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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah El-Mujtama: Jurnal Pengabdian Masyarakat Journal of Vision and Ideas (VISA) Ulil Albab International Journal of Islamic Business Management

Purnama Ramadani Silalahi

UIN Sumatera Utara

Author-ID : 3526011

Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

Published : 6 Documents Claim Missing Document

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Articles

Peningkatan Minat Dalam Penggunaan Kartu Kredit Syariah dengan Pendekatan Kepercayaan, Sikap dan Pendapatan di Kabupaten Labuhanbatu Utara Audina Rizka Zahra; Marwan Batubara; Purnama Ramadani Silalahi; Rendi Prayoga; Dea Putri Amanda
VISA: Journal of Vision and Ideas Vol 1 No 2 (2021): VISA: Journal of Vision and Ideas
Publisher : LPPM IAI Nasional Laa Roiba Bogor

In non-cash transactions, Islamic credit cards have become a way of life in modern economic culture. The use of Islamic credit cards has risen and fallen throughout time due to a variety of variables. Trust, attitudes, and income are some of these determinants. The goal of this research was to see how beliefs, attitudes, and income affected interest in using Islamic credit cards. The basic data for this study comes from interviews with 38 participants in North Labuhanbatu Regency who were chosen using a borring sample approach. Multiple linear regression was used to evaluate the data. Each trust, attitude, and income level had a favorable and substantial impact on interest in using a sharia credit card, according to the findings. This study benefits (a) academics by providing proof of concept, and (b) Islamic banks by providing data to assess the factors that impact interest in using a sharia credit card. Keywords: Trust, Attitudes, Income, Islamic Credit Cards

Pentingnya Literasi Keuangan Bagi Masyarakat Agar Tidak Tertipu Investasi Bodong: Studi Kasus Binomo Purnama Ramadani Silalahi; Rima Rizki Syahputri; Rendi Prayoga; Ardhia Meianti
El-Mujtama: Jurnal Pengabdian Masyarakat Vol 2 No 3 (2022): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Financial literacy is the knowledge, ability, expertise, and belief of a society to manage finances properly and gratefully. Financial literacy is one solution to filter the negative impacts of ICT developments, many financial products/services appear with different patterns, making it increasingly difficult to determine which investments are safe and which are risky. Literacy in finance is important because it is very important. Few Indonesians understand the many financial products and services available, as well as their features and benefits. This research is a literature study, collecting data using secondary data, and literature related to money. Research Topic According to the research, financial literacy is a powerful tool to reduce the victims of investment fraud that is increasingly prevalent in society. Knowledge and education of the general public about finance and financial literacy is very much needed. Keyword : Financial Literacy, Fraudulent Investment

Analisis Penggunaan E - Payment dalam Meningkatkan Minat Belanja Konsumen di Lazada Purnama Ramadani Silalahi; Azizah Mudrikah; Aula Maulida; Fadia Salsabila
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 3 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Sistem pembayaran ialah unsur penting dalam perekonomian paling utama buat menjamin terlaksananya bisnis pembayaran yang dicoba masyarakat tiap harinya. Dengan memakai bisnis pembayaran non kas terdapat keunggulan ataupun profit yang diserahkan bagus untuk masyarakat, Teknik pengumpulan data dalam penelitian kualitatif adalah dengan melakukan observasi dan wawancara. Hasil penelitian yang telah dilakukan menunjukkan bahwa pengguna e-payment yang menjadi informan penelitian penulis ini menggunakan e-payment yang beragam. Dari hasil wawancara penulis menyimpulkan dengan adanya e-payment membuat masyarat memiliki minat belanja di lazada

Dampak Penggunaan QRIS Terhadap Kepuasan Konsumen Sebagai Alat Transaksi Purnama Ramadani Silalahi; Khairina Tambunan; Tryana Ramadhany Batubara
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 1 No. 2: Januari 2022
Publisher : CV. Ulil Albab Corp

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The use of payment instruments has made very significant progress. The change is in the form of a digital payment tool that is very helpful and accelerates the payment process and helps reduce physical contact as a form of reducing the spread of the Covid-19 virus which can be attached to paper money as a means of payment. QRIS is the Indonesian Quick Response Code Standard, which is the National QR code standard as a payment medium for QR codes in Indonesia, which was launched by Bank Indonesia. Using one E-Wallet as a means of payment for several merchants such as Link Aja, Gopay, OVO, DANA, ShopeePay and others is very helpful as a means of payment transactions. Where physical to digital payment instruments are easy, effective and efficient, easy to implement and able to integrate with software that uses the InterActive QRIS Open API Platform. This research was conducted based on a quantitative approach with a causal study research method, namely a study conducted to state that the independent variable causes or affects the dependent variable. Data was collected through interviews, observations and distributing questionnaires.

STRATEGI DIGITAL BUSINESS DALAM MENGEMBANGKAN USAHA BAGI WIRAUSAHAWAN MILLENIAL Gita Nurul Fitri Damanik; Anisa Aulia; Purnama Ramadani Silalahi
INTERNATIONAL, Journal of Sharia Business Management Vol 1 No 2 (2022): Desember
Publisher : CV. Barokah Publsiher

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Marketing through digitization media is very influential on young entrepreneurs by utilizing existing social media. In the use of social media such as Instagram, Facebook, WhatsApp, websites, platforms that can be used as brand enhancement, public interest in the products to be marketed, cooperation between entrepreneurs and loyalty. Currently the use of digital technology as an alternative in doing business. The purpose of this research is to find out the use of digital business strategies in developing businesses for millennial entrepreneurs. The method used in this study is a qualitative method using secondary data sourced from books, journals, other supporting scientific articles. This research is a literature study. Based on the results of the study, it was concluded that digital business strategies have an effect on developing businesses that are being run by millennial entrepreneurs. Digital transformation is currently in the spotlight and requires in-depth consideration when responding to developments in information technology. In the millennial era, innovation is needed due to increasingly fierce competition in the business world. Using e-commerce and startup as a business innovation that is able to compete in the globalization era.

ANALISIS PINJAMAN MODAL USAHA PADA SHOPE PAYLATTER MENURUT PERSPEKTIF EKONOMI ISLAM Neng Siska; Maulida Marpaung; Agung Prasektyo; Purnama Ramadani Silalahi
INTERNATIONAL, Journal of Sharia Business Management Vol 1 No 2 (2022): Desember
Publisher : CV. Barokah Publsiher

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With the rapid development of technology, an application for online shopping (marketplace) appears. One of the biggest in Indonesia is the Shopee marketplace. Within the Shopee application there is a payment feature that can be made in installments, known as Spaylater. the author uses an analytical descriptive method to describe how the process of borrowing, payment, and settlement occurs in the event of a delay in payment on paylater practices in the shopee application. Then for data collection methods using literature review and interviews via online. The results of this study are related to the view of Islamic economics, in view of Spaylater that there are conditions from contracts that are not fulfilled in Spaylater. Because in it there is a late fine given by the Spaylater, this late fine is included in usury ignorance. Therefore the practice of spaylater is not allowed in Islam because it contains elements of usury

Co-Authors Agung Prasektyo Aida Lasmi Anisa Aulia Ardhia Meianti Armando Nasution Audina Rizka Zahra Aula Maulida Azizah Mudrikah Dea Putri Amanda Fadia Salsabila Gita Nurul Fitri Damanik Khairina Tambunan Marwan Batubara Maulida Marpaung Neng Siska Putri Ayuni Rendi Prayoga Rifandi Syahputra Rima Rizki Syahputri Soibatul Aslamia Nasution Tryana Ramadhany Batubara Vega Liana

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