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PENERAPAN METODE PERBANDINGAN EKSPONENSIAL PADA SISTEM PENDUKUNG KEPUTUSAN PEMBERIAN KREDIT PADA BANK XYZ Yunita, Yunita; Qomariah, Siti; Masdar, Masdar
Jurnal Borneo Saintek Vol 1, No 2 (2018)
Publisher : LPPM Universitas Borneo Tarakan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (358.348 KB) | DOI: 10.35334/borneo_saintek.v1i2.911

Abstract

Sistem Pendukung keputusan (SPK) adalah salah satu perangkat lunak yng dikembangkan sebagai bahan pertimbangan untuk pengambilan sebuah keputusan tertentu. Sistem pendukung keputusan ini menggunakan metode yang akan membantu melakukan proses analisis kredit, melakukan perubahan kriteria, perubahan nilai bobot dan menentukan alternatif yang tepat sasaran. Untuk itu penelitian ini mencoba menggunakan metode The Five C?s Credit Analysis yaitu Character (Keadaan Watak), Capacity (Kemampuan), Capital (Modal), Condition (Kondisi Sosial Ekonomi) dan Collateral (Barang yang diserahkan kreditur yang bersangkutan) dikombinasikan dengan metode MPE (metode perbandingan eksponensial). Perangkat lunak yang dihasilkan dikembangan dengan tahapan metode protyping sehingga menghasilkan sistem yang dinamis karena faktor-faktor baru dan nilai bobotnya dapat diubah dan ditambah sesuai dengan kebutuhan. Hasil penilaian pemilihan nasabah yang diperoleh dari sistem ini dapat memberikan penilaian dan status layak tidak layaknya calon nasabah bagi pimpinan selaku pengambil keputusan.
Penerapan Hukum Wakaf Uang di Indonesia Perspektif Legal System Theory Masdar, Masdar
Al-Manahij: Jurnal Kajian Hukum Islam Vol 11 No 1 (2017)
Publisher : Fakultas Syariah IAIN Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (268.908 KB) | DOI: 10.24090/mnh.v11i1.1269

Abstract

Cash waqf in Indonesia has been long enough implemented based on some rules enacted by government and other rules defined by The Waqf Board of Indonesia (BWI). However, the implementation of cash waqf has not reached the level of success. Therefore, this article studies the application of cash waqf law in Indonesia according to Friedman’s legal system theory. The legal system theory of Friedman firstly looks at the substance of the law, which is the rules or regulations; and secondly it examines the structure of the law, encompassing the law enforcement agencies, such as judge, prosecutor, police and legal counselors. And lastly the theory examines the element of legal culture, which is a response from Muslim society. The first two examinations indicate that there is nothing to be a problem. But from the last examination there is a problem regarding the trust from Muslim society. From the legal culture point of view, the implementation of cash waqf by the government, which is performed by BWI, needs attracting society’s credentials in order to improve and maximize the performance of cash waqf in Indonesia.
Responses of six tomato (Lycopersicon esculentum Mill.) genotypes to salinity stress at low altitudes of Bengkulu, Indonesia Suharjo, Usman KJ; Nababan, Sartika Y; Masdar, Masdar; Pamekas, Tunjung; Mukhtasar, Mukhtasar
Akta Agrosia Vol 21 No 1 (2018)
Publisher : Badan Penerbitan Fakultas Pertanian (BPFP), Fakultas Pertanian, Universitas Bengkkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (251.374 KB)

Abstract

Salinity stress causing water deficit, nutrient deficiency, and ion imbalance for the crops has been reported to reduced crop growth, crop yield, and fruit quality in tomatoes. The main objective of this research were to determine the LC-50 of salinity, to evalute the response of six tomato genotypes to LC-50, and to study the effect of genotype and salinity stress on crop growth, crop yield, and fruit quality of tomatoes. The LC-50 of salinity was determinated by growing tomato seedlings at different level of saline solutions (0, 400, 500, 6000, 7000, 9000, 10000, 11000, and 12000 ppm of NaCl) and used the LC-50 of salinity to evaluate the salinity tolerance of six tomato genotypes. The results showed that the LC-50 of saline solution was 9000 ppm NaCl and genotype Empat G was found to be the most tolerant to salinity stress
Agronomic Performances of Rice Lines on Non-Tidal Swampland Chozin, Mohammad; Silalahi, Sarina; Masdar, Masdar; Sumardi, Sumardi
Akta Agrosia Vol 22 No 1 (2019)
Publisher : Badan Penerbitan Fakultas Pertanian (BPFP), Fakultas Pertanian, Universitas Bengkkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1045.522 KB)

Abstract

A successful rice production on swampland would require a planting material from high yielding varieties adaptated  to the swampy ecosystem. This study was carried out to compare the growth and yield characteristics of five rice lines and a check variety as grown on non-tidal swampland. The lines were F4 generation of bulk selection from the crosses involving Bengkulu swamp rice landraces (Hanafi Putih, Tigo-tigo, Harum Curup, and Lubuk Durian) and high yielding varieties for the irrigated field (Sidenuk and Bestari). The trial was conducted on a shallow non-tidal swampland with stagnant inundation no more than 50 cm in depth often occurred during the plant life cycle.  The lines and the check variety (Inpara 4) were arranged in a randomized complete block design with three replications. Observations were made for the agronomic performances of the plant, including plant height, total tiller number clump-1, effective tiller number clump-1, heading date, maturity date, panicle length, grain number panicle-1, 100-grain weight, and grain yield clump-1. Significant variation among the genotypes was found for all observed traits. On average, the evaluated lines showed comparable growth and yield performances to the check variety.  Tigo-tigo × Bestari was the tallest line and potential for medium depth swampland.  This line showed good overall agronomic performances and yielded relatively higher than the check variety, but delayed in attaining maturity. For shallow swampland, Hanafi Putih x Sidenuk exhibited the most potent line by having good overall agronomic and yield performances, except late in maturity.  For early maturing line, Lubuk Durian x Hanafi Putih showed its potential for shallow swampland. Although this line was not the best,  it showed better overall agronomic performances than the check variety. Keywords: F4 lines,  growth and yield performance, rice landrace, swampland, plant maturity
The Performance of the Adiwiyata Program: An Evaluation Study at Madrasah Tsanawiyah Negeri Masdar, Masdar; K, Nurdin; Kamal, Helmi
International Journal of Asian Education Vol. 5 No. 4 (2024): IJAE Vol. 05, No. 4, December 2024
Publisher : Research and Education Development (READ) Institute collaborate with Faculty of Education and Teacher Training of IAIN Palopo (Fakultas Tarbiyah dan Ilmu Keguruan IAIN Palopo)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46966/ijae.v5i4.461

Abstract

Environmental challenges, such as climate change, pollution, and deforestation, require proactive educational strategies to foster sustainability awareness and responsible behavior among students. The Adiwiyata Program, introduced by the Indonesian Ministry of Environment and Forestry, aims to integrate environmental education into the school curriculum to promote sustainable practices. This study evaluates the implementation of the Adiwiyata Program at MTs Negeri Luwu Timur using the CIPP (Context, Input, Process, Product) evaluation model. The research adopts a qualitative approach, utilizing observations, semi-structured interviews with school administrators, teachers, students, and community members, and document analysis to assess the program's effectiveness. The findings reveal that the program aligns well with the school’s vision and mission, emphasizing academic excellence and environmental stewardship. Strong government support and active community engagement significantly contribute to the program's success. Adequate resources, including well-trained educators and interdisciplinary curriculum integration, have increased environmental awareness, positive behavioral changes among students, and noticeable improvements in the school’s physical environment. However, challenges such as limited funding, delayed external resource fulfillment, and difficulties in engaging new students highlight areas for improvement. This study concludes that the Adiwiyata Program at MTs Negeri Luwu Timur effectively integrates environmental education in madrasahs. The research offers strategic recommendations for enhancing program sustainability, improving stakeholder collaboration, and expanding the program’s impact beyond the school community. These findings contribute to the broader discourse on environmental education and its role in fostering sustainable development in educational institutions.
Olahan Kunyit Asam Menjadi Minuman Herbal Sinom untuk Meningkatkan Perekonomian Desa Kajuanak Galis Bangkalan Kholid, Kholid; Mudarris, Mudarris; Masdar, Masdar
Dharma: Jurnal Pengabdian Masyarakat Vol. 1 No. 1 (2020): Desember
Publisher : LPPPM STAI Darul Hikmah Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35309/dharma.v1i1.19

Abstract

Desa Kajuanak merupakan salah satu dari desa yang berada di Kecamatan Galis Kabupaten Bangkalan, dimana Untuk sector pertanian dan perkebunannya, Desa Kajuanak merupakan penghasil kunyit yang cukup besar di Kecamatan Galis. Namun, pengolahan yang dilakukan oleh masyarakat Desa Kajuanak masih sangat tradisional, yaitu hanya menjual hasil pertanian atau perkebunannya tersebut tanpa dibuat bahan lain yang bernilai ekonomis. Mengingat kandungan yang sangat besar itu, serta cara masyarakat Kajuanak dalam memasarkan hasil tanamannya, maka mahasiswa KKN Desa Kajuanak memberikan salah satu programnya yaitu dengan menjadikan bahan dasar dalam pembuatan minuman herbal sinom yang terbuat dari kunyi dan tentunya mempunyai nilai ekonomis dalam pengembangan perekonomian masyarakat Desa Kajuanak. Manfaat besar yang dapat diambil dari program kegiatan ini adalah mengembangkan taraf hidup masyarakat Desa Kajuanak dengan ekonomi kreatif sebagai upaya yang dapat dijadikan sebagai bentuk peningkatan perekonomian masyarakat. Keberadan kunyit yang semula hanya dijual dipasar-pasar tradisional, dengan adanya produk olahan ini, kunyit para petani Desa Kajuanak dapat dikenal oleh masyarakat luas.