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Financial Technology in Moderating Influence Firm Size, Risk-Based Capital, Current Ratio, and Premium Growth Ratio to Financial Performance (Study on Sharia Insurance Companies in Indonesia in the period 2017-2021) Yulia Widayati; Titis Miranti
Ekonomis: Journal of Economics and Business Vol 7, No 2 (2023): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v7i2.1157

Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh pengaruh financial technology dalam memoderasi  firm size, risk based capital, current ratio, dan premium growth ratio terhadap financial performance pada perusahaan asuransi syariah di Indonesia. Sampel yang digunakan dalam penelitianini 39 perusahaan asuransi syariah yang terdaftar dalam AASI periode 2017-2021. Teknik analisis data yang digunakan adalah regresi data panel. Hasil analisis yang tepat digunakan dalam penelitian ini adalah random effect model (REM). Hasil penelitian ini menunjukkan bahwa firm size, risk based capital dan premium growth ratio tidak berpengaruh secara signifikan terhadap ROA, sedangkankan current ratio berpengaruh secara signifikan terhadap ROA. Financial technology mampu memoderasi pengaruh firm size dan current ratio terhadap ROA, sedangkan financial technology tidak mampu memoderasi risk based capital dan premium growth ratio.
Mencapai Sustainability Koperasi Pesantren melalui Jiwa Entrepreneurship pada Mahasantri Lembaga Tinggi Pesantren Luhur Malang Nihayatu aslamatis Solekah; Titis Miranti; Barianto Nurasri Sudarmawan
Engagement: Jurnal Pengabdian Kepada Masyarakat Vol 4 No 1 (2020): May 2020
Publisher : Asosiasi Dosen Pengembang Masyarajat (ADPEMAS) Forum Komunikasi Dosen Peneliti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/engagement.v4i1.98

Abstract

Entrepreneurship is proven to be able to move the economics. Specifically, entrepreneurial activities within the pesantren are increasingly prevalent. This condition makes the ministry of industry also participate in developing cooperatives through Islamic boarding schools throughout the nation for now. The Lembaga Tinggi Pesantren Luhur Malang is one of the boarding schools in Malang, precisely at the Ketawanggede, Lowokwaru District. In addition to religious education in the form of recitation, halaqoh, prayer in congregation, this boarding school also focuses on giving students understanding and education in the economic field. The purpose of this service is to provide assistance in the form of cooperative management through the spirit of entrepreneurship of the students of Malang Luhur Pesantren. The method used in this service is Participatory Action Research (PAR). This dedication found that at Luhur Malang, there are a lot of ideas about entrepreneurship, even among those who have carried out these activities. However, its management still needs to be improved again. Therefore, this dedication recommends the need to continuously increase the resources of students who are able to market the results of pesantren cooperatives that can increase economic use value and the need for support and supervision among each LTPLM member
Implementasi Fungsi Mal Dan Fungsi Tamwil Pada Baitul Mal Wa Tamwil (Studi Kasus BMT UGT Sidogiri Kota Malang) Muhammad Saiful Kalam; Titis Miranti
Jurnal Dinamika Ekonomi dan Bisnis Vol 20, No 2 (2023)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdeb.v20i2.4037

Abstract

BMT UGT Sidogiri was ranked 6th out of the 100 largest cooperatives in Indonesia in 2019. This is an interesting achievement to study. The study in this research is the implementation of mall and tamwil functions in terms of juridical, organizational and operational aspects. The research was located at the BMT Malang City Branch. The type and research approach used qualitative case studies. Data collection techniques used observation, interviews and documentation. Based on the research results, the juridical aspect explains that BMT UGT Sidogiri has had a cooperative legal entity since 2000. The organizational aspect explains that the implementation of the mall function is controlled and controlled by Amil Zakat Institution of Sidogiri, Pasuruan, while the tamwil function is controlled by BMT for each office. Tamwil operational activities are carried out in accordance with existing procedures and provisions. In addition, the mall's operational activities include the distribution of social funds such as zakat gifts, house renovations, scholarships, and so on. The conclusion of this research is that BMT Malang City Branch has implemented the mall function and its tamwil function simultaneously. The implication is that this research can be used as a reference and point of reference for future researchers who study the implementation of mall and tamwil functions in BMT in terms of juridical, organizational and operational aspects. This research also complements aspects of previous research which only included one or two aspects
The Influence Of Brand Image And Customer Trust On Customer Loyalty Through Customer Satisfaction With Gender As A Moderation Variable Salsabiila Salsabiila; Titis Miranti
Jurnal Ekonomi, Bisnis & Entrepreneurship Vol. 18 No. 1 (2024): Jurnal Ekonomi, Bisnis & Entrepreneurship (e-Journal)
Publisher : Pusat Penelitian dan Pengabdian Pada Masyarakat (P3M) STIE Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55208/g9w6ds25

Abstract

This study aims to investigate the impact of brand image and customer trust on customer loyalty, mediated via customer satisfaction. Gender is employed as an independent variable to mitigate the impact of brand image and customer trust variables on customer loyalty. This study utilized data from 250 respondents who completed a questionnaire issued to BSI customers in the Malang Raya area. Purposive sampling and proportional random sampling are two distinct methods used for sampling. A proportional random sampling method was employed to ensure that the percentage of respondents from Malang City, Malang Regency, and Batu City was maintained. The research used the Structural Equation Modeling - Partial Least Squares (SEM-PLS) approach. These data indicate that brand image and customer satisfaction substantially impact customer loyalty. However, customer trust does not have a significant effect on customer loyalty. Moreover, the brand's image and the level of consumer trust notably impact customer satisfaction. The findings of this study indicate that customer satisfaction serves as an intermediary variable that influences brand image and consumer trust, ultimately affecting customer loyalty. In addition, gender cannot reduce the impact of brand image and customer trust.