Articles
<![CDATA[Comparasion Model Analysis Time of Earthquake Occurrence in Indonesia based on Hazard Rate with Single Decrement Method ]]>
<![CDATA[Fanny Novika]]>;
<![CDATA[Ikhsan Maulidi]]>;
<![CDATA[Budi Marsanto]]>;
<![CDATA[Anvika Nur Amalina]]>
<![CDATA[ JTAM (Jurnal Teori dan Aplikasi Matematika) Vol 6, No 1 (2022): January ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Mataram ]]>
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DOI: 10.31764/jtam.v6i1.5535
<![CDATA[The purpose of this studi is to find an expectations and variability as estimators of the risk of earthquakes occurring in each province in Indonesia. Indonesia is a country that prone to natural disasters, especially earthquakes and tsunamis. The earthquake disaster damage the buildings and casualties. The risk of loss from earthquakes can be transferred using insurance. Insurance companies certainly need an analysis to estimate the probability of an earthquake occurring at a certain location and time. Hazard rate has an important role in the prediction theory of the process of earthquakes. The hazard rate can be known by the single decrement method. After the hazard rate is known, the survival function and the distribution function of the cumulative distribution of earthquake data in Indonesia will be known to look for expectations and variability as estimators of the risk of earthquakes occurring in each province in Indonesia. The data used in this study is earthquake that happen in Indonesia categorized as destructive earthquake minimum 5 magnitude. We used the data to compare a hazard function using linear model, quadratic model, cubic model and exponential. First, we plot and then using each models find the standard error. The best model suggest for Indonesia prediction Time of Earthquake Occurrence using an exponential model.]]>
<![CDATA[Procrustes Analysis of Indonesian Mortality Table Iv and Indonesia's Death Rate During Covid-19 Pandemic ]]>
<![CDATA[Fanny Novika]]>;
<![CDATA[Revi Meliyani]]>
<![CDATA[ International Journal of Quantitative Research and Modeling Vol 2, No 2 (2021) ]]>
Publisher : <![CDATA[Research Collaboration Community (RCC) ]]>
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DOI: 10.46336/ijqrm.v2i2.148
<![CDATA[The level of accuracy to calculate the premium is one of the main points for an actuary to determine the criteria of product which is offered by an insurance company to customers. The main reference in this accuracy is the mortality table. The last mortality table made by AAJI (Asosiasi Asuransi Jiwa Indonesia) was Mortality Table Indonesia (MTI) IV which was published in 2019. However, unexpectedly, the Covid-19 pandemic occurred in early 2020 which caused the death rate to be higher than normal situation. This study aims to compare MTI IV which was made with assumptions before the Covid-19 pandemic according to the death rate in Indonesia during the Covid-19 pandemic. This study uses secondary data, by finding the probability of death in Indonesia by calculating the death rate in Indonesia based on population data according to age group classifications obtained from BPS (Badan Pusat Statistik) Indonesia. Furthermore, both data were compared using Procrustes analysis to calculated the level of conformity. The results showed that 75.97% of the data matched MTI IV with the death rate during the pandemic. If the insurance company wants more accurate results, they can be adjusted to the Indonesian Mortality Table using data during the pandemic. If it is quite satisfied with the accuracy of 75.97%, the company can continue to use MTI IV.]]>
<![CDATA[PENDAMPINGAN PENYUSUNAN RENCANA STRATEGIS, IMPLEMENTASI VISI MISI DAN EVALUASI KEGIATAN YANG EFEKTIF EFISIEN MENCAPAI SMK PUSAT KEUNGGULAN (SMK PK) ]]>
<![CDATA[I Made Indra P]]>;
<![CDATA[Fanny Novika]]>
<![CDATA[ Indonesian Journal of Engagement, Community Services, Empowerment and Development Vol. 2 No. 1 (2022): Indonesian Journal of Engagement, Community Services, Empowerment and Developme ]]>
Publisher : <![CDATA[Yayasan Education and Social Center ]]>
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DOI: 10.53067/ijecsed.v2i1.53
<![CDATA[The Central Vocational School of Excellence (SMK PK) is one of the priority programs of the Directorate General of Vocational Education (Ditjen Vocational Education) of the Ministry of Education and Culture in 2021. This program is an effort to develop Vocational High Schools with certain expertise programs in order to improve quality and performance, as well as become a reference for other schools . The Center for Excellence Vocational School program carries the spirit of Independent Learning which focuses on strengthening human resources and bringing the world of education closer to the professional world. Formulation of strategic plans, implementation of vision and mission and evaluation of activities that are effective and efficient in achieving the Center of Excellence Vocational High School PK is one of the activities to achieve and meet the targets of a SMK became SMK PK. This community service activity is carried out in the form of vocational assistance by STMA Trisakti to Wahidin Cirebon Vocational School. This mentoring activity will be held on Thursday, August 19, 2021, until October 11, 2021, online and offline. Overall SMK Wahidin Cirebon has completed the preparation of the strategic plan, the implementation of the vision and mission and the evaluation of activities have been well structured and directed]]>
<![CDATA[Dampak Perubahan Index Inflasi pada Perhitungan Premi Excess-of-Loss Menggunakan Metode Burning Cost ]]>
<![CDATA[Fanny Novika]]>;
<![CDATA[Yusuf Hidayat Kalla]]>;
<![CDATA[Elvira Yuliana]]>
<![CDATA[ Jambura Journal of Mathematics Vol 4, No 2: July 2022 ]]>
Publisher : <![CDATA[Department of Mathematics, Universitas Negeri Gorontalo ]]>
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DOI: 10.34312/jjom.v4i2.14208
<![CDATA[Based on OJK data on insurance statistical documents in 2020 and 2021, the adequacy of reinsurance company premiums continued to decline throughout the year until the year 2020 a slight excess of 164.60% and 183,31% at the end of 2021. Analysis of proper premium calculation needs to be done as an effort to prevent the default from insurance companies, one of which is fire insurance with Burning Cost. The purpose of this study is to determine the impact of the inflation index that can make changes to the calculation of premiums using Burning Cost. This study uses secondary data on the value of fire insurance claims at reinsurance companies by observing historical reports of claim data from the previous year. The use of the inflation index in calculating the Excess-of-Loss premium using the Burning Cost method has a different value if it is not assumed. The more inflation index used, the higher the premium that will be charged to the ceding company.]]>
<![CDATA[GAMBARAN PENGGUNAAN FINANCIAL TECHNOLOGY (FINTECH) DALAM BENTUK PINJAMAN ONLINE (PINJOL) PADA UMKM DI INDONESIA ]]>
<![CDATA[I Made Indra P]]>;
<![CDATA[Fanny Novika]]>;
<![CDATA[Antonius Anton Lie]]>;
<![CDATA[Insri Nuryati]]>
<![CDATA[ National Conference on Applied Business, Education, & Technology (NCABET) Vol. 1 No. 1 (2021): The 1st National Conference on Applied Business, Education & Technology (NCABET ]]>
Publisher : <![CDATA[Universitas Bina Bangsa ]]>
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DOI: 10.46306/ncabet.v1i1.2
<![CDATA[The use of technological advances in the financial sector is growing rapidly. Technological innovations present a more practical financial transaction process, one of which is applied to online loans. Online lending business practices connect lenders with online lenders. The disbursement of 22 trillion loans from 99 online loan companies registered with the OJK has made 9 million transactions to more than 3 million Indonesians. For this reason, it is necessary to analyze the factors that influence interest in using financial technology in the form of online loans. As one of Indonesia's financial drivers, Micro, Small and Medium Enterprises (MSMEs) play a role in transactions using online loan platforms. This study uses a quantitative approach by conducting an online survey of MSMEs to obtain primary data. The survey results show that 44.41% of SMEs use registered online loans, 18.75% use unregistered loans and 36.84% do not. The majority of businesses are SMEs in the culinary field with 58.88% of the main occupations, 50.99% having high school education and 66.78% living in rural areas. From a psychological point of view, most MSME actors make online loans from self-indulgence and have sufficient perceptions, lack of knowledge and sufficient attitudes. From social factors, most of them are motivated by colleagues who use online loans. Most of the MSME sellers are aged 36-45 years with a monthly net income of less than 5 million.]]>
<![CDATA[Menumbuhkan Bisnis Digital dengan “Grow with Google” Implementasi Teknologi Era Pandemi Covid-19: Growing Digital Business by “Grow with Google” Implementation of Technology in the Era of Covid-19 Pandemic ]]>
<![CDATA[Fanny Novika]]>;
<![CDATA[Fida Fathiyah Addini]]>
<![CDATA[ PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 7 No. 6 (2022): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat ]]>
Publisher : <![CDATA[Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya ]]>
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DOI: 10.33084/pengabdianmu.v7i6.3814
<![CDATA[The Covid-19 pandemic that occurred in Indonesia had an impact on various sectors. The decline in activity and changes to digital systems due to the pandemic are the main factors causing the impact on society. One of the sectors affected is the business sector. Not a few businesses were forced to close because they were unable to deal with changes to the digital system. Google as the largest technology company has a product in the form of training for business people for free. Google also offers the appearance of a business profile in search results or maps. This activity aims to provide literacy and assist business people to improve their competence in using Google products. Literacy is carried out as the initial foundation for business people regarding the basics of digital marketing. Competency improvement is achieved by participating in skills training from Google and applying business profile media, maps search, and advertising media. The results of this activity indicate that the final knowledge of the participants about digital marketing is quite good and there is additional knowledge about business-related products from Google. In addition, one of the selected business owners has been assisted in successfully using business-related products from Google and advertising on Google.]]>
<![CDATA[Pinjaman Online Ilegal Menjadi Bencana Sosial Bagi Generasi Milenial ]]>
<![CDATA[Fanny Novika]]>;
<![CDATA[Nika Septivani]]>;
<![CDATA[I Made Indra P]]>
<![CDATA[ Management Studies and Entrepreneurship Journal (MSEJ) Vol. 3 No. 3 (2022): MSEJ : Management Studies and Entrepreneurship Journal ]]>
Publisher : <![CDATA[Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI) ]]>
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DOI: 10.37385/msej.v3i3.857
<![CDATA[Saat ini perkembangan teknologi berkembang dengan pesat di berbagai sektor, salah satunya di sektor keuangan yang biasa dikenal dengan financial technology (fintech). Fintech yang paling marak dan diminati masyarakat adalah pinjaman online (pinjol). Pinjol sebenarnya berada di bawah pengawasan OJK namun menjadi sesuatu yang meresahkan karena banyak munculnya pinjol illegal. Maraknya pinjol illegal tersebut maka perlu dilakukan penelitian guna menganalisis mengenai kesadaran bahaya pinjol serta mengidentifikasi risiko sosial yang akan ditanggung. Penelitian ini dilakukan di provinsi DKI Jakarta dengan periode Maret sampai Juli 2022. Populasi penelitian ini adalah generasi milenial yang lahir antara tahun 1980-2000 dan berdomisili di DKI Jakarta. Teknik pengambilan sample pada analisis data kualitatif dengan purposive sampling sedangkan pada analisis data kuantitatif adalah quota sampling. Penelitian ini menggunakan metode exploratory sequential mixed methods design. Desain pada penelitian ini, pertama-tama dilakukan eksplorasi dengan wawancara untuk mendeskripsikan faktor-faktor penggunaan aplikasi pinjaman online serta pandangan bencana sosial penggunaan pinjol bagi generasi milenial yang mencakup: faktor budaya, sosial, pribadi, psikologis, aspek pelayanan, tanggapan kasus, konflik sosial. Selanjutnya analisis kuantitatif dengan mengisi kuisioner yang dikembangkan dari wawancara kemudian statistika deskriptif terkumpul 102 sampel dengan demografi penghasilan, prioritas kebutuhan yang paling banyak dikeluarkan, model pinjaman online yang diminati, jenis pinjaman online. Kata kunci : financial technology, pinjaman online, generasi milenial]]>
<![CDATA[Literasi Asuransi Sosial Bagi Masyarakat Desa Banyuresmi Kabupaten Garut ]]>
<![CDATA[Fanny Novika]]>
<![CDATA[ Media Abdimas Vol 1 No 3 (2022): Jurnal Media Abdimas Vol 1 No 3 Bulan November 2022 ]]>
Publisher : <![CDATA[Universitas Persada Indonesia YAI ]]>
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DOI: 10.37817/mediaabdimas.v1i3.2570
<![CDATA[Masyarakat Indonesia mempunyai hak atas perlindungan dan kepastian hukum. Salah satunya melaluiperlindungan asuransi sosial kecelakaan lalu lintas penumpang baik angkutan umum, kendaraan probadimaupun pejalan kaki melalu Asuransi Jasa Raharja. Namun, kebanyakan masyarakat belum mengerti alurpengajuan klaim, persyaratan dokumen dan klasifikasi yang berhak mendapatkan santunan. Programpengabdian kepada masyarakat ini melakukan kegiatan literasi kepada masyarakat desa BanyuresmiKabupaten Garut agar lebih melek asuransi dan mendapatkan haknya apabila terjadi risiko kecelakaan lalulintas. Kegiatan literasi ini dihadiri oleh 15 perwakilan Bumdes masing-masing mengutus 2 orang agar dapatmenyampaikan informasi kepada masyarakat desanya masing-masing. Adapun hal yang disampaikan padasaat literasi adalah asuransi sosial di Indonesia, Jasa Raharja, program asuransi sosial di Jasa Raharja, lingkupjaminan Jasa Raharja, pembayaran iuran asuransi Jasa Raharja, besar santunan, syarat memperoleh santunan,dan cara mengajukan klaim asuransi Jasa Raharja. Masyarakat diberikan flyer yang juga bisa disebarkan kedesa masing-masing, sebanyak 52% masyarakat menyatakan kegiatan literasi ini merupakan kegiatan yangdilaksanakan dengan baik dan 48% menyatakan kegiatan literasi ini merupakan kegiatan yang dilaksanakandengan sangat baik.]]>
<![CDATA[Literasi Profesi Aktuaris pada Siswa Sekolah Menengah Atas dalam Rangka Pemenuhan Kebutuhan Industri ]]>
<![CDATA[Fida Fathiyah Addini]]>;
<![CDATA[Fanny Novika]]>
<![CDATA[ Media Abdimas Vol 2 No 1 (2023): Jurnal Media Abdimas Vol 2 No 1 Bulan Maret 2023 ]]>
Publisher : <![CDATA[Universitas Persada Indonesia YAI ]]>
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DOI: 10.37817/mediaabdimas.v2i1.2672
<![CDATA[Seiring dengan pertumbuhan ekonomi, khususnya di Indonesia, kebutuhan aktuaris semakinmeningkat. Namun, tingginya kebutuhan profesi aktuaris dan daya tarik berupa gaji yang tinggitidak disertai dengan pemenuhan jumlah aktuaris. Kekurangan tersebut diakibatkan kurangnyaliterasi mengenai profesi aktuaris dan program studi Aktuaria, khususnya pada siswa sekolahmenengah atas yang akan melanjutkan kuliah. Oleh karena itu, perlu dilakukan literasi mengenaiaktuaria kepada siswa sekolah menengah atas. Kegiatan literasi ini dilakukan bersama mitraKecamatan Banyuresmi, Kabupaten Garut, dengan metode pemberian literasi. Literasi dilakukandengan tujuan memberikan pengetahuan kepada siswa sekolah menengah atas mengenaikebutuhan profesi aktuaris di dunia industri dan keberadaan program studi Aktuaria. KegiatanLiterasi Profesi Aktuaris dilaksanakan secara luring di MA Baitur Rohmah Muhammadiyah dan diSMK Al Ghifary. Setelah berakhirnya kegiatan, tim pengabdian melakukan evaluasi denganmemberikan kuisioner kepuasan kepada para guru dan kepala sekolah MA Baitur RohmahMuhammadiyah dan SMK Al Ghifary. Berdasarkan hasil kuisioner, sebanyak 67% menyatakansengat setuju bahwa kegiatan literasi yang dilakukan sudah memberikan bekal pengetahuan kepadapara siswa dan sebanyak 33% menyatakan setuju bahwa kegiatan literasi yang dilakukan sudahmemberikan bekal pengetahuan kepada para siswa.]]>
<![CDATA[IS THE EMPLOYMENT SITUATION IN INDONESIA FAVORABLE? IMPLEMENTATION OF VERHULST MODEL DIFFERENTIAL EQUATION ]]>
<![CDATA[Fanny Novika]]>
<![CDATA[ Jurnal Lebesgue : Jurnal Ilmiah Pendidikan Matematika, Matematika dan Statistika Vol. 4 No. 3 (2023): Jurnal Lebesgue : Jurnal Ilmiah Pendidikan Matematika, Matematika dan Statistik ]]>
Publisher : <![CDATA[LPPM Universitas Bina Bangsa ]]>
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DOI: 10.46306/lb.v4i3.456
<![CDATA[This research aims to calculate the limit number of workers and unemployment in each province of Indonesia which is estimated to use Carrying Capacity and calculate the employment growth rate of each province in Indonesia. This calculation will help to identify provinces in Indonesia where the growth rate of the working population is negative, the unemployment rate is positive. All of these calculations use the Verhulst Model Differential Equation. The data used in this research is secondary data obtained from the internet from the official website of the BPS-Statistics Indonesia regarding the Labor Force Situation in Indonesia from 2020-2023. The provinces with a lower working population growth rate, especially have negative value demands particular focus on labor absorption that are West Papua, Central Sulawesi that have high level warning status as well as Maluku and Bali that have medium level warning status. Besides the province with a greater unemployment population growth rate, especially has positive value demands particular focus on labor absorption that is Central Java that have medium level warning status ]]>
