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All Journal Jurnal Ekonomi Syariah Teori dan Terapan Jurnal Ilmiah Ekonomi Islam al-Uqud : Journal of Islamic Economics Review of Islamic Economics and Finance Al-Risalah Jurnal Studi Agama dan Pemikiran Islam
Rida Rosida
Universitas Pendidikan Indonesia
Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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ZAKAT CORE PRINCIPLE (ZCP) POIN 10 DISBURSEMENT MANAGEMENT DALAM MENGUKUR EFEKTIVITAS PENDISTRIBUSIAN ZAKAT PADA PROGRAM KERJA BAZNAS Ayudhia Yuliasih; Juliana Juliana; Rida Rosida
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 8 No. 1 (2021): Januari-2021
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol8iss20211pp116-126

Abstract

ABSTRAKTujuan dari penelitian ini adalah untuk mengetahui  tingkat efektivitas pendistribusian dana zakat pada program BAZNAS Kota Cirebon, Kabupaten Kuningan, Kabupaten Majalengka dan Kabupaten Cirebon serta mengetahui faktor yang mempengaruhi nilai rendah atau tingginya hasil perhitungan efektivitas pendistribusian zakat tersebut . Metode yang digunakan pada penelitian ini adalah metode deskriptif dengan pedekatan kuantitatif, dan teknik analisis data yang digunakan adalah Zakat Core Principles poin 10 Disbursement Managament. Berdasarkan  analisis Zakat Core Principles poin 10 Disbursement Managament maka dapat disimpulkan bahwa keempat BAZNAS tersebut sudah mencapai kategori efektif. Pada Time Effectivity, pendistribusian dana zakat pada keempat BAZNAS tersebut termasuk kedalam kategori cepat yang berarti bahwa lembaga zakat telah memiliki program yang efektif. Faktor-faktor yang mempengaruhi nilai rendah atau tingginya hasil perhitungan efektivitas pendistribusian dana zakat tersebut dipengaruhi oleh Pendistribusian dana Zakat yang selalu tepat sasaran sesuai Ashnaf dan merata, Pendistribusian dana zakat dan pendayagunaan dana zakat kepada masyarakat sudah sangat baik, Peraturan tegas terkait wajib zakat dan penerapan peraturan pengelolaan terkait zakat sudah bagus.Kata Kunci: Efektivitas, Pendistribusian, Zakat, Zakat Core Principles. ABSTRACTThe purpose of this research is to see the level of effectiveness of distribution of zakat funds in the BAZNAS program of Cirebon City, Kuningan Regency, Majalengka Regency and Cirebon Regency and also to see the factors that influence the low value or the level of yield that has the value of the distribution of zakat. The method used in this research is a descriptive method with a quantitative approach, and the data analysis technique used is the Basic Principles of Zakat point 10 Payment Management. Based on the analysis of the Core Principles of Zakat point 10 for Disbursement Management, it can be ignored that the four BAZNAS have reached the effective category. In Time Effectiveness, the distribution of zakat funds to the four BAZNAS is included in the fast category which means that the zakat institution has an effective program. The factors that affect the low or high value of the calculation results which have the authority to distribute zakat funds are always on target according to Ashnaf and are evenly distributed, the distribution of zakat funds and the utilization of zakat funds to the community is very good, strict regulations related to the compulsory zakat and the implementation of zakat-related regulations is good.Keywords: Effectiveness, Distribution, Zakat, Zakat Core Principles.DAFTAR PUSTAKAAlisman. (2014). Analisis efektivitas dan efesiensi manejemen keuangan di Aceh Barat. Jurnal Ekonomi dan Kebijakan Publik Indonesia, 1(2), 48-54.Azizah, S. N. (2018). Efektivitas kinerja keuangan badan amil zakat nasional (BAZNAS) pada program pentasharufan dana zakat di BAZNAS Kota Yogyakarta. el-jizya, 6(1), 91-112.BI Luncurkan Standar Internasional Pengelolaan Zakat. (2016). Diakses dari https://www.medcom.id/ekonomi/makro/8N0qMRMb-bi-luncurkan-standar-internasional-pengelolaan-zakatBank Indonesia & Universitas Islam Indonesia. (2016). Pengelolaan zakat yang efektif: Konsep dan praktik di beberapa negara. Jakarta: Bank Indonesia.BAZNAS. (2016). Pusat kajian strategis BAZNAS. Diakses dari https://www.puskasbaznas.com/publications/zcpDari 1600 ASN di Kabupaten Cirebon Hanya Tiga Persennya yang Bayar Zakat ke Baznas Per Bulan. (2019). Diakses dari https://cirebon.tribunnews.com/2019/09/15/dari-1600-asn-di-kabupaten-cirebon-hanya-tiga-persennya-yang-bayar-zakat-ke-baznas-per-bulanFirmansyah, A. N. (2018). Strategi peningkatan efisiensi dan produktivitas badan amil zakat nasional (BAZNAS) Kabupaten/Kota di Jawa Barat. Bandung: Universitas Pendidikan Indonesia.Fuad, M. S. (2019). Analisis efektivitas distribusi zakat produktif dalam meningkatkan kesejahteraan mustahik (Studi kantor cabang Rumah Zakat Sumatera Utara). Jurnal At-Tawassuth, 4(1), 137-159.Gana, A. S. (2015). Analisis kebijakan dan efektivitas organisasi. Jurnal Kebijakan & Administrasi Publik, 19(1), 71-84.Hartatik, E. (2015). Analisis praktik pendistribusian zakat produktif pada badan amil zakat daerah (BAZDA) Kabupaten Magelang. Jurnal Az-Zarqa, 7(1), 29-47.Hidayat, R. (2019). Urgensi nazhir profesional dalam pengelolaan wakaf. Jurnal Hukum Ekonomi Syariah: Safiqah, 4(1), 75-84.Juliana, F. N. (2019). The impact of economic growth and distribution of zakat funds on poverty (Survey in the third district of west java province period 2011-2016). KnE Social Sciences.Juliana, R. M. (2018). Pertumbuhan dan pemerataan ekonomi perspektif politik ekonomi Islam. Amwaluna: Jurnal Ekonomi dan Keuangan Syariah, 2(2), 259-268.Perolehan zakat di Indramayu naik delapan persen. (2019). Diakses dari https://republika.co.id/berita/pp0r6z313/perolehan-zakat-di-indramayu-naik-delapan-persenPerolehan Zakat Kota Cirebon Naik 21 Persen. (2020). Perolehan Zakat Kota Cirebon Naik 21 Persen. Diakses dari https://www.radarcirebon.com/2020/05/25/perolehan-zakat-kota-cirebon-naik-21-persen/Potensi penerimaan zakat mal di Kuningan Rp 179 M per tahun tapi baru 2,7 M. (2018). Diakses dari https://www.radarcirebon.com/2018/12/08/potensi-penerimaan-zakat-mal-di-kuningan-rp-179-m-per-tahun-tapi-baru-27-m/Potensi Zakat di Jawa Barat Sangat Tinggi. (2019). Diakses dari https://www.baznasjabar.org/news/potensi-zakat-di-jawa-barat-sangat-tinggiRahmawati, Y. (2013). Mekanisme sistem distribusi pada lembaga zakat dan wakaf dalam perekonomian Indonesia. Al-Iqtishad, 3(1).Ramadhani, H. (2020). Distribusi zakat, sudah efektifkah? Diakses dari http://www.ibec-febui.com/distribusi-zakat/Ropi, M. J. &. (2016). Telaah pemikiran ekonomi menurut Ibnu Qayyim (1292-1350M/691-751H). E-Qien Jurnal Ekonomi dan Bisnis, 3(2), 80-92.Saharuddin, R. W. (2017). Strategi pendistribusian zakat, infak, dan sedekah (ZIS) di badan amil zakat nasional (BAZNAS) Kota Tangerang Selatan. Al-Tijary: Jurnal Ekonomi dan Bisnis Islam, 3(1), 1-13.Sanrego, F. A. (2016). Mengurai permasalahan distribusi zakat kepada fakir miskin: Pengalaman organisasi pengelola zakat BAZNAS, Dompet Dhuafa, dan LAZISMU. Madania: Jurnal Kajian Keislaman, 20(1), 23-36.Setyorini, N. A. (2017). Penggunaan zakat disbursement efficiency dalam mencegah penyelewengan dana zakat. Proceedings  Seminar Nasional dan The 4th Call For Syariah Paper (SANCALL) 2017.Wahab, M. A. (2017). Effective zakah distribution: Highlighting few issues and gaps in Kedah Malaysia. Al-Iqtishad: Journal of Islamic Economics, 9(2).
Determinant Efficiency Analysis of The National Zakat Board (BAZNAS) Regency/City in West Java Firmansyah Firmansyah; Aas Nurasyiah; Rida Rosida
Review of Islamic Economics and Finance (RIEF) Vol 3, No 1 (2020): Review of Islamic Economics and Finance (RIEF) June 2020
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v3i1.25979

Abstract

This research is intended to determine the factors that influence the efficiency of The National Zakat Board Regency/City in West Java and improve the efficiency level of The National Zakat Board Regency / City in West Java. This research uses Statistical Test Non-Parametric Method Two-Stage Data Envelopment Analysis (DEA) using the production approach and Tobit regression model. Generally, the efficiency level of The National Zakat Board in West Java is relatively good because it achieves a full efficiency value of six National Zakat Board, besides that most of The National Zakat Board in West Java reaches the point of efficiency above average. The factors that cause these inefficiencies are generally less optimal distribution. In the Tobit regression model, from used six variables is the number of employees and Amil, the number of Zakat collector units, the number of payment systems offered, the number of meetings per year, the operational costs, and the total assets, there are only two Variebel values Significant effect on the efficiency of The National Zakat Board, the variable number of meetings and total asset value.
Service Quality and Donor Trust and Its Impact on Donor Loyalty (Survey at LAZ Synergy Foundation) Eko Ruslamsyah; Agus Rahayu; Rida Rosida
Review of Islamic Economics and Finance (RIEF) Vol 2, No 1 (2019): Review of Islamic Economics and Finance (RIEF) June 2019
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (254.424 KB) | DOI: 10.17509/rief.v2i1.17673

Abstract

Islamic Economics regulates development through instruments of Islamic development funds including zakat, infaq, and alms. But the collection of ZIS funds is still low compared to its potential. This research is designed to analyze the influence of service quality, donor’s trust in donor’s loyalty. The population of this study was donors at the Sinergi Foundation institution. The sampling technique used was purposive sampling quota sampling with a total sample of 100 people. In addition, it also uses path analysis to determine the relationship of influence between these variables. This study indicates that, First, service quality has a positive and significant effect on donor’s trust. Second, service quality does not have a positive and significant effect on donor’s loyalty. Third, donor trust has a positive and significant effect on donor loyalty. Fourth, service quality affects the loyalty of donors through trust in donors as an intervening variable.
Halal awareness can’t improved purchase intention imported skincare Hilda Monoarfa; Rida Rosida; Juliana; Sintiyawati; Rizuwan Abu Karim
al-Uqud : Journal of Islamic Economics Vol. 7 No. 1 (2023): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (419.679 KB) | DOI: 10.26740/aluqud.v7n1.p54-66

Abstract

The purpose of this study is to find out how halal awareness and online consumer reviews (OCRs) on the decision to buy imported cosmetics, besides that, to find out how the influence of halal awareness of millennials on purchasing decisions through the Online Consumer reviews (OCRs) variable as a mediator. The design of this study uses a descriptive causality technique with a quantitative approach. The analysis technique used is the Moderated Regression Analysis (MRA) with a millennial sample of 203 respondents. The results of this study indicate that halal awareness has a negative effect on purchasing decisions for imported cosmetics and is in the medium category. Halal awareness towards purchasing decisions for imported cosmetics through Online Consumer Reviews (OCRs) as a moderating variable has a significant effect and is in the moderate category. In this study, halal awareness is also hypothesized to have a negative effect on purchasing decisions, where it is researched by millennials who use imported cosmetics.
The COVID-19 pandemic and the intention of cash waqf: Approach to theory of reason action, level of religiosity and trust in institutions Juliana Juliana; Muhammad Jihan; Rida Rosida; Shafinar Ismail; Mumuh Muhammad; Tony Seno Aji
al-Uqud : Journal of Islamic Economics Vol. 7 No. 1 (2023): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/aluqud.v7n1.p138-153

Abstract

This study aims to see the intention of cash waqf in the Muslim community in Bandung Raya during the Covid-19 Pandemic and to see how the influence of Theory of Reasoned Action (TRA), namely subjective attitudes and norms with an additional level of religiosity and trust in institutions. The method used in this study is a quantitative approach with a causal descriptive design. The analytical tool used is Partial Least Square-Structural Equation Modeling (PLS-SEM) with the SmartPLS v application. 3.2.9. The subject of this study is the Muslim community in Bandung Raya with a total sample of 210 respondents. The results showed that attitudes, subjective norms, levels of religiosity and trust in institutions were in the high category. There are four variables that have a significant positive effect on the intention of the Muslim community in Bandung Raya to donate money during the Covid-19 pandemic, namely attitudes, subjective norms, level of religiosity and trust in institutions. The results of this study also confirm that attitudes, subjective norms, religiosity and trust are very important in Encouraging the intention to donate during the Covid-19 pandemic.
OPTIMIZATION OF AGRICULTURAL ZAKAT: STUDY ON IMPLEMENTATION OF ZAKAT CORE PRINCIPLES IN BAZNAS MAJALENGKA REGENCY Nuraeni Nuraeni; A Jajang Warya Mahri; Rida Rosida; Muhamad Rafi Anggara
Al-Risalah : Jurnal Studi Agama dan Pemikiran Islam Vol 15 No 1 (2024): Al-Risalah : Jurnal Studi Agama dan Pemikiran Islam
Publisher : Fakultas Agama Islam, Universitas Islam As-Syafiiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34005/alrisalah.v15i1.3471

Abstract

The purpose of this study is to determine the priority problems and solutions for optimizing zakat receipts for agricultural products at BAZNAS Majalengka Regency. The research method used is descriptive quantitative by analyzing the responses to the questionnaire distributed to seven expert respondents from the fields of academia, practitioners and regulators. Based on previous research, four aspects were determined from the problem dimension and the solution dimension, namely the literacy aspect, the management aspect, the regulatory aspect, and the institutional aspect. The analysis process uses the Analytic Network Process (ANP) tool via the Super Decision 3.2 application. The results showed that the problem that became a priority was the aspect of literacy which showed that the receipt of zakat from agricultural products was not optimal because the level of community literacy was still low with a GmK value of 0.3518. Likewise with priority solutions in the aspect of literacy where education and outreach regarding zakat on agricultural products is still very much needed by the community with a GmK value of 0.3766.
Bibliometric Computational Mapping Analysis of Publications on Sustainability and Islamic Finance Rumaisah Azizah Al Adawiyah; Aas Nurasyiah; Suci Aprilliani Utami; Rida Rosida
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8014

Abstract

This study assesses the discourses of sustainability in Islamic Finance industry using a bibliometric approach to computational mapping analysis. This study acquires the article data from Google Scholar database with utilizing Publish or Perish reference manager application. The terms and article abstracts are used in channel the search process by employing keywords of “Sustainability, Islam and Finance”. The results display 998 articles that are considered as being relevant with the topic. Google scholar indexed articles are used for ten-year period, from 2012 - 2022. From the results of the search, topics related with sustainability in Islamic Finance can be classified into four terms which are Sustainability, Islam, Islamic Finance and Finance. The term sustainability has 222 links with a total strength of 3997 links. The term Islam, based on the result has 208 links with 2435 links of strength. While the term Islamic Finance comprises 176 links with a total of strength is 1117 links. Afterwards the term Finance encompasses 201 links with a total of link strengths around 1727 links. Based on the trends, from 2012-2022, the research regarding sustainability and Islamic Finance is increasing steadily with a slightly decrease in 2015 to 2016. In 2022 up to September, the number of studies concerning the area of sustainability and Islamic Finance accounts for 79. This study observes the number of studies and the areas covered regarding the theme. The implication of this research could be a starting point in exploring research in sustainability and in the context with Islamic Finance role on it.
Co-Authors A. Jajang W. Mahri Agus Rahayu Al Adawiyah, Rumaisah Azizah Ayudhia Yuliasih Eko Ruslamsyah Firmansyah Firmansyah Hilda Monoarfa Juliana Juliana Juliana Muhamad Rafi Anggara Muhammad Jihan Mumuh Muhammad Nuraeni Nuraeni Nurasyiah, Aas Rizuwan Abu Karim Shafinar Ismail Sintiyawati Tony Seno Aji Utami, Suci Aprilliani