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Islamic Green Banking At Bank Pembangunan Daerah In Indonesia Rahmayati Rahmayati; Siti Mujiatun; Maya Sari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economic: January, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1850

Abstract

This research aims to prove the concept of Islamic Green Banking in the banking system in Indonesia, precisely at the Bank Pembangunan Daerah (BPD) bank and to proves that CSR, Green Accounting, Growth Financing, NPF, Liability on Green Banking have a simultaneous and partial test effect on Green Banking. The research method used is descriptive quantitative, using secondary data from the bank's Annual Report from 2015-2020 at PT. BPD Aceh Syariah, PT. BPD Sumatera Utara, PT. BPD Jambi, PT. BPD. Nagari, PT. BPD. Riau and Kepulauan Riau, PT. BPD Sumatera Selatan and Bangka Belitung. The results of the study prove that the Corporate Social Responsibility (CSR), Growth Financing, Green Accounting, NPF variable have an effect on Green Banking except for Liability variable which shown negative result on Green Banking and this study is that the application of Green Banking is a pattern that can be implemented by the BPD through digitizing online services.
Analysis of Factors Affecting the Financial Performance of MSMEs Businesses in Buntu Bedimbar Village, Sub-District Tanjung Morawa Aji Fadillah Saragih; Maya Sari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3950

Abstract

This study aims to determine the effect of MSME business financial performance on MSME business actors. The type of research used in this research is hypothesis testing. The sample in this study were MSME players in Buntu Bedimbar Village, Tanjung Morawa District. At this time, many MSMEs in the area are declining, both in terms of numbers and income, so for that, the researchers made observations and decided to take several variables that allegedly could affect the business performance of MSMEs in the area. The data collection technique used a questionnaire with 171 respondents. Validity and reliability tests were carried out on respondents who had the same characteristics as the research subjects. The analysis method used in this research is the 1-5 linear scale analysis method. The results showed that the business capital variable had a positive and significant influence on the financial performance of Buntu Bedimbar Village MSME businesses. The business duration variable has no influence and is significant on the financial performance of Buntu Bedimbar Village MSME businesses, the financing variable has an influence and is significant on the financial performance of Buntu Bedimbar Village MSME businesses, the Islamic financial literacy variable has an influence and is significant on the financial performance of Buntu Bedimbar Village MSME businesses. Together, capital, financing, and Islamic financial literacy have a positive and significant influence on the financial performance of Buntu Bedimbar Village MSME businesses, while the length of business does not have any influence on the financial performance of Buntu Bedimbar Village MSME businesses.