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All Journal Jurnal Planologi Sultan Agung Jurnal Keuangan dan Perbankan Region : Jurnal Pembangunan Wilayah dan Perencanaan Partisipatif Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Inter Komunika: Jurnal Komunikasi Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Riset Ilmu Ekonomi dan Bisnis Bandung Conference Series: Economics Studies Dinamika Ekonomi: Jurnal Kajian Ekonomi dan Pembangunan
Aan Julia
Ekonomi Pembangunan Fakultas Ekonomi & Bisnis Universitas Islam Bandung
Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Medicine & Pharmacology Public Health Social Sciences Transportation Other

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Efficiency of Commercial Banks in Indonesia After the Covid-19 Pandemic Andriansyah, Fajar; Julia, Aan
Jurnal Keuangan dan Perbankan Vol 27, No 2 (2023): April 2023
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v27i2.9776

Abstract

The impact of the Covid-19 pandemic has caused the condition of the banking sector, both conventional and sharia, in Indonesia to be unstable due to the policy of limiting the Covid-19 pandemic period which affects the efficiency of bank performance on credit and financing activities disbursed as well as bank operations. This research aims to measure the level of efficiency of Conventional Commercial Banks (CCB) and Sharia Commercial Banks (SCB) in Indonesia after the Covid-19 pandemic and to find out whether or not there is a difference in efficiency between CCB and SCB after the Covid-19 pandemic. The method used in this study is a quantitative method with a Data Envelopment Analysis (DEA) analysis model and a different test with the inputs used, namely capital, assets, deposits, and operational costs, then the output consists of credit and financing realization, as well as operating income. The results showed that CCB achieved an average efficiency level of 98.8 percent and SCB achieved an average efficiency level of 98.6 percent, which means that both banks have reached high efficiency levels after the Covid-19 pandemic. Then CCB and SCB experienced fluctuations that tended to be the same, so that the results of different tests showed a probability value of 0.9138 and greater than 0.05, then H0 was accepted which means that there is significantly no difference between the efficiency of CCB and SCB after the Covid-19 pandemic. DOI: 10.26905/jkdp.v27i4.9776
Penguatan Digital Marketing serta Pembuatan Portal Digital UMKM di Kelurahan Tamansari Bandung Aan Julia; Dewi Rahmi; Septiana Ayu Estri Maharani; Haikal Qolbi Al Qosam; Hanya Anggraeni; Yeni Septiana Wulandari
ABDI: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 6 No 3 (2024): Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat
Publisher : Labor Jurusan Sosiologi, Fakultas Ilmu Sosial, Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/abdi.v6i3.882

Abstract

Pergeseran berbisnis online yang semakin populer telah mengubah paradigma sektor UMKM untuk mengembangkan pasar dan bisnisnya dengan memanfaatkan pemasaran digital. Namun masih banyak pelaku UMKM yang belum memahami dan memanfaatkan teknologi informasi yang berkembang sebagai terobosan strategi bisnisnya serta masih rendahnya ketersediaan investasi serta dukungan pemerintah. Fenomena ini terjadi juga pada pelaku UMKM di Kelurahan Tamansari Bandung. Melalui kegiatan pelatihan dan literasi pemahaman pentingnya dan manfaat pemasaran digital yang dilakukan sejak tanggal 2 Februari sampai 22 Maret 2024, pelaku UMKM dapat mengembangkan pasar dan usahanya, dan secara simultan membantu pemerintah setempat dalam mendukung berkembangnya bisnis digital para pelaku UMKM dengan membuat Portal Digital UMKM di Kelurahan Tamansari yang akan menjadi media informasi dan komunikasi antara pemerintah setempat dengan pelaku UMKM yang ada. Efektivitas kegiatan tersebut terlihat dari hasil pemahaman peserta sebelum dan sesudah pelatihan yang menunjukkan adanya perbedaan signifikan dengan nilai probabilitas 0,0009. Komitmen yang tinggi dari pemerintah setempat diharapkan akan mengakselerasi pertumbuhan bisnis UMKM di wilayah tersebut
Analisis Perbandingan Efisiensi Bank Umum Konvensional dan Syariah Pasca Pandemi Covid-19 Fajar Andriansyah; Aan Julia
Jurnal Riset Ilmu Ekonomi dan Bisnis Volume 3, No. 2, Desember 2023, Jurnal Riset Ilmu Ekonomi dan Bisnis (JRIEB)
Publisher : UPT Publikasi Ilmiah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/jrieb.v3i2.2685

Abstract

The impact of the Covid-19 pandemic has contributed significantly to the instability of the banking sector, both conventional and sharia, in Indonesia. Policies taken during the pandemic have influenced credit and financing activities carried out by banks, resulting in a significant impact on their performance. Declining performance is a serious challenge for these banks, prompting the need to improve capital structures post-pandemic. Analysis of efficiency levels is crucial in initiating bank performance and identifying areas that need improvement. This research uses quantitative methods with Data Envelopment Analysis (DEA) to measure the level of efficiency of Conventional Commercial Banks (BUK) and Sharia Commercial Banks (BUS) in Indonesia after the Covid-19 pandemic. The research results show that both types of banks have achieved high levels of efficiency, with BUK reaching 98.8 percent and BUS reaching 98.6 percent. Even though there are likely to be similar spikes in the performance of BUK and BUS, other tests show that there is no significant difference between the efficiency of the two after the Covid-19 pandemic. This indicates that the challenges faced by the banking sector in Indonesia due to the pandemic have been well addressed by both types of banks, which have been able to maintain their efficiency. Dampak pandemi Covid-19 telah memberikan kontribusi signifikan terhadap ketidakstabilan sektor perbankan, baik konvensional maupun syariah, di Indonesia. Kebijakan yang diambil selama masa pandemi telah mempengaruhi aktivitas kredit dan pembiayaan yang dilakukan oleh bank, mengakibatkan dampak yang cukup besar terhadap kinerja mereka. Menurunnya kinerja menjadi tantangan serius bagi bank-bank ini, mendorong perlunya perbaikan struktur modal pasca pandemi. Analisis tingkat efisiensi menjadi krusial dalam mengevaluasi kinerja bank dan mengidentifikasi area yang perlu diperbaiki. Penelitian ini menggunakan metode kuantitatif dengan Data Envelopment Analysis (DEA) untuk mengukur tingkat efisiensi Bank Umum Konvensional (BUK) dan Bank Umum Syariah (BUS) di Indonesia pasca pandemi Covid-19. Hasil penelitian menunjukkan bahwa kedua jenis bank telah mencapai tingkat efisiensi tinggi, dengan BUK mencapai 98,8 persen dan BUS mencapai 98,6 persen. Meskipun terjadi fluktuasi yang cenderung serupa dalam kinerja BUK dan BUS, uji beda menunjukkan bahwa tidak ada perbedaan signifikan antara efisiensi keduanya pasca pandemi Covid-19. Hal ini mengindikasikan bahwa tantangan yang dihadapi oleh sektor perbankan di Indonesia akibat pandemi telah diatasi dengan baik oleh kedua jenis bank, yang telah mampu mempertahankan efisiensi mereka.
Volatilitas 9 Harga Bahan Pokok di Pasar Tradisional Kota Bandung Farah Hanivea Alfadhillah; Aan Julia
Dinamika Ekonomi Vol 15, No 1 (2024): DINAMIKA EKONOMI : Jurnal Kajian Ekonomi dan Pembangunan
Publisher : UPT Publikasi Ilmiah (Universitas Islam Bandung)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/jde.v15i1.3073

Abstract

Fluctuations in the price of basic commodities have an impact on public unrest through a decrease in purchasing power, a decrease in the agricultural sector's GDP, and inflation. The Government's role is to maintain the stability of staple food prices to control prices in the market by analyzing price fluctuation patterns and forecasting prices of staple goods in the coming period to anticipate policies taken and make plans to avoid uncontrolled price fluctuations. Using quantitative research methods with analytical descriptives it can be seen that the data patterns and staple materials are the most volatile. The variable used is time series data of 9 staple food prices which were processed using the coefficient of variation analysis method which was operated using Microsoft Excel 2013. The results of data processing concluded that the staple commodities which often experience uncontrolled price fluctuations are red chilies, bird's eye chilies, shallots, and cooking oil. The reason is because the three highest staples whose values ​​fluctuate the most are agricultural commodities which are affected by the harvest period, weather, and shelf life which cannot last long. The fluctuation pattern occurs near the fasting month before Eid and when Christmas and New Year celebrations, staple foods tend to fluctuate. While the high cooking oil commodity is due to the phenomenon of the increase in world palm oil. The appropriate policy taken by the Government is to periodically control and participate in confirming and mapping national food production areas, maintaining supply and distribution, and educating consumers about rising prices of basic commodities.
Co-Authors Ade Yunita Mafruhat Aida Istihamah Effendi Akmal Abdul Aziz Alpiani Herawan Andriansyah, Fajar Ani Nuryani Anne Ratnasari Denisa Shintadewi Pamungkas Dewi Rahmi Dewi Sri Wahyuni Dewi Sri Wahyuni Dheba Nur Ulma Dieny Ferbianty Fadhila Rafi Mardhiya Fadilah Ghani Azis Fajar Andriansyah Farah Hanivea Alfadhillah Haikal Qolbi Al Qosam Hanya Anggraeni Ima Amaliah Lindi Widiastuti Solihat Muhamad Azis Maulana Nida Awwali Zahratul Fadillah Nidar Nadrotan Naim Novandri Rahadian Putra R.Raisya Insani Prasiwi Revinia Ainnur Zahra Riffa Laudhia Safira Sarah Hana Fitriyah Septiana Ayu Estri Maharani Tita Dian Andini Westi Riani Westi Riani Yeni Septiana Wulandari Yusuf Hamdan Zahrahan Nurdiansyah Zulfan Fikriansyah