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All Journal El Dinar JURNAL EKONOMI AKUNTANSI DAN MANAJEMEN I-Finance Journal Jurnal Dinamika Ekonomi dan Bisnis EKONOMIS : Journal of Economics and Business Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Idaarah: Jurnal Manajemen Pendidikan Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Maliki Islamic Economics Journal Mangente: Jurnal Pengabdian kepada Masyarakat Engagement: Jurnal Pengabdian Kepada Masyarakat Jurnal Ekonomi, Bisnis & Entrepreneurship (e-Journal)
Titis Miranti
Program Studi Perbankan Syariah, UIN Maulana Malik Ibrahim Malang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Faktor Rasio Keuangan terhadap Sustainability Perbankan di Indonesia: Menggunakan Regresi Logistik Titis Miranti
Jurnal Ekonomi Akuntansi dan Manajemen Vol 17 No 2 (2018)
Publisher : Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jeam.v17i2.17334

Abstract

This study aims to look at the variables that affect financial sustainability. The data used are banking financial statement data contained in the FSS in 2013 to 2017. The value used to measure financial sustainability is FSS. The value of FSS as the dependent variable is divided into two categories, namely banks that are sustainable and banks that are not sustainable. Response variables used are financial ratios consisting of ROA, ROE, CTD, LTD, DTA, and CTA. The analysis used is logistic regression. Based on the results of the logistic regression model that is formed, a significant variable influences sustainability is ROA and LTA. The odds ratio values ​​for the ROA and ROE variables are 1.2 and 2.2. This means that there is an increasing trend of 1.2 and 2.2 times for better financial sustainability with each added value of ROA and ROE. In other words, the greater the value of ROA or ROE, the greater the possibility of banking for financial sustainability. Chi-square test shows the p-value of 0.27 is greater than alpha. This shows the model meets the goodness of fit. Keywords: Financial Sustainability, Financial Ratio, Logistic Regression, Odds Ratio
DAMPAK MANAJEMEN DIRI TERHADAP PRESTASI BELAJAR DENGAN MOTIVASI DIRI SEBAGAI VARIABEL INTERVENING Setiani Setiani; Titis Miranti
Idaarah: Jurnal Manajemen Pendidikan Vol 5 No 2 (2021): DECEMBER
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/idaarah.v5i2.22442

Abstract

Abstract: Impact of Self Management on Learning Achievement with Self-Motivation as Intervening VariableThis study was conducted to determine the effect of self-management on learning achievement, with self-motivation as an intervening variable. This type of research is explanatory research with a quantitative approach. The research subjects were students of the Department of Management, Faculty of Economics, UIN Maulana Malik Ibrahim Malang, who had finished taking self-management courses in 2020. The population was 135 students. The sampling technique used was simple random sampling and calculated using the Slovin formula, until a sample of 98 students was obtained. The method used is Structural Equation Modeling with Partial Least Square (PLS) approach. The results of this study indicate that self-management has a significant effect on learning achievement, with self-motivation as an intervening variable. The implication of this research is that students of the Department of Management, Faculty of Economics, Maulana Malik Ibrahim State Islamic University, Malang, who have finished taking self-management courses, are mostly able to manage self-management due to the motivation that continues to be developed within each of them. This has an impact on student achievement. Abstrak: Dampak Manajemen Diri terhadap Prestasi Belajar dengan Motivasi Diri sebagai Variabel InterveningPenelitian ini dilakukan untuk mengetahui pengaruh manajemen diri terhadap prestasi belajar dengan motivasi sebagai variabel intervening. Jenis penelitian adalah explanatory research dengan pendekatan kuantitatif. Subjek penelitian adalah mahasiswa Jurusan Manajemen Fakultas Ekonomi UIN Maulana Malik Ibrahim Malang yang telah selesai menempuh mata kuliah manajemen diri Tahun 2020. Populasi sejumlah 135 mahasiswa. Teknik pengambilan sampel menggunakan simple random sampling dan dihitung menggunakan rumus Slovin, hingga diperoleh sampel sebanyak 98 mahasiswa. Metode yang digunakan adalah Structural Equation Modeling dengan pendekatan Partial Least Square (PLS). Hasil pada penelitian ini menunjukkan bahwa manajemen diri berpengaruh signifikan terhadap prestasi belajar dengan motivasi diri sebagai variabel intervening. Implikasi penelitian ini yaitu mahasiswa Jurusan Manajemen Fakultas Ekonomi Universitas Islam Negeri Maulana Malik Ibrahim Malang yang telah selesai menempuh mata kuliah manajemen diri, sebagian besar mampu mengelola manajemen diri dikarenakan adanya motivasi yang terus dikembangkan dalam diri masing-masing. Hal ini berdampak terhadap prestasi belajar mahasiswa.
Effect of Capital Structure on Financial Sustainability of Sharia Public Financing Bank (BPRS) Titis Miranti; Ulfi Kartika Oktaviana
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 6, No 01 (2022): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (487.659 KB) | DOI: 10.30868/ad.v6i01.2301

Abstract

The study aims to see the direct effect of capital structure on the financial sustainability of a BPRS. The second objective is to see the indirect effect of capital structure on financial sustainability with the value of profitability as a mediating variable. The population in this study were all BPRS that uploaded their financial reports through the OJK website. The results showed that the capital structure had a direct and indirect effect on the financial sustainability of a BPRS. The higher the level of capital structure, the higher the profitability, and it supports the achievement of BPRS financial sustainability
The Efficiency of Islamic Rural Banks (BPRS) in South Sulawesi Nur Khatimah; Titis Miranti
I-Finance Journal Vol 8 No 1 (2022): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v8i1.12387

Abstract

This study aims to determine the efficiency level of Islamic Rural Banks (BPRS) in South Sulawesi and determine what influences it. The study population is the BPRS in South Sulawesi registered with the Financial Services Authority (OJK). The study sample used the purposive sampling method and obtained 7 BPRS in South Sulawesi. The data source comes from the quarterly financial reports of the BPRS. The analysis technique is two stages – data envelopment analysis (DEA). The results of the first stage, using DEA, found that the average efficiency of the BPRS Indo Timur, Dana Moneter, Surya Sejati, Investama Mega Bakti and Harta Insan Karimah Makassar was 1, Niaga Madani was 0.829, while Gowata was 0.993. The second stage, using Tobit regression, found that fixed assets, operating costs, and operating income showed significant results in the alpha value. Meanwhile, total savings, profit-sharing financing, and productive assets showed no significant results on the alpha value. The first stage concludes that the BPRS in South Sulawesi is not included in the efficient level. In the second stage, the variables of fixed assets, operating costs, and operating income partially affect the efficiency value of the BPRS.
Factors Influence Financial Sustainability Banking In Indonesia Arini Mar'ah Sholikah; Titis Miranti
Al-Tijary Vol 6 No 1 (2020): AL-TIJARY VOL. 6, NO. 1, DESEMBER 2020
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (377.072 KB) | DOI: 10.21093/at.v6i1.2497

Abstract

This research aims to determine the factors that affect the financial sustainability of conventional banks and sharia banks in Indonesia. Data obtained from the financial statements of conventional commercial banks and Islamic commercial banks have been published by the Financial Services Authority (OJK) for the period 2014 to 2018. The total population used in this study are all conventional and Sharia banks that publish their financial statements on the OJK. The research variables used include Financial Self Sufficiency (FSS) as the dependent variable. Return on assets (ROA), Cash to deposits (CTD), Loans to assets (LTA), Deposits to assets (DTA) as independent variables. The analysis used is the tree classification. The tree classification method requires the dependent variable in the form of categorical data. Processing results show that three financial performance factors affect financial sustainability, namely ROA, LTA, and DTA. Error in the analysis process is 29%. So that the accuracy of using the tree classification method in predicting the factors that affect banking financial sustainability is 71%.
HOW THE COVID-19 OUTBREAK AFFECT THE EFFICIENCY OF ISLAMIC RURAL BANKS? Titis Miranti; Nur Avni Aulia; Laila Masruro Pimada
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 10, No 1 (2022): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v10i1.15577

Abstract

Islamic Rural Banks (BPRS) have an essential function for developing the Micro, Small, and Medium Enterprises (MSME) sector. For the BPRS to exist and not be liquidated, the BPRS needs to maintain its financial efficiency. This study aims to determine the efficiency of a BPRS in East Java. Then, this is to find out what affects the efficiency. Two Stages-Data Envelopment Analysis (DEA) calculate the efficiency. The first stage of data analysis is carried out by assessing the efficiency of the BPRS. The second stage is the analysis of variables that affect efficiency using logistic regression. This analysis also uses the description of the year of the Covid pandemic as a predictor variable. The results of this study found that the BPRS in East Java was categorized as inefficient (inefficiency). However, from the 20 samples used, there are three efficient BPRS based on the average individual BPRS during the 2012-2020 period. Based on logistic regression analysis, it is known that the factors that affect the efficiency of BPRs include Operational Costs and Operating Income, Earning Assets, and the pandemic era.
The Effect of Service Quality, Banking Digitalization, and Customer Relationship Management (CRM) on Customer Loyalty Panji Anugrah Sampurna; Titis Miranti
Jurnal Maksipreneur Vol 12, No 1 (2022)
Publisher : Universitas Proklamasi 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30588/jmp.v12i1.1138

Abstract

Customer loyalty is an essential part of the sustainability of the banking system. Every bank has to maintain that value in some way. However, changes in banking activity due to the COVID-19 pandemic are considered to have an impact on customer loyalty. This also happened at Bank Syariah Indonesia KC Soetta Malang. Banking activities originally carried out conventionally (offline) have changed to online. BSI KC Malang Soetta increased its income every year and experienced a decrease in total expenses. It means that Islamic banking has good development and many enthusiasts. This study aims to look at the factors that maintain customer loyalty at BSI KC Malang by considering the value of service quality, banking digitalization, and customer relationship management (CRM). The study involved 140 customers by adopting a purposive sampling technique. Data retrieval is taken by questionnaire. The data analysis method used Structural Equation Modeling (SEM) with the help of SMART-PLS software. The results show that service quality, banking digitalization, and customer relationship management significantly affect customer loyalty.
Islamic Commercial Bank Performance: The Nexuses by Financial Ratios, Macro Economics, And Financial Technology Rahma Nurlaili; Titis Miranti
Maliki Islamic Economics Journal Vol 3, No 1 (2023): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/miec.v3i1.21719

Abstract

The objective of this study is to examine the relationship between various factors and the performance of Islamic commercial banks in Indonesia over the next 12 periods. The variables considered include Non-Performing Assets, Capital Adequacy Ratio, Insolvency-risk, Inflation, Financial Technology, and Bank Size. The research methodology employed is a quantitative approach with a descriptive analysis. The sampling technique utilized is saturated sampling, resulting in a total of 96 data points. The findings indicate that the Non-Performing Assets (NPA) variable has a significant impact on Return on Assets (ROA), while the ROA variable does not significantly affect the NPA variable. Additionally, the inflation variable does not have a statistically significant effect on ROA, and vice versa. In the short term, the variables that influence bank performance are NPA, Capital Adequacy Ratio, Insolvency-risk, Financial Technology, and Bank Size. In the long term, significant factors influencing bank performance are NPA, Insolvency-risk, Financial Technology, and Bank Size. The Impulse Response Function (IRF) test demonstrates that ROA shows a positive response to the impact of NPA, Capital Adequacy Ratio, Inflation, Financial Technology, and Bank Size, while it exhibits a negative response to shocks caused by inflation. Throughout the study period, the variable with the greatest contribution remains Financial Technology, followed by other variables. Ultimately, the aim of this study is to provide insights for future policy implementation and decision-making within companies
THE SHARIA BANK STABILITY: HOW FINTECH AND FINANCIAL RATIO FIXED IT? Ailsa Nabila Az Zahra; Titis Miranti
I-Finance Journal Vol 9 No 1 (2023): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v9i1.17023

Abstract

This study aims to see whether the stability of Islamic banks is sufficiently dependent on financial technology and several financial ratios. The research was conducted at Islamic banks in Indonesia and Malaysia. To get the research sample used, a purposive sampling technique. The research sample consisted of 14 Islamic banks and was observed from 2017 to 2021. The analytical method uses panel data regression. The research results show. Capital Adequacy Ratio, Non-Performing financing (NPF), Equity-to-Assets Ratio (EAR) and firm size significantly affect bank stability, while financial technology, Assets Turnover, and Cost to Income Ratio (CIR) have no significant effect. Bank stability is one of the determinants of the goodness of state finances, so it needs to be a concern. Banks can increase capital values and firm size, then maintain NPF and EAR values to keep bank financial stability. Even though several other factors are not significant, banks still need to maintain the stability of their value so that the impact does not get worse.
Penyuluhan dan Pemberian Larutan Cair Larvasida Sebagai Upaya Preventif Wabah Demam Berdarah Faidatul Amalina; Titis Miranti; Amanda Ilmi Yuniarsi Asikin; Luluk Ul Mukharramah; Nanda Afiq Mukhdlor; M Rijali Ilmi
MANGENTE: JURNAL PENGABDIAN KEPADA MASYARAKAT Vol 2, No 2 (2023): PELATIHAN LITERASI, KEPEMIMPINAN PENDIDIKAN DAN KETAHANAN KELUARGA
Publisher : IAIN AMBON

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/mangente.v2i2.4176

Abstract

Kasus persebaran demam berdarah menjadi perhatian khusus yang harus segera ditangani. Faktor kebersihan lingkungan dan tingkat wawasan yang relatif rendah menjadi faktor utama yang harus dihadapi guna menanggulangi kasus demam berdarah. Meningkatnya kasus demam berdarah yang signifikan di setiap daerah hingga menimbulkan kematian menjadi tantangan bagi seluruh warga khusunya warga Desa Jambesari. Pada bulan Desember, dilaporkan ada 3 kasus demam berdarah di desa Jambesari. Menanggapi hal tersebut,  Kelompok Pengabdian Masyarakat melakukan Kerjasama dengan Poskesdes Desa Jambesari serta UPT Puskesmas Poncokusumo. Pelaksanaan kegiatan dimulai dari diskusi bersama pihak poskesdes dan kader setempat. Ditindaklanjuti dengan pemeriksaan jentik-jentik di rumah warga RT 26. Dari pemeriksaan tersebut, sebanyak 5 rumah warga ditemukan jentik-jentik yang bersarang di bak kamar mandi dan drum penampungan air. Setelah pemeriksaan, dilanjutkan dengan proses penyusunan materi dan proses penyuluhan. Hasil penyuluhan menunjukkan bahwa warga menjadi lebih mengetahui bahaya yang ditimbulkan oleh demam berdarah serta terjadi peningkatan pencegahan yang dimulai dari diri sendiri.
Co-Authors Ailsa Nabila Az Zahra Amanda Ilmi Yuniarsi Asikin Arini Mar'ah Sholikah Barianto Nurasri Sudarmawan Faidatul Amalina Laila M. Pimada Luluk Ul Mukharramah M Rijali Ilmi Muhammad Saiful Kalam Nanda Afiq Mukhdlor Nihayatu Aslamatis Solekah Nur Avni Aulia Nur Khatimah Panji Anugrah Sampurna Rahma Nurlaili Salsabiila Salsabiila Setiani Ulfi Kartika Oktaviana Yulia Widayati