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All Journal Jurnal Ekobis : Ekonomi Bisnis & Manajemen Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal ComunitA Servizio Golden Ratio of Community Services and Dedication Eduvest - Journal of Universal Studies Jurnal Penelitian Pendidikan Indonesia
Riwandari Juniasti
Universitas Kristen Indonesia, Jakarta
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Pengaruh tingkat suku bunga LPS pada volume kredit, deposito dan tabungan di BPR secara nasional Riwandari Juniasti
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol 8, No 2 (2022): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020221340

Abstract

Tujuan penelitian ini yaitu mengetahui dan menganalisis pengaruh tingkat suku bunga penjamin terhadap kredit, deposito, dan tabungan di BPR Nasional. Metode yang digunakan dalam penelitian ini metode kuantitatif dengan design eksplanasi atau kausal. Penelitian ini menggunakan satu variabel independen yaitu tingkat suku bunga penjaminan dan tiga variabel dependen yaitu deposito, tabungan dan kredit. Jenis pengumpulan data menggunakan data sekunder dari BPR secara nasional periode tahun 2009 sampai akhir semester I tahun 2021. Metode analisis data yang digunakan dalam penelitian yakni analisis regresi sederhana dengan bantuan program Eviews 10. Hasil dalam penelitian ini menyatakan tingkat suku bunga LPS berpengaruh negatif terhadap kredit di BPR. Hal ini karena diperoleh nilai coefficient beta sebesar -1501.586 dengan arah hubungan negatif, nilai t-statistik sebesar -5.195820, dan nilai p-value sebesar 0,000 < 0,05, Tingkat suku bunga LPS berpengaruh negatif terhadap deposito di BPR. Hal ini karena diperoleh nilai coefficient beta sebesar -1138.603 dengan arah hubungan negatif, nilai t-statistik sebesar -11.65720, dan nilai p-value sebesar 0,000 < 0,05, Tingkat suku bunga LPS berpengaruh negatif terhadap tabungan di BPR. Hal ini karena diperoleh nilai coefficient beta sebesar -444.4520 dengan arah hubungan negatif, nilai t-statistik sebesar -10.07455, dan nilai p-value sebesar 0,000 < 0,05.
EDUKASI MENGELOLA KEUANGAN BAGI PELAKU UMKM DI LINGKUNGAN UNIVERSITAS KRISTEN INDONESIA Riwandari Juniasti Purnama; Fery Tobing; Edison Siregar; Trihanna Kezya Rima; Belinda Oktavian
JURNAL Comunità Servizio : Jurnal Terkait Kegiatan Pengabdian kepada Masyarakat, terkhusus bidang Teknologi, Kewirausahaan dan Sosial Kemasyarakatan Vol. 6 No. 1 (2024): APRIL
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM), Univesitas Kristen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33541/cs.v6i1.5766

Abstract

This PKM aims to overcome the problems faced by MSMEs in the UKI environment (canteen) when students are on holiday by focusing on education on managing MSME business finances. When students are on holiday, cafeterias face reduced revenues, inventory surpluses, financial risks, and growth constraints. Therefore, through PKM, we try to overcome this problem through an educational approach. The education carried out is education regarding financial management, simple bookkeeping, digital payment solutions, and online platform activation. From the results of discussions held during the activity, it was found that the majority of participants had not activated online sales using certain platforms, had not separated personal and business finances, had not kept bookkeeping for their business activities, and were still hesitant to use Qris as an alternative payment from buyers. After counseling, participants stated that they wanted to do good bookkeeping, wanted to make sales online, and wanted to use Qris. Continuous assistance is needed so that participants can increase their canteen income through online sales so that when students are on holiday there is no decrease in income, and assistance is needed so that participants can keep their business bookkeeping well so they can know whether their business is profitable and efficient. As well as the need for monitoring the use of Qris from the bank where participants open Qris so that any problems related to Qris can be resolved immediately. Keywords: Education, Financial Management, MSMEs
Meningkatkan Minat Berwirausaha bagi Siswa Siswi SMKS Jakarta Timur I Riwandari Juniasti Purnama; Fery Tobing; Indra Gunawan; Trihanna Kezya
JURNAL Comunità Servizio : Jurnal Terkait Kegiatan Pengabdian kepada Masyarakat, terkhusus bidang Teknologi, Kewirausahaan dan Sosial Kemasyarakatan Vol. 7 No. 2 (2025): OKTOBER
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM), Univesitas Kristen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33541/cs.v7i2.7384

Abstract

This Community Service Program was carried out by the lecturers of the Applied Finance Study Program, Faculty of Vocational Studies, Universitas Kristen Indonesia at SMKS Jakarta Timur I. The purpose was to describe students’ entrepreneurial interest while also providing entrepreneurship education. The method involved distributing questionnaires to 34 students and conducting an interactive seminar consisting of lectures, discussions, and a question-and-answer session. The survey results showed that all respondents were interested in entrepreneurship, but most had not yet established their own businesses. Twenty respondents had tried running a business but stopped, while eight had never started one. The main obstacles were fear of failure, limited capital, and a lack of entrepreneurial knowledge. In addition, the majority of students considered that the entrepreneurship lessons provided by the school were still inadequate. Through seminars and discussions, students gained new insights into the importance of business planning, the courage to take risks, and the use of digital technology. This PKM concludes that although students’ entrepreneurial interest is high, practical education, mentoring, and access to capital are essential to better prepare them for realizing their future businesses. Keywords: Entrepreneurship, Vocational High School Students, Entrepreneurial Interest.
Co-Authors Allo, Yusuf Rombe M. Belinda Oktavian Edison Siregar Fery Tobing Fery Tobing Indra Gunawan Julita Lis Sintha Oppusunggu Lis Sintha Oppusungu Ronaldus Boli Emar Theresia Elisa Agustina Silaban Trihanna Kezya Trihanna Kezya Rima