Peningkatan Minat Dalam Penggunaan Kartu Kredit Syariah dengan Pendekatan Kepercayaan, Sikap dan Pendapatan di Kabupaten Labuhanbatu Utara

Audina Rizka Zahra (Universitas Islam Negeri Sumatera Utara, Fakultas Ekonomi dan Bisnis Islam, Asuransi Syariah, Jl. William Iskandar Ps. V, Medan Estate, Kec. Percut Sei Tuan, Kabupaten Deli Serdang, Sumatera Utara 20371)
Marwan Batubara (UIN Sumatera Utara)
Purnama Ramadani Silalahi (UIN Sumatera Utara)
Rendi Prayoga (UIN Sumatera Utara)
Dea Putri Amanda (UIN Sumatera Utara)

Journal of Vision and Ideas (VISA)
Vol 1 No 2 (2021): VISA: Journal of Vision and Ideas

In non-cash transactions, Islamic credit cards have become a way of life in modern economic culture. The use of Islamic credit cards has risen and fallen throughout time due to a variety of variables. Trust, attitudes, and income are some of these determinants. The goal of this research was to see how beliefs, attitudes, and income affected interest in using Islamic credit cards. The basic data for this study comes from interviews with 38 participants in North Labuhanbatu Regency who were chosen using a borring sample approach. Multiple linear regression was used to evaluate the data. Each trust, attitude, and income level had a favorable and substantial impact on interest in using a sharia credit card, according to the findings. This study benefits (a) academics by providing proof of concept, and (b) Islamic banks by providing data to assess the factors that impact interest in using a sharia credit card. Keywords: Trust, Attitudes, Income, Islamic Credit Cards