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Reno Fithri Meuthia
Politeknik Negeri Padang
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Pengaruh Literasi Keuangan, Persepsi Risiko, Dan Locus Of Control Terhadap Keputusan Investasi (Studi Kasus Pada Pegawai Di Kota Padang) Ashari, Hari; Meuthia, Reno Fithri; Ferdawati, Ferdawati
Journal of Applied Accounting And Business Vol. 6 No. 2 (2024): JAAB - Desember 2024
Publisher : LP2M Politeknik Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37338/jaab.v6i2.374

Abstract

This study aims to analyze the influence of financial literacy, risk perception, and locus of control on investment decisions among employees in Padang. Financial literacy refers to an individual's level of knowledge and understanding of financial concepts, while risk perception reflects their view of the potential losses they may face in investing. Locus of control refers to a person's beliefs about control over the outcomes they achieve, both from themselves and external factors. This research uses a quantitative approach with a survey method, by distributing questionnaires to 164 respondents who work as employees in Padang. The collected data were analyzed using multiple linear regression to determine the effect of each variable on investment decisions. The results showed that financial literacy, risk perception, and locus of control have a significant positive effect on investment decisions. The higher a individual's financial literacy, the better their ability to make investment decisions. Risk perception also has a positive effect, that individuals with good risk perception tend to be more careful in choosing investment products that suit their risk tolerance and making investment decisions. Individuals with a higher internal locus of control tend to be more active in financial planning and careful in choosing investment products that suit their financial goals.
Persepsi Mahasiswa Akuntansi Tentang Pengaruh Orientasi Etika Dan Komitmen Profesional Terhadap Whistleblowing Anggi Eka Putri; Ferdawati Ferdawati; Reno Fithri Meuthia
Jurnal Akuntansi, Bisnis dan Ekonomi Indonesia (JABEI) Vol. 1 No. 2 (2022): JABEI
Publisher : Politeknik Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (356.273 KB) | DOI: 10.30630/jabei.v1i2.34

Abstract

Penelitian ini bertujuan untuk menguji persepsi mahasiswa jurusan akuntansi tentang orientasi etika, komitmen profesional terhadap whistleblowing. Populasi pada penelitian ini merupakan mahasiswa jurusan akuntansi politeknik negeri padang. Sampel yang digunakan sebanyak 125 responden. Metode analisis yang digunakan adalah regresi linear berganda, menggunakan Software SPSS. Hasil penelitian penelitian menunjukkan bahwa etika idealisme tidak berpengaruh terhadap persepsi mahasiswa jurusan akuntansi terhadap whistleblowing, etika relativisme berpengaruh terhadap persepsi mahasiswa jurusan akuntansi terhadap whistleblowing dan komitmen profesional berpengaruh terhadap persepsi mahasiswa jurusan akuntansi terhadap whistleblowing.
Pengaruh Perceived Usefulness, Perceived Ease of Use dan Perceived of Risks Terhadap Minat Penggunaan ShopeePay di Kota Padang (Studi Kasus Pada Mahasiswa Politeknik Negeri Padang) Hana Ariqah; Reno Fithri Meuthia; Dedy Djefris
Jurnal Akuntansi, Bisnis dan Ekonomi Indonesia (JABEI) Vol. 2 No. 1 (2023): JABEI
Publisher : Politeknik Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30630/jabei.v2i1.85

Abstract

This study examines factors influencing the intention to use ShopeePay in Padang using adoption theory of TRA, namely TAM and TPB. The research is to find out how the Politeknik Negeri Padang students intention to use ShopeePay, in terms of perceived usefulness, perceived ease of use, and perceived of risks variables. A total of 108 completed and usable questionnaires were collected from Politeknik Negeri Padang students to test the hypotheses. The results show that perceived usefulness and perceived ease of use have the most significant influence on intention to use ShopeePay in Padang. Meanwhile, perceived of risks not have a strong influence on intention to use ShopeePay in Padang. These findings are expected to be a reference or consideration for developing or improving the ShopeePay service system.
Pengaruh Literasi Keuangan, Persepsi Risiko, Dan Locus Of Control Terhadap Keputusan Investasi (Studi Kasus Pada Pegawai Di Kota Padang) Ashari, Hari; Meuthia, Reno Fithri; Ferdawati, Ferdawati
Journal of Applied Accounting And Business Vol. 6 No. 2 (2024): JAAB - Desember 2024
Publisher : LP2M Politeknik Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37338/jaab.v6i2.374

Abstract

This study aims to analyze the influence of financial literacy, risk perception, and locus of control on investment decisions among employees in Padang. Financial literacy refers to an individual's level of knowledge and understanding of financial concepts, while risk perception reflects their view of the potential losses they may face in investing. Locus of control refers to a person's beliefs about control over the outcomes they achieve, both from themselves and external factors. This research uses a quantitative approach with a survey method, by distributing questionnaires to 164 respondents who work as employees in Padang. The collected data were analyzed using multiple linear regression to determine the effect of each variable on investment decisions. The results showed that financial literacy, risk perception, and locus of control have a significant positive effect on investment decisions. The higher a individual's financial literacy, the better their ability to make investment decisions. Risk perception also has a positive effect, that individuals with good risk perception tend to be more careful in choosing investment products that suit their risk tolerance and making investment decisions. Individuals with a higher internal locus of control tend to be more active in financial planning and careful in choosing investment products that suit their financial goals.
Co-Authors Alifian Riza Ahmad Anda Dwiharyadi Anggi Eka Putri Armel Yentifa Ashari, Hari Aswad, Hajar Dedy Djefris Eka Siskawati Fera Sriyunianti Ferdawati Ferdawati Gustati Gustati Hana Ariqah Hendrick - I Gusti Bagus Wiksuana Irda Rosita Jr, Syafira Ramadhea Novela, Orchidea Rahmayani, Rezkia Ramadhea, Syafira Reni Endang Sulastri Rizkyla, Zhavira Sakinah, Dwi Aprilia Teddy Winanda Zahara Zahara Zalida Afni