison Alizar Sali Meirison Meirison Meirison Meirison Meirison Meirison Meirison Meirison, Meirison Mistarija, Mistarija Muhamad Resa Ardiansah Muhammad Cholil Nafis Muhammad Hanafi Zuardi Muhammad Khaerul Muttaqien Muhammad M. Said Muhammad Ridho Muhammad Yafiz, Muhammad Muhammadi, Qasem Nazar, Zerly Nur Hidayah Nur Hidayah Nuril Mufidah Nuril Mufidah Paripurna, Danial R. Melda Maesarach Rahmat Hidayat Rahmat Hidayat Rahmat Hidayat Rahmawati Rahmawati Rahmawati Rahmawati Rama, Ali Riski Eka Lestari Riyantama Wiradifa Rizal Fahlefi Rosdialena RR. TINI ANGGRAINI Said, Muhammad Said, Muhammad M. SITI JAMILA Siti Umi Nurbaidah Suhendra Suhendra Suhendra Suhendra Suratman , Junizar Surwati, Surwati Wiradifa, Riyantama Wiradifa, Riyantama Wiwik Handayani Zuhairan Yunmi Yunan Zulfikri Muhammad