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Journal : economit journal

Review of Factors Influencing Efficient Utilization of Fly-overs and Express Roads in Africa Godfrey Alinaitwe; Muhammad Ridwan
Economit Journal: Scientific Journal of Accountancy, Management and Finance Vol 4 No 2 (2024): Economit Journal: Scientific Journal of Accountancy, Management and Finance: (May
Publisher : Britain International for Academic Research (BIAR-Publisher)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/economit.v4i2.1148

Abstract

The efficient utilization of fly-overs and express roads in Africa is pivotal for enhancing transportation networks, alleviating congestion, and driving economic development. This review paper examines the factors influencing the utilization of these infrastructures across the continent from 2010 to 2024. By synthesizing findings from various empirical studies, the paper identifies key factors such as economic conditions, urbanization, policy frameworks, and technological advancements that impact the effectiveness of fly-overs and express roads. The study reveals that suboptimal design, inadequate maintenance, economic constraints, and governance issues are major challenges faced by many African countries. These factors often lead to underutilized infrastructures, which do not fully meet the needs of the population. The paper highlights the importance of addressing these challenges through comprehensive urban planning, policy development, and technological integration. Recommendations include enhancing economic stability, strengthening governance, improving urban planning strategies, and investing in smart transportation technologies. The study provides valuable insights for policymakers and stakeholders to improve infrastructure projects and contribute to sustainable economic growth in Africa. Future research should delve into case studies and the impact of emerging technologies on infrastructure efficiency to offer more nuanced perspectives. The findings contribute to the broader discourse on infrastructure management and urban planning, emphasizing the need for coordinated efforts to optimize the utilization of fly-overs and express roads.
Human Capital, Brain Drain Syndrome and Its Implication on Socio-Economic Development in Nigeria: A Study of Lagos State (2015-2023) Olayinka Babatunde Adebogun; Obodoeze Chekwube Josephine; Tunmise Daramola; Muhammad Ridwan
Economit Journal: Scientific Journal of Accountancy, Management and Finance Vol 4 No 4 (2024): Scientific Journal of Accountancy, Management and Finance: (November)
Publisher : Britain International for Academic Research (BIAR-Publisher)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/economit.v4i4.1156

Abstract

This study discusses the importance of investing in human capital for a nation's socio-economic development. It highlights how human resources are more critical to a country's growth than natural resources or physical capital. It is an asset that contributes to economic stability, growth, and worldwide recognition. Nigeria, with its abundant human and natural resources, has the potential for sustained economic progress. However, the country also experiences various forms of international migration, with many Nigerians migrating to other countries for education and work opportunities. The Diaspora community comprises a significant number of skilled professionals that contribute to the growth and development of their host countries. The objective of the study is to examine the nature and causes of the migration of human capital, and brain drain in Nigeria. The study adopts the push-pull theory that was propounded in 1966 by Everett Spurgeon Lee. Also, data was collected using qualitative method and 11 interviewees were interviewed while data were also collected from secondary sources. The result of the study reveals that the government's neglect of human capital investment has reduced economic growth and caused citizens to seek opportunities abroad. The study concludes by emphasizing the need for investment in human capital development through employment, training, healthcare, infrastructural development and technological advancement to eradicate brain drain and foster a more inclusive society. This study recommends the diversification of its economy, reduce corruption and invest in human capital development.
Digital Disruptions in the Nigerian Postal Industry: NIPOST`s Customers` perception on its Operations in Ughelli, Delta State Jammy Seigha Guanah; Loveth Okowa-Nwaebi; Oke Edward Edherue; Muhammad Ridwan
Economit Journal: Scientific Journal of Accountancy, Management and Finance Vol 4 No 4 (2024): Scientific Journal of Accountancy, Management and Finance: (November)
Publisher : Britain International for Academic Research (BIAR-Publisher)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/economit.v4i4.1205

Abstract

This paper provided an in-depth analysis of the impact of digital disruption on the Nigerian Postal Industry, with a particular focus on the Nigerian Postal Service (NIPOST). Over the past few years, the advent of digital technology has significantly transformed the way the postal industry operates; this has disrupted traditional postal services, leading to a decline in demand for traditional postal services worldwide. Against this backdrop, this paper aimed at: determining the frequency of respondents` patronage of NIPOST`s services; examining the extent to which modern technologies have disrupted and impacted the traditional activities of NIPOST, and investigating the pace at which NIPOST has been adopting digital technologies. This study was anchored on the Diffusion of Innovations theory. The researchers employed a descriptive survey approach. The population of the study is the 1,100 Post Office box owners and operators in Ughelli, Delta State, Nigeria. A sample size of 285 was drawn from the population through the use of the Australian calculator for the determination of sample size. Questionnaire was utilised as the instrument for data collection. The findings revealed that respondents rarely patronise NIPOST`s for services. Also, findings indicated that NIPOST has been significantly affected by digital disruption, and that NIPOST has been slow in adopting digital technologies. Based on the findings of the study, it was recommended, among others, that Nigerians should massively patronise NIPOSTs services so as to keep the postal industry afloat. Likewise, NIPOST should speedily leverage digital innovations to enhance its operations and services, so as to improve customer satisfaction.
Influence of Human Resource Management on Attainment of Organizational Goal in the University of Jos Library Shittu Lukman Olayinka; Muhammad Ridwan
Economit Journal: Scientific Journal of Accountancy, Management and Finance Vol 5 No 1 (2025): Economit Journal: Scientific Journal of Accountancy, Management and Finance: (Feb
Publisher : Britain International for Academic Research (BIAR-Publisher)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/economit.v5i1.1267

Abstract

This study examined the influence of human resource management on attainment of organizational goal in the university of Jos library. The study was guided by four objectives. Inline with these objectives the study answered four corresponding research questions. The research design employed was a survey research design specifically cross-sectional survey research design. The target population consists of 40 staff of the permanent site library of the University of Jos. The sample size consists of the same number as the population. The instrument used for data collection was a structured questionnaire titled Questionnaire on Influence of human resource management on attainment of organizational goal in the university of Jos library” (QIHRMAOG). The instrument was subjected to face and content validity. The reliability of the instrument was also established at 0.81 coefficient. The data collected was analyzed simple percentage, frequency count, and mean method as well as standard deviation. The analysis revealed that, human resource management positively influences organizational goal attainment in the University of Jos Library and also that effective recruitment policies enhance employee performance and institutional effectiveness among others. The study concluded that, adoption of strategic HRM practices has the potential to foster a productive and innovative work environment, overcoming the systemic obstacles is essential for realizing the full benefits of these initiatives. The study also recommended among other things that, The university management should establish a structured mechanism for continuous evaluation and refinement of HRM practices to ensure they align with the institution’s evolving goals.
Assessing the Infuence of Consumer Buying Behaviour towards Sustainable Products and Its Implications For Entrepreneurs. Evidence from Developing Countries Marcus Garvey Orji; Zubair Shaib Bashir; Hadiza Abubakar Ahmad; Muhammad Ridwan
Economit Journal: Scientific Journal of Accountancy, Management and Finance Vol 5 No 3 (2025): Economit Journal: Scientific Journal of Accountancy, Management and Finance: (Aug
Publisher : Britain International for Academic Research (BIAR-Publisher)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/economit.v5i3.1371

Abstract

The objective of this study was to assess the influence of consumer behavior towards sustainable products and its implications for entrepreneurs with focus on developing countries. The study is survey research sampling the opinion of 100 consumers and entrepreneurs from Nigeria and Indonesia by online questionnaire to gather data on consumer attitudes and behaviors towards sustainable products, as well as entrepreneurs' experiences and challenges with sustainable business practices. The data obtained was analysed using descriptive and inferential statistics, correlation and regression analysis. The findings revealed that Entrepreneurs show moderate levels of motivation to adopt sustainable practices, driven potentially by regulatory compliance, customer demands, or ethical values. Also, Consumers often express concern for sustainability but don't consistently act on it, constrained by factors like price, convenience, or skepticism. Equally, consumers are increasingly demanding sustainable products, driven by environmental concerns, social responsibility, and personal values. However, entrepreneurs face challenges in implementing sustainable business practices, including higher costs, lack of expertise, and difficulty getting the materials needed. The study therefore among others recommended that Entrepreneurs in developing countries need to integrate sustainability into their core strategies to mitigate challenges and align with market demands. Also, Policymakers and industry advisors should focus on reducing entry barriers, such as offering financial incentives or technical support for measuring and implementing sustainability. They should also develop and implement policies that support sustainable business practices, provide education and training programs for businesses, and promote sustainability awareness and education among consumers and the society in line with United Nations SDG 12 (Responsible consumption and Production).
Beyond the Zero-Sum Game: A Paradigm Shift from Hydro-Politics to Hydro-Economics in the Eastern Nile Basin Belay Sitotaw Goshu; Muhammad Ridwan
Economit Journal: Scientific Journal of Accountancy, Management and Finance Vol 6 No 1 (2026): Scientific Journal of Accountancy, Management and Finance: (February)
Publisher : Britain International for Academic Research (BIAR-Publisher)

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Abstract

The Nile Basin remains one of Africa's most contested transboundary water systems, characterized by downstream hydro-hegemony rooted in colonial-era agreements (1929 and 1959) that allocated nearly all flows to Egypt and Sudan while excluding upstream rights. The Grand Ethiopian Renaissance Dam (GERD), Ethiopia's flagship hydropower project, has intensified tensions by challenging historic claims and introducing perceived zero-sum risks to downstream water security. This study examines the paradigm shift from a zero-sum hydro-political framework, focused on fixed volumetric allocations and securitized narratives, to a hydro-economic approach emphasizing system optimization, benefit-sharing, and positive-sum outcomes. Drawing on hydrological modeling, economic valuation, and institutional analysis, the research evaluates coordinated GERD–Aswan High Dam operations, water-energy swap mechanisms, drought and filling protocols, joint augmentation projects, and trilateral institutional architecture under African Union mediation. Novelty lies in reframing the GERD as a regional asset rather than a threat: upstream regulation reduces evaporation losses, attenuates floods, buffers droughts, traps sediment, and anchors clean energy exports via regional grids. Coordinated scenarios yield basin-wide gains, minimized downstream deficits, enhanced hydropower efficiency (up to 35% increase), expanded irrigation, and annual economic benefits exceeding $3 billion, transforming interdependence into mutual prosperity. Findings demonstrate that equitable cooperation outperforms unilateralism, with adaptive protocols and trust-building mechanisms (real-time data sharing, joint modeling, dispute prevention) enabling resilience amid climate variability. The Nile can serve as a model for pan-African transboundary governance, aligning with Agenda 2063 and the Silencing the Guns initiative. In conclusion, the choice is not between Ethiopian development and Egyptian security, but between perpetuating conflict and embracing shared prosperity. Recommendations include establishing a Joint Nile Commission, formalizing water-energy swaps, adopting trigger-based protocols, pursuing joint infrastructure, and leveraging AU guarantees for implementation.
The Growth-Emissions Paradox: Assessing the Offset of Climate Mitigation by Economic Expansion in Ethiopia Belay Sitotaw Goshu; Muhammad Ridwan
Economit Journal: Scientific Journal of Accountancy, Management and Finance Vol 6 No 1 (2026): Scientific Journal of Accountancy, Management and Finance: (February)
Publisher : Britain International for Academic Research (BIAR-Publisher)

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Abstract

Ethiopia's climate mitigation initiatives from 2010 to 2023, under the Climate Resilient Green Economy (CRGE) framework, demonstrate a dual strategy of renewable energy expansion and afforestation, achieving modest offsets amid 8.4% average annual GDP growth. Total mitigation amounted to 34,006 tCO₂, with renewables contributing 49.3%, driven by hydropower surging to 85% of electricity generation by 2022, phasing out 95% of fossil fuels, and afforestation accounting for 50.7%, via 3,450 kHa planted and a 25.6% forest cover increase, sequestering 500 tCO₂ annually. However, a -3.4 kHa/year afforestation slope and low overall impact (2% of national emissions) highlight scalability challenges. Sectoral greenhouse gas emissions rose 196% to 770 ktCO₂e, with agriculture's share declining from 77% to 32%, overtaken by industry (39%) and transport (26%). Emissions growth was driven primarily by transport activity (46.2% contribution; feature importance 0.176) and industrial GDP (38.1%; 0.129), while the energy sector’s –7.1% offset underscores the efficacy of renewable deployment. Intensity halved across sectors, yielding absolute decoupling in agriculture (0.9 indexes) and industry (0.8), though transport recoupled sharply. Decoupling analysis confirms full relative decoupling over the 13 years, with emissions rising only 4.0, lagging GDP growth, and producing a 41.3% reduction in intensity (–15.948 tCO₂ per million USD per year). Periodically, 2010-2015 achieved a -26.1% intensity drop foundational to CRGE, while 2016-2023 sustained -17.7% amid a 39.8% emissions rise, averting 117,426 ktCO₂ (4.2% effectiveness). Net effects balanced 184.0% GDP expansion with 67.6% offsets, closing a 0.36 efficiency gap. These findings affirm Ethiopia's positive low-carbon trajectory, economic decoupling, balanced mitigation drivers, positioning it as an African exemplar. Yet vulnerabilities such as drought exposure, urbanization pressures, and equity gaps demand accelerated reforms to deliver NDC-aligned emissions cuts and net-zero by 2050.
The 2026 Strong El Niño Triggers a Compounding Drought-to-Flood Cascade, Elevating Multisectoral Risks to East African Agriculture and Public Health Belay Sitotaw Goshu; Muhammad Ridwan
Economit Journal: Scientific Journal of Accountancy, Management and Finance Vol 6 No 2 (2026): Economit Journal: Scientific Journal of Accountancy, Management and Finance: (May
Publisher : Britain International for Academic Research (BIAR-Publisher)

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Abstract

The World Meteorological Organization projects the 2026 El Niño to rank among histories strongest, with an 80% probability of onset between June and August and a 63–65% chance of attaining super-strength from October 2026 through February 2027, posing a dire threat to climate-vulnerable East Africa. This paper provides a holistic, predictive assessment of the event's cascading consequences for agriculture and public health across the region. Our synthesis integrates climatic forecasts from WMO, NOAA, and ICPAC; agricultural and food-security indicators from FAO GIEWS, FEWS NET, and IPC classifications; health surveillance data from WHO; and historical lessons from the 1997–1998 and 2023–2024 episodes. We project a distinct biphasic pattern: drought from June to September curtails planting and growth in western unimodal zones; Ethiopia, Sudan, South Sudan, Uganda, and western Kenya followed by a positive Indian Ocean Dipole-driven deluge from October to December. This second phase unleashes widespread flooding across Kenya, Somalia, southern Ethiopia, and Uganda, destroying standing crops, spoiling stored grain, and rupturing transport and market infrastructure. Staple cereal yields, notably sorghum and millet, could plummet by up to 30%. Concurrently, inundated landscapes amplify Rift Valley fever transmission, triggering substantial livestock losses. The compound effect would push roughly 8.8 million people across 22 high-risk nations into acute food insecurity; Somalia alone may see 6 million individuals facing IPC Phase 3 or worse. Health systems will grapple with surges in cholera, malaria, dengue, and heat-related morbidities, with critical hotspots centering on the Lake Victoria and Tana River basins, the Juba and Shabelle catchments, and densely populated urban hubs like Nairobi. This impending super-El Niño constitutes an unprecedented humanitarian emergency, yet its forecast lead time offers a tangible preparedness window. We urge immediate investments in early-warning system upgrades, climate-resilient crop varieties, irrigation and flood defenses, expanded disease surveillance and vaccine stockpiles, robust water-sanitation-hygiene programs, scaled humanitarian logistics, and targeted interventions addressing the structural poverty and land-use pressures that magnify climatic shocks.
A Systematic Literature Review of Digital Payment in Ethiopia: Challenges, User Satisfaction, and Socio-Economic Impact Belay Sitotaw Goshu; Muhammad Ridwan
Economit Journal: Scientific Journal of Accountancy, Management and Finance Vol 6 No 2 (2026): Economit Journal: Scientific Journal of Accountancy, Management and Finance: (May
Publisher : Britain International for Academic Research (BIAR-Publisher)

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Abstract

This systematic literature review examines the challenges, user satisfaction determinants, and socio-economic impact of digital payments in Ethiopia. Following PRISMA guidelines, a comprehensive search of Scopus, Web of Science, Google Scholar, the Addis Ababa University Institutional Repository, and African Journals Online was conducted, covering literature published between 2015 and 2026. The review synthesises findings from peer-reviewed journal articles, institutional reports, and postgraduate theses, employing the Technology Acceptance Model and Diffusion of Innovation theory as analytical frameworks. The findings reveal that while Ethiopia's digital payment ecosystem has experienced remarkable growth, exemplified by Telebirr's 46.6 million users and digital transactions exceeding 18 trillion Birr annually, persistent challenges impede the transition from access to meaningful usage. Five interconnected categories of barriers are identified: infrastructure deficits, trust and security concerns, economic and affordability barriers, organizational and institutional weaknesses, and socio-cultural factors. Trust emerges as the critical mediating factor between service provision and user satisfaction, serving as the primary adoption driver. User satisfaction is determined by trust, convenience, speed, security, cost, and user experience, with integrated theoretical models demonstrating strong predictive power (R² = 0.675). Socio-economic benefits are evident across financial inclusion, economic formalization, social empowerment, and enterprise development, though benefits remain unevenly distributed. The National Bank of Ethiopia's Digital Payment Strategy 2026–2030 represents a necessary policy reorientation toward trust-building and active usage. Recommendations include strengthening digital infrastructure, reducing transaction costs, enhancing consumer protection, and prioritizing gender-responsive innovation.
Leapfrogging into Digital Credit: The Trade-off between Financial Inclusion and Portfolio Risk in Sub-Saharan Africa: A Comparative Analysis of Kenya and Ethiopia Belay Sitotaw Goshu; Muhammad Ridwan
Economit Journal: Scientific Journal of Accountancy, Management and Finance Vol 6 No 2 (2026): Economit Journal: Scientific Journal of Accountancy, Management and Finance: (May
Publisher : Britain International for Academic Research (BIAR-Publisher)

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Abstract

The rapid proliferation of mobile-based lending across Sub-Saharan Africa has generated a fundamental tension: digital credit promises financial inclusion at scale yet carries inherent portfolio risks that threaten lender stability and borrower welfare. This study examines this inclusion-risk trade-off through a comparative analysis of Kenya, a mature digital credit market, and Ethiopia, an emerging latecomer with significant leapfrogging potential. Drawing on bank-level loan performance data, regulatory frameworks, and institutional analysis spanning 2014–2025, the study documents Kenya's "develop first, regulate later" trajectory, which achieved remarkable inclusion, 5.5 million borrowers, and Sh76.8 billion in disbursements but at the cost of a micro-loan default crisis, with loans below KES 1,000 defaulting at 83.1 percent. Four determinants-loan appraisal, borrowing costs, disbursement management, and repayment terms mediate this trade-off. Ethiopia, by contrast, has adopted a proactive regulatory framework but constrained inclusion through a bank-account mandate that excludes the unbanked majority. Early risk indicators, unsecured lending at scale, fee opacity, and emerging defaults suggest vulnerabilities are already present. The comparative analysis yields five stylized facts and five policy recommendations for latecomer economies: recalibrate credit access, strengthen consumer protection, invest in financial infrastructure, adopt regulatory sandboxes, and enhance supervision. The findings extend leapfrogging theory, demonstrating that technological leapfrogging does not automatically imply regulatory leapfrogging. Ethiopia has a narrow window to integrate innovation, inclusion, and stability from the outset, offering lessons for emerging digital finance markets worldwide.
Co-Authors Abdurahman Adisaputera Abraham Edeh Adebogun Babatunde Olayinka Aduloju Doyinsola Akhimien Emmanuel Alice Blessing Ogundiya Alikor Queen Nneka Aliyah Balogun-Ibijunle Amaka Yvonne Okafor Ambwa Lokula Junior Amédée Gbatea Kundana Amédée Kundana Gbatea Ange Thijenira Loketo Arifulhak Aceh Armand Endowa Doikasiye Aurel Vlad Aymard Papy Bembiade Babatunde Covenant Olugbenga Barsha Biswal Belay Sitotaw Goshu Belay Sitotaw Goshu Belay Sitotaw Goshu Belay Sitotaw Goshu Belay Sitotaw Goshu Belay Sitotaw Goshu Journal Bembi Bosso Benjamin Zoawe Gbolo Benjamin Zoawe Gbolo Bikila Merga Deresa Bikram Biswas Bondombe Gorges-Willy Bright Kelechi Uzoji Briki C. Kakesa Charles K. Moywaywa Clarisse Falanga Mawi Colette Masengo Ashande Colette Masengo Ashande Damas Boboy Manzongo Damien Sha Tshibey Tshibangu Deborah Adedeji Dike Harcourt White Dorothée Tshilanda Dinangayi Duol Dak Maluel Ekpali Joseph Saint Eliane Griep Gomes Bitencourt Emmanuel Blessing Oyiza Emmanuel Kitete Mulongo Emmanuel Moke Lengbiye Eric Msughter Aondover Eser Demir Falguni Roy Ferdi T. Güçyetmez Florin Skutnik Francis Mosala Gabriel Lola Oriloye Gédéon Ngiala Bongo Gédéon Ngiala Bongo Godfrey Alinaitwe Hadiza Abubakar Ahmad Hauwa Kawo Mohammed Hossein Shahri Ibrahim Abdulkadir Idikodingo Anzinzoniwa Faustin Jacqueline Kangu Kobe Jacquie Kangu Kobe Jammy Seigha Guanah Javaid Ahmad Andrabi JB Zanyako Bosanza Jeff Iteku Bekomo John Likolo Baya Jonas Mbaya Kusagba Jonas Nagahuedi Mbongu Sodi Josiah Adewale Apalowo Josiah Adewale Apalowo Joy Collins-Dike JP Mokombe Magbukudua Koto-te-Nyiwa Ngbolua Koto-Te-Nyiwa Ngbolua Koto-Te-Nyiwa Ngbolua Koto-te-Nyiwa Ngbolua Koto-Te-Nyiwa Ngbolua Koto-te-Nyiwa Ngbolua Lettiah Gumbo Litucha Bakokola Joseph Loveth Okowa-Nwaebi M. Yoserizal Saragih Majeed Mohamed Fareed Majeed Marcus Garvey Orji Marcus Garvey ORJI Mark Angelo C. Reotutar Masengo Ashande Colette Masens Da-Musa Y.B. Mauricio Bueno da Rosa Melaku Masresha Woldeamanueal Melaku Masresha Woldeamanueal Melaku Masresha Woldeamanueal Mihai Pichler Modeste Ndaba Modeawi Modeste Ndaba Modeawi Moein Mirani Ahangar Kolaei Mohammad Nur Ullah Mohammad Taghi Sheykhi Molongo Mokondande Médard Molongo Mokondande Médard Monde-Te-Kazangba Godefroid Monye I. Florence Mostafa Toranji Muhammad Danjuma Abubakar Navaneeta Rath Ngalakpa Héritier Ngbolua Koto-te-Nyiwa Jean-Paul Njoku C. Justice Norie T. Tactay Nweke Pearl Iheoma Obodoeze Chekwube Josephine Ojetola Adetola Afolabi Oke Edward Edherue Okungo Lotokola Albert Olayinka Babatunde Adebogun Ololade Olatunji Ololade Olatunji Lateef Olusola Oladapo Makinde Omolara Akin-Odukoya Omolara Akin-Odukoya Omolara Oluwabusayo Akin-Odukoya Omotola Ogunbola Omotola Ogunbola Onaopepo Ibrahim Bamidele Paulos Manedo Hafebo Perpetua Ogechi Vitalis Philippe Ebuma Dongo Pius T. Mpiana Placide Makwa Mbulola Precious Awosanya Oreoluwa Precious Dube Ramlan Richard N. Amadi Robijaona Rahelivololoniaina Baholy Rokeeb Tunde Afeez Ruphin Djolu Djoza Ruphin Djolu Djoza Sajib Kumar Roy Shittu Lukman Olayinka Solomon Zerihun Songbo Kwedugbu Médard Subulola Etimiri Supper Roland Okijie Sylvester Ojenagbon Tadashi Adino Taffouo Victor Désiré Timothy Ekeledirichukwu Onyejelem Tolga Constantinou Toyosi Khadijat Owoyale Tunmise Daramola Ubong Edem Effiong Uzoji Bright Kelechi Vladimir Valentinovich Kozhevnikov Vladimir Valentinovich Kozhevnikov Zubair Shaib Bashir