Annisa Silviana Yuniar
Universitas Darussalam Gontor

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Model of Solving Economic Gap Through Share Waqf Syamsuri Syamsuri; Annisa Silviana Yuniar; Nur Afifah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 4 No 3 (2022): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (641.985 KB) | DOI: 10.47467/alkharaj.v4i3.762

Abstract

Economic inequality in Indonesia is growing with increasing poverty caused by unequal distribution. This can be seen in the number of poor people in 2020 reaching 27.55 million people compared to September 2019 reaching 24.79 million people. All government efforts to resolve economic disparities have been carried out, such as distribution of taxes, infrastructure, the flow of BLM funds, RPJMN. However, these efforts only prioritize large projects, so they have not been able to resolve the gap. Another effort is by waqf shares because the profits can be used for the benefit of the community which can be distributed evenly by the waqf manager. Share waqf is the use of funds from shareholders in the form of profits and capital distributed to waqf recipients by waqif in the form of employment, education, worship and other community needs. This study aims to determine the role of share waqf in resolving economic disparities. This study was written using a qualitative method with a literature review approach. Data collection comes from articles and books on gap settlement and the role of share waqf, as well as several government program reports. The data analysis technique used in this study is descriptive analysis. The results of this study can be concluded that share waqf has a role in resolving economic disparities by making the company's capital and stock dividends the object of waqf, then the wakif appoints a nadzir from the waqf institution to manage the waqf in the form of riil and non-riil sectors.
Analysis of Online Zakat Mechanism Reviewed from the Perspective of Maqashid Sharia (Case Study of BSI Maslahat Surabaya) Teguh Eka Prasetya; Usamah Abdurrahman; Annisa Silviana Yuniar; Amiera Aulia Taftazani
Menulis: Jurnal Penelitian Nusantara Vol. 2 No. 4 (2026): Menulis - April
Publisher : PT. Padang Tekno Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/menulis.v2i4.1098

Abstract

The development of digital technology has encouraged zakat management institutions, including BSI Maslahat, to provide online zakat services. This study aims to analyze the online zakat mechanism at BSI Maslahat Surabaya and review it based on the perspective of maqashid syariah. This study uses a qualitative method with a descriptive approach. Data was obtained through field research in the form of interviews with BSI Maslahat Surabaya and a literature study on the concept of maqashid syariah. The analysis focused on the suitability of the zakat collection and distribution mechanism with the five aspects of maqashid, namely hifz al-din, hifz al-nafs, hifz al-aql, hifz al-nasl, and hifz al-mal. The results of the study show that the online zakat mechanism at BSI Maslahat Surabaya is generally in line with the principles of maqashid syariah, in terms of ease of payment, distribution of funds to mustahik, transparency of information, empowerment programs, and the security system for fund management. However, improvements in digital literacy and optimization of information delivery are still needed.