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All Journal Jurnal Riset Akuntansi dan Keuangan Share : Journal of Service Learning Petra International journal of Business Studies (IJBS) Jurnal Abdi Insani Inobis: Jurnal Inovasi Bisnis dan Manajemen Indonesia Komunita: Jurnal Pengabdian dan Pemberdayaan Masyarakat International Journal of Financial and Investment Studies Jurnal Pengabdian Kepada Masyarakat
Pertiwi, Dewi
Universitas Kristen Petra
Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences

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Edukasi Literasi Keuangan dan Pengendalian Perilaku Konsumtif untuk Mewujudkan Kebebasan Finansial Siswa SMK Kristen Petra Sienny Anggotioso; Stanley Alexander S.; Gabriela Sharon G.; Jocelyn Nataniella; Dewi Pertiwi
KOMUNITA: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 5 No 3 (2026): Agustus
Publisher : PELITA NUSA TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60004/komunita.v5i3.842

Abstract

The massive development of financial technology (fintech) provides easy access to transactions for the younger generation, but on the other hand, it has the potential to trigger consumptive behavior and the risk of digital debt if not balanced with adequate financial literacy. This Community Service (PKM) activity aims to improve financial literacy understanding and control the consumptive behavior of grade X students at SMK Kristen Petra Surabaya as a preventive strategy for debt avoidance. The methods used in this program include interactive counseling using PowerPoint presentation media, simulations of financial management and Time Value of Money (TVM) calculations based on Microsoft Excel, and the implementation of gamification methods through financial literacy quartet card games. The results of the activity involving 34 students showed a significant increase in the partner's awareness and qualitative capacity. Students were actively engaged in two-way discussion sessions, capable of identifying scale priorities between needs and wants, and showed indications of behavioral changes in the form of initiating daily expenditure recording and saving. The implication of this activity is the availability of interactive learning modules and educational quartet cards handed over to the school as a tool for sustainable independent financial education.
Edukasi Literasi Keuangan Pada Tingkat Pendidikan SMA: Program Pengabdian Masyarakat di SMAK Stella Maris Xavio Emanuel Retanubun; Suryadi Erwin Audi; Kennard Wellington Gunawan; Bryan Hamilton Daniel; Dewi Pertiwi
KOMUNITA: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 5 No 3 (2026): Agustus
Publisher : PELITA NUSA TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60004/komunita.v5i3.861

Abstract

Literasi keuangan merupakan suatu materi yang perlu didalami sejak dini untuk mempersiapkan seorang individu bagi masa depan. Kurangnya penerapan materi dalam kurikulum menjadi kekhawatiran bagi kami terutama bagi siswa-siswi di tingkat pendidikan SMA. Kegiatan Pengabdian Masyarakat yang kami lakukan bertujuan untuk meningkatkan literasi keuangan di tingkat pendidikan SMA melalui penyampaian materi investasi emas dan teknologi finansial. Dalam penelitian yang kami telah lakukan, kami menggunakan metode kuantitatif dalam bentuk survei yang ditujukan kepada 20 siswa-siswi SMA Stella Maris Surabaya. Secara kualitatif, hasil dari rangkaian kegiatan kami menunjukkan adanya semangat belajar siswa-siswi. Hal ini dibuktikan melalui sebagian besar dari mereka yang mencatat materi yang kami sampaikan. Secara kuantitatif, survei kami menunjukkan nilai rata-rata kepuasan berdasarkan 11 aspek sebesar 3.66 dengan skala Likert 4 poin. Secara keseluruhan, telah terbukti bahwa kegiatan Pengabdian Masyarakat yang kami lakukan telah berjalan dengan sukses dan sesuai dengan tujuan awal, yaitu untuk meningkatkan literasi keuangan siswa-siswi di bangku SMA.
Co-Authors Adhityawati Kusumawardhani Agus Winata Bryan Hamilton Daniel Dani Puspitasari Dewi Astuti Ellena Arinda Luciana Gabriela Sharon G. Harjanti, Dhyah Hendry Kurniawan Wahono James Tan Kristiyanto Pratama Jennifer Saputra Jocelyn Nataniella Kennard Wellington Gunawan Margerita Wenny Jessica Mega Ekklesia Putrihadi Nanik Linawati Njo Anastasia Richard Widjaja Sesilya Kempa Sienny Anggotioso Stanley Alexander S. Suryadi Erwin Audi Teripena Ika Sampurna Paul Widjojo Suprapto Wilma Laura Sahetapy Xavio Emanuel Retanubun Yonathan Palumian