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Zakat Produktif Dalam Keberhasilan Usaha Mustahiq Ditinjau Dari Indikator Peningkatan Modal, Peningkatan Pendapatan, Peningkatan Jumlah Konsumen, Peningkatan Produksi dan Peningkatan Amal Jariyah Mustahiq (Studi Kasus LAZ Inisiatif Zakat Indonesia Cabang Jawa Timur) Rachmat Darmawan; Sunan Fanani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 11 (2019): November-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss201911pp2291-2302

Abstract

This study aims to analyze the role of productive zakat managed by LAZ IZI, which has a role in increasing the success of mustahiq businesses in the city of Surabaya. There are five standards that can be used to measure the increase in business success of mustahiq, namely the standard of increasing capital, increasing income, increasing production, increasing the number of consumers and charity jariyah mustahiq. This study uses a qualitative approach with a case study method. The technique of collecting data uses direct interviews, documentation and observation. The analysis technique used is narrative-descriptive analysis. Then to find out the validity of the data, the researcher used the triangulation technique by cross checking the findings of primary data and secondary data. The results of this study were that the three informants experienced an increase in capital, an increase in income, an increase in production, an increase in the number of consumers and an increase in charity after receiving assistance. The informants felt the business they had run had success. The success of the informant's business can be seen from the increase in all indicators mentioned. Supervision and mentoring carried out by LAZ IZI Surabaya was felt very useful in motivating and encouraging continuous effort. In addition, they are able to set aside a portion of the assets to be given to those who are entitled.Keywords: Productive Zakat, Mustahiq, Utilization, Business Success
THE SHARIA COMPLIANCE ANALYSIS OF MUSYARAKAH FINANCING IN ISLAMIC RURAL BANK OF AMANAH SEJAHTERA GRESIK Ita Miftahul Janah; Sunan Fanani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 1 (2020): Januari-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20201pp151-161

Abstract

The background of this research is the growth and development of the Islamic economy in Indonesia these days. It can be seen from the number of Islamic Financial Institutions that have emerged lately and offered products that are free of usury. Thus, citizens’ perceptions of Islamic banks and conventional banks are the same. Meanwhile, to carry out its operations, sharia financial institutions must follow Islamic law (Sharia law), which are regulated in the DSN-MUI Fatwa and supervised by the Sharia Supervisory Board. From the phenomenon above, the writer wants to raise the theme of sharia compliance in sharia financial institutions namely musyarakah financing in Islamic Rural Banks. This study uses qualitative descriptive analysis, a case study approach. The object of this research is the Islamic rural bank (BPRS) Amanah Sejahtera Gresik. To examine the compliance of the musyarakah contract, the author uses the Fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI Fatwa) No.08/DSN-MUI/IV/2000 as its reference. The results show that the BPRS Amanah Sejahtera Gresik has been operating the Musyarakah Financing following the applicable DSN-MUI Fatwa rules. In addition to that, besides seeking profits, BPRS also preaches Islamic economics. From the sharia principles that have been carried out by the BPRS, the purpose of maqashid sharia is fulfilled.Keywords: Sharia Compliance, Musyarakah, BPRS Amanah Sejahtera, DSN-MUI Fatwa, Maqashid Sharia.REFFERENCEAfandi, Ahmad Hafid. (2017). Implementasi mitigasi sharia non-compliance risk pengembangan produk keuangan syariah Di Bank Pembiayaan Rakyat Syariah (BPRS) (Studi Kasus: PT BPRS Mandiri Mitra Sukses. Skripsi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga.Ainiyah, Ainin. (2017). Kepatuhan Syariah (Shariah Compliance) Akad Mudharabah di Baitul Maal Wa Tamwil Bina Insan Mandiri (BMT-BIM) Cabang Rengel-Tuban. Skripsi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga.Al-Quran dan Terjemahnya. (2016). Jakarta: Kementerian Agama Republik Indonesia.Antonio,  M.  S. (2001).  Bank syariah  dari  teori ke praktik.  Jakarta: Gema  Insani Press dengan Tazkia Cendekia.Apita, Gendrabagus. (2012). Analisis ketaatan syariah (sharia compliance) akad murabahah di BMT UGT Sidogiri. Skripsi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga.Ascarya. (2012). Akad dan produk bank syariah. Depok: Rajagrafindo Persada.Ash Shiddieqy, Teungku Muhammad Hasbi. (1997). Pengantar ilmu fiqh. Semarang: PT Pustaka Rizki Putra.Departemen Perbankan Syariah Ototritas Jasa Keuangan (DPBS-OJK). (2016). Standar produk perbankan syariah musyarakah dan musyarakah mutanaqishah. Jakarta.Fadla, Melati. (2017). Analisis kepatuhan syariah pada BNI Syariah, Bank Syariah Mandiri, dan Bank Muamalat Indonesia. Skripsi tidak diterbitkan. Bogor: Institut Pertanian Bogor.Fanni, Alfina Taswirul. (2016). Kepatuhan syariah akad mudharabah dalam produk pembiayaan kepada koperasi untuk anggota. Skripsi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga.Firdaus, Jasri. (2013). Bank Perkreditan Rakyat Syariah-BPRS.Hidayah, Arini. (2017). Perbedaan sistem bagi hasil pada pembiayaan al mudharabah dan al musyarakah di PT. Bank Jatim Unit Usaha Syariah Kantor Pusat Surabaya. Skripsi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga.Huda, N. (2010). Lembaga keuangan Islam:Tinjauan Teoritis dan Praktik. Jakarta: Prenada Kencana Media Group.Irwan, Rezafitria dan Dewi. (2013). Analisis prosedur pembiayaan mudharabah berdasarkan fatwa DSN-MUI No.07/DSN-MUI/IV/2000 dan PSAK 105: Studi Kasus Pada Bank Syariah XYZ. Skripsi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga.Islami, Muhammad Danial. (2017). Pembiayaan musyarakah oleh bank syariah pada bisnis waralaba agen wisata perjalanan. Skripsi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga.Mardani. (2012). Fiqh ekonomi syariah: fiqh muamalah. Jakarta: Kencana.Mardiyan, Sepki. (2015). Tingkat Kepatuhan Syariah Di Lembaga Keuangan Syariah, Jurnal Akuntansi dan Keuangan Islam, 3(1), 57-68.MUI. (2013). Fatwa DSN-MUI Nomor 08/DSN-MUI/IV/2000. Tentang Pembiayaan Musyarakah.Muhammad, (2009).  Model-model  akad  pembiayaan  di  bank  syariah. Yogyakarta: UII  Pres.Naf’an. (2014). Pembiayaan musyarakah dan mudharabah. Yogyakarta: Graha Ilmu.Raharjo, M. D. (1999). Islam dan tantangan transformasi sosial ekonomi. Jakarta: Lembaga Agama dan Studi Filsafah.Salman, Kautsar Riza. (2018). Pengaruh kinerja maqashid syariah, tingkat tata kelola Islami, dan karakteristik perusahaan terhadap tingkat agresivitas pajak dan tingkat pelaporan sosial Islam pada bank umum syariah di Indonesia. Skripsi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga.Sudarsono, H. (2012). Bank dan lembaga keuangan syariah. Yogyakarta: Ekonisia.Syauqoti, Rolfatus dan Mohammad Ghozali. (2018). Analisis sistem lembaga keuangan syariah dan lembaga keuangan konvensional. Ponorogo: Universitas Darussalam Gontor.Yin. Robert K. (2003). Studi kasus: desain dan metode, Terjemahan. Jakarta: Raja Grafindo Persada.Zaenah. (2018). Prinsip hukum akad musyarakah mutanaqishah perbankan syariah. Skripsi tidak diterbitkan. Surabaya: Fakultas Ekonomi dan Bisnis Universitas Airlangga.
PERAN PONDOK PESANTREN SUNAN DRAJAT DALAM PEMBERDAYAAN EKONOMI Maulia Rahmatika; Sunan Fanani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 10 (2019): Oktober-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss201910pp2052-2061

Abstract

Pesantren are Islamic educational institutions that participate in the empowerment of the community's economy through their efforts. One of the pesantren famous for its wealth is Pesantren Sunan Drajat Lamongan, East Java. The purpose of this study was to knowing about the role of Pesantren Sunan Drajat in economic empowerment. The research method was descriptive qualitative with case study design. The research data collected by interview, direct observation, and documentation. The collected data is validated by means of source and technique triangulation. The role of economic empowerment built in this study refers to the CIPP evaluation model. Based on the results of the analysis show that the economic empowerment of the PesantrenSunanDrajat which is renewed through CIPP approved to be able to educate the students' mentality and expertise, and improve the standart living of society. There are also pesantren activities that lead to indirect empowerment, which can help the economic welfare of santri and the society.Keyword: Economic Empowerment, Pesantren, CIPP Evaluation Model
PERAN PEMBIAYAAN AKAD QARDHUL HASAN TERHADAP KESEJAHTERAAN PEDAGANG (STUDI KASUS: PENERIMA PROGRAM PINJAMAN BEBAS RIBA YAYASAN ROMBONG SEDEKAH) Wahyu Tri Wulandari; Sunan Fanani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 6 No. 7 (2019): Juli-2019
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol6iss20197pp1385-1394

Abstract

This study examines the role of qardhul hasan contract financing through a free loan program on Rombong Sedekah Foundation Jombang whether to improve the prosperity of super micro traders. The qardhul hasan contract is a contract whereby the borrower is not required to pay anything but the loan capital, but the borrower is allowed to give a portion of the profits to the lender in the form of a gift or grant but on one condition there is no agreement in advance. This research is a descriptive qualitative research by interviewing 10 informants. This study shows that the qardhul hasan contract on the riba free loan program has an impact in improving the welfare of the traders, and based on the indicators of maqashid shariah the traders have felt the impact of changes in their lives, that is to worship 5 days of worship, to receive proper education, responsible to their offspring , fulfilling the needs of the inner and outer by following the study conducted by the foundation, and experiencing an increase in income since following the free loan program, in addition they also no longer borrow to loanen borrowers or racially.Keywords: Qardhul Hasan, foundation, welfare, and Maqashid ShariahREFFERENCESBadan Pusat Statistik. 2017. Jumlah Penduduk Miskin di Indonesia Periode Maret 2015-Maret 2017 (Dalam Jiwa). Retrieved from www.bps.go.idPratama, Y. C. 2014. Analisis Faktor-Faktor yang Mempengaruhi Kemiskinan Di Indonesia. Esensi: Jurnal Bisnis dan Manajemen, 4(2).Kara, M. 2012. Pemikiran Al-Syatibi tentang Maslahah dan Implementasinya dalam Pengembangan Ekonomi Syariah. Jurnal Assets, 2(2), 173-184.Widodo, H., & Kustiawan, T. 2001. Akuntansi& Manajemen Keuangan        Untuk       Organisasi PengelolaZakat:Institut Manajemen Zakat.Umam, K., & Utomo, S. B. 2016. Perbankan Syariah: Dasar-Dasar dan Dinamika Perkembangannya Di Indonesia. Jakarta: PT Raja Grafindo Persada.Pusparini, M. D. 2015. Konsep Kesejahteraan Dalam Ekonomi Islam (Perspektif Maqasid Asy- Syari’ah). Islamic Economics Journal, 1(1), 45-59.
MURABAHAH CONTRACT AND MOSQUE-BASED FINANCIAL ACCESS IN SURABAYA Moch. Ainul Yakin; Sunan Fanani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 9 (2020): September-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss20209pp1695-1713

Abstract

ABSTRAKPenelitian ini bertujuan untuk mengetahui implementasi pembiayaan akad murabahah pada program AKSI UMMAD (Akses Keuangan Syariah Untuk Masyarakat Mandiri Berbasis Masjid) di Masjid Al-Falah Surabaya. Metode yang digunakan dalam penelitian ini adalah pendekatan kualitatif dengan menggunakan strategi studi kasus di Masjid Al-Falah Surabaya. Pengumpulan data dilakukan dengan wawancara, dokumentasi, dan observasi. Teknik validasi yang digunakan adalah teknik triangulasi sumber dan triangulasi teknik. Penelitian ini berdasarkan peraturan Dewan Syariah Nasionanl Majelis Ulama Indonesia (DSN-MUI) No.o4/DSN-MUI/IV/2000 tentang Murabahah. Hasil penelitian yang telah dilakukan menunjukkan bahwa program AKSI UMMAD di Masjid Al-Falah Surabaya telah sesuai dengan Fatwa DSN-MUI No.04/DSN-MUI/IV/2000 tentang Murabahah.Kata kunci: Program AKSI UMMAD, Pembiayaan Akad Murabahah, Fatwa DSN-MUI, Masjid Al-Falah Surabaya ABSTRACTThis study aims to determine the implementation of the murabahah financing contract in the AKSI UMMAD (Access to Islamic Finance for Mosque-Based Independent Communities) program at Al-Falah Mosque in Surabaya. The method used in this research is a qualitative approach using a case study strategy at the Al-Falah Mosque in Surabaya. The data collection is carried out by interview, documentation, and observation. The validation techniques used are triangulation sources and triangulation techniques. This research is based on the regulation issued by the National Sharia Council Fatwa of Indonesian Council of Ulama (DSN-MUI) No.o4/DSN-MUI/IV/2000 concerning Murabahah. The results of this research show that the AKSI UMMAD program at Al-Falah Mosque in Surabaya is in accordance with DSN-MUI Fatwa No.04/DSN-MUI/IV/2000 on Murabahah.Keywords: AKSI UMMAD Program, Murabahah Contract, DSN-MUI Fatwa, Al-Falah Mosque Surabaya
THE WELFARE OF MARKET TRADERS IN AZ-ZAITUN I SURABAYA FROM THE PERSPECTIVE OF MAQASHID SHARIA Maghfira Julietta; Sunan Fanani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 11 (2020): November-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202011pp2133-2148

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ABSTRAKTujuan penelitian ini merupakan untuk mengetahui sejauhmana peran pasar dalam meningkatkan kesejahteraan dalam konteks ekonomi Islam apabila direlevansikan dalam perspektif maqashid syariah. Penelitian ini menggunakan pendekatan kualitatif deskriptif. Teknik pengumpulan data primer diperoleh dengan wawancara para pedagang Pasar Syariah Az-Zaiun I Surabaya. Observasi juga dilakukan terhadap para pedagang. kemudian, dilakukan triangulasi dan dianalisis untuk mendapatkan hasil kesimpulan. Data sekunder diperoleh melalui buku teks, jurnal ilmiah yang relevan. Hasil penelitian ini menunjukan bahwa kesejahteraan para pedagang Pasar Syariah Az-Zaitun mengalami peningkatan, namun bila dikaji melalui perspektif maqashid syariah belum mencapai kemaslahatan karena terdapat beberapa indikator yang belum terpenuhi oleh pedagang Pasar Syariah Az-Zaitun I Surabaya.Kata kunci: pasar, kesejahteraan, pedagang, maqashid syariah ABSTRACTThe purpose of this study is to determine the role of the market in improving welfare in the context of Islamic economics from the perspective of maqashid sharia. This research uses a descriptive qualitative approach. The primary data collection technique was obtained by interviewing the traders of the Islamic Az-Zaiun I Market in Surabaya. Observations were also made on traders. Then, triangulation is conducted and analyzed to get a conclusion. Secondary data is obtained through textbooks and relevant scientific journals. The results of this study indicate that the welfare of the traders of the Az-Zaitun Syariah Market has increased, but when examined through the perspective of maqashid sharia, it has not achieved benefit because several indicators have not been fulfilled by the traders of the Az-Zaitun I Islamic Market in Surabaya.Keywords: market, welfare, traders, maqashid sharia
THE IMPLEMENTATION OF HAD KIFAYAH AT BAZNAS OF GRESIK REGENCY Maulidur Rohmah; Sunan Fanani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 7 No. 12 (2020): Desember-2020
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol7iss202012pp2480-2493

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ABSTRAKPenelitian ini bertujuan untuk menguji secara empiris penerapan had kifayah di BAZNAS Kabupaten Gresik dalam menentukan kelayakan keluarga miskin. Fokus penelitian ini adalah menjelaskan pelaksanaan had kifayah dan menganalisis metode yang saat ini digunakan oleh BAZNAS Kabupaten Gresik dalam menentukan kelayakan keluarga miskin. Pendekatan yang digunakan dalam penelitian ini adalah pendekatan kualitatif dengan metode studi kasus studi deskriptif mendalam dan investigasi terhadap suatu fenomena dalam konteks kehidupan nyata. Hasil penelitian menunjukkan bahwa pelaksanaan had kifayah di BAZNAS Kabupaten Gresik belum sepenuhnya terlaksana karena BAZNAS Kabupaten Gresik masih menerapkan metode Garis Kemiskinan dalam menentukan kelayakan keluarga miskin. Namun esensi had kifayah masih terkandung dalam metode yang digunakan BAZNAS Kabupaten Gresik saat ini.Kata Kunci: Had Kifayah, Distribusi Amal, Garis Kemiskinan ABSTRACTThis study aims to examine empirically the implementation of had kifayah in BAZNAS Gresik Regency in determining poor family properness. The focus of this research is to explain the implementation of had kifayah and analyze the methods currently used by BAZNAS in Gresik Regency in determining poor family properness. The approach used in this study is a qualitative approach with study cases method in-depth descriptive study and investigation of a phenomenon in a real-life context. The results indicate that the implementation of had kifayah at BAZNAS Gresik Regency had not been fully implemented because the BAZNAS of Gresik Regency still applied the Poverty Line method in determining poor family properness. However, the essence of had kifayah is still contained in the method used by BAZNAS Gresik Regency at this time.Keywords: Had Kifayah, Charity Distribution, Poverty Line
THE IMPACT OF PRODUCTIVE ENDOWMENTS IN INFRASTRUCTURE DEVELOPMENT GRIYA KHADIJAH PUSPAS UNAIR Arif Budianto; Sunan Fanani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 8 No. 2 (2021): Maret-2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol8iss20212pp231-242

Abstract

ABSTRAKTujuan penelitian ini merupakan untuk mengetahui bagaimana wakaf produktif terhadap pembangunan infrastruktur Griya khadijah di PUSPAS Universitas Airlangga. Penelitian ini menggunakan pendekatan kualitatif- deskriptif dengan metode studi kasus dimana penelitian ini dilakukan dengan wawancara,dokumentasi dan observasi. Teknik pengumpulan data primer diperoleh dengan wawancara dengan nazhir PUSPAS Universias Airlangga dan pengelola Griya khadijah. kemudian, dilakukan triangulasi dan dianalisis untuk mendapatkan hasil kesimpulan. Data sekunder diperoleh melalui buku teks, jurnal ilmiah yang relevan. Hasil penelitian ini menunjukan bahwa nazhir PUSPAS Universitas Airangga menerima dan mengelolah wakaf produktif berupa wakaf uang dan wakaf manfaat temporer dari wakif berupa satu unit rumah di jalan kalikepiting dimana rumah wakaf temporer itu di bangun/direnovasi menjadi griya khadijah akan menghasilkan manfaat untuk mauquf alaih(mahasiswi) berupa tempat tinggal mahasiswi yang di dalamnya terdapat program pembinaan dan pengembangan karakter bagi mahasiswi.Kata kunci : wakaf, wakaf produktif, pembangunan, nazhir PUSPAS Universitas Airlangga. ABSTRACTThe purpose of this study is to determine the role of productive waqf in the development of Griya Khadijah infrastructure at PUSPAS Universitas Airlangga. This study used a qualitative-descriptive approach with a case study method where this research was conducted by interview, documentation and observation. Primary data collection techniques were obtained through interviews with nazhir PUSPAS Universias Airlangga and the manager of Griya Khadijah. the results of the interview will be triangulated and analyzed to get the conclusion. Secondary data were obtained through text books and relevant scientific journals. The results of this study indicate that Nazhir PUSPAS Airlangga University receives and manages productive waqf in the form of cash waqf and temporary benefit waqf from waqf in the form of a house on Kalikepiting street. The temporary waqf house is built or renovated into a khadija griya which will produce benefits for mauquf alaih (female students) in the form of student residences in which there is a program of coaching and character development for female students..Keywords: waqf, waqf Productive, Infrastructure, Nazhir , Nazhir PUSPAS Airlangga University.DAFTAR PUSTAKAAbubakar, L., Nyulistyowati, H., T., Sukmadilaga, A. F. (2012). Sukuk sebagai alternatif pembiayaan infrastruktur dalam rangka perluasan dan percepatan pembangunan. Laporan akhir penelitian. Bandung: Universitas Padjadjaran.Abdullah, B., Beni. (2014). Metode penelitian ekonomi Islam (Muamalah). Bandung: CV Pustaka Setia.Ali, S., Hasan, H. (2014). Towards a maqasid al-shariah based development index. IRTI Working Paper Series No. 1435-18.Auda, J. (2008). Maqasid al-shariah as philosophy of Islamic law: A systems approach. London: The International Institute of Islamic Thought.Departemen Ekonomi dan Keuangan Syariah (DEKS) Bank Indonesia. (2016). Waqf: Pengaturan dan tata kelola yang efektif. Seri Ekonomi dan Keuangan Syariah. Jakarta: Bank Indonesia.Direktorat Pemberdayaan Wakaf dan Direktorat Jenderal Bimbingan Masyarakat Islam (Dirjen Bimas Islam). (2007). Pedoman pengelolaan wakaf uang. Jakarta: Dirjen Bimas Islam.Hasanah, H. (2016). Teknik-teknik observasi: Sebuah alternatif metode pengumpulan data kualitatif ilmu-ilmu sosial. At-Taqaddum, 8(1), 21-46.Hasan., Azis. (2018). Pembangunan ekonomi & pemberdayaan masyarakat strategi pembangunan manusia dalam perspektif ekonomi lokal. Makassar: CV Nur Lina.Kahf, Monzer. (2000). al-waqf, al-islamy, tathwuruh, idaratuh, tanmiyyatuh. Suriah: Dar al-Fikr.Karanshawy, H. A., Omar, A., Khan, T., Ali, S. S., Izhar, H., Tariq, W., Ginena, K., & Quradaghi, B. (2015). Introduction to Finance and Human Development-Essays on Zakah, Awqaf and Micro Finance. Doha: Bloomsbury Qatar Foundation.Kasri, R., & Ramli, U. (2019). Why do Indonesian muslims donate through mosques? A theory of planned behaviour approach. International Journal of Islamic and Middle Eastern Finance and Management, 12(5), 663-679.Kasri, R., & Ahmed, H. (2015). Assessing socio-economic development based on Maqasid al-Shariah principles: normative frameworks, methods and implementation in Indonesia. Islamic Economic Studies, 23(1), 73-100.Listiana, L. (2020). Waqf for socio- economic Development: A perspective of Ibn Khaldun. Journal of Ibn Khaldun Studies, 5(1),83-94Muhammad. (2008). Metodologi penelitian ekonomi Islam pendekatan kuantitatif. Jakarta: Raja Grafindo.Saeful, P. (2009). Penelitian kualitatif. Jurnal Equilibrium, 5(9), 1-8.Sen, A. (1999). Development as freedom. Oxford: Oxford University Press.Sukarna. (2011). Dasar-dasar management. Jakarta: Mondar Maju.Sugiyono. (2010). Metode penelitian kuantitatif, kualitatif, dan R&D. Bandung: CV. Alfabeta.Yin, R. K. (2009). Case study research: Design and methods. USA: Sage Publications, Inc.
COASTAL MOSLEM’S CREATIVE ECONOMY DEVELOPMENT MODEL : CASE STUDY IN KENJERAN SURABAYA Tika Widiastuti; Sunan Fanani; Imron Mawardi
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 3 No. 2 (2017): JULI-DESEMBER 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (3272.234 KB) | DOI: 10.20473/jebis.v3i2.6722

Abstract

The aim of this study is to understand how coastal moslem’s creative economy development are. This study has used qualitative approach with study case strategy.  Data collection has done by interviewing the informants i.e. Head of Kelurahan Sukolilo and Creative Industry’s stakeholder nearby Kenjeran, Surabaya. The result of this study is an appropriate model to develop coastal moslem’s socio-economics is a holistic-integrated developments. The model involved sort of stakeholders viz. fishermans, seafood crackers producers, the government, NGO’s, and universities.  Keywords : Coastal Communities, Creative Economy,  Kenjeran, Sosio-Economic Development
Compliance Factors of Paying Zakat on Trade for Muslim Fashion Traders at Pusat Grosir Surabaya Abdur Rahman Rofi; Sunan Fanani
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 3 (2023): Mei-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20233pp220-234

Abstract

ABSTRACT This study aimed to determine the effect of education level, income, and self-satisfaction on the compliance of Muslim fashion traders at the Pusat Grosir Surabaya in paying trade zakat. This study used a quantitative research approach, the SEM-PLS analysis technique involving 44 respondents, and purposive sampling technique. The criteria were traders at the Pusat Grosir Surabaya, muslim, have fulfilled haul and nishab, and have paid trade zakat. The research data was in the form of primary data obtained from online questionnaires using a Likert scale with statements from strongly disagree to strongly agree. The findings in this study indicate that income has a significant effect on the compliance of traders in paying trade zakat, while the variables of education level and self-satisfaction have no significant effect. The implication of this research in the development of science is to contribute to literature regarding the factors that influence traders in paying trade zakat. In addition, the implications for zakat practitioners and zakat management institutions that need to be considered are the level of education which has little effect on compliance with trade zakat payments, so it is necessary to increase literacy regarding trade zakat through other media besides religious lessons taught in formal education. Keywords: Trade Zakat, Zakat Compliance, Self Satisfaction, Education Level, Income. ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh tingkat pendidikan, pendapatan, dan kepuasan diri terhadap kepatuhan pedagang busana muslim di Pusat Grosir Surabaya dalam membayar zakat perdagangan. Penelitian ini menggunakan pendekatan penelitian kuantitatif dan menggunakan teknik analisis SEM-PLS dengan melibatkan 44 responden serta menggunakan purposive sampling yang kriterianya adalah pedagang di Pusat Grosir Surabaya, beragama islam, sudah memenuhi haul dan nishab, serta pernah membayar zakat perdagangan. Data penelitian berupa data primer yang didapatkan dari hasil kuisioner dengan menggunakan skala Likert dengan keterangan sangat tidak setuju hingga sangat setuju. Temuan pada penelitian ini menunjukkan bahwa pendapatan berpengaruh signifikan terhadap kepatuhan para pedagang dalam membayar zakat perdagangan, sedangkan variabel tingkat pendidikan dan kepuasan diri tidak memiliki pengaruh signifikan. Implikasi penelitian ini dalam pengembangan ilmu pengetahuan yaitu memberikan kontribusi literature mengenai faktor yang mempengaruhi pedagang dalam membayar zakat perdagangan. 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