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Journal : Journal on Education

Penerapan Metode Regresi Logistik Bayes dalam Menentukan Faktor-Faktor yang Memengaruhi Kurangnya Minat Masyarakat Menggunakan QRIS Ni Ketut Linda Aryani; I Wayan Sumarjaya; Kartika Sari
Journal on Education Vol 5 No 3 (2023): Journal on Education: Volume 5 Nomor 3 Tahun 2023
Publisher : Departement of Mathematics Education

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Abstract

The economy is an aspect that is most susceptible to change. As a countermeasure to these changes, the government making efforts with a policy on using digital money. The digital money transaction tool issued by the Indonesian government is QRIS (Quick Response Code Indonesian Standard). However, the fact is that public interest in using QRIS is still low. This study aims to determine the factors that influence it significantly and obtain a model of the lack of public interest using QRIS, using the Bayesian logistic regression method. The Bayesian logistic regression method can generate parameter estimates by combining the likelihood function of the sample data with the prior distribution and the results are referred to as the posterior. In addition, the predictor variables used in this study are age, shopping frequency, consumer income, and the number of digital payment applications and for the response variable is a lack of interest in QRIS, for the sampling method used is accidental sampling and the sample used is primary data sourced from the results of filling out questionnaires distributed to consumer communities in Badung, Kreneng, and Galang Ayu Markets. Estimation from the Bayes method was obtained using a Markov Chain Monte Carlo (MCMC) simulation. The results of this study indicate that the variables of age and the number of digital payment applications have a significant effect on people's lack of interest in using QRIS.
Co-Authors AA Sudharmawan, AA ADE KUSUMA DEWI Ade Widyaningsih ALEXANDER HIRO WIBISONO ANAK AGUNG ISTRI AGUNG CANDRA ISWARI ANJAR ANGGRAINI AULIA ATIKA PRAWIBTA SUHARTO Aulia Wicaksono Chairun Nisa Chrisna Anzella Jacob COKORDA BAGUS YUDISTIRA DESAK AYU WIRI ASTITI Desak Putu Eka Nilakusmawati Dewa Ken Budiputra DIAN RAHMAN EKA N. KENCANA FITRI ANANDA DITA SARASWITA G. K. GANDHIADI GILANG BIMASAKTI ANDHIKA GUSTI AYU PUTU YULIANDARI HERLINA HIDAYATI HIRZI FIRDAUSI I GEDE DICKY ARYA BRAMANTA I GEDE GANA ARIAWAN I GEDE MAHA HENDRA PRATAMA I Gusti Ayu Made Srinadi I GUSTI AYU MEIGAYONI LESTARI I Ketut Darmana I KETUT PUTRA ADNYANA I KOMANG GDE SUKARSA I MADE BUDIANTARA PUTRA I MADE PRABA ESHA SUKSEMAWAN I Nyoman Sama I Nyoman Widana I Putu Eka Nila Kencana I PUTU GEDE DIAN GERRY SUWEDAYANA I Wayan Suirta IRENE MAYLINDA PANGARIBUAN JUITA HARYATI SIDADOLOG JULIANTARI JULIANTARI KADEK DITA SUGIARI Kartika Sari KASTIN DWILEN PONG SUMAE Ketut Jayanegara KHOSYI RUKITO KOMANG CANDRA IVAN Komang Dharmawan KOMANG KOKOM SUCAHYATI DEWI P Luh Devi Maharani Mecker LUH GEDE UDAYANI LUH HENA TERECIA WISMAWAN PUTRI LUH PUTU ARI DEWIYANTI LUH PUTU IDA HARINI MADE NITA DWI SAWITRI MADE NONIK PRAMESTI KARANA Made Susilawati MAHMUDATUL AQIBAH Marcellina Layata Margaretha Ratih Dyah Novitasari MIRA AYU NOVITA SARI Mulyani, Luh Sukma NATASYA WIDIA PUTRI NI KADEK JULIARINI Ni Kadek Trisnawati NI KADEK YUNI DEWIANTARI Ni Ketut Linda Aryani Ni Ketut Tari Tastrawati NI KOMANG DEBY ARIANI Ni Luh Putu Ayu Fitriani Ni Luh Putu Suciptawati Ni Made Asih NI MADE LASTI LISPANI NI MADE RARA KESWARI Ni Made Sri Wahyuni NI MADE SURYA JAYANTI NI PUTU AYU DEWI CAHYANTARI NI PUTU DEVIYANTI Ni Putu Manik Maharani NI PUTU MEILING UTAMI NI PUTU MIRAH SRI WAHYUNI NI PUTU NIA IRFAGUTAMI NI PUTU SRI YULI ARTINI NI PUTU WIDYA ISWARI DEWI NI PUTU YULIKA TRISNA WIJAYANTI NI WAYAN DIAH SIHMAWATI Ni Wayan Merry Nirmala Yani NI WAYAN UCHI YUSHI ARI SUDINA NOVIAN ENDI GUNAWAN NUR FAIZA NURMA ALIYUWANINGSIH NYOMAN KRISHNA PRATIWI DANGIN PUTU AMANDA SETIAWANI PUTU EKA ARIWIJAYANTHI PUTU GDE BUDHA WIRYADANA RAMADHAN LENGGU RAMLI RATNA SARI WIDIASTUTI RENALDO EVIPANIA RENOVAR JOJOR DELIMA SIMANULLANG SITI RAHAYU NINGSIH Stefani Putri Wulandari TJOK GDE SAHITYAHUTTI RANANGGA Tjokorda Bagus Oka TRISNA RAMADHAN ULYATIL AENI VINSENTIA REVICA BELLA ROSSARY WILDAN FATTURAHMAN MUJTABA WIMAS ASTARI YUDA