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DAMPAK DIMENSI INDIVIDUAL FINANCIAL LITERACY TERHADAP FINANCIAL INCLUSION PADA MASYARAKAT PEDESAAN Ricka Ade Putri; Chairil Afandy
Management Insight: Jurnal Ilmiah Manajemen Vol 15, No 1 (2020): Managament Insight: Jurnal Ilmiah Manajemen
Publisher : Unib Press Universitas Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (188.32 KB) | DOI: 10.33369/insight.15.1.33-48

Abstract

This study aims to analyze the effect of individual dimensions of financial literacy on financial inclusion. This research design is a survey with an online questionnaire. The object of this research is the people in rural Bengkulu. The respondent in this study was 503 respondents. This study used convenience sampling with screening. This study reveals that knowledge, attitudes, and behaviors influence financial inclusion in rural Bengkulu. While skills do not affect financial inclusion in rural Bengkulu. This research also found that attitude is the variable that has the greatest influence on financial inclusion.
ANALISIS TINGKAT KESEHATAN BANK DENGAN MENGGUNAKAN METODE RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNING, CAPITAL (RGEC) Auliya Rokhmatika; Chairil Afandy
Management Insight: Jurnal Ilmiah Manajemen Vol 12, No 1 (2017): Managament Insight: Jurnal Ilmiah Manajemen
Publisher : Unib Press Universitas Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (751.871 KB) | DOI: 10.33369/insight.12.1.12-27

Abstract

This research is conducted to detect the health level of Bank listed in indonesian stock exchange using RGEC period 2014-2015. RGEC is the aspect that most influence on the financial condition of banks, which also affect the health of banks. By using the NPL, LDR, IRR, NPM, ROA, NIM and CAR. Population in this study are all companies of Bank listed on stock exchange totaling 42 companies. Based on sampling criteria finally obtained sample is 21 companies of bank publish financial reports continuously in the period 2014-2015. The results obtained that the NPL from overall of bank sampel in 2014-2015 categorized is healthy. The results obtained that the LDR from sampel there’s counted 6 healthy categorized company enough. Companies categorized as unhealthy counted 6 bank. The results obtained from IRR variable there’s counted 2 healthy expressed bank and there’s counted 9 bank categorized as unhealthy. NPM variable obtained get result counted 8 bank categorized as unhealthy, there’s counted 7 bank categorized very healthy and 2 bank categorized healthy. ROA variable there’s counted 2 bank categorized as unhealthy and 3 bank categorized very healthy. NIM variable there’s counted 4 bank categorized healthy and 17 bank categorized as very healthy. CAR variable there’s counted 1 company categorized healthy and 20 company categorized very healthy.
TRANSPARENCY LEVEL OF GOOD CORPORATE GOVERNANCE AND BOARD CROSS-DIRECTORSHIP ON COMPANY VALUE Chairil Afandy; Intan Zoraya; Paulus Suluk Kananlua; Akram Harmoni Wiardi
BISMA: Jurnal Bisnis dan Manajemen Vol 16 No 1 (2022)
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/bisma.v16i1.29346

Abstract

The implementation of good corporate governance practices aims to optimize the allocation of company resources to achieve the growth and welfare of company owners. In the long term, effective corporate governance can improve company performance, which benefits the shareholders and public. This research focuses on manufacturing companies listed on the Indonesia Stock Exchange from 2018 to 2019. The level of transparency of good corporate governance and cross-directorship on company value were examined. This study used historical data, and multiple regression analysis was operated to analyze the data. The results concluded that corporate governance transparency has a significant effect on company value with corporate governance practices (in accordance with KNKCG), which can help managers describe their level of transparency in implementing good corporate governance. The cross-directorships board also has an impact on company value. This role is beneficial for obtaining necessary information and resources, considering that limited resources can create competitive advantages. Keywords: company value, cross-directorship, good corporate governance, transparency
Identification of Research Trends in Islamic Financial Product Innovation Loso Judijanto; Eko Sudarmanto; Iwan Harsono; Chairil Afandy; Muhammad Lucky
West Science Interdisciplinary Studies Vol. 2 No. 02 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i02.680

Abstract

This bibliometric analysis delves into the burgeoning discourse surrounding sustainable entrepreneurship's role in addressing challenges within the circular economy framework. By synthesizing a vast array of scholarly literature spanning from 2006 to 2024, the study provides comprehensive insights into the intersection of these two pivotal areas. Through quantitative techniques such as co-citation analysis and keyword co-occurrence analysis, the analysis uncovers prominent themes, research clusters, and intellectual structures within the field. The results reveal a robust body of research exploring various dimensions of sustainable entrepreneurship and the circular economy, ranging from theoretical underpinnings to practical implications. Furthermore, the study identifies influential works and emerging trends, offering valuable guidance for future research directions. This research not only enriches our understanding of how sustainable entrepreneurship can contribute to a circular economy but also holds significant implications for academia, industry, and policymaking by informing strategic decision-making and inspiring innovative practices aimed at fostering sustainability and resilience in a rapidly changing world.
Bibliometric Analysis of the Application of Internet of Things (IoT) in Financial Services Loso Judijanto; Rully Fildansyah; Eko Sudarmanto; Iwan Harsono; Chairil Afandy
West Science Interdisciplinary Studies Vol. 2 No. 02 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i02.664

Abstract

This study presents a comprehensive bibliometric analysis of the application of Internet of Things (IoT) in financial services. The analysis encompasses a systematic review and analysis of existing literature, identifying key research themes, trends, and patterns in the field. Through the utilization of bibliometric indicators such as co-citation analysis, keyword co-occurrence analysis, and citation network analysis, the intellectual structure of the domain is mapped, uncovering emerging research topics and areas of focus. The study also provides insights and recommendations for future research directions and practical implications. The findings contribute to advancing our understanding of IoT's role in reshaping financial services and offer guidance for researchers, policymakers, and industry stakeholders.
Sustainable Finance: A Bibliometric Analysis of Green Finance and its Role in Global Markets Loso Judijanto; Nanang Qosim; Syamsulbahri Syamsulbahri; Eva Yuniarti Utami; Chairil Afandy
West Science Business and Management Vol. 2 No. 04 (2024): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v2i04.1500

Abstract

This study conducts a comprehensive bibliometric analysis to map the evolution and scope of sustainable finance research from 2000 to 2024. Utilizing data sourced from Scopus, the analysis identifies major trends, themes, and contributions within the field, emphasizing the increasing integration of sustainability into financial practices. Key findings reveal a dramatic rise in publications over recent years, underscoring the growing academic and practical interest in sustainable finance. The research network analysis highlights significant global collaboration and the central role of technological innovations like fintech and artificial intelligence in advancing sustainable financial practices. The study also explores regional dynamics, showing robust contributions from both developed and emerging economies. Overall, this analysis provides crucial insights into how sustainable finance can be strategically advanced to meet global sustainability goals, offering directions for policy, practice, and future research.
Pelatihan Branding Dan Promosi Melalui Social Commerce Tiktok Terhadap Produk Olahan Hasil Tangkapan Kelompok Nelayan Kota Bengkulu Chairil Afandy; Agus Deprian; Febzi Fiona; Rina Suthia hayu; Serly Apriansah; Novita Andriyani
Prosiding Seminar Nasional Pengabdian Masyarakat Vol. 1 (2023): Prosiding Seminar Nasional Pengabdian Masyarakat
Publisher : CV. Dharma Samakta Edukhatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61142/psnpm.v1.73

Abstract

Kegiatan usaha masyarakat baik besar maupun kecil sangat terbantu dengan penggunaan teknologi informasi yang berkembang pesat. Menggunakan social commerce sebagai alat penjualan akan meningkatkan penjualan produk nelayan. Pengabdian masyarakat ini bertujuan agar kelompok nelayan di wilayah Marabello Bengkulu dapat: 1) Meningkatkan pengetahuan tentang pengembangan produk olahan berbasis produksi. 2) Produksi produk yang kompetitif dan pemasaran yang modern. 3) Memahami penandaan dan pendaftaran PIRT (barang rumah tangga). 4) Memahami pengemasan yang higienis dan memahami proses pengemasan. 5) Asosiasi perikanan dapat memulai bisnis profesional sehingga mereka dapat bersaing di pasar global. Pelatihan ini disampaikan dengan menggunakan metodologi penelitian, tukar pikiran, dan prosedur memberi dan menerima. Sebagai hasil dari pelatihan ini, organisasi perikanan telah memahami pentingnya memproduksi produk perikanan dengan kemasan dan branding yang menarik. Selain itu, kelompok nelayan mengetahui cara menggunakan jejaring sosial untuk tujuan promosi dan menerapkan aplikasi pendukung pemasaran lainnya.