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Behavioral Finance: Hippocrates Personality and Behavioral of Islamic Finance on Investment Decision Gen Z Effendi, Kharisya Ayu
Global Review of Islamic Economics and Business Vol. 11 No. 1 (2023)
Publisher : Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/grieb.2023.111-10

Abstract

This study aims to analyze Hippocrates' personality and an investor's financial behavior in making investment decisions. A quantitative research design was used to test the research hypotheses. The respondents consisted of Muslim students from universities in Bandung who belong to the category of Generation Z. The data analysis technique used was the Structural Equation Model (SEM) AMOS. The Hippocrates personality has a significant effect on financial behavior, and financial behavior has a significant effect on investment decisions. However, the Hippocrates personality does not have a significant effect on investment decisions. The findings of this research indicate that financial behavior needs to be improved by applying Sharia financial concepts so that it can support investment activities that are in line with Sharia principles. Personality Hippocrates emphasized choosing investments that are in line with the student's personality characteristics. This personality type is more inclined towards the behavior of calculating the appropriate risks and benefits of the investments made. The novelty of this research is demonstrated by the Islamic financial perspective which examines the relationship between Hippocrates' personality and financial behavior on investment decision-making. The expected implication is that Islamic finance can increase investment by knowing the Hippocratic personality type and financial behavior among Gen Z Muslims. Originality/Value: The originality of this research is found in studying personality types according to Hippocrates (129-200 BC) and the perspective of Islamic Finance in making investment decisions.
Analisis Transformasi Halal Awerness dan Teknologi Blockchain Terhadap Penguatan Halal Value Chain Di Indonesia Effendi, Kharisya Ayu; Mukhlis, Tanti Irawati; Padmanegara, Oliver Hasan; Widajatun, Vincentia Wahju
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10383

Abstract

The purpose of this study is to see whether Halal Awernes can influence the strengthening of the Halal Value Chain, also to see whether Blockchain Technology can affect the strengthening of the Halal Value Chain. This research method uses a quantitative method that proves the theory or results of previous research. The data used are SMEs in Indonesia, with a random sampling method using the formula according to (HOSMER et al., 1997). So that the obtained data that must be taken amounted to 96 respondents throughout Indonesia. Data analysis uses SPSS 26. The results of this study are Halal Awerness and Blockchain Technology have a positive and significant effect on the Halal Value Chain. This means that, the higher the halal awerness of MSMEs towards halal products will further strengthen the implementation of the Halal Value Chain in Indonesia. The higher understanding and use of blockchain technology in MSMEs will further strengthen the implementation of the Halal Value Chain in Indonesia.
Risk of Debt-Based Financing in Indonesian Islamic Banking Effendi, Kharisya Ayu
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 9 No. 2 (2017)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v9i2.4821

Abstract

The purpose of this study is to know the risk of debt-based financing in Islamic banking in Indonesia by using an accounting based calculation, those are NPF analysis, Credit risk Z-score and Altman Z-score. This study is telling about the risk of debt-based finacing on Indonesian Islamic banking using an accounting based measurement, those are NPF analysis, Credit Risk Z-score analysis and Altman Z-score analysis. The data was obtained from 2011 to 2015 from the website of each bank. The result is a risk on debt-based financing on Indonesian Islamic banking is low. The measurement using 3 accounting based measurement tool gives a consistent result, that is Indonesian Islamic banking use a debt-based financing have a high financial stability and a low risk.DOI: 10.15408/aiq.v9i2.4821