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All Journal Jurnal Ekobis : Ekonomi Bisnis & Manajemen Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal ComunitA Servizio Golden Ratio of Community Services and Dedication Eduvest - Journal of Universal Studies Jurnal Penelitian Pendidikan Indonesia
Riwandari Juniasti
Universitas Kristen Indonesia, Jakarta
Religion Aerospace Engineering Arts Humanities Computer Science & IT Economics, Econometrics & Finance Health Professions Library & Information Science Neuroscience Nursing Social Sciences Other

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Journal : Jurnal ComunitA Servizio

 1 
Peningkatan Literasi terhadap Lembaga Jasa Keuangan Bank pada Masyarakat Kelurahan Cawang Jakarta Timur Riwandari Juniasti Purnama; Edison Siregar; Lis Sintha Oppusunggu; Fery Tobing
JURNAL Comunità Servizio : Jurnal Terkait Kegiatan Pengabdian kepada Masyarakat, terkhusus bidang Teknologi, Kewirausahaan dan Sosial Kemasyarakatan Vol. 2 No. 2 (2020): OKTOBER
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM), Univesitas Kristen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33541/cs.v2i2.1938

Abstract

Many people are familiar with banking institutions but not all are able to access banks and utilize banking products and understand the risks they face. Through Community Service activities in Cawang Village, East Jakarta, financial education is conducted to improve public financial literacy in Cawang Village, East Jakarta on financial services, financial services products, and how to get access to financial institutions especially banks, including providing knowledge on how to apply for credit to banks, as well as knowledge about the role of the Financial Services Authority (OJK) and the Deposit Insurance Corporation (LPS). The method used is financial education and to see the results of the impact on the material presented, an evaluation is carried out in the form of pre-test and post-test for participants present in the Kelurahan. The results of the PkM show that the literacy of PkM participants in Cawang Village in East Jakarta is quite good, because they already know OJK. LPS and banks and have transacted at banks. After financial education, 61.30% of participants experienced an increase in literacy. Literacy improvement is also determined by levels of education, age and gender. PkM participants can be said to have knowledge and confidence about financial service institutions and financial products and services, including features, benefits and risks, rights and obligations related to financial products and services Keywords: financial education; financial literacy; banking
SOSIALISASI MENGELOLA KEUANGAN USAHA DI PERKUMPULAN PERSATUAN WANITA METHODIST INDONESIA GEREJA METHODIST INDONESIA SUNGAI YORDAN BEKASI Riwandari Juniasti Purnama; Edison Siregar; Lis Sintha Oppusunggu; Fery Tobing
JURNAL Comunità Servizio : Jurnal Terkait Kegiatan Pengabdian kepada Masyarakat, terkhusus bidang Teknologi, Kewirausahaan dan Sosial Kemasyarakatan Vol. 3 No. 2 (2021): OKTOBER
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM), Univesitas Kristen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33541/cs.v3i2.3382

Abstract

The purpose of Community Service at the Association of Indonesian Methodist Women (PWMI) of the Jordan River Indonesian Methodist Church which consists of housewives is to provide counseling to the housewives about managing business finances. The approach method used is to provide counseling and education about the introduction of side businesses with small capital, Consumer Behavior in the New Normal Era, Break-Even Point Analysis, and How to Manage Business Profits. The results and implications of this Community Service (PkM) activity are the housewives who are members of PWMI can recognize various types of potential side businesses that can be carried out by housewives with small capital and whose mobility is limited. Knowing what challenges will be faced by business owners to survive while changing consumer/community behavior in meeting their needs during the new normal; gain knowledge in business analysis, break-even points and gain knowledge on how to manage business profits/profits so that operating profits can be used for business development. Keywords: financial literacy, housewife, side business
MENUMBUHKAN MINAT MENABUNG SEBAGAI PERILAKU BARU DI ERA NEW NORMAL PADA PELAJAR DI KELURAHAN CAWANG JAKARTA TIMUR Riwandari Juniasti Purnama; Edison Siregar; Theresia Elisa Agustina Silaban; Ronaldus Boli Emar
JURNAL Comunità Servizio : Jurnal Terkait Kegiatan Pengabdian kepada Masyarakat, terkhusus bidang Teknologi, Kewirausahaan dan Sosial Kemasyarakatan Vol. 4 No. 1 (2022): APRIL
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM), Univesitas Kristen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33541/cs.v4i1.3721

Abstract

Pengabdian kepada Masyarakat ini bertujuan untuk menumbuhkan minat menabung pada pelajar SMK di kelurahan Cawang Jakarta Timur, yaitu SMK 10 dan SMK 64 Jakarta. Diharapkan rajin menabung dengan tertib menjadi perilaku baru di era new normal. Metode pendekatan yang dilakukan adalah melalui literasi dan inklusi keuangan dengan memberikan penyuluhan dan edukasi tentang bagaimana meningkatkan minat menabung, tentang menabung dijamin oleh Lembaga Penjamin Simpanan (LPS) dan mensosialisasikan tentang tabungan Simpanan Pelajar. Penyuluhan yang diberikan harus dibarengi dengan pengenalan produk tabungan, dalam hal ini Simpanan Pelajar, agar Pelajar yang ingin menabung langsung mendapatkan produk yang tepat untuk menyalurkan minat menabungnya. Setelah dilaksanakan kegiatan ini dapat diketahui bahwa sebagian besar pelajar telah memahami manfaat menabung termasuk menabung untuk dana darurat namun belum menabung dengan tertib, baik di rumah, di sekolah maupun di bank. Perlu literasi dan inklusi yang berkelanjutan agar minat menabung dapat menjadi perilaku baru di era new normal. Kata kunci: literasi keuangan, tabungan simpel, minat menabung, perilaku, era new normal
PENINGKATAN PEMAHAMAN AKUNTANSI, PAJAK, PEMASARAN DAN KREDIT BANK BAGI PELAKU UMKM DI WILAYAH KELURAHAN CAWANG JAKARTA TIMUR Riwandari Juniasti Purnama; Fery Tobing; Edison Siregar
JURNAL Comunità Servizio : Jurnal Terkait Kegiatan Pengabdian kepada Masyarakat, terkhusus bidang Teknologi, Kewirausahaan dan Sosial Kemasyarakatan Vol. 5 No. 1 (2023): APRIL
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM), Univesitas Kristen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33541/cs.v5i1.4661

Abstract

Pengabdian kepada Masyarakat ini bertujuan memberikan pemahaman kepada UMKM di wilayah Cawang mengenai akuntansi, pajak, pemasaran dan kredit bank. Diharapkan dengan adanya kegiatan ini, UMKM di wilayah ini dapat mengurus NPWP, mengetahui bagaimana menghitung pajak pribadi dan usaha, melakukan pembukuan , pemasaran dan mempersiapkan diri mengajukan kredit bank. Metode pendekatan yang dilakukan adalah melalui literasi dengan memberikan penyuluhan dan edukasi kepada para UMKM dengan memberikan materi pajak, pembukuan, kredit bank dan marketing. Sebelum dilaksanakan edukasi disebarkan kuesioner. Dari hasil kuesioner diketahui sebagian besar UMKM yang hadir mempunyai usaha kuliner namun belum melakukan penjualan secara online dan melakukan pembukuan. Sebagian besar telah memisahkan uang usaha dan uang keluarga namun sebagian besar belum melakukan pembukuan atas usahanya dan tidak tahu bagaimana cara mengurus NPWP serta menghitung pajak usaha. Setelah dilakukan penyuluhan seluruh peserta menyatakan sudah mengetahui bagaimana mengurus NPWP, 95% sudah mengetahui kewajiban pajak pribadi dan usaha, 95% sudah memahami pembukuan sederhana. 92% mengetahui bagaimana mempersiapkan diri untuk mengajukan kredit ke bank. 97% mengetahui bagaimana caranya mempertahankan pelanggan dan memberikan service excellent. Perlu pendampingan yang berkelanjutan agar peserta dapat mempunyai NPWP, membayar pajak yang menjadi tanggung jawabnya, melakukan pembukuan, pendampingan mengajukan kredit dan dapat .berjualan secara online dengan memberikan pelatihan digital marketing.Kata kunci: literasi dan edukasi, UMKM, akuntansi, pajak, kredit bank
EDUKASI PENERAPAN DIGITALISASI EKONOMI DALAM UPAYA MENINGKATKAN PRODUKTIVITAS UMKM DI WILAYAH KELURAHAN CAWANGJAKARTA TIMUR PADA MASA SETELAH PANDEMI COVID-19 Riwandari Juniasti Purnama; Fery Tobing; Edison Siregar; Julita
JURNAL Comunità Servizio : Jurnal Terkait Kegiatan Pengabdian kepada Masyarakat, terkhusus bidang Teknologi, Kewirausahaan dan Sosial Kemasyarakatan Vol. 5 No. 2 (2023): OKTOBER
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM), Univesitas Kristen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33541/cs.v5i2.5128

Abstract

This Community Service aims to provide understanding to MSMEs in the Cawang area regarding the application of economic digitalization to increase the productivity of MSMEs in the region, in particular providing an understanding of QRIS (Quick Response Code Indonesian Standard). It is hoped that these MSMEs will accept payments from their customers through QRIS so that they do not rely on cash payments only. The approach taken is to provide education about the benefits of using QRIS and how to activate it. Regarding payment transactions that are often made, 70% stated that they received payments in cash, meaning that more than half of the participants had not received QRIS. Regarding QRIS, 55% of participants stated that they had heard of it, but 54% stated that they were unfamiliar with it or not at all familiar with it. 72% want to expand payment methods so that they don't only accept cash but also non-cash. 77% said they were interested in knowing more about QRIS, and 72% said they were interested in trying QRIS. After education, participants who are interested in receiving payments with QRIS are directed to activate. Keywords: education, QRIS, UMKM, digitalization.
EDUKASI MENGELOLA KEUANGAN BAGI PELAKU UMKM DI LINGKUNGAN UNIVERSITAS KRISTEN INDONESIA Riwandari Juniasti Purnama; Fery Tobing; Edison Siregar; Trihanna Kezya Rima; Belinda Oktavian
JURNAL Comunità Servizio : Jurnal Terkait Kegiatan Pengabdian kepada Masyarakat, terkhusus bidang Teknologi, Kewirausahaan dan Sosial Kemasyarakatan Vol. 6 No. 1 (2024): APRIL
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM), Univesitas Kristen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33541/cs.v6i1.5766

Abstract

This PKM aims to overcome the problems faced by MSMEs in the UKI environment (canteen) when students are on holiday by focusing on education on managing MSME business finances. When students are on holiday, cafeterias face reduced revenues, inventory surpluses, financial risks, and growth constraints. Therefore, through PKM, we try to overcome this problem through an educational approach. The education carried out is education regarding financial management, simple bookkeeping, digital payment solutions, and online platform activation. From the results of discussions held during the activity, it was found that the majority of participants had not activated online sales using certain platforms, had not separated personal and business finances, had not kept bookkeeping for their business activities, and were still hesitant to use Qris as an alternative payment from buyers. After counseling, participants stated that they wanted to do good bookkeeping, wanted to make sales online, and wanted to use Qris. Continuous assistance is needed so that participants can increase their canteen income through online sales so that when students are on holiday there is no decrease in income, and assistance is needed so that participants can keep their business bookkeeping well so they can know whether their business is profitable and efficient. As well as the need for monitoring the use of Qris from the bank where participants open Qris so that any problems related to Qris can be resolved immediately. Keywords: Education, Financial Management, MSMEs
Co-Authors Allo, Yusuf Rombe M. Belinda Oktavian Edison Siregar Fery Tobing Fery Tobing Julita Lis Sintha Oppusunggu Lis Sintha Oppusungu Ronaldus Boli Emar Theresia Elisa Agustina Silaban Trihanna Kezya Rima