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This Author published in this journals
All Journal al-Uqud : Journal of Islamic Economics Journal of Islamic Economics and Business Journal of Islamic Economic Laws
Shafinar Ismail
Universiti Teknologi MARA
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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The COVID-19 pandemic and the intention of cash waqf: Approach to theory of reason action, level of religiosity and trust in institutions Juliana Juliana; Muhammad Jihan; Rida Rosida; Shafinar Ismail; Mumuh Muhammad; Tony Seno Aji
al-Uqud : Journal of Islamic Economics Vol. 7 No. 1 (2023): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/aluqud.v7n1.p138-153

Abstract

This study aims to see the intention of cash waqf in the Muslim community in Bandung Raya during the Covid-19 Pandemic and to see how the influence of Theory of Reasoned Action (TRA), namely subjective attitudes and norms with an additional level of religiosity and trust in institutions. The method used in this study is a quantitative approach with a causal descriptive design. The analytical tool used is Partial Least Square-Structural Equation Modeling (PLS-SEM) with the SmartPLS v application. 3.2.9. The subject of this study is the Muslim community in Bandung Raya with a total sample of 210 respondents. The results showed that attitudes, subjective norms, levels of religiosity and trust in institutions were in the high category. There are four variables that have a significant positive effect on the intention of the Muslim community in Bandung Raya to donate money during the Covid-19 pandemic, namely attitudes, subjective norms, level of religiosity and trust in institutions. The results of this study also confirm that attitudes, subjective norms, religiosity and trust are very important in Encouraging the intention to donate during the Covid-19 pandemic.
Do Institutional and Psychological Supports Foster Islamic Entrepreneurial Intention? Evidence from Productive Zakat Beneficiary Students in Indonesia and Malaysia Ahmad Ajib Ridlwan; Yan Putra Timur; Fitriah Dwi Susilowati; Muhamad Nafik Hadi Ryandono; Juliana Juliana; Shafinar Ismail
Journal of Islamic Economic Laws Vol. 9 No. 01 (2026): January
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v9i01.16783

Abstract

This study examines the determinants of Islamic entrepreneurial intention among productive zakat scholarship recipients in Indonesia and Malaysia. Data from 142 respondents were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) to assess the effects of university support, perceived organizational support, and self-efficacy. The results show that university support and perceived organizational support significantly enhance self-efficacy, indicating the importance of institutional support in strengthening entrepreneurial confidence. University support also positively influences Islamic entrepreneurial intention, while perceived organizational support does not have a direct effect on intention. Self-efficacy emerges as the strongest predictor of Islamic entrepreneurial intention, highlighting its central role in translating institutional support into entrepreneurial motivation. The multi-group analysis reveals differences between Indonesia and Malaysia: in Indonesia, perceived organizational support strongly strengthens self-efficacy, which subsequently drives entrepreneurial intention, whereas in Malaysia, university support improves self-efficacy but does not significantly translate into intention. These findings suggest that the impact of institutional support on Islamic entrepreneurial intention is context-dependent across countries. Universities and zakat institutions should complement financial assistance with mentoring, business incubation, and networking opportunities to strengthen entrepreneurial intention among scholarship recipients. The study contributes to the literature by providing comparative evidence from Indonesia and Malaysia on the role of institutional support in shaping Islamic entrepreneurial intention.
Does Business Sustainability Mediate the Effect of Women’s Micro Entrepreneurship on Family Welfare? Aas Nurasyiah; Hilda Monoarfa; Ripan Hermawan; Firmansyah Firmansyah; Rahmayati; Shafinar Ismail
Journal of Islamic Economics and Business Vol. 6 No. 1 (2026): JIEB: Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v6i1.55000

Abstract

This study aims to develop a holistic model of family welfare among women micro-entrepreneurs by examining the effects of Islamic microfinance, women’s empowerment, spiritual motivation, and digital technology adoption, with business sustainability serving as a mediating variable. Unlike previous studies that predominantly examine the direct effects of financial and non-financial resources on business performance or welfare, this study integrates financial, technological, empowerment, and spiritual dimensions into a single model and investigates business sustainability as the mechanism linking these factors to family welfare. A quantitative approach was employed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). Data were collected through purposive sampling from 200 women micro-entrepreneurs in West Java, Indonesia. The results demonstrate that digital technology adoption and spiritual motivation have positive and significant effects on business sustainability, whereas women’s empowerment has a significant negative effect. Islamic microfinance does not significantly affect business sustainability. Digital technology adoption, spiritual motivation, and business sustainability have positive and significant effects on family welfare, while Islamic microfinance and women’s empowerment have no significant direct effects. The mediation analysis reveals that business sustainability significantly mediates only the relationship between digital technology adoption and family welfare. However, it does not mediate the effects of Islamic microfinance, women’s empowerment, or spiritual motivation on family welfare. These findings highlight digital technology adoption as a critical pathway through which sustainable micro-enterprises can improve the welfare of women entrepreneurs’ families.
Co-Authors Ahmad Ajib Ridlwan Firmansyah Firmansyah Fitriah Dwi Susilowati Hilda Monoarfa Juliana Juliana Muhamad Nafik Hadi Ryandono Muhammad Jihan Mumuh Muhammad Nurasyiah, Aas Rahmayati Rida Rosida Ripan Hermawan Tony Seno Aji Yan Putra Timur