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All Journal IQTISHODUNA Jurnal Ilmiah Mahasiswa FEB International Journal of Environmental, Sustainability, and Social Science Journal of International Conference Proceedings Jurnal Ilmu Ekonomi Jurnal Ekonomi dan Pembangunan Indonesia Journal of Development Economic and Social Studies (JDESS) Islamic Economics and finance in Focus (IEFF) Jurnal Ekonomi Kependudukan dan Keluarga
M. Pudjihardjo
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences

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PENGARUH PERSEPSI KEMUDAHAN, PERSEPSI KEGUNAAN, KETERSEDIAAN FITUR DAN LITERASI KEUANGAN TERHADAP PREFERENSI KONSUMEN MENGGUNAKAN BSI MOBILE Nugroho, Irvan Yusuf; M. Pudjihardjo
Islamic Economics and finance in Focus Vol. 1 No. 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2022.01.2.05

Abstract

This research aims to determine the influence of precieved ease of use, precieved usefulness, feature availability and financial literacy on preferences of using the BSI Mobile application by taking a case study at Bank Syariah Indonesia Malang Soetta branch office. In this study, 75 respondents were used as samples, namely customers of Bank Syariah Indonesia at Malang Soetta branch office. The data collection method uses questionnaires distributed online and direct. The data analysis method uses multiple linear regression analysis which is processed using the SPSS 25 application. From the results of the study, it can be found that variables that have a significant effect on preferences for using the BSI Mobile applications are the precieved ease of use, feature availability and financial literacy. While the precieved usefulness variable showed no significant influence on the preferences for using the BSI Mobile applications.
ANALISIS AKUNTABILITAS, TRANSPARANSI DAN KUALITAS PELAYANAN TERHADAP MINAT MUZAKKI MEMBAYAR ZAKAT DI YAYASAN DANA SOSIAL AL-FALAH MALANG Sya'bandani, Fadhil Yuda; M. Pudjihardjo
Islamic Economics and finance in Focus Vol. 2 No. 4 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.04.14

Abstract

Zakat is an alternative solution provided by Islam for the welfare of the people. In 2022, ZIS funds collected will reach 22 trillion, this number has increased by 84.16 percent compared to 2021. However, in reality zakat management institutions in Indonesia are still not at the best level in terms of collection. According to a survey, people are more likely to pay through mosques (37%), through BAZNAS (25%), directly to Mustahik (23%) and through LAZ (15%). This research aims to examine the influence of accountability, transparency and service quality on muzakki's interest in paying zakat at the Al-Falah Social Fund Foundation, Malang City. The type of research used is quantitative using a questionnaire. The population in this research was muzakki from the Al-Falah Social Fund Foundation, Malang City in 2022. Meanwhile, the sample used was 100 respondents. The sampling method used was random sampling. The data used in the research is primary data. The data collection technique for this research uses a questionnaire. The results of this research show that the variables of accountability, transparency and service quality have a significant positive effect on muzakki's interest in paying zakat at the Al-Falah Social Fund Foundation, Malang City. It is hoped that this research will be a consideration for the community in choosing the Malang City Al-Falah Social Fund Foundation as a place to distribute their zakat.
Determinants of Educated Unemployment in Java from 2016 to 2022 Rahmawati, Firnanda Novita; Pratomo, Devanto Shasta; Pudjihardjo, M.
Journal of International Conference Proceedings Vol 6, No 7 (2023): 2023 ICPM Bali Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i7.2756

Abstract

Statistical survey data of each province in Java indicates that the number of educated unemployed individuals holding a high school or university diploma is higher than that of lower-educated unemployed individuals. The increase in the number of educated unemployed individuals suggests that the government has not been successful in increasing job opportunities and establishing an effective education system to compete in the workforce. A significant increase happened in 2020 due to Covid-19 pandemic, leading to numerous dismissals. This research aims to discover the factors influencing educated unemployment in Java using Fixed Effect Model (FEM) panel data analysis, which comprises cross-sectional data from six provinces in Java and time series data spanning from 2016 to 2022. The results of the research show that education level variable (average years of schooling) has a negative and insignificant influence on educated unemployment, provincial minimum wage has a negative and significant influence on educated unemployment, GRDP has a positive and insignificant influence on educated unemployment, foreign direct investment has a positive and significant effect on educated unemployment, local direct investment has a positive and significant influence on educated unemployment, and Covid-19 pandemic has a positive and significant influence on educated unemployment in Java from 2016 to 2022.
The Impact of Internet Usage on Per Capita Income and Inequality in Yogyakarta Special Region Province Muhammad Luthfi; M. Pudjihardjo
Journal of Development Economic and Social Studies Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2025.04.1.11

Abstract

The internet has become an integral part of life in the Special Region of Yogyakarta, Indonesia. Although this province boasts the highest internet penetration rate in the country, its economic growth has not kept pace, and income inequality has increased. This study aims to evaluate the impact of education, health, and internet usage on the Gross Regional Domestic Product (GRDP), as well as the effects of GRDP and internet usage on income inequality (Gini Ratio) in Yogyakarta. Using secondary data from the Central Bureau of Statistics (BPS) and the National Economics Social Survey (SUSENAS) from 2015-2023, the analysis was conducted using panel regression methods. The Two Stage Least Squares (2SLS) method was employed to understand the influence of the internet on GRDP and income inequality, providing guidance for the government in formulating policies to improve public welfare. The research results show that the Internet, education and health have a significant effect on GRDP even though the education variable has no significant effect. The results of this research also show that GRDP has a significant negative effect on income inequality. However, the internet variable shows positive and significant results on income inequality.
ANALYSIS OF THE IMPACT OF COVID-19 ON INCREASING LABOR INCOME IN EAST JAWA Arisetyawan, Kukuh; Pudjihardjo, M.; Attaqi, Lifya Fillahi; Putri, Natasya Aditya; Maharatni, Rina Dwi
Jurnal Ilmu Ekonomi Vol. 2 No. 1 (2023): Jurnal Ilmu Ekonomi (JIE), April 2023
Publisher : Laboratorium Riset Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (960.598 KB) | DOI: 10.59827/jie.v2i1.52

Abstract

The Covid-19 pandemic has forced the Government to set a large-scale social restriction policy. This policy impacts all areas of life, including economic growth and employment in East Java, especially income sustainability. This study aimed to identify the influence of sociodemography on the increase in worker income during the Covid-19 period in East Java. The data from this study is secondary data from the results of SAKERNAS 2020 obtained from BPS. The data were analyzed using the Multiple Regression Analysis methods. The results of this study indicate that the dependent variable, Covid, Gender, Age, Working Hours, Work From Home, Internet, Promotion, Formal Sector, and transactions significantly affect workers' income during the pandemic. In contrast, the dependent variable communication does not substantially affect workers' pay during the pandemic.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI UTILITAS PASIEN MISKIN PENERIMA JAMKESMAS & JAMKESDA YANG MENGGUNAKAN JASA RAWAT INAP (Studi Kasus RSD Mardi Waluyo Kota Blitar) Prissalia, Riza; Pudjihardjo, M.
Jurnal Ilmiah Mahasiswa FEB Vol. 1 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Barang publik merupakan barang yang disediakan oleh pemerintah untuk memenuhi kebutuhan masyarakat secara umum. Di sini ada berbagai alasan mengapa pemerintah menyediakan barang publik, salah satunya adalah untuk memenuhi kebutuhan dasar masyarakat, karena hal tersebut tidak bisa dilakukan oleh pihak swasta dan karena tidak akan ada timbal balik yang diperolehnya. Salah satunya yang terpenting adalah pelayanan kesehatan.Berdasarkan data yang diperoleh dari BPS Kota Blitar, maka Kota Blitar memiliki penduduk miskin yang cukup besar.Dan hal tersebut merupakan tanggungan bagi pemerintah untuk menyediakan pelayanan publik khususnya pelayanan kesehatan gratis untuk masyarakat tidak mampu. Salah satu tempat pelayanan kesehatan dari pemerintah yakni RSD Mardi Waluyo Kota Blitar.Rumah sakit ini merupakan satu-satunya rumah sakit milik pemerintah yang berada di Kota Blitar.Rumah sakit ini dituntut untuk memberikan pelayanan kesehatan pada masyarakat miskin secara gratis dengan memakai Jamkesmas/Jamkesda dengan fasilitas kesehatan yang bermutu dan pelayanan yang layak. Oleh karena itu utilitas/kepuasan pasien miskin merupakan hal yang sangat penting  karena pada umumnya pasien akan memaksimalkan utilitas yang dapat diperolehnya. Penelitian ini terdiri dari 26 variabel, dan setelah di analisis faktor maka diperoleh 9 faktor yakni Kondisi fisik gedung & ruang perawatan, KM & WC, Penyediaan Makan & Minum, Kondisi tempat tidur, Pelayanan kesehatan dan lingkungan, Administrasi, Kunjungan pasien, Keamanan dan kenyamanan RS, Fasilitas pelayanan RS. Selanjutnya dapat diperoleh bahwa 6 faktor yakni Kondisi fisik gedung & ruang perawatan, Kondisi tempat tidur, Pelayanan kesehatan dan lingkungan, Administrasi, Kunjungan pasien, Keamanan dan kenyamanan RS berpengaruh terhadap utilitas pasien miskin. Sedangkan 3 variabel lainnya yakni KM & WC, Penyediaan Makan & Minum, dan Fasilitas pelayanan RS kurang begitu berpengaruh terhadap utilitas pasien. Hal tersebut kemudian yang menjadi dasar informasi dan pertimbangan kebijakan pihak-pihak yang berkaitan salah satunya adalah pengelola rumah sakit dan juga pemerintah agar mengetahui bagian-bagian mana sajakah yang perlu dimaksimalkan.Hal ini juga untuk menghapuskannya anggapan bahwa pelayanan rumah sakit pemerintah yang sangat buruk dan kurang maksimal karena adanya praktek perlakuan berbeda atau diskriminasi antara penerima Jamkesmas & Jamkesda dan pasien yang mempunyai kemampuan membayar.Karena pengeluaran publik sektor kesehatan memiliki satu tujuan yakni untuk meningkatkan derajat kesehatan masyarakat.Masyarakat yang sehat akan memberikan peluang kepada peningkatan produktifitas yang pada akhirnya akan mempengaruhi capai-capaian pembangunan ekonomi., Kata Kunci: Barang Publik, Pelayanan Kesehatan, Utilitas Pasien Miskin Penerima Jamkesmas & Jamkesda.
Analisis Pengaruh PDRB, Upah Minimum, Jumlah Unit Usaha dan Investasi Terhadap Penyerapan Tenaga Kerja Pada Sektor Industri Manufaktur di Kabupaten Gresik Tahun 1998-2012 Furqon, Ahmad Mujahidul; Pudjihardjo, M.
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Pembangunan ekonomi yang mengarah  pada  sektor industri dapat dijadikan sebagai motor penggerak pertumbuhan ekonomi dan juga dalam  menyediakan lapangan pekerjaan bagi penduduk. Oleh sebab itu penelitian ini bertujuan untuk mengetahui bagaimana pengaruh PDRB sektor industri, upah minimum, jumlah unit usaha dan investasi terhadap penyerapan tenaga kerja pada sektor industri manufaktur di Kabupaten Gresik.  Metode analisis yang digunakan dalam penelitian ini adalah Analisis Regresi Berganda dengan mengunakan data time series dari tahun 1998-2012. Adapun variabel independen dalam penelitian ini adalah PDRB sektor industri, upah minimum, jumlah unit usaha dan investasi, sedangkan variabel dependenya adalah penyerapan tenaga kerja sektor industri manufaktur.  Hasil dari penelitian ini menunjukan bahwa  secara simultan keempat variabel independen dalam penelitian berpengaruh terhadap variabel dependen. Sedangakan secara parsial  variabel PDRB sektor industri dan jumlah unit usaha berpengaruh positif dan signifikan, adapun  variabel Upah Minimum dan investasi secara parsial tidak berpengaruh secara signifikan terhadap penyerapan tenaga kerja sektor industri manufaktur di Kabupaten Gresik. Kata Kunci: PDRB Sektor Industri, Upah Minimum, Jumlah Unit Usaha, Investasi, Tenaga Kerja.
Pengaruh Pendapatan, Manfaat, Kemudahan Penggunaan, Daya Tarik Promosi, dan Kepercayaan terhadap minat menggunakan layanan E-Money Adiyanti, Arsita Ika; Pudjihardjo, M.
Jurnal Ilmiah Mahasiswa FEB Vol. 3 No. 1
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Penelitian ini bertujuan untuk menguji faktor-faktor yang mempengaruhi minat menggunakan layanan e-money dengan menggunakan regresi linear berganda. Penelitian ini dilakukan di Perpustakaan Universitas Brawijaya Malang dengan menggunakan metode survei. Penelitian ini memperoleh responden sebanyak 60 orang mahasiswa dari semua Jurusan Universitas Brawijaya yang minimal pernah menggunakan e-money. Peneliti menggunakan software E-Views untuk menguji data penelitian. Hasil analisis untuk model ini menunjukkan bahwa Pendapatan, Manfaat, Kemudahan Penggunaan, Daya Tarik Promosi dan kepercayaan berpengaruh positif dan signifikan terhadap minat menggunakan e-money.. Implikasi dari penelitian ini diharapkan dapat membantu sektor bisnis perbankan untuk memperhatikan faktor-faktor yang mempengaruhi minat menggunakan e-money. Kata Kunci : Pendapatan, Manfaat, Kemudahan Penggunaan, Daya Tarik Promosi, Kepercayaan, Minat, E-Money
How Labor Force Participation Mediating Poverty Rate by Others Factors ROHMAN, Abd. Rohman; PUDJIHARDJO, M.; SUSILO, Susilo
International Journal of Environmental, Sustainability, and Social Science Vol. 5 No. 2 (2024): International Journal of Environmental, Sustainability, and Social Science (Mar
Publisher : PT Keberlanjutan Strategis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38142/ijesss.v5i2.907

Abstract

This research examines the factors that influence poverty levels in Indonesia, both directly and indirectly, by analyzing the involvement of labor force participation levels. The study uses BPS data and the APBN Data Portal to evaluate wages, education, and government spending in the education and health sectors as influencing variables. Using time series data, this research form by path analysis aims to identify direct or indirect relationships between variables. The data is first analyzed using descriptive statistical analysis as part of the research methodology. This research using path analysis and the Sobel test, researchers found that education levels only up to junior secondary school have an impact on changes in labor force participation rates but do not have an impact on reducing poverty. In contrast, other variables, such as wages and government spending in the education and health sectors, do not indirectly affect poverty through the labor force participation rate.
Analysis of the Relationship Between Economic Growth, Inflation and Unemployment in Indonesia KURNIAWAN, Muhammad Lukman; PUDJIHARDJO, M.; PRASETYIA, Ferry
International Journal of Environmental, Sustainability, and Social Science Vol. 4 No. 6 (2023): International Journal of Environmental, Sustainability, and Social Science (Nov
Publisher : PT Keberlanjutan Strategis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38142/ijesss.v4i6.935

Abstract

The aim of developing a country is for the welfare of society. the policy makers are currently focused on the level of economic growth, inflation and unemployment. According to theory, these variables are closely related. The porpuse of the study was to analyze the relationship between economic growth, inflation and unemployment in Indonesia. Method used Vector Error Correction Model (VECM) analysis and Granger Causality Test. The results of this research show that in the long term, inflation has a significant positive relationship with economic growth, and unemployment has a negative and insignificant relationship. In the short term, inflation has no relationship to economic growth, and unemployment has a significant relationship. The results of the causality test, economic growth, inflation and unemployment do not have interrelationship.
Co-Authors Ahmad Mujahidul Furqon Arisetyawan, Kukuh Arsita Ika Adiyanti Asfi Manzilati Attaqi, Lifya Fillahi Chatarina Umbul Wahyuni Devanto Shasta Pratomo Faizaturrodhiah, Nur Ferry Prasetyia Firnanda Novita Rahmawati KURNIAWAN, Muhammad Lukman Maharatni, Rina Dwi Miftahul Surur Nugroho, Irvan Yusuf Nurul Badriyah Prasetya, Lalu Muhammad Azmi Putranto, FX Gugus Febri Putri, Natasya Aditya Riza Prissalia ROHMAN, Abd. Rohman Susilo Susilo Sya'bandani, Fadhil Yuda Wildan Syafitri Yahya, Kholid Zulfa, Laila Zakiyatul