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Faktor Determinan Jiwa Wirausaha Pedagang Minangkabau Perantauan: Determinant Factors of Entrepreneurial Spirits among the Minangkabau Migrant Merchants Hendra Cipta
Society Vol 7 No 2 (2019): Society
Publisher : Laboratorium Rekayasa Sosial, Jurusan Sosiologi, FISIP Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/society.v7i2.110

This research aims to reveal the dominant factors of Minangkabau (the ethnic group native to the highlands of West Sumatra, Indonesia) migrants mainly engaged in merchandise. The Minangkabau hold firmly their customs and traditions which founded upon Islamic law as described in the saying “adat basandi syara’; syara’ basandi kitabullah” (tradition founded upon Islamic law, Islamic law founded upon the Holy Quran). This research was conducted in Ipuh sub-sub-district, Bengkulu province, Indonesia, those 150 respondents of Minangkabau merchants as the samples. The location was selected due to Ipuh sub-district is located near West Sumatra borders, so that the tradition strongly influence the Minang migrant merchants. To answer the research questions, the variables used were independent and dependent. The independent variable is the entrepreneurial spirit, while, the dependent variable is economic factors, adat (in this case, the term used is tradition), descendant, education, and independence. The research used a quantitative method by using multiple linear regressions. The result found that cultural variables influence the entrepreneurial spirits of Minangkabau merchant migrants because they uphold their traditions wherever they are. The insignificant influence of education, economic factor, heredity, and independence are insignificant. To conclude, matrilineal tradition has influenced the entrepreneurial spirits of Minang merchants and the matrilineal tradition can increase entrepreneurs among women.

Determinant Factors Of Profitability Of Islamic Banks In 2017-2021 With Capital Adequacy Ratio As a Variable Intervening Eka Wita Sari; Ahmad Irvani; Reka Meilani; Hendra Cipta
Al-bank: Journal of Islamic Banking and Finance Vol 3, No 2 (2023): July - Desember 2023
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v3i2.9088

This study aims to analyze the effect of Non Performing Financing (NPF) and Finance to Deposit Ratio (FDR) on Islamic bank profitability mediated by Capital Adequacy Ratio (CAR). This study uses secondary data in the form of panel data (pooled data), which is a combination of cross section data and time series data. The analysis technique uses path analysis. The results showed that FDR has no influence on CAR while NPF affects the CAR of Islamic banks. FDR and NPF directly have no influence on the ROA of Islamic banks. CAR variable is only able to be intervening between NPF and ROA while FDR variable indirectly through CAR variable has no significant effect on ROA of Islamic banks.

Halal Tourism in West Sumatra Province: An Implementation of Sharia Compliance and Minangkabau Custom Cipta, Hendra; Hatamar, Hatamar; Indrawati, Indrawati; Makmun, Sukran
Madania: Jurnal Kajian Keislaman Vol 27, No 2 (2023): DECEMBER
Publisher : Universitas Islam Negeri (UIN) Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/madania.v27i2.2722

This study aims to examine the implementation of Sharia compliance and Minangkabau custom in the halal tourism industry in West Sumatra, which is a leading province in Indonesia’s halal tourism sector. The research methodology used in this study is a qualitative descriptive, with in-depth interviews serving as the primary data collection instrument. The Indonesian Ulema Council, the Provincial Tourism Office and the halal tourism managers in the provinces of West Sumatra are the main sources of data for this study and purposive sampling strategies are used in this study to pick informants based on criteria. The findings of this study indicate that the halal tourism industry in West Sumatra substantially complied with the Sharia rules outlined in the fatwa of the Indonesian Ulema Council No. 108 of 2016 due to the implementation of Sharia compliance in halal tourism in this province through the Minangkabau custom adat basandi syarak, syarak basandi kitabullah by combining religious and cultural values that are deeply rooted in society, this saying is ingrained in the life of the Minang people. This is what distinguishes West Sumatra from other provinces in maintaining Sharia compliance within the halal tourism industry. Penelitian ini bertujuan untuk melihat aktualisasi kepatuhan syariah dan budaya adat Minangkabau pada industri wisata halal di Sumatera Barat, sebagai provinsi terdepan dalam sektor wisata halal di Indonesia. Metodologi penelitian yang diaplikasikan pada riset ini adalah metodologi deskriptif kualitatif dengan wawancara mendalam sebagai instrumen yang digunakan dalam pengumpulan data riset. Sumber data primer penelitian ini adalah Majelis Ulama Indonesia, Dinas Pariwisata Propinsi dan para pengelola pariwisata halal yang ada di Propinsi Sumatera Barat. Kriteria pemilihan informan pada penelitian ini berdasarkan teknik purposive sampling. Temuan riset ini menunjukkan bahwa di Sumatera Barat industri wisata halalnya secara substantif sudah mematuhi aturan syariah sebagaimana yang sudah ditetapkan Majelis Ulama Indonesia melalui fatwa No. 108 Tahun 2016, hal ini karena implementasi nilai-nilai syariah pada industri halal tourism di provinsi ini seiring dengan pepatah budaya Minang yang berbunyi adat basandi syarak, syarak basandi kitabullah. Pepatah ini adalah wujud harmonisasi nilai-nilai agamis dan budaya yang sudah kuat berakar dalam sendi kehidupan masyarakat, pepatah ini juga sudah dikenal turun-temurun oleh anak kemenakan di Minang. Hal inilah yang membedakan Sumatera Barat dengan provinsi lain dalam menjaga kepatuhan syariah wisata halal.

Penguatan Brand Desa Wisata Halal melalui Promosi Digital di Desa Perlang, Kabupaten Bangka Tengah Cipta, Hendra; Zakirman, Al Fakhri; Musa, Musa; Ulfa, Khoirina; Rohanah, Siti
Jurnal SOLMA Vol. 15 No. 1 (2026)
Publisher : Universitas Muhammadiyah Prof. DR. Hamka (UHAMKA Press)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/solma.v15i1.21702

Background: Perlang Village, located in Central Bangka Regency, is recognized as one of the earliest halal tourism villages in Indonesia; however, it has experienced a decline in brand strength due to limited digital literacy, simple promotional strategies, and the community’s insufficient understanding of comprehensive halal tourism concepts. This Community Service Program (PKM) aims to strengthen Perlang Village's branding as a halal tourism destination by enhancing community capacity in digital marketing, promotional content development, and the use of digital marketing tools. The method applied is the Asset-Based Community Development (ABCD) approach, which emphasizes the strengthening of local assets and active community involvement. Method: supported by in-depth interviews and Focus Group Discussions (FGDs) to map the village's potential and needs. The program was conducted through a series of training activities, including the introduction to halal tourism concepts, tourism package development, digital marketing practices, and a final evaluation. Results: Increase in participants’ understanding of digital marketing strategies, their ability to produce informative promotional content, and their skills in using digital tools to expand the reach of halal tourism. Although a slight decline was observed in certain post-test indicators, this reflects participants' improved reflective awareness of higher competency standards. Overall, the program generated a positive impact in revitalizing the image of Perlang Village as a competitive halal tourism destination. Conclusion: Moving forward, continued assistance and periodic monitoring are required to ensure that Perlang Village’s branding remains strong and sustainable in attracting tourists.

Faktor Determinan Jiwa Wirausaha Pedagang Minangkabau Perantauan: Determinant Factors of Entrepreneurial Spirits among the Minangkabau Migrant Merchants Hendra Cipta
Society Vol 7 No 2 (2019): Society
Publisher : Laboratorium Rekayasa Sosial, Jurusan Sosiologi, FISIP Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/society.v7i2.110

This research aims to reveal the dominant factors of Minangkabau (the ethnic group native to the highlands of West Sumatra, Indonesia) migrants mainly engaged in merchandise. The Minangkabau hold firmly their customs and traditions which founded upon Islamic law as described in the saying “adat basandi syara’; syara’ basandi kitabullah” (tradition founded upon Islamic law, Islamic law founded upon the Holy Quran). This research was conducted in Ipuh sub-sub-district, Bengkulu province, Indonesia, those 150 respondents of Minangkabau merchants as the samples. The location was selected due to Ipuh sub-district is located near West Sumatra borders, so that the tradition strongly influence the Minang migrant merchants. To answer the research questions, the variables used were independent and dependent. The independent variable is the entrepreneurial spirit, while, the dependent variable is economic factors, adat (in this case, the term used is tradition), descendant, education, and independence. The research used a quantitative method by using multiple linear regressions. The result found that cultural variables influence the entrepreneurial spirits of Minangkabau merchant migrants because they uphold their traditions wherever they are. The insignificant influence of education, economic factor, heredity, and independence are insignificant. To conclude, matrilineal tradition has influenced the entrepreneurial spirits of Minang merchants and the matrilineal tradition can increase entrepreneurs among women.

Brand Trust versus Satisfaction in Driving Islamic Bank Loyalty: The Moderating Role of Religious Moderation Cipta, Hendra; Ulyah, Himmatul; Destiana, Yolanda; Radiamoda, Anwar
Islam Futura Vol 26 No 1 (2026): Jurnal Ilmiah Islam Futura
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jiif.v261.33793

The customer loyalty of Islamic banks in Indonesia is quite high, despite their market share being only 7.72%. It implies that allegiance is not solely based on religious matching. The purpose of this research is to analyze the effect of religious moderation as inclusive religiosity, service quality, social value, and price on customer loyalty mediated by brand trust and satisfaction which are formulated in ten hypotheses. Yes, it fills some gaps: in previous studies, the geographical range has been quite narrow, they have depended on stringent religiosity measures, and few of them provided systematic evidence for their conclusion that Islamic religious college lecturers shape opinion. Employing a quantitative methodology and conducting structural equation modeling analysis on 257 faculty from representative universities in eight provinces, the findings reveal that brand trust is much more than satisfaction, as it constitutes loyalty. More surprisingly, this research found that religious moderation has very little positive effect on brand trust and also a negative impact in relation to satisfaction. Whereas price, service quality, and social value have a positive effect on both mediation variables. These findings reaffirm the distinct power of deep brand trust over any one boilerplate religious strategy or price war.

A SYSTEMATIC LITERATURE REVIEW STUDY ON DA'WAH AND ISLAMIC ECONOMIC EMPOWERMENT Hendra Cipta; Al Fakhri Zakirman
Mawaizh : Jurnal Dakwah dan Pengembangan Sosial Kemanusiaan Vol. 15 No. 1 (2024): Vol 15 No 1 (2024) : Harmony in Belief
Publisher : Faculty of Da’wa and Islamic Communication, State Institute for Islamic Studies of Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/maw.v15i1.4358

Da'wah should encompass not just teachings on worship but also the promotion and education of the Islamic economy. These two fields should enhance and reinforce one another. This study aims to examine the influence of da'wah on the development of the Islamic economy, as well as the reciprocal impact of the Islamic economy on the dissemination of sharia values. A total of 513 papers, comprising 500 from Google Scholar and 13 from Scopus, underwent screening, eligibility evaluation, and quality rating in this study. The research methodology employed is qualitative, utilizing a systematic literature review approach following the Preferred Reporting Items for Systematic Reviews and Meta-Analyses Protocols (PRISMA-P) guidelines. The study's findings indicate that da'wah and economic empowerment are mutually reinforcing, contributing to Muslims' economic self-sufficiency and long-term viability. The propagation of da'wah by da'i, encompassing information on Islamic economics, can elevate societal literacy and catalyze advancing the empowerment of the Islamic economy. Similarly, the Islamic economy, encompassing halal tourism and Islamic financial products, functions as a means of da'wah to facilitate mua'malah transactions by Sharia principles.

THE IMPACT OF SOCIAL FACTORS AND CURRICULUM ON THE ENTREPRENEURIAL INTENTIONS OF MUSLIM STUDENTS Hendra Cipta; Hatamar Hatamar
Mawaizh : Jurnal Dakwah dan Pengembangan Sosial Kemanusiaan Vol. 15 No. 2 (2024): Vol 15 No 2 (2024) : Islamic Society
Publisher : Faculty of Da’wa and Islamic Communication, State Institute for Islamic Studies of Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/maw.v15i2.5342

This study looks into how social factors like social interaction, family support, and career orientation, along with curriculum elements, especially the implementation of the Merdeka Belajar-Kampus Merdeka Curriculum (MBKM), influence the entrepreneurial intentions of students at Islamic religious universities in Indonesia. The research uses a quantitative approach with the Structural Equation Modeling - Partial Least Squares (SEM-PLS) method. A total of 392 students from ten Islamic religious universities across Indonesia took part in the study. The findings revealed that social interaction and family support had a significant impact on students' entrepreneurial intentions, whereas career orientation did not have a notable effect. The introduction of the MBKM curriculum greatly boosts students' entrepreneurial intentions. These results provide both theoretical insights and practical guidance for promoting entrepreneurship in Islamic religious universities. They highlight the importance of MBKM policies, reinforced by social factors such as social interaction and family support, in nurturing students' entrepreneurial spirit. Therefore, combining the MBKM curriculum with a supportive social environment could be an effective strategy to build an entrepreneurial ecosystem within Islamic religious universities in Indonesia.

Dampak Perceraian Terhadap Kenakalan Remaja Hendra Cipta
Edugama: Jurnal Kependidikan dan Sosial Keagamaan Vol. 3 No. 2 (2017): Edugama: Jurnal Kependidikan dan Sosial Keagamaan
Publisher : PASCASARJANA IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/edugama.v3i2.724

Abstract In General, factors causing the emergence of juvenile deliquency are a family reason caused by divorce, both parents and the next factor is the environmental factors influenced by playmates and the environment around the dwelling. The media also have a role to cause juvenile delinquency. To minimize this juvenile delinquency that needs to be done is to enforce the rules, listen to teenagers complaints, give attention to teenagers, provide motivation to the teenagers and accompany and play with teenagers' activities they enjoy. Abstrak Secara umum, faktor penyebab munculnya kenakalan remaja adalah alasan keluarga yang disebabkan oleh perceraian, kedua orang tua dan faktor berikutnya adalah faktor lingkungan yang dipengaruhi oleh teman bermain dan lingkungan di sekitar tempat tinggal. Media juga memiliki peran untuk menyebabkan kenakalan remaja. Untuk meminimalkan kenakalan remaja yang perlu dilakukan adalah menegakkan aturan, mendengarkan keluhan remaja, memberikan perhatian kepada remaja, memberikan motivasi kepada remaja dan menemani dan bermain dengan kegiatan remaja yang mereka nikmati.

Rate of Return Risk pada Perbankan Syariah di Indonesia Hendra Cipta
Edugama: Jurnal Kependidikan dan Sosial Keagamaan Vol. 6 No. 2 (2020): Edugama: Jurnal Kependidikan dan Sosial Keagamaan
Publisher : PASCASARJANA IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/edugama.v6i2.1601

The rate of return risk is one of the risks that Islamic banks in Indonesia should pay attention to. The purpose of this research is to predict the factors that affect the rate of return risk of Islamic banking in Indonesia (namely Islamic Commercial Banks and Sharia Business Units) from 2015 to 2019. The research methodology used is multiple regression with the EViews data processing application. version 9. The results of this study found that the deposit variable has a significant positive effect on the rate of return risk, while the BI-rate variable does not effect on the rate of return risk of Islamic banks in Indonesia. Rate of return risk merupakan salah satu risiko yang harus menjadi perhatian oleh bank syariah di Indonesia. Maksud dari penelitian ini adalah untuk memprediksi faktor-faktor yang mempengaruhi rate of return risk perbankan syariah di Indonesia (yaitu Bank Umum Syariah dan Unit Usaha Syariah) dari tahun 2015 sampai dengan tahun 2019. Metodologi penelitian yang digunakan adalah regresi berganda dengan aplikasi pengolah data EViews versi 9. Hasil penelitian ini menemukan bahwa variabel deposito mempunyai pengaruh signifikan positif terhadap rate of return risk sedangkan variabel BI-rate tidak berpengaruh terhadap rate of return risk bank syariah di Indonesia.

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