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All Journal Kajian Akuntansi Jurnal Pasar Modal dan Bisnis Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) International Journal of Educational Review, Law And Social Sciences (IJERLAS) Jurnal Ekonomi International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Jurnal Prointegrita Inkubis: Jurnal Ekonomi dan Bisnis International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) Amkop Management Accounting Review (AMAR) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Mangasi Sinurat
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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ANALYSIS OF DAILY CAPITAL MANAGEMENT OF CULINARY MSMES IN RESPONDING TO THE QRIS SETTLEMENT MECHANISM Mangasi Sinurat
International Conference on Health Science, Green Economics, Educational Review and Technology Vol. 7 No. 1 (2025): 9th IHERT (2025): IHERT (2025) FIRST ISSUE: International Conference on Health
Publisher : Universitas Efarina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ihert.v7i1.538

Abstract

This study aims to analyze culinary MSMEs' understanding of the QRIS settlement mechanism, identify obstacles arising from the delay in disbursement, and explain their daily capital management practices in response to these conditions. This study used a descriptive qualitative approach with a case study design through in-depth interviews with one culinary MSME. The results indicate that MSMEs have a general understanding of the QRIS settlement mechanism, but face limited liquidity because funds from non-cash transactions cannot be used on the same day. This condition encourages business actors to adjust their daily capital management by utilizing personal savings and funds from existing cash transactions to maintain business continuity. These findings indicate that the QRIS settlement mechanism has direct implications for the daily financial management of culinary MSMEs.
Co-Authors Andy Wijaya Cahyadi, Willy Cai Cen, Cia Carnelius Ricardo Chrisin Natalia Sianipar Daniel Ortega Tambunan Dara Mustika Darma, Surya Darma Dedi Dwi Arseto Dio Wiranda Edward Sidauruk Eka Nurmala Sari Fahrizal Perangin Angin Febri Andriyani Imam Muarif Ingan Malem Tarigan Irada Sinta Irshad Ahmad Reshi Jerni Duma Sari Rambe Liza Utami Lukieto Cahyadi M Dian Andhika Maulana Majied Sumatrani Saragih Muammar Khaddafi Musparina Nova Sari Manullang Nurul Aida Nurwijayanti Raka Gymnastiar Sasmita Rambe, Nadiva Aura Innaya Rapat Piter Sony Rico Nur Ilham Rotua Sri Linda Sitompul Sinaga, Eryolen Ratno Sinaga, Sarman Wahyu Ginanjar