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ANALISIS FAKTOR-FAKTOR YANG DIPERTIMBANGKAN KONSUMEN DALAM MENABUNG DI LEMBAGA KEUANGAN SYARIAH Solekah, Nihayatu Aslamatis
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 1, No 01 (2013): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (221.064 KB) | DOI: 10.18860/ed.v1i01.2518

Abstract

This paper aims to analyze the factors that considered by customer in making a decision to deposit their money at the Islamic Financial Institutions as well as to analyze the main factors considered by customers in making a decision to deposit in to Islamic Financial Institutions. The research method used is factor analysis. The analysis technique used is through the following stages: Description of Data, Test of variables Interdependence, extraction factor (early statistics), factor before the rotation, Rotation Factor and Validity Test and reliability of the model factor. The samples in this research are 100 respondents from 7 BMT in Malang city. Sampling of customers of Islamic financial institutions in this research is using a purposive sampling technique, which is sampling of customer of Islamic financial institution that intentional without consider the level in the population. This technique is done due to the member of the population is considered homogeneous and already well-known. The results of this study showed that environmental factors that consist of cultural, social class, personal, and family and marketing mix factors that consist of product, place, promotion, and price are the factors that considered by customers when making a decision to deposit their money in to Sharia Financial Institutions. The main factors to be considered are the marketing mix, and environmental factors.
PENGARUH KEPEMILIKAN MANAJERIAL, INSTITUSIONAL, ARUS KAS BEBAS DAN ASET YANG DIJAMINKAN TERHADAP KEBIJAKAN DEVIDEN PADA PERUSAHAAN MANUFAKTUR YANG LISTING DI BEI Solekah, Nihayatu Aslamatis
IQTISHODUNA IQTISHODUNA (VOL 9, NO 2.
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (269.66 KB) | DOI: 10.18860/iq.v9i2.3565

Abstract

" The purposeof this research is to examine Managerial Ownership (MOWN), Institutional Ownership(INST), Free Cash Flow (FCF) and Collateralizable Asset (COLLAS) have an effect on either throughsimultaneous and also partial to Devidend Payout Ratio (DPR) at manufacturing industry that go public inJakarta Stock Exchange of during 2000–2005. It is repetition and adaptation of the Rozeff research (1982) andMollah research (2000). This research is inclusive the type of explanatory research. Connecting sample wasconducted with the approach of non probability sampling with the technique of purposive sampling speciallythe type of judgement sampling. Analysis methode used by multiple regression analysis.The result of thisresearch indicates the variable of Managerial Ownership (MOWN), Institusional Ownership (INST), FreeCash Flow (FCF) and Collateralizable Asset (COLLAS) by simultaneous have the influence which significantto Devidend Payout Ratio (DPR). It is suggested that whoever conducts a further study expand the scope ofanalysis aspect, as the researcher is aware that the aspects other than those used in this study, there are othervariables need examined influencing the devidend payout ratio.
Analisis model pengelolaan zakat dan wakaf (Studi Yayasan Yatim Mandiri Cabang Malang) Solekah, Nihayatu Aslamatis
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 4, No 2 (2016): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (3583.072 KB) | DOI: 10.18860/ed.v4i2.5459

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Among the objectives of waqaf in islam is the distribution of welfare among the people and poverty  eradication. When well managed endowments will support  the development both in economic, religious, social, cultural, political, defense and scurity. The purpose of this study was to examine the management model of zakat and waqf productive. The result of this study are expected to provide benefits to provide a more substantial to the scientists, researchers, readers and the public that there is a model of productive management of waqf grant that can be used as an example in the management of zakat and waqf productive. The result showed that the foundation is independent orphans have an independent organizational system, in which the form of institutions such as the institute amil zakat generally resulting in organizational system there is no interfence from goverment regulations. Constraints/ problems experienced in Yayasan Yatim Mandiri Malang from the internal aspect is the lack qualified Human Resources an Human Resource Capibility less creative. Constraints/ problems faced in the Orphan Foundation of Malang independent external aspect is still modest community thought lack of support from family. To resolve the internal problems of orphans independent foundation that is to prepare a Qualified Human Resource (Internal). As for the external problem than it should maximize the marketing and provide understanding to families or orphans
PENGARUH KARAKTERISTIK ENTREPRENEURSHIP, PERAN GENDER, PEKERJAAN ORANG TUA, DAN DUKUNGAN AKADEMIK TERHADAP MINAT KEWIRAUSAHAAN MAHASISWA Rozi, M Fatkhur; Solekah, Nihayatu Aslamatis
IQTISHODUNA IQTISHODUNA (VOL 11, NO: 1.
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/iq.v1i1.3698

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This study aimed to determine the effect of entrepreneurship characteristics, gender roles, parents’occupations, and academic support for student entrepreneurial intentions. This study is quantitative studyaimed to test the effect of all variables simultaneously and partially. The research used purposive sampling ofUIN Maulana Malik Ibrahim students from six faculties which consist of FITK, Faculty of Shariah, Faculty ofHumanities, Faculty of Economics, Faculty of Psychology and Faculty of Science and Technology with 250respondents. The results of this study showed that the characteristics of entrepreneurship, gender roles, theparents’ occupations, and academic support simultaneous effect on student intentions in entrepreneurship.There are two variables that partial effect on the variable of intentions student entrepreneurship characteristicsand role of gender. The other two variables which are the parents’ occupation and academic support are notpartial effect on student interest in entrepreneurship. Characteristics of entrepreneurship has a dominantinfluence on the intentions of the student entrepreneurship
ANALISIS PENGARUH WORD OF MOUTH TERHADAP KEPUTUSAN NASABAH UNTUK MENABUNG DENGAN BRAND EQUITY SEBAGAI VARIABEL MEDIASI Fenanda, Zakiah Intan; Solekah, Nihayatu Aslamatis
IQTISHODUNA IQTISHODUNA (VOL.14, No. 2, 2018)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (768.735 KB) | DOI: 10.18860/iq.v14i2.4961

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The development and dynamics of marketing of banking services products help to grow the variables that facilitate the influence of word of mouth against the decision to save. One of it is the brand equity that is a set of assets that is associated with a brand that adds or reduces the value of the company in the views of customers. The purposes of the research are to determine the influence of word of mouth against the decision to save through Brand Equity on the customer of Syariah BRI Bank of Malang. The research used a quantitative approach with survey method. The population of the research was all customers of Savings at Syariah BRI Bank of Malang. Sampling technique used accidental sampling with the number of respondents as much as 100 respondents.  The dependent variable in the research was Savings Decision (Y), and the independent variable was Word of Mouth (X), with Brand Equity (M) as the mediation variable. Data analysis technique used Path Analysis. The research results indicated that the dimensions of word of mouth are Talkers, Topics, Taking Part and Tracking that directly influence against brand equity, and one dimension of word of mouth of tools have no effect against brand equity. Brand Equity directly influences the decision to save, all dimensions of word of mouth directly influence the decision to save, and Brand Equity can mediate the indirect influence of word of mouth against the savings decision
The effect of green banking product and green corporate image on green customer loyality mediated by green customers satisfaction in Syariah banking Solekah, Nihayatu Aslamatis
MEC-J (Management and Economics Journal) Vol 3, No 1 (2019)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (910.692 KB) | DOI: 10.18860/mec-j.v0i2.5837

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Banking has a high potential as a role model for other industries in applying the principles of Sustainable Development. Islamic banking is a bank that has a potential bank business model by implementing green banking, as well as provisions of Bank Indonesia as the Central Bank which has included Green Banking as a concept to be implemented in its business practices. This study developed a research framework to explore the relationship between green banking products and green corporate image green customer satisfaction, and green customer loyalty for Syariah Banking. Analysis technique used to analyze the data analysis Path (Path analysis). The results showed that for green banking products and green corporate image effect directly on green customer satisfaction but green banking product has not affect directly to  customers satisfaction, opposite green corporate image that affect directly to green customers loyality
PENGARUH PEMBIAYAAN MURABAHAH DAN MUSYARAKAH MELALUI KREDIT BERMASALAH TERHADAP LIKUIDITAS BANK UMUM SYARIAH Laksmi Puteri, Sayyida Islamiya; Solekah, Nihayatu Aslamatis
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 6, No 1 (2018): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (632.655 KB) | DOI: 10.18860/ed.v6i1.5450

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One of the causes of bankruptcy is not due to losess incurred but due to the inability to maintain cashflow availability. This study aims to determine the direct relationship of murabahah and musyarakah financing to Islamic bank liquidity through the NPF ratio. This study is descriptive quantitative study using path analysis and purposive sampling to determine the sample. The results of this study indicate that murabahah financing has no effect on NPF but effect the liquidity of Islamic bank. On the contrary, for musyarakah financing affecting NPF but not for liquidity of Islamic bank. It can be implied that due to differences in risk coverage of the two contract (murabahah financing dan musyarakah financing) where murabahah financing the level of risk that may arise will be more borne by the recipient of  the financing. This contrasts with the musyarakah financing agreement where the risk Non performing loan  can be minimized by sharing the risk in musyarakah financing.However, its relationship with bank liquidity, in fact murabahah financing provides a large contribution considering that islamic bank get certainty about the profit ratio of this financing agreement. As for musyarakah financing, Islamic bank liquidity actually decreases due to uncertainty in the profit sharing ratio it receives. From the result of the intervening test, NPF proxied by the ratio of NPF of Islamic banks did not mediate murabahah financing and musyarakah financing to Islamic bank liquidity.
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MASYARAKAT BAWEAN DALAM MEMILIH BANK SYARIAH Salis, Nur; Solekah, Nihayatu Aslamatis
El Dinar: Jurnal Keuangan dan Perbankan Syariah Vol 7, No 2 (2019): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (803.839 KB) | DOI: 10.18860/ed.v7i2.6570

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Indonesia Sharia banks need to be developed because they have comprehensive advantages over conventional banking. To reach services to the community, it is necessary to expand in developing a network of Sharia Bank offices. Therefore there must be an effort from Sharia banking increases public interest in Sharia Banks so that it can be developed. The purpose of this study is to find out what factors influence the interest of the Bawean community in choosing a Sharia Partner Bank and to find out what the most dominant factors influence the interest of Bawean community in choosing Sharia Partner Bank. This study uses descriptive quantitative method. The population of this study is 165 samples of Bawean community and the sampling technique used purposive sampling. The data analysis technique uses Partial Least Squares (PLS) analysis which is a Structural Equation Modelling (SEM). The result of this study indicate that the marketing mix factor, internal individual consumers and external individual consumers influence the interest of the Bawean community  in choosing Sharia Partner Banks. While the marketing mix factor is the most dominant factor affecting the interest of the Bawean community in choosing Sharia Partner Banks.
Green Marketing Tools, Religiosity, Environmental Attitude And Green Purchase Behaviour Among Millenials Generation Solekah, Nihayatu Aslamatis; Premananto, Gancar; Hartini, Sri
MEC-J (Management and Economics Journal) Vol 4, No 3 (2020)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/mec-j.v4i3.8203

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The purpose of the research isto examine relationship between Green Marketing Tools (GMT), Environmental Attitudes (EA), Religiosity and Green Purchase Behavior (GPB) and test Religiosity moderates between Environmental Attitudes (EA) and Green Purchase Behavior (GPB). This study employs samples using a questionnaire instrument. The result of the collected 268 questionnaires of respondents were processed using descriptive and quantitative analysis data using SEM (Strutural Equation Model) analysis techniques with Stata 13. The results  showed that millennial generation in shaping their engagement behavior on environmental issues is influenced by environmentally friendly advertisements, attributes or labels used on a product, then perceptions of environmentally friendly brands and trust in environmentally friendly advertisements, trust in compliance or environmentally friendly labels and brands that are on the products they know.The findings of this study suggest that individual factors in the form of religious and situational factors in the form of green marketing tools in the form of eco labels, eco brands, trusts or trust in eco labels and eco brands, and environmental advertising affect green behavioral.
Green Marketing Tools, Supply Chain, Religiosity, Environmental Attitude and Green Purchase Behavior Aslamatis Solekah, Nihayatu; Handriana, Tanti; Usman, Indrianawati; Sani Supriyanto, Achmad
International Journal of Supply Chain Management Vol 9, No 4 (2020): International Journal of Supply Chain Management (IJSCM)
Publisher : International Journal of Supply Chain Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aim of the current study is to examine the role of green marketing tools, religiosity, supply chain management environmental attitude on green purchase behavior in the millennial generation based on these variables, then the Instruments are determined. Data collection methods in this study were questionnaires. The results of the collected 268 questionnaires of respondents were processed using descriptive and quantitative analysis tools using SEM (Structural Equation Model) analysis techniques with Stata 13. The greater green marketing tools which consist of Environmental Advertisement, Perception of eco-labels, Perception of an eco-brand, Trust in eco-label and eco brand the greater possibility to influence Green Behavioral Purchase (GBP). The greater Environmental Attitudes (EA) which consist of Environmental Knowledge (EK) and Environmental Value (EV) the greater positive effect on Green Behavioral Purchase (GBP). The greater religiosity value which consists of (religious belief), experiential ritualistic (religious feeling), Intellectual (religious knowledge), application consequences of religious effect the greater environmentally friendly attitude and Green Behavioral Purchase (GBP). Religiosity moderates the relationship between EA and GBP, so the relationship between EA and GBP is stronger for consumers with high Religiosity than consumers with lower Religiosity. This study will fill this gap. As a result, what this study proposes is the scarce and the new and original constructs respectively- The green purchasing behavior among millennials generation and also provides a framework for the study which makes it possible to explore the relation between green marketing tools, religiosity, environmental attitude and green purchase behavior.