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All Journal JBMP (Jurnal Bisnis, Manajemen dan Perbankan) Studi Kasus Inovasi Ekonomi Jurnal Manajemen Bisnis Jurnal Manajemen Bisnis dan Kewirausahaan Journal of Management, Entrepreneurship and Tourism
Erna Retna Rahadjeng
Universitas Muhammadiyah Malang
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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The Influence of Financial Literacy and Lifestyle on Consumptive Behavior in The Lowokwaru Sub-District Community Veny Yuliana; Erna Retna Rahadjeng; Novi Puji Lestari
Jurnal Manajemen Bisnis dan Kewirausahaan Vol. 4 No. 2 (2024): JUNE
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jamanika.v4i2.33639

Abstract

This research aims to determine the influence of financial literacy and lifestyle, both partially and simultaneously, on consumer behavior in the people of Malang City. The population in this study were people who lived in Tlogomas Village, Lowokwaru District, Malang City, East Java, totaling 894 people. Sampling used the slovin formula and obtained 100 people. The data collection method is by distributing questionnaires to respondents online via the Google form. Data analysis in this research uses research instrument testing, classical assumption testing, multiple linear regression analysis, hypothesis testing. The results of this research show that financial literacy has a positive and significant effect on consumptive behavior, lifestyle has a positive and significant effect on consumptive behavior, and simultaneously financial literacy and lifestyle have a positive and significant effect on consumptive behavior.
Co-Authors Abd. Rasyid Syamsuri Ahmad Nurhadi Bambang Widagdo Ervina Lukesi Fika Fitriasari Kardina Yudha Parwati Luqman Dzul Hilmi Mursidi Mursidi Novi Puji Lestari Novita Ratna Satiti Sanjayawati, Hilda Thierno Abdoulaye Balde Veny Yuliana Vicky Fitria Rahayu Setyowati Yulist Rima Fiandari