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All Journal Perigel: Jurnal Penyuluhan Masyarakat Indonesia International Journal of Management Research and Economics Indonesian Journal of Community Empowerment PENG: Jurnal Ekonomi dan Manajemen
Agung Wibowo
Universitas 17 Agustus 1945 Semarang
Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Public Health Social Sciences

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PEMBUKUAN SECARA PRAKTIS DALAM PENGELOLAAN KEWIRAUSAHAAN EMPING MLINJO DI DESA WONOKERSO, LIMPUNG KABUPATEN BATANG Agung Wibowo; Caecilia Sri Haryanti; Parju Parju; Nurchayati Nurchayati; Janti Janti; Setyobudi Setyobudi
MAJU : Indonesian Journal of Community Empowerment Vol. 3 No. 3 (2026): MAJU : Indonesian Journal of Community Empowerment, Mei 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/maju.v3i3.2473

Abstract

Mlinjo chip entrepreneurs in Wonokerso Village encountered difficulties managing finances systematically without adequate bookkeeping practices, hindering accurate profit-loss assessment. This community engagement program sought to enhance practical bookkeeping capabilities among fifteen members of "Sumber Rejeki" business collective through comprehensive training and mentoring. The intervention employed participatory methods encompassing preparation, socialization, skill development workshops, continuous guidance, and performance evaluation. Findings demonstrated substantial improvement in financial literacy, evidenced by assessment scores advancing from 42.3 to 81.7. Participants successfully mastered daily transaction recording (100%), income statement preparation (86.7%), and production cost calculation (73.3%). Systematic documentation revealed authentic profit margins of 18-22%, contradicting initial estimations of 30-35%. The initiative yielded multiple benefits including enhanced financial awareness, data-driven decision-making capacity, and improved creditworthiness for institutional financing. Sustainability mechanisms were established through peer mentoring systems and regular accountability sessions within the business network
Peran Tenaga Ahli Keuangan dalam Penguatan Studi Kelayakan Pendirian Rumah Sakit Umum Daerah di Kabupaten Semarang melalui Analisis Kelayakan Finansial Suroto; Emiliana Sri Pujiarti; Agung Wibowo; Caecilia Sri Haryanti; Janti Soegiastuti; Andalan Tri Ratnawati
Perigel: Jurnal Penyuluhan Masyarakat Indonesia Vol. 5 No. 2 (2026): Juni: Jurnal Penyuluhan Masyarakat Indonesia
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/perigel.v5i2.3725

Abstract

A feasibility study is a critical stage in the planning of hospital establishment to ensure investment viability, particularly from a financial perspective. This community service program aims to provide reinforcement in the preparation of a feasibility study for the establishment of a Regional Public Hospital (RSUD) in Barukan Village, Tengaran District, Semarang Regency, through financial feasibility analysis conducted by financial experts. The implementation method was carried out through partner needs identification, delivery of financial analysis materials, interactive discussions, and assistance in developing financial models encompassing cash flow projections, discounted payback period (DPP), net present value (NPV), internal rate of return (IRR), and sensitivity analysis, all of which yielded feasible and acceptable results. The outcomes of the activity demonstrated an improvement in partners' understanding of financial feasibility analysis as well as their ability to interpret investment assessment criteria. In addition, the activity yielded an early-stage draft encompassing the financial feasibility aspects, which is intended to guide stakeholders in making informed decisions related to the founding of the Semarang Regency Regional Public Hospital. This activity contributes to strengthening the planning of healthcare facility investment in an effective and sustainable manner.
IMPLEMENTASI PROGRAM BANK SAMPAH DAN PENGELOLAAN LINGKUNGAN BERKELANJUTAN DI KELURAHAN SUKOREJO, KECAMATAN GUNUNGPATI KOTA SEMARANG Suroto Suroto; Agung Wibowo; Caecilia Sri Haryanti; Janti Soegiastuti; Andalan Tri Ratnawati
MAJU : Indonesian Journal of Community Empowerment Vol. 3 No. 1 (2026): MAJU : Indonesian Journal of Community Empowerment, January 2026
Publisher : Lembaga Pendidikan dan Penelitian Manggala Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62335/maju.v3i1.1963

Abstract

The challenges of waste management in urban areas continue to evolve in line with increasing population and economic activities of residents. The Sukorejo Sub-district area in Gunungpati District, Semarang City, experiences similar problems with continuously increasing waste quantities. This community service program aims to implement a waste bank system as an alternative for sustainable environmental management. The implementation involves socialization activities, waste separation training, establishment of waste bank management groups, and operational assistance (Suwerda, 2019). The outcomes demonstrate the formation of one waste bank unit with 45 active customers, an increase in residents' awareness regarding waste separation from 35% to 78%, and a reduction in the quantity of waste disposed to the landfill by 2.3 tons per month. This program generates positive impacts including improved area cleanliness, additional income for residents, and contributions to the circular economy (Purba et al., 2019). Recommendations are provided to develop similar programs in other sub-districts and to enhance collaboration with the private sector for program sustainability.
Pengaruh Literasi Keuangan, Inklusi Keuangan Dan Efikasi Diri Keuangan Terhadap Perilaku Pengelolaan Keuangan Pada Working Mom Di Kecamatan Ungaran Timur Kabupaten Semarang Winda Widyastuti; Agung Wibowo; Andalan Tri Ratnawati; Janti Soegiastuti
PENG: Jurnal Ekonomi dan Manajemen Vol. 3 No. 3 (2026): Juli-September, Ekonomi Digital dan Strategi Manajemen Modern
Publisher : Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/c8k84051

Abstract

This study aims to analyze the effect of financial literacy, financial inclusion, and financial self-efficacy on the financial management behavior of working mothers (working moms) in Ungaran Timur Sub-district, Semarang Regency. The population comprised all women identified as working moms in the sub-district, whose exact number is unknown; a sample of 80 respondents was determined using the Roscoe formula and selected through accidental sampling. Data were analyzed using multiple linear regression with the aid of SPSS. The results show that financial literacy (β = 0.362; sig = 0.005), financial inclusion (β = 0.322; sig = 0.022), and financial self-efficacy (β = 0.725; sig = 0.000) each have a positive and significant partial effect on financial management behavior, with the three variables jointly explaining 55.7 percent of its variance (Adjusted R Square). Financial self-efficacy was found to be the most dominant factor. These findings underline the importance of strengthening financial confidence, expanding access to formal financial services, and improving financial knowledge to support healthier financial management behavior among working mothers.
The Effects of Multi-Factor Authentication, Data Encryption, and Digital Reputation on E-Commerce User Trust Yuni Anggriani Soeryohendro; Muchayatin Muchayatin; Andalan Tri Ratnawati; Agung Wibowo
International Journal of Management Research and Economics Vol. 4 No. 3 (2026): August : International Journal of Management Research and Economics
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/ijmre-itb.v4i3.4909

Abstract

This study examines the trust of Shopee e-commerce users in Semarang City in the face of increasing digital transactions and information security risks. The research problem stems from the inconsistent findings of previous studies regarding the role of digital security and reputation in shaping user trust, as well as the limited number of studies that simultaneously examine multi-factor authentication, data encryption, and digital reputation. This study aims to analyze the influence of these three variables on Shopee users' trust. The method used is a quantitative approach involving a questionnaire survey of 111 respondents selected through purposive sampling. The data were analyzed using multiple linear regression with the aid of SPSS 25. The results indicate that data encryption and digital reputation have a positive and significant effect on user trust, whereas Multi-Factor Authentication does not have a significant partial effect. These findings suggest that users place greater emphasis on data protection, privacy policy transparency, service quality, ratings, reviews, and the platform's image when building trust. Therefore, Shopee needs to strengthen its data encryption and digital reputation, while maintaining Multi-Factor Authentication as a basic security standard to protect user accounts.
Co-Authors Andalan Tri Ratnawati Caecilia Sri Haryanti Emiliana Sri Pujiarti Janti Janti Janti Soegiastuti Lisa Erfi Yunita Muchayatin Muchayatin Nurchayati Nurchayati Parju Parju Setyobudi Setyobudi Suroto Suroto Suroto Winda Widyastuti Yuni Anggriani Soeryohendro