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Syariatisasi yang Tidak Konsisten: Penegakkan Prinsip Hukum Ekonomi Syariah pada Lembaga Keuangan Syariah Non Bank Rizal; Ifelda Nengsih; Chitra Indah Sari; Riska Fauziah Hayati; Sri Mutia
AL-ISTINBATH : Jurnal Hukum Islam Vol 10 No 1 (2025)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jhi.v10i1.11508

Abstract

This article aims to explain the inconsistency of Baitul Maal Wa Tamwil (abbreviated as BMT) in implementing Sharia principles. This is a case study research with an empirical legal approach which was conducted in LKMS BMT Almabruk Inc. (BMT Almabruk) of Tanah Datar Regency and BMT Al Fattah of Solok City. Data were obtained through interviews with BMT management and related documents from BMT. The result of study showed that firstly, Sharia compliance in fund distribution contract in the form of murabahah was divided into two: murabahah through cooperation with partners and murabahah with a wakalah contract. In the first model, Sharia implementation in Murabahah was consistent, meanwhile it was inconsistent in the second one. Similarly, it still contained the elements of usury in determining its administrative costs. Second, Sharia compliance in the fund collection contract appears to be inconsistent in mudharabah savings. Third, Sharia Supervisory Board at BMT Almabruk had been consistent in monitoring Sharia principles. On the other hand, the performance of BMT Al Fattah had been inconsistent in monitoring the Sharia principles themselves. Based on the results of the study, a new scheme needs to be found for BMT to be consistent with the principles of Sharia economic law, for instance, administrative costs are used as unit costs which are included in the acquisition cost; the implementation of Sadd adz-Dzariah concept in the merger of two contracts; the implementation of Murabahah contract is carried out only after the Wakalah contract is fully completed or the goods have become the property of  BMT; and the Mudharabah contract which applies to savings that can be withdrawn at any time is replaced by Hajj savings or Umrah savings that have a fixed term.
Digital Leadership Styles and Their Impact on Remote Team Collaboration Effectiveness in Global Virtual Firms Syaefullah Syaefullah; Chitra Indah Sari; Abdal Ahmed
Management Dynamics: International Journal of Management and Digital Sciences Vol. 1 No. 3 (2024): July: International Journal of Management and Digital Sciences
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/managementdynamics.v1i3.482

Abstract

The evolution of global virtual firms in the post-pandemic era has transformed the dynamics of leadership, collaboration, and team performance. This study investigates the influence of digital leadership styles-particularly transformational, transactional, and adaptive-on the effectiveness of collaboration among remote teams operating in multinational virtual environments. Using a mixed-methods approach that integrates quantitative surveys and qualitative interviews, data were collected from managers and team leaders of multinational corporations who lead geographically dispersed teams. Quantitative findings reveal that adaptive and transformational digital leadership styles significantly enhance communication, coordination, trust, and motivation within remote teams, while transactional leadership proves less effective in sustaining engagement across time zones and cultural boundaries. Qualitative insights highlight that flexibility, empathy, and digital literacy are central to building trust and cohesion in diverse virtual settings. Moreover, the use of advanced collaboration tools such as Slack, Microsoft Teams, and Zoom amplifies leadership effectiveness when aligned with inclusive communication practices. The study underscores that successful digital leadership depends on balancing human-centered empathy with technological competence to foster team cohesion and innovation. Managerial implications emphasize the need to develop leaders’ digital competencies and cross-cultural communication skills, along with fostering adaptive strategies to sustain engagement in virtual work environments. Future research should explore the longitudinal effects of digital leadership development programs across industries to assess their sustained impact on productivity, innovation, and organizational resilience in digital ecosystems.
Analisis Manajemen Risiko Pengelolaan Wakaf Pada Kantor Urusan Agama Kecamatan Payakumbuh Timur (Studi Pengelolaan Wakaf Tanah) Tesa Dwi Ningsih; Rizal Rizal; Chitra Indah Sari; Widi Nopiardo
ZAWA: Management of Zakat and Waqf Journal Vol. 4 No. 1 (2024): June
Publisher : UIN Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v4i1.12936

Abstract

The main problem in this research is the source of risk that occurs in the management of waqf at the East Payakumbuh District Religious Affairs Office. The type of research that the author uses is field research with a qualitative approach research method. Data collection techniques through interviews and documentation. Meanwhile, the data analysis technique is by reducing data, presenting data and drawing conclusions. The results of this research show that there are 13 risks faced in the management of land waqf in the KUA of East Payakumbuh District and the form of control by conducting outreach to the wakif so that the wakif understands land waqf, holding meetings between the Head of the KUA of East Payakumbuh District and his Deputy. East Payakumbuh District KUA recommends to the wakif that the documents be completed. and the KUA takes the documentation at the time of the waqf pledge, keeps the documentation so that it is not lost and the KUA also advises the wakif to make a land certificate to the land institution so that the waqf land can be donated.
Manajemen Risiko pada Badan Amil Zakat Nasional (BAZNAS) Kabupaten Solok Diana Utami Arif Diana; Nofrivul Nofrivul; Rizal Rizal; Chitra Indah Sari
ZAWA: Management of Zakat and Waqf Journal Vol. 5 No. 1 (2025): June
Publisher : UIN Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v5i1.14261

Abstract

The problem in this study is how to manage risk at the Solok Regency Amil Zakat Agency in identifying risks, analyzing risks and evaluating risks in the Solok Regency BAZNAS. The purpose of this study is to find out the risk management in the collection of zakat and the distribution of zakat in BAZNAS Solok Regency, including to know the constraints in the BAZNAS program of Solok Regency in risk management. The type of research that the author uses (field research) field research with qualitative descriptive methods. The data collection technique carried out by the author is interviews and documentation obtained from amil in BAZNAS Solok Regency. The results in the field can conclude that Risk Management, starting from the stages of risk assessment, risk identification, risk analysis, risk evaluation and risk mitigation. Risk Management Research, starting from the stages of risk assessment, risk identification, risk analysis, risk evaluation and risk mitigation. From these stages, risk identification to risk evaluation obtained 5 possible risks that can interfere with the performance and process of BAZNAS Solok Regency at any time.  The field of zakat collection in Solok regency high risk includes not achieving zakat, Muzakki Dissatisfaction medium risk includes limited access by Muzakki, low risk includes lack of manpower, lack of understanding of zakat.
Manajemen Risiko Penyaluran Dana Zakat pada Badan Amil Zakat Nasional (BAZNAS) Kabupaten Pasaman Barat Nur Hamima; Kasmuri Kasmuri; Chitra Indah Sari; Asrida Asrida
ZAWA: Management of Zakat and Waqf Journal Vol. 5 No. 1 (2025): June
Publisher : UIN Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v5i1.14996

Abstract

This research is motivated by the importance of risk management for BAZNAS West Pasaman Regency which must be implemented in order to achieve the goals of BAZNAS to determine the risk management of the distribution of zakat funds is appropriate andk reaches the target or not. This type of research is field research with a qualitative approach. The data source is primary data with interview and documentation collection techniques. The result of the research is that the risk management applied by BAZNAS still adheres to the holy QurÔÇÖan leeter At-Taubah verse (60), the ap[licable zakat law, the BAZNAS program and SOP, always evaluates and is audited by an externalpublic accountant. Basically, the commonly known risk are pure risk and speculative risk, here the distribution of zakat funds is categorized as pure risk because if the distribution of zakat funds is not on target, the risk that is likely to occur is that the mustahik who receives zakat is not right. Risks that are classified according to levels in the form of moderate risk of a decrease between raising muzakki and beneficiaries and the realization of mustahik/beneficiaries based on programs (people), health, low risk with word of diatribe, lack of gratitude both to BAZNAS and to the distribution of zakat funds, moderate risk with delays in the distribution of zakat funds at BAZNAS West Pasaman Regency.