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Analysis factors that affect participant interest in cattle farm business insurance in Indonesia Ikhsan Maulidi; Juanda Kelana Putra; Werry Febrianti; Vina Apriliani
Jurnal Ilmu-Ilmu Peternakan (Indonesian Journal of Animal Science) Vol 32, No 1 (2022): April 2022
Publisher : Faculty of Animal Science, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jiip.2022.032.01.06

Abstract

The Cattle Business Insurance Program is a protection cow yields program launched by the government to anticipate the risk of loss of farmer due to crop failure. The government started this program in 2015 by working together with an insurance company PT. Jasindo. This program is beneficial for farmer in Indonesia. Unfortunately, the impact of this program is still having a negligible effect on society because there is still a lack of attraction from the farmer to follow this insurance program. This research has a purpose in analyzing factors that caused the farmer’s interest, making them want to join this insurance. We use a structural equation model (SEM) of data that has been obtained to provide the method. Based on the results, we can conclude that the accuracy factor is a dominant factor that influences the farmer’s decision to join the AUTS program. This insurance has been beneficial in developing a better Cattle business insurance program in the future and motivates farmer to join this insurance. For insurance companies, this research has provided information for companies interested in opening similar and better insurance programs to increase the enthusiasm of local farmer and national cattle productions.
Model Kredibilitas Bühlmann dengan Frekuensi Klaim Berdistribusi Binomial Negatif-Lindley Ikhsan Maulidi; Vina Apriliani
Limits: Journal of Mathematics and Its Applications Vol 18, No 1 (2021)
Publisher : Institut Teknologi Sepuluh Nopember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12962/limits.v18i1.6690

Abstract

In this article, we develop a parametric Bühlmann credibility model with the frequency of claims that are assumed following the Negative Binomial- Lindley distribution. The Estimator of the quantities in the Bühlmann model have provided for this distribution using methods commonly used in the greatest accuracy credibility. The premium estimation that resulted in this model is a linear combination of the past claims which gives a minimum error square. The momen function of the Binomial-Lindley distribution is very helpful to determine these Bühlmann’s quantities. Application simulations of this model are also given for simple data claims along with the algorithm. However, it gives an appreciable credibility factor value, this model requires many past claims to get a good premium estimation.
ANALISIS CADANGAN MANFAAT DENGAN MENGGUNAKAN METODE RETROSPEKTIF PADA ASURANSI JIWA BERJANGKA Bachyurah Bachyurah; Ikhsan Maulidi; Intan Syahrini; Nurmaulidar Nurmaulidar
STATMAT : JURNAL STATISTIKA DAN MATEMATIKA Vol 2, No 1 (2020)
Publisher : Math Program, Math and Science faculty, Pamulang University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (293.146 KB) | DOI: 10.32493/sm.v2i1.3884

Abstract

Perusahaan asuransi merupakan salah satu perusahaan yang melindungi nasabahnya dari suatu kejadian yang tidak diinginkan di masa yang akan datang. Perusahaan asuransi jiwa harus menyiapkan dana cadangan manfaat untuk diberikan kepada nasabah, jika nasabah mengalami risiko kematian di masa yang akan datang. Oleh sebab itu, perusahaan asuransi harus mengelola dana cadangan manfaat agar perusahaan tidak mengalami kerugian. Tujuan dari penelitian ini adalah menghitung besar premi bersih tahunan dan menghitung besar cadangan manfaat pada asuransi jiwa berjangka. Metode yang digunakan untuk menghitung nilai cadangan manfaat adalah metode retrospektif. Hasil perhitungan premi bersih tahunan menyatakan bahwa besar premi bersih tahunan untuk nasabah yang berusia lanjut lebih besar daripada nasabah yang berusia lebih muda untuk jangka waktu yang sama. Sedangkan nilai cadangan manfaat asuransi akan terus meningkat pada awal kontrak asuransi dimulai dan nilai cadangan asuransi akan terus menurun menuju nol pada akhir kontrak asuransi. Hal ini dikarenakan pada awal kontrak asuransi pendapatan perusahaan yang diperoleh dari pembayaran premi bersih tahunan akan lebih besar daripada jumlah manfaat yang harus dibayarkan.
Bühlmann's Credibility Model with Claims of Negative Binomial and 2-Poisson Distribution Ikhsan Maulidi; Vina Apriliani
CAUCHY: Jurnal Matematika Murni dan Aplikasi Vol 7, No 4 (2023): CAUCHY: JURNAL MATEMATIKA MURNI DAN APLIKASI
Publisher : Mathematics Department, Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ca.v7i4.16400

Abstract

One of the premium determination techniques is to use credibility theory. In this study, a credibility premium determination model was derived with the best accuracy approach in the form of Bühlmann’s credibility premium. The claim data is assumed to have a Negative Binomial and 2-Poisson distribution. Bühlmann's credibility premium formula is given explicitly for these two data distributions. The obtained model is also applied to the correct data following these distributions. From the simulation results, it is obtained that the premium values are very close in value so that both models can be applied to the data and have a high level of credibility because they have a high credibility factor value.