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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah El-Mujtama: Jurnal Pengabdian Masyarakat Journal of Vision and Ideas (VISA) Ulil Albab
Purnama Ramadani Silalahi
UIN Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Peningkatan Minat Dalam Penggunaan Kartu Kredit Syariah dengan Pendekatan Kepercayaan, Sikap dan Pendapatan di Kabupaten Labuhanbatu Utara Audina Rizka Zahra; Marwan Batubara; Purnama Ramadani Silalahi; Rendi Prayoga; Dea Putri Amanda
VISA: Journal of Vision and Ideas Vol 1 No 2 (2021): VISA: Journal of Vision and Ideas
Publisher : LPPM IAI Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1442.979 KB) | DOI: 10.47467/visa.v1i2.934

Abstract

In non-cash transactions, Islamic credit cards have become a way of life in modern economic culture. The use of Islamic credit cards has risen and fallen throughout time due to a variety of variables. Trust, attitudes, and income are some of these determinants. The goal of this research was to see how beliefs, attitudes, and income affected interest in using Islamic credit cards. The basic data for this study comes from interviews with 38 participants in North Labuhanbatu Regency who were chosen using a borring sample approach. Multiple linear regression was used to evaluate the data. Each trust, attitude, and income level had a favorable and substantial impact on interest in using a sharia credit card, according to the findings. This study benefits (a) academics by providing proof of concept, and (b) Islamic banks by providing data to assess the factors that impact interest in using a sharia credit card. Keywords: Trust, Attitudes, Income, Islamic Credit Cards
Pentingnya Literasi Keuangan Bagi Masyarakat Agar Tidak Tertipu Investasi Bodong: Studi Kasus Binomo Purnama Ramadani Silalahi; Rima Rizki Syahputri; Rendi Prayoga; Ardhia Meianti
El-Mujtama: Jurnal Pengabdian Masyarakat Vol 2 No 3 (2022): El-Mujtama: Jurnal Pengabdian Masyarakat 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (935.567 KB) | DOI: 10.47467/elmujtama.v2i3.1901

Abstract

Financial literacy is the knowledge, ability, expertise, and belief of a society to manage finances properly and gratefully. Financial literacy is one solution to filter the negative impacts of ICT developments, many financial products/services appear with different patterns, making it increasingly difficult to determine which investments are safe and which are risky. Literacy in finance is important because it is very important. Few Indonesians understand the many financial products and services available, as well as their features and benefits. This research is a literature study, collecting data using secondary data, and literature related to money. Research Topic According to the research, financial literacy is a powerful tool to reduce the victims of investment fraud that is increasingly prevalent in society. Knowledge and education of the general public about finance and financial literacy is very much needed. Keyword : Financial Literacy, Fraudulent Investment
Analisis Penggunaan E - Payment dalam Meningkatkan Minat Belanja Konsumen di Lazada Purnama Ramadani Silalahi; Azizah Mudrikah; Aula Maulida; Fadia Salsabila
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 3 (2022)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (276.558 KB) | DOI: 10.30651/jms.v7i3.14038

Abstract

      Sistem pembayaran ialah unsur penting dalam perekonomian paling utama buat menjamin terlaksananya bisnis pembayaran yang dicoba masyarakat tiap harinya. Dengan memakai bisnis pembayaran non kas terdapat keunggulan ataupun profit yang diserahkan bagus untuk masyarakat, Teknik pengumpulan data dalam penelitian kualitatif adalah dengan melakukan observasi dan  wawancara. Hasil penelitian yang telah dilakukan menunjukkan bahwa pengguna e-payment yang menjadi informan penelitian penulis ini menggunakan e-payment yang beragam. Dari hasil wawancara penulis menyimpulkan dengan adanya e-payment membuat masyarat memiliki minat belanja di lazada
Dampak Penggunaan QRIS Terhadap Kepuasan Konsumen Sebagai Alat Transaksi Purnama Ramadani Silalahi; Khairina Tambunan; Tryana Ramadhany Batubara
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 1 No. 2: Januari 2022
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The use of payment instruments has made very significant progress. The change is in the form of a digital payment tool that is very helpful and accelerates the payment process and helps reduce physical contact as a form of reducing the spread of the Covid-19 virus which can be attached to paper money as a means of payment. QRIS is the Indonesian Quick Response Code Standard, which is the National QR code standard as a payment medium for QR codes in Indonesia, which was launched by Bank Indonesia. Using one E-Wallet as a means of payment for several merchants such as Link Aja, Gopay, OVO, DANA, ShopeePay and others is very helpful as a means of payment transactions. Where physical to digital payment instruments are easy, effective and efficient, easy to implement and able to integrate with software that uses the InterActive QRIS Open API Platform. This research was conducted based on a quantitative approach with a causal study research method, namely a study conducted to state that the independent variable causes or affects the dependent variable. Data was collected through interviews, observations and distributing questionnaires.
Co-Authors Aida Lasmi Ardhia Meianti Armando Nasution Audina Rizka Zahra Aula Maulida Azizah Mudrikah Dea Putri Amanda Fadia Salsabila Khairina Tambunan Marwan Batubara Putri Ayuni Rendi Prayoga Rifandi Syahputra Rima Rizki Syahputri Soibatul Aslamia Nasution Tryana Ramadhany Batubara Vega Liana