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Label Halal dan Pengetahuan Terhadap Keputusan Konsumen Menggunakan Produk Kosmetik: Studi Kasus Gen Z di Jabodetabek Mhd Arief Pramana; Nurizal Ismail; Solahuddin
JURNAL ADMINISTRASI BISNIS (JAB) Vol. 14 No. 2 (2024)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Penelitian ini bertujuan untuk mengetahui dampak label halal dan pengetahuan terhadap keputusan pembelian produk kosmetik halal pada generasi Z di wilayah Jabodetabek. Metode penelitian yang digunakan adalah kuantitatif dengan pengumpulan data primer melalui kuisioner yang di isi oleh responden, terkait label halal dan pengetahuan terhadap keputusan konsumen menggunakan produk kosmetik. Adapun populasi penelitian ini mencakup generasi Z di wilayah Jabodetabek dan pendekatan kuantitatif dengan menggunakan kuisioner sebagai instrumen pengumpulan data, serta analisis data yang dilakukan menggunakan aplikasi Smart PLS 3. Pemilihan sampel menggunakan metode acak sederhana dan sebanyak 100 responden terpilih untuk penelitian ini. Hasil penelitian menunjukkan bahwa secara bersamaan, label halal dan pengetahuan berpengaruh signifikan terhadap keputusan pembelian produk kosmetik halal pada generasi Z di wilayah Jabodetabek. Secara spesifik variable label halal dan secara parsial pengetahuan memiliki pengaruh positif yang signifikan terhadap keputusan dalam menggunakan produk kosmetik halal di Jabodetabek. Namun, penelitian ini memiliki keterbatasan, seperti batasan geografis dan kurangnya pertimbangan terhadap beberapa variabel eksternal. Oleh karena itu, disarankan agar upaya penelitian selanjutnya memperluas cakupan dan mempertimbangkan faktor eksternal tambahan.

Label Halal dan Pengetahuan Terhadap Keputusan Konsumen Menggunakan Produk Kosmetik: Studi Kasus Gen Z di Jabodetabek Mhd Arief Pramana; Nurizal Ismail; Solahuddin
JURNAL ADMINISTRASI BISNIS (JAB) Vol. 14 No. 2 (2024)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Penelitian ini bertujuan untuk mengetahui dampak label halal dan pengetahuan terhadap keputusan pembelian produk kosmetik halal pada generasi Z di wilayah Jabodetabek. Metode penelitian yang digunakan adalah kuantitatif dengan pengumpulan data primer melalui kuisioner yang di isi oleh responden, terkait label halal dan pengetahuan terhadap keputusan konsumen menggunakan produk kosmetik. Adapun populasi penelitian ini mencakup generasi Z di wilayah Jabodetabek dan pendekatan kuantitatif dengan menggunakan kuisioner sebagai instrumen pengumpulan data, serta analisis data yang dilakukan menggunakan aplikasi Smart PLS 3. Pemilihan sampel menggunakan metode acak sederhana dan sebanyak 100 responden terpilih untuk penelitian ini. Hasil penelitian menunjukkan bahwa secara bersamaan, label halal dan pengetahuan berpengaruh signifikan terhadap keputusan pembelian produk kosmetik halal pada generasi Z di wilayah Jabodetabek. Secara spesifik variable label halal dan secara parsial pengetahuan memiliki pengaruh positif yang signifikan terhadap keputusan dalam menggunakan produk kosmetik halal di Jabodetabek. Namun, penelitian ini memiliki keterbatasan, seperti batasan geografis dan kurangnya pertimbangan terhadap beberapa variabel eksternal. Oleh karena itu, disarankan agar upaya penelitian selanjutnya memperluas cakupan dan mempertimbangkan faktor eksternal tambahan.

Reexamining the Notion of Wealth Management: Insights from the Qur'an and Hadith Nurizal Ismail; Siti Aisyah
Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam Vol. 1 No. 1 (2023): Tathawwur: Jurnal Ekonomi Pembangunan dan Keuangan Islam
Publisher : Mumtaz Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63106/jepki.v1i1.1

The Muslim population is expected to grow significantly by 26 per cent by 2030, reaching about 2.2 billion, a significant figure. Currently, the global Islamic finance market was valued at US$2.2 billion in 2021 and is expected to reach US$3.02 billion by 2027, exhibiting a Compound Annual Growth Rate (CAGR) of 10.2% during the period of 2022-2027. The demand for wealth management that is in line with Islamic principles is rapidly increasing. Islamic wealth management is a new and promising financial service industry that is attracting affluent individuals who want their assets managed in accordance with Islamic values and principles. It is important to note that Islamic wealth management is distinct from the Western conception of wealth management due to its distinct philosophical foundation. Hence, understanding the philosophical foundations of Islamic wealth management is crucial to effectively manage wealth from an Islamic perspective. The purpose of this paper is to redefine the contemporary concept of wealth management from an Islamic viewpoint, drawing insights from the Qur'an and Sunnah, and propose an Islamic framework for wealth management. The research findings indicate that Islamic wealth management, derived from the Qur'an and Hadith, centers around the concept of Tawhīd as the central pillar and the adherence to Shari'ah as the guiding law for Muslims. The process of Islamic wealth management encompasses two key aspects: wealth creation and spending that consists of wealth accumulation, protection, and distribution. The creation of wealth is closely linked to the fulfillment of the objective of infāq (spending), which aims to promote maqashid shari'ah and advance justice and well-being in order to achieve falah (success and prosperity in the world and hereafter).

Pengaruh Pengaruh Literasi Konsep Halal, Religiusitas, dan Sikap Konsumen Terhadap Keputusan Penggunaan Halal Fashion: Studi Kasus Mahasiswa/I Bogor Dinda Kartika Mawarda Putri; Nurizal Ismail
Economic Reviews Journal Vol. 4 No. 3 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i3.798

Indonesia is the country with the second largest Muslim population in the world, reaching 241.7 million people. With this large population, the domestic market potential for halal products is very promising. According to data from the State of the Global Islamic Report (SGIER) 2023/2024, the amount of halal product consumption in the world is estimated to reach USD 2.4 trillion in 2024. This places Indonesia in a strategic position to become one of the world's halal product production and distribution centers. Indonesia has succeeded in occupying the 3rd position globally for the modest fashion industry. The Ministry of Industry (Kemenperin) estimates that the halal industry in Indonesia will increase by 14.96% or US$ 281.6 billion in 2025. Where, halal fashion is an important part of the halal industry itself. And has the potential to become one of the main pillars supporting the national economy in the future. This study aims to test the influence of halal concept literacy, religiosity, and consumer attitudes on the decision to use halal fashion products in Bogor. This study uses quantitative methods and sampling techniques using purposive sampling. The research instrument was a structured questionnaire with a Likert scale of 1-6. The basis of this study used Partial Least Square-Structural Equation Modeling (PLS-SEM) with the help of Smart-PLS 3.0 software on 105 respondents. This article's research shows that halal literacy has a negative and insignificant effect on the decision to use halal-labeled fashion products. Religiosity has a positive and significant effect on the decision to use halal fashion. Consumer attitudes also have a positive and significant effect on the decision to use halal-labeled fashion. Keywords: Halal literacy, Religiosity, Consumers, Decision to Use, Fashion, Smart-PLS

Analisis Pengaruh Literasi Keuangan Syariah, Religiusitas, Inflasi Terhadap Minat Beli Cash Waqf Linked Sukuk pada Gen Z Kota Bogor Maulana Ja'far Shodik; Nurizal Ismail; Solahuddin Al-Ayubi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2204

This research investigates the influence of Sharia financial literacy, religiosity, and inflation on the purchase intention of Cash Waqf Linked Sukuk (CWLS) among Generation Z in Bogor City. Using a questionnaire and Structural Equation Modeling - Partial Least Square analysis, primary data were collected from 263 respondents. The results show that Sharia financial literacy and religiosity have a significant positive influence on the purchase intention of CWLS, while inflation also has a significant effect. This indicates the importance of understanding Sharia finance and levels of religiosity in enhancing the purchase intention of CWLS among Generation Z. These findings underscore the need for Sharia financial education and better religious understanding to support the growth of investments in Sharia financial instruments in the future.

Pengaruh Literasi Keuangan Syariah Terhadap Minat Menggunakan Fintech Peer to peer (P2P) Lending Syariah: Studi Kasus Masyarakat di Jabodetabek Kahar Muzakkar; Nurizal Ismail; Solahudin Al-Ayyubi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.2212

This study aims to analyze the influence of variables such as knowledge, ability, attitude, and trust on the interest in using Shariah Peer to peer (P2P) Lending Fintech: A Case Study of Communities in Jabodetabek. The data source of this research is primary data derived from a sample of residents in Jabodetabek. Data collection was conducted by distributing questionnaires to 100 respondents. The analysis method used is Partial Least Squares Structural Equation Modeling (SEM-PLS) technique using SmartPLS.3 software. The results of this study indicate that all four variables significantly influence interest and engagement of the community in using Shariah fintech services. It emphasizes the complexity of factors influencing the adoption of Shariah financial technology.

Pengaruh Label Halal, Harga dan Kualitas Pelayanan Terhadap Keputusan Pembelian Obat: Study Kasus Mahasiswa Institut Agama Islam Tazkia Bogor Ihsanul Adli; Nurizal Ismail
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.2834

This study aims to analyze the influence of halal labels, price and service quality on drug purchasing decisions among students at the Tazkia Bogor Islamic Institute. Considering that the majority of Indonesia's population is Muslim, the halal label is an important factor in product purchasing decisions, including medicines. This research uses quantitative methods by collecting primary data through questionnaires distributed to 125 students. Data analysis was carried out using the Structural Equation Modeling - Partial Least Squares (SEM-PLS) method. The research results show that the three variables, namely halal label, price, and service quality, have a significant influence on drug purchasing decisions. The halal label gives consumers confidence that the product is safe and in accordance with Islamic law, competitive prices influence consumer perceptions of product value, and good service quality increases consumer satisfaction and trust. Based on these findings, it is recommended that drug manufacturers increase halal certification, set competitive prices, and improve service quality to meet the needs and preferences of Muslim consumers, so as to increase competitiveness in the drug market

Analisis Komparatif Teori Konsumsi Mazhab Monzer Kahf, Abdul Manan dan Yusuf Al-Qardhawi Naysa Buri; Nurizal Ismail; Sholahuddin Al-Ayubi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2260

This study aims to compare consumption theories according to the perspectives of Monzer Kahf, Abdul Manan, and Yusuf Al-Qardhawi. It employs a formal literature review method to compare the consumption theories of these three figures, utilizing qualitative analysis of relevant literature and texts such as books, articles, and journals authored by the three thinkers. The research findings indicate that Monzer Kahf, Abdul Manan, and Yusuf al-Qardhawi have different approaches to understanding consumption in the context of Islamic economics. Monzer Kahf emphasizes the importance of consuming goods without extravagance or wastefulness and paying attention to the benefits of those goods. Abdul Manan underscores the significance of creating fair income and wealth distribution. Meanwhile, Yusuf al-Qardhawi emphasizes the importance of consuming by considering necessary needs, including spending wealth for goodness, avoiding miserliness, combating wasteful actions, and adopting a modest attitude in spending wealth. Thus, the three consumption theories according to the perspectives of Monzer Kahf, Abdul Manan, and Yusuf Al-Qardhawi share similarities in emphasizing the importance of moderate consumption, avoiding miserliness, and meeting the basic needs of individuals and society.

Analisis Pengaruh Harga, Kualitas, dan Label Halal, Terhadap Minat Beli Mahasiswa Kosmetik Lokal Muhammad Maulana Arif Ritonga; Nurizal Ismail; Solahuddin Al-Ayyubi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2491

The aim of this research is to analyze the influence of price, quality and halal label variables on consumer purchasing interest in local cosmetics. The research method applied was quantitative, where questionnaires were distributed to 107 Muslim students from various universities in Indonesia using a purposive sampling technique. Data was collected via Google Forms and analyzed using SEM-PLS. The research results found that the price variable had an insignificant influence on buying interest. Meanwhile, the quality variable and halal label partially have a positive and significant influence on purchasing interest. Simultaneously all variables have an influence of 74% on buying interest.

Penerapan Metode PLS SEM dalam Menganalisis Factor- Factor yang Mempengaruhi Minat Beli Terhadap CWLS Rozan, Muhammad Rozan Hazimi; Nurizal Ismail
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.2672

Penelitian ini menganalisis factor- factor yang mempengaruhi minat beli terhadap CWLS. Dengan menggunakan kuesioner dan analisis Structural Equation Modeling-PartialLeast Square, data primer dikumpulkan dari 232 responden. Hasilnya menunjukkan bahwa literasi keuangan syariah memiliki, presepsi resiko dan sikap berpengaruh positif signifikan terhadap minat beli CWLS, Semakin tinggi literasi keuangan syariah seseorang, semakin besar minat mereka untuk berinvestasi dalam CWLS, pemahaman yang baik tentang keuangan syariah dapat mendorong minat beli masyarakat terhadap produk ini. Persepsi risiko juga memiliki pengaruh positif dan signifikan, mengindikasikan bahwa pemahaman yang baik tentang risiko investasi mendorong minat beli. Selain itu, sikap positif terhadap CWLS meningkatkan minat beli masyarakat, karena sikap yang baik menciptakan kepercayaan dan kemauan yang lebih besar untuk berpartisipasi dalam investasi ini.

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