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RELEVANSI EFISTEMOLOGI MASLAHAH NAJAMUDDIN AT-TUFI DALAM ISTINBATH HUKUM ANAK SEBAGAI MAHKUM ALAIH Zaenudin Mansyur
istinbath Vol 17 No 2 (2018): Desember
Publisher : Universitas Islam Negeri Mataram

Abstract: This paper investigates the relevance of epistemological principles of maslahah initiated by at-Thufi in determining children as mahkum alaih particularly in contemporary muamalah transactions. At-Thufi is consistent with his principle of prioritizing maslahah instead of nash or ijma’ with no beneficial factors since maslahah and mafsadah cases in legal matter can be determined by independents or authorities and Ijma’ cannot become justifying tool for reasoning. His unique statement is extremely relevant to the children’s status as mahkum alaih in contemporary muamalah transactions, namely transaction is within muamalah boundary therefore it is legitimate for under age children to undertake transactions due to their reasoning. Moreover, the purposes or benefits intended are the education to maturate children to carry out transactions and to provide facilitation to do so without leaving the home which are relevant to maslahah initiated by at-Thufi. Furthermore, the relevance of at-Thufi’s thought is not limited to that reasoning authority is prioritized instead of nash` dan ijma`, for instance, child’s reasoning ability is of more importance than waiting for the age of 17 and 18. Similarly, online transactions that are inevitable trends or habits for children in the contemporary age are extremely relevant to at-Thufi’s view that benefits founded by reasoning only work within the boundary of customary traditions. Abstrak: Makalah ini mengakji tentang relevansi prinsip efistemologi maslahah yang digagas at-Thufi dalam penetapan anak sebagai mahkum alaih terutama dalam transaksi muamalah kontemporer. At-Thufi tetap dalam pendiriannya memenangkan maslahah daripada nash atau ijma`yang tidak ada unsur kemaslahatan di dalamnya karena perkara maslahah dan mafsadah dalam soal hukum dapat ditentukan oleh independen atau otoritas akal. Nash dan ijma` tidak bisa menjadi alat konfirmasi terhadap akal. Statemennya yang unik ini sangat relevan dengan status anak yang dijadikan sebagai mahkum alaih dalam transaksi muamalah kontemporer, yaitu transaksi merupakan wilayah muamalah maka anak yang dibawah umur sah-sah saja melakukan transaksi karena kemampuan akal yang dimilikinya. Apalagi tujuan atau kemaslahatan yang dihajatkan adalah edukasi dalam mendewasakan anak untuk melakukan transaksi serta memberikan keringan dalam melakukannya tanpa harus keluar rumah tentu sangat relevan dengan maslahah yang digagas at-Thufi, yaitu menetapkan tujuan lebih penting daripada sarana dalam istinbath hukum. Selanjutnya relevansi pemikiran at-Thufi ini tidak terhenti ketika menyatakan otoritas akal lebih dimenangkan daripada nash` dan ijma`, misalnya kemampuan akal anak lebih penting daripada menunggu usia sampai 17 dan 18 tahun. Begitu juga dalam aktivitas transaksi one line merupakan trend atau kebiasaan yang tidak bisa dihindari oleh anak zaman kontemporer tentu sangat relevan dengan pandangan at-Thufi bahwa kemaslahatan yang diprakarsai oleh akal hanya berlaku dalam wilayah adat kebiasaan.

MENYOAL PROSPEK EKONOMI SYARI`AH DI INDONESIA Zaenudin Mansyur
istinbath Vol 13 No 2 (2015): Juni
Publisher : Universitas Islam Negeri Mataram

Optimisme terhadap prospek Ekonomi Syariah di masa akan datang semakin besar,setelah sistem ekonomi syariah ini berhasil melampaui krisis keuangan global pada tahun1998. Peluang yang diperoleh oleh sistem ekonomi syari`ah itu tidak boleh disikapi olehsubjeknya dengan membanggakannya, namun harus juga mempertimbangkan tantangan yangakan timbul di masa sekarang maupun masa yang akan datang. Tidak bias disangkalbahwa peluang semestinya menjadi dasar untuk melebarkan sayap justru bisa sajamenjadi sebuah tantangan yang berat bagi sistem ekonom syari`ah itu. Begitu jugasebaliknya, tantangan yang seharusnya menjadi tonggak untuk berhati-hati dalammengembangkannya justru menjadi peluang di masa-masa mendatang. Dengan melihatkenyataan ini setidaknya menjadi dasar yang kuat untuk dilakukan sebuah pengkajianterutama dalam mempersoalkan bagaimana prosfek yang utuh bagi sistem ekonomi syari`ahapakah sesuai harapan yang selama ini digembar-gemborkan keberhasilannya oleh pakarekonomi syari`ah atau justru sebaliknya akan bertahan dalam ruang tantangan yangtidak akan jelas kapan selesainya.

Strategi Pengelolaan Modal Kerja dalam Menjaga Tingkat Likuiditas dan Profitabilitas pada BMT- Al Hidayah Kabupaten Lombok Timur Ainul Arofah; Zaenudin Mansyur; Zulpawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1925

The background of this research is the determination of working capital in relation between the liquidity trade off and profitability, the capital determination which is not appropriate will have an impact on the liquidity level causing BMT being unproductive, and it also impacts on profitability. This research aimed to determine the working capital management strategy in maintaining liquidity and profitability levels and how the impact of the strategy which has been implemented.This research was descriptive qualitative research using primary and secondary data, with data collection techniques namely observation, interviews and documentation of the financial reports from 2019 to 2021. The analysis used was data reduction, data presentation, drawing conclusions, and financial report analysis used the calculation of liquidity and profitability ratios. The results of the research showed that the working capital management strategy and policy used by BMT AI-Hidayah in maintaining the level of liquidity, namely establishing partnerships with sharia banks and non-banks, setting cash budgets, and allocating the funds to branch offices, while the policy used by BMT in maintaining its profitability level was distribution in the funding form. The impact of the policy implemented by BMT in terms of liquidity, namely having sufficient funds in its operations to pay the obligations. It can be seen in the ratio calculation from 2019 to 2021. NWC, current ratio, cash ratio are in a fairly good category. the impact on the profitability side was that BMT has increased revenue and this can be seen in the ROE calcultion which is in the very good category, while the ROI calcultion is in the fairly good category.

Strategi Pemasaran dalam Meningkatkan Daya Saing Usaha Keripik Usus Mardha Desa Badrain Kecamatan Narmada Kabupaten Lombok Barat Ida Mawadah; Zaenudin Mansyur; Muh. Azkar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2072

The background of this research is the existence of sharp competition between companies, both because of the increasing number of competitors, increasing product volume and rapidly increasing technological developments. This forces companies to pay attention and know what kind of marketing strategy is implemented by the company. The focus is this study was to describe the implementation of the marketing strategy of the intestine Mardha Chips Business in increasing competitiveness and the impact of the marketing strategy implementation by the intestine Mardha Chips Business. This study used qualitative descriptive type approach. Data collection methods used were observation, interview and documentation methods. The results of this study indicate that (1) Mardha Intenstinal Chips Business used a good marketing strategy, namely by conducting market segmentation, target market, market position and marketing mix which includes product strategy, price strategy, location and distribution strategy, and promotion strategy; (2) The marketing strategy implemented by Mardha intestine Chips Business has had positive impacts including increasing sales, adding value to the family economy, prodiving satisfaction to consumers with quality product and affordable prices and expanding market share.

Peran Dewan Pengawas Syariah Terhadap Perkembangan Bisnis Koperasi Syariah di SMA Negeri 4 Praya Kabupaten Lombok Tengah Tahun 2021/2022 Muhamad Zaini; Zaenudin Mansyur; Baiq Ratna Mulhimmah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2206

The Sharia Cooperative at State Senior High School 4 Praya has recorded remarkable profit increases for three consecutive years. In 2020, they achieved a profit of IDR 90,045,658, which then saw rapid growth in 2021, reaching IDR 109,491,289, marking a growth of IDR 19,445,631. Not stopping there, the year 2022 was an even more impressive achievement with profits reaching IDR 164,032,600, indicating strong performance and the ability to maintain significant growth momentum. This study indicates that the factors influencing the business development of the Sharia Cooperative at State Senior High School 4 Praya include: a) Member Participation, b) Management Professionalism, c) External Factors. In the context of the cooperative's success at State Senior High School 4 Praya, it is heavily influenced by the complex interaction between member participation, management professionalism, and external factors. The role of the Sharia Supervisory Board in enhancing the business development of the Sharia Cooperative at State Senior High School 4 Praya includes: a) Supervisor, b) Advisor, c) Marketer, d) Supporter, e) Player. In the context of supervision and control, the Sharia Supervisory Board not only monitors but also provides guidance and support to ensure that the Sharia Cooperative can achieve its goals by adhering to Sharia principles, enhancing business development, and providing benefits to its members. The success of the Sharia Supervisory Board in its roles significantly contributes to the growth and sustainability of the Sharia Cooperative at State Senior High School 4 Praya.

Strategi Pengelolaan Modal Kerja dalam Menjaga Tingkat Likuiditas dan Profitabilitas pada BMT- Al Hidayah Kabupaten Lombok Timur Ainul Arofah; Zaenudin Mansyur; Zulpawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1925

The background of this research is the determination of working capital in relation between the liquidity trade off and profitability, the capital determination which is not appropriate will have an impact on the liquidity level causing BMT being unproductive, and it also impacts on profitability. This research aimed to determine the working capital management strategy in maintaining liquidity and profitability levels and how the impact of the strategy which has been implemented.This research was descriptive qualitative research using primary and secondary data, with data collection techniques namely observation, interviews and documentation of the financial reports from 2019 to 2021. The analysis used was data reduction, data presentation, drawing conclusions, and financial report analysis used the calculation of liquidity and profitability ratios. The results of the research showed that the working capital management strategy and policy used by BMT AI-Hidayah in maintaining the level of liquidity, namely establishing partnerships with sharia banks and non-banks, setting cash budgets, and allocating the funds to branch offices, while the policy used by BMT in maintaining its profitability level was distribution in the funding form. The impact of the policy implemented by BMT in terms of liquidity, namely having sufficient funds in its operations to pay the obligations. It can be seen in the ratio calculation from 2019 to 2021. NWC, current ratio, cash ratio are in a fairly good category. the impact on the profitability side was that BMT has increased revenue and this can be seen in the ROE calcultion which is in the very good category, while the ROI calcultion is in the fairly good category.

Strategi Pemasaran dalam Meningkatkan Daya Saing Usaha Keripik Usus Mardha Desa Badrain Kecamatan Narmada Kabupaten Lombok Barat Ida Mawadah; Zaenudin Mansyur; Muh. Azkar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2072

The background of this research is the existence of sharp competition between companies, both because of the increasing number of competitors, increasing product volume and rapidly increasing technological developments. This forces companies to pay attention and know what kind of marketing strategy is implemented by the company. The focus is this study was to describe the implementation of the marketing strategy of the intestine Mardha Chips Business in increasing competitiveness and the impact of the marketing strategy implementation by the intestine Mardha Chips Business. This study used qualitative descriptive type approach. Data collection methods used were observation, interview and documentation methods. The results of this study indicate that (1) Mardha Intenstinal Chips Business used a good marketing strategy, namely by conducting market segmentation, target market, market position and marketing mix which includes product strategy, price strategy, location and distribution strategy, and promotion strategy; (2) The marketing strategy implemented by Mardha intestine Chips Business has had positive impacts including increasing sales, adding value to the family economy, prodiving satisfaction to consumers with quality product and affordable prices and expanding market share.

Peran Dewan Pengawas Syariah Terhadap Perkembangan Bisnis Koperasi Syariah di SMA Negeri 4 Praya Kabupaten Lombok Tengah Tahun 2021/2022 Muhamad Zaini; Zaenudin Mansyur; Baiq Ratna Mulhimmah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2206

The Sharia Cooperative at State Senior High School 4 Praya has recorded remarkable profit increases for three consecutive years. In 2020, they achieved a profit of IDR 90,045,658, which then saw rapid growth in 2021, reaching IDR 109,491,289, marking a growth of IDR 19,445,631. Not stopping there, the year 2022 was an even more impressive achievement with profits reaching IDR 164,032,600, indicating strong performance and the ability to maintain significant growth momentum. This study indicates that the factors influencing the business development of the Sharia Cooperative at State Senior High School 4 Praya include: a) Member Participation, b) Management Professionalism, c) External Factors. In the context of the cooperative's success at State Senior High School 4 Praya, it is heavily influenced by the complex interaction between member participation, management professionalism, and external factors. The role of the Sharia Supervisory Board in enhancing the business development of the Sharia Cooperative at State Senior High School 4 Praya includes: a) Supervisor, b) Advisor, c) Marketer, d) Supporter, e) Player. In the context of supervision and control, the Sharia Supervisory Board not only monitors but also provides guidance and support to ensure that the Sharia Cooperative can achieve its goals by adhering to Sharia principles, enhancing business development, and providing benefits to its members. The success of the Sharia Supervisory Board in its roles significantly contributes to the growth and sustainability of the Sharia Cooperative at State Senior High School 4 Praya.

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