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Financial Literacy To Create A Bright Future Peter, Peter; Hadianto, Bram; Raihin, Yusuf Osman; Aribowo , Agus; Tan , Ming Kuang
Prima Abdika: Jurnal Pengabdian Masyarakat Vol. 4 No. 1 (2024): Volume 4 Nomor 1 Tahun 2024
Publisher : Program Studi Pendidikan Guru Sekolah Dasar Universitas Flores Ende

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37478/abdika.v4i1.3343

Abstract

This service to the community aims to prove the effectiveness of financial literacy substances delivered, i.e., financial, investment, and retirement planning, to the related people in Badan Pendidikan Kristen (BPK) Penabur Metro in Lampung Province. This is due to their inadequate knowledge, obtained after the Maranatha Christian University team interviewed the chief of BPK Penabur Metro. Furthermore, the questions of Chen and Volpe (1988) are utilized to evaluate the success of this event based on the precise answers (PA). Moreover, their percentage gets statistically compared after and before the material delivery (MD). To deliver materials, the presenters utilize the lecture technique. Besides, the discussion is utilized to answer participants' curiosity about the topics. Based on this statistical examination, the portion of PA after the MD is higher than that before the MD, where the level is 62.45% and 36.58%, respectively. In other words, this service to the community successfully elevates their ability to answer these questions.
Enhancing Investment Literacy Level among people in Tasikmalaya Peter, Peter; Iskandar, Dini; Martalena, Martalena; Wahyusaputra, Tedy; Herlina, Herlina; Hadianto, Bram
KOMUNITA: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 4 No 4 (2025): November
Publisher : PELITA NUSA TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60004/komunita.v4i4.264

Abstract

Low investment literacy in the community can lead to society being exploited by fraudsters offering high returns for a short period, only to require the invested money later, as seen in some cases in Tasikmalaya. Therefore, socialization to open social minds is needed: The legal investment instruments are still in the capital market as the alternatives. Moreover, this service community educates members of society in Tasikmalaya, specifically those affiliated with the Christian Education Agency Foundation, who serve as participants. By utilizing a lecture and question-and-answer approach, this community service works. To test their comprehension, committee members shared a Google Form containing multiple-choice investment problems based on Lusardi and Mitchell (2009) to gather correct responses before and after the material presentation. After that, the proper responses are compared. As a result, the increase in the average correct answer ratio happens from 65.38% to 77.56% before and after material presentation, respectively. Therefore, community service is effective in enhancing their understanding of the subject matter. Through this activity, the risk of fraudulent investment can be significantly reduced, allowing people to choose a suitable instrument based on their risk profile, especially in Tasikmalaya.