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Peningkatan Minat Dalam Penggunaan Kartu Kredit Syariah dengan Pendekatan Kepercayaan, Sikap dan Pendapatan di Kabupaten Labuhanbatu Utara Audina Rizka Zahra; Marwan Batubara; Purnama Ramadani Silalahi; Rendi Prayoga; Dea Putri Amanda
VISA: Journal of Vision and Ideas Vol 1 No 2 (2021): VISA: Journal of Vision and Ideas
Publisher : LPPM IAI Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1442.979 KB) | DOI: 10.47467/visa.v1i2.934

Abstract

In non-cash transactions, Islamic credit cards have become a way of life in modern economic culture. The use of Islamic credit cards has risen and fallen throughout time due to a variety of variables. Trust, attitudes, and income are some of these determinants. The goal of this research was to see how beliefs, attitudes, and income affected interest in using Islamic credit cards. The basic data for this study comes from interviews with 38 participants in North Labuhanbatu Regency who were chosen using a borring sample approach. Multiple linear regression was used to evaluate the data. Each trust, attitude, and income level had a favorable and substantial impact on interest in using a sharia credit card, according to the findings. This study benefits (a) academics by providing proof of concept, and (b) Islamic banks by providing data to assess the factors that impact interest in using a sharia credit card. Keywords: Trust, Attitudes, Income, Islamic Credit Cards
Pengaruh Jiwa Kewirausahaan dan Inovasi terhadap Keberhasilan Usaha Dea Putri Amanda; Zuhrinal M. Nawawi
ManBiz: Journal of Management and Business Vol. 2 No. 3 (2023): ManBiz: Journal of Management and Business 
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/manbiz.v2i3.3688

Abstract

This study aims to determine the effect of the entrepreneurial spirit and innovation on business success. Entrepreneurship is great if business progress is enhanced by changing attitudes, such as being more proactive and responsive in creating opportunities and creating new products that are not available in the market, thus becoming a market leader. Entrepreneurship is the ability to be creative and innovative, keen to see opportunities, and always open to any input and positive changes that can lead to sustainable business growth. Entrepreneurs who are strong enough are needed to improve the economy of a country. Entrepreneurs must be able to compete and always be able to increase their productivity. One way is to have an entrepreneurial and innovative spirit. This research method uses qualitative research. The results of the study prove  that the  entrepreneurial spirit and innovation  have a positive and significant in fluence on business success.  Keywords: entrepreneurship spirit, innovation, success of businnes.