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Nurmalina, Radna
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Pengaruh Literasi Keuangan dan Uang Saku Terhadap Perilaku Konsumtif Mahasiswa Politeknik Negeri Tanah Lau Putri Rahmayani; Radna Nurmalina; Victorinus Laoli; Rizky Aldi Setianda
Owner : Riset dan Jurnal Akuntansi Vol. 9 No. 4 (2025): Artikel Riset Oktober 2025
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v9i4.2775

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan dan uang saku terhadap perilaku konsumtif mahasiswa Politeknik Negeri Tanah Laut. Metode yang digunakan adalah kuantitatif., data dikumpulkan melalui kuesioner dengan 76 responden dan data dianalisis menggunakan SPSS versi 26. Analisis data menggunakan regresi linear berganda, uji analisis yang digunakan meliputi uji normalitas, uji reliabilitas, uji normalitas, uji heterokedastisitas, dan uji multikolineritas. Hasil penelitian menunjukkan 1) literasi keuangan tidak berpengaruh terhadap perilaku konsumtif; 2) uang saku berpengaruh terhadap perilaku konsumtif; 3) literasi keuangan dan uang saku berpengaruh terhadap perilaku konsumtif mahasiswa. Nilai koefisien determinasi (R2) sebesar 0,109 menunjukkan bahwa kedua variabel bebas menjelaskan 10,9% variabel perilaku konsumtif., sedangkan sisanya sebesar 89,1% dipengaruhi oleh variabel lain. Kesimpulan dari penelitian adalah pengelolaan keuangan yang baik dalam penggunaan uang saku sangat penting untuk mengurangi perilaku konsumtif, meskipun literasi keuangan belum menunjukkann pengaruh langsung terhadap perilaku konsumtif.
Penguatan Kapasitas Pengelola Keuangan Yayasan Binaan PT. Arutmin Indonesia Tambang Kintap Nor Rahma Rizka; Noor Amelia; Deafatunnizwa Ulfida; Radna Nurmalina; Ika Ila Nurhuddah
Jurnal Pengabdian Kepada Masyarakat (MEDITEG) Vol. 11 No. 1 (2026): Jurnal Pengabdian Kepada Masyarakat (MEDITEG)
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat (P3M) Politeknik Negeri Tanah Laut (Politala)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34128/mediteg.v11i1.392

Abstract

Pengelolaan dana Corporate Social Responsibility (CSR) yang akuntabel menjadi tantangan utama bagi Yayasan Pengembangan dan Pemberdayaan Masyarakat Kintap (PPMK) sebagai mitra binaan PT Arutmin Tambang Kintap. Keterbatasan kapasitas pengelola dalam penyusunan laporan keuangan menyebabkan lemahnya transparansi dan akuntabilitas lembaga. Kegiatan pengabdian ini bertujuan meningkatkan kemampuan pengelola yayasan dalam menyusun laporan keuangan sederhana berbasis Excel sesuai prinsip ISAK 35. Metode pelaksanaan dilakukan melalui workshop interaktif yang melibatkan 19 peserta dari yayasan binaan, difasilitasi oleh empat dosen dan dua mahasiswa. Peserta diperkenalkan pada format laporan keuangan yang meliputi laporan aktivitas, perubahan aset neto, dan posisi keuangan. Hasil kegiatan menunjukkan peningkatan pemahaman peserta dalam penerapan format laporan keuangan yang lebih sistematis dan akuntabel. Kegiatan ini berkontribusi terhadap penguatan tata kelola keuangan lembaga dan mendukung keberlanjutan program CSR di wilayah binaan.
Entrepreneurial Knowledge, Social Media, and Innovation on the Success of MSMEs Alma Karennina; Bella Puspita Rininda; Ines Saraswati Machfiroh; Radna Nurmalina; Mufrida Zein
Jurnal Penelitian Ekonomi dan Akuntansi JPENSI Vol. 10 No. 2 (2025): JURNAL PENELITIAN EKONOMI DAN AKUNTANSI
Publisher : Program Studi Akuntansi Universitas Islam Lamongan

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Abstract

This research aims to evaluate the impact of entrepreneurial knowledge, social media usage, and innovation on the success rate of SMEs. The method applied in this research is a quantitative approach, with primary data collected through questionnaires. The research sample consists of 84 SMEs operating in the coffee shop sector in South Kalimantan, selected using random sampling techniques with the Slovin formula to ensure representativeness. The data obtained were analysed using multiple linear regression tests to identify the relationship between independent and dependent variables. The research findings indicate that entrepreneurial knowledge does not have a significant impact on the success of SMEs. At the same time, the use of social media and innovation has been proven to significantly influence the success of SMEs.
Digital Economy Acceleration and the Reconfiguration of Labor Wage Structures within the Indonesian Service Sector Radna Nurmalina; Muhammad Damas Fatih
Smart International Management Journal Vol 3 No 2 (2026): June 2026
Publisher : CV. HEI PUBLISHING INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70076/simj.v3i2.186

Abstract

The rapid acceleration of the digital economy in Indonesia has substantially transformed the service sector landscape, particularly in shaping labor wage structures. This study aims to examine how digital economy acceleration influences the reconfiguration of wage structures within Indonesia's service sector. A quantitative approach was employed using secondary data obtained from Statistics Indonesia (BPS), the World Bank, and national digital economy reports covering the period 2018–2024. The findings indicate that digitalization has increased the demand for high-skilled labor, leading to higher wage premiums for this group, while low-skilled workers tend to experience wage stagnation. Furthermore, the expansion of the platform-based economy (gig economy) has enhanced labor flexibility but also introduced income instability. Wage disparities across service subsectors, including app-based transportation and digital financial services, have become more pronounced. The study concludes that the acceleration of the digital economy not only improves economic efficiency but also fundamentally reshapes wage structures, potentially widening inequality if not accompanied by effective policies in skill development and adaptive social protection systems.
Co-Authors Alma Karennina Alma Karennina Astia Putriana, Astia Bandi, Maulida Hirdianti Deafatunnizwa Ulfida Devi Nurmalasari Eni Suasri Fatih, Muhammad Damas Fatimah, Nor Siti Fitra Izzadieny Hayatie, Marliza Noor herpendi, herpendi Ihsani, Rifqi Ika Ila Nurhuddah Inayah, Lesti Ines Saraswati Machfiroh Ines Saraswati Machfiroh Karolina, Karolina Lesti Inayah M.Riduan Abdillah Mega Putri Diyani Mufrida Zein Mufrida Zein Muhammad Noor MUTA ALI, ABDUL Noor Amelia Noor Hayatie, Marliza Noor, Agustian Nor Rahma Rizka Putri Rahmayani Rahmawati Rifqi Ihsani Rina Pebriana Rina Pebriana, Rina Rininda, Bella Puspita Rizky Aldi Setianda Rizky Mega Arini Santoso Santoso Saraswati Machfiroh, Ines Suwarno, Try Edi Tantowi Yahya Tekad Budiantoro Tekad Tekad Tri Atmini Rahayu Ulfida, Deafatunnizwa Victorinus Laoli Wan Yuliyanti Widiya Astuti Alam Sur Wiwik Handayani Wiwin Munawaroh Yahya, Tantowi Yasir Hadiani Yuli Fitriyani