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All Journal Refleksi Hukum: Jurnal Ilmu Hukum Dialogia Iuridica
Kornelius Benuf
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Law, Crime, Criminology & Criminal Justice

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PERLINDUNGAN HUKUM TERHADAP KEAMANAN DATA KONSUMEN FINANCIAL TECHNOLOGY DI INDONESIA Kornelius Benuf; Siti Mahmudah; Ery Agus Priyono
Refleksi Hukum: Jurnal Ilmu Hukum Vol 3 No 2 (2019): Refleksi Hukum: Jurnal Ilmu Hukum
Publisher : Universitas Kristen Satya Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (472.881 KB) | DOI: 10.24246/jrh.2019.v3.i2.p145-160

Abstract

Penelitian ini bertujuan untuk mengetahui perlindungan hukum terhadap keamanan data konsumen dalam bisnis Fintech di Indonesia, berdasarkan Peraturan Otoritas Jasa Keuangan, dan peraturan terkait. Metode pendekatan yang digunakan adalah yuridis normatif. Hasil penelitian menyatakan bahwa, para pihak dalam bisnis Fintech terdiri dari penyelenggara bisnis Fintech (produsen) dan pengguna Fintech (konsumen). Hubungan para pihak dalam bisnis Fintech terjadi karena adanya perjanjian elektronik. Perlindungan terhadap data pribadi konsumen Fintech diatur dalam Peraturan Menteri Komunikasi dan Informatika, Peraturan Bank Indonesia dan Peraturan Otoritas Jasa Keuangan. Mengenai data yang harus dilindungi telah diatur dalam Surat Edaran Otoritas Jasa Keuangan.
PENGATURAN DAN PENGAWASAN BISNIS FINANCIAL TECHNOLOGY DI INDONESIA: Indonesia Kornelius Benuf; Rinitami Njatrijani; Ery Agus Priyono; Nur Adhim
Dialogia Iuridica Vol. 11 No. 2 (2020): Volume 11 Nomor 2 Tahun 2020
Publisher : Faculty of Law, Maranatha Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/di.v11i2.2001

Abstract

In the era of globalization like today, the ease and speed of getting things are highly sought after, including the ease and speed of getting financial services. Financial Technology (Fintech) is a digital financial service that offers and provides convenience and speed of financial services. The emergence of Fintech certainly provides convenience for people to get financial services. But we need to remember that in our constitution, Indonesia is a rule of law so that everything that is done in this country must be based on law. Including the Fintech business, must be regulated and monitored by existing laws in Indonesia. So it is necessary to know the regulation and supervision of Fintech's business in Indonesia, which will be further explained in this paper. The writing method used is normative juridical, using secondary data by analyzing primary, secondary and tertiary legal materials. Based on the research results it is known that Fintech's business in Indonesia is regulated and supervised by three institutions namely the Ministry of Communication and Information, Bank Indonesia, and the Financial Services Authority.
Co-Authors Ery Agus Priyono Nur Adhim Rinitami Njatrijani Siti Mahmudah