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All Journal JESI (Jurnal Ekonomi Syariah Indonesia) ECOPLAN : JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES Al-Azhar Islamic Law Review Feedforward: Journal of Human Resource Jurnal Pengabdian Kepada Masyarakat Toba: Journal of Tourism, Hospitality, and Destination IHSAN : Jurnal Pendidikan Islam IEFBR: Islamic Economics, Finance, and Banking Review International Journal of Islamic Business and Economics (IJIBEC)
Sri Maulida
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Religion Arts Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Nursing Public Health Social Sciences Veterinary Other

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Urgensi Prinsip Dalam Pengembangan Hukum di Bidang Mu’amalah, Ekonomi, Perbankan, dan Keuangan Syariah Sri Maulida; M. Fahmi al-Amruzi; Ahmadi Hasan
Al-Azhar Islamic Law Review VOLUME 2 NOMOR 2, JULI 2020
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Azhar Gowa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37146/ailrev.v2i2.28

Abstract

Perkembangan industri keuangan, khususunya keuangan syariah secara informal telah dimulai sebelum dikeluarkannya kerangka hukum formal sebagai landasan operasional perbankan syariah di Indonesia. Dengan perkembangan tersebut produk keuangan syariah juga terus berkembang, namun terdapat beberapa kasus produk keuangan syariah tidak sesuai SOP dan peraturan fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI), sedangkan di Indonesia harus melalui persetujusn DSN MUI. Berdasarkan latar belakang diatas maka rumusan masalah dan dan tujuan penulisan terhadap ini adalah untuk membahas mengenai bagaiaman urgensi prinsip dalam mengembangkan ekonomi syariah. Dalam mengembangkan Hukum dalam keuangan syariah ada prinsip yang menjadi pedoman pengembangannya, yaitu prinsip dasar ekonomi Islam dan prinsip Derivatif. Prinsip dasar ekonomi Islam adalah Tauhid (keesaan Tuhan), ‘Adl (keadilan), Nubuwwah (kenabian), Khilafah (pemerintahan), dan Ma’ad (hasil). Sedangkan untuk prinsip Derivatif yaitu, Multitype Ownership (kepemilikan multijenis), Freedom to act (Kebebasan bertindak atau berusaha), dan Social Justice (Keadilan Sosial).
PENGARUH RELIGIUSITAS TERHADAP PERILAKU BERAMAL (CHARITABLE BEHAVIOR) MASYARAKAT KOTA YOGYAKARTA Sri Maulida
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 3, No 1 (2013)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (241.77 KB) | DOI: 10.21927/jesi.2013.3(1).1-16

Abstract

Abstract The aim of this research is to know the effect of religiosity on charitable behavior at the society of Yogyakarta City. The charitable behavior in this research is the concept from Islam paradigm e.g. Zakat, Infak, Sadaqah and Waqf. This research is field research by using a quantitative approach. The population of this research is all people at Yogyakarta City. It used judgment sampling method with a sample of 100 Moslem respondents at Yogyakarta City, and it used simple regression techniques to analyze the data. Variables such as religiosity, intrinsic religiosity, extrinsic religiosity and Islamic doctrine are studied by their potency to influence the charitable behavior at Yogyakarta. Keywords: religiosity, charitable behavior.
Pelatihan Sertifikasi Halal dan Pemasaran Modern untuk Meningkatkan Pendatan Usaha Makanan di Desa Maringgit Sri Maulida; Haifa Lestari; Akhsanul Rahmatullah; Saipudin, Saipudin; Muhammad Saleh
PaKMas: Jurnal Pengabdian Kepada Masyarakat Vol 5 No 1 (2025): Mei 2025
Publisher : Yayasan Pendidikan Penelitian Pengabdian Algero

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54259/pakmas.v5i1.3317

Abstract

The growth of MSMEs has been steadily increasing each year, yet they still face various challenges. One of the sectors contributing the most to the national economy is the food and culinary industry. MSMEs in Maringgit Village sell traditional foods from the Hulu Sungai Tengah region, such as kue cincin, rice cakes, kue apam, kue jabuk, sugar-coated peanuts, and other processed foods. Increasingly fierce competition has made it difficult for them to compete due to limited knowledge of how to increase income and sales. This study focuses on how MSMEs in Maringgit Village can boost their income through halal certification and modern marketing. The lack of information and knowledge has caused business owners to misunderstand regulations governing halal certification. Therefore, outreach and assistance with halal product certification are crucial to help these products enter modern markets. This community service aims to help MSMEs in Maringgit Village overcome these challenges. The assistance in halal certification and modern marketing training is carried out in stages, both online and offline. Success indicators were tested using difference tests. The results of this community service show that the knowledge and income of MSME food producers in Maringgit Village significantly increased after participating in the training. Income increased by 122%, with statistical results showing a significant change with a very strong correlation. Knowledge increased by 60%, with statistical results showing a significant change with a strong correlation.
The Effect of Debt-Based Financing and Equity-Based Financing on Profitability of Islamic Banks in Indonesia Wahyudi, Rofiul; Aulia Arifatu Diniyya; Julia Noermawati Eka Satyarini; Lu’liyatul Mutmainah; Sri Maulida
International Journal of Islamic Business and Economics (IJIBEC) Vol 4 No 2 (2020): Volume 4 Nomor 2 Tahun 2020
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v4i2.2771

Abstract

This study's main objective was to investigate the equity-based financing and debt-based financing on the profitability of Islamic banking in Indonesia. This research was expected to provide contribution to both theoretical and practical dimensions. Based on the theoretical dimension, this study can provide evidence whether equity-based financing and debt-based financing affect profitability of Islamic banking. Meanwhile, based on practical dimension, Islamic banks in Indonesia can determine their extensive profitability and, in turn, the competitiveness of Islamic banks is able to be developed in line or even better than that of conventional banks. The data were analyzed using a panel regression technique with data time series and cross-section. Furthermore, the panel data model was estimated by common effect, fixed effect, and random effect. The result of this study showed that equity-based financing partially did not affect ROE. At the same time, debt-based financing affected ROE of Islamicbanks. Equity-based financing and debt-based financing partially did not affect ROA of Islamic banks. However, The test results of both independent variables, consisting of equity-based financing and debt-based financing, simultaneously had a strong influence on the dependent variable, that is, profitability, as measured by ROA and ROE.
Disiplin Kerja dan Stres Kerja Sebagai Determinan Produktivitas Pegawai: Studi Kasus pada BPJS Ketenagakerjaan Banda Aceh [Work Discipline and Work Stress as Determinants of Employee Productivity: A Case Study on BPJS Ketenagakerjaan Banda Aceh] Nasri Zarman; Banta Karollah; Eliana; Ferdi Nazirun Sijabat; Endra Gunawan; Sri Maulida
Feedforward: Journal of Human Resource Vol. 5 No. 2: September 2025
Publisher : Universitas Pelita Harapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19166/ff.v5i2.10264

Abstract

This study aims to analyze the effect of work discipline and job stress on employee productivity at BPJS Employment Banda Aceh, both partially and simultaneously. The research employed a quantitative survey method, with a population of 33 employees, all of whom were included as the sample using a census (saturated sampling) technique. Data were collected through a Likert-scale questionnaire developed from Robbins & Judge (2019) and Mathis & Jackson (2019), which had been tested for validity and reliability. The data were analyzed using multiple linear regression. The findings reveal that work discipline has a positive and significant effect on employee productivity, indicating that higher discipline leads to greater productivity. Job stress also has a positive and significant effect on productivity, suggesting that moderate stress can serve as eustress that motivates employees to work more effectively, although excessive stress may still reduce performance. Simultaneously, discipline and job stress significantly influence employee productivity, with a determination coefficient of 54.7%. These results imply that the management of BPJS Employment Banda Aceh should strengthen the organizational culture of discipline and maintain job stress at an optimal level through clear work policies and effective stress management programs to sustainably optimize organizational performance. Abstrak Bahasa Indonesia: Penelitian ini bertujuan untuk menganalisis pengaruh kedisiplinan dan stres kerja terhadap produktivitas pegawai pada BPJS Ketenagakerjaan Kota Banda Aceh, baik secara parsial maupun simultan. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei, dengan populasi berjumlah 33 pegawai yang seluruhnya dijadikan sampel penelitian melalui teknik sampling jenuh (census). Data dikumpulkan melalui kuesioner berbasis skala Likert yang dikembangkan dari teori Robbins dan Judge (2019) serta Mathis dan Jackson (2019), dan telah diuji validitas serta reliabilitasnya. Analisis data dilakukan menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa kedisiplinan berpengaruh positif dan signifikan terhadap produktivitas kerja pegawai, sehingga semakin disiplin pegawai, semakin tinggi pula produktivitas yang dicapai. Stres kerja juga berpengaruh positif signifikan terhadap produktivitas kerja, yang mengindikasikan bahwa tingkat stres moderat mampu menjadi pendorong (eustress) bagi pegawai untuk bekerja lebih efektif, meskipun stres berlebihan tetap berpotensi menurunkan kinerja. Secara simultan, kedisiplinan dan stres kerja berpengaruh signifikan terhadap produktivitas pegawai, dengan kontribusi determinasi sebesar 54,7%. Temuan ini memberikan implikasi bahwa manajemen BPJS Ketenagakerjaan Kota Banda Aceh perlu memperkuat budaya disiplin pegawai serta mengelola tingkat stres pada level optimal melalui kebijakan kerja yang jelas dan sistem dukungan manajemen stres, guna mengoptimalkan kinerja organisasi secara berkelanjutan.
Peran Dinas Pariwisata Dalam Meningkatkan City Branding Pada Promosi Wisata Kabupaten Aceh Selatan Sri Maulida; Fazri, Anhar
TOBA: Journal of Tourism, Hospitality, and Destination Vol. 1 No. 2 (2022): May 2022
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (491.742 KB) | DOI: 10.55123/toba.v1i2.366

Abstract

South Aceh Regency, Aceh Province is one area that has a variety of tourist destinations, both marine tourism, mountains, water, culture, religion and a number of other destinations. One of the efforts to improve the image of a tourist destination in an area is through city branding, namely the strategy of a region in making a strong positioning towards their market, in this case tourists, such as positioning a product or service, so that the city can be widely known by the public. . However, the concept of city branding carried out by the South Aceh Tourism Office (Dispar) has not been analyzed sharply and in depth as an illustration and benchmark for tourism promotion in the district. Based on the results of the research that has been carried out, it can be concluded that mapping surveys, competitive analysis, blueprints and implementation are important for building city branding in South Aceh
Peran Zakat Melalui Program Ekonomi dan Pendidikan Terhadap Tingkat Kesejahteraan Mustahik di Banjarmasin Indah Permata Sari; Sri Maulida
Islamic Economics, Finance, and Banking Review Vol. 3 No. 2 (2023): December
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/iefbr.v3i2.10627

Abstract

The main problem in this study is how the role of zakat in economic and educational programs distributed by the South Kalimantan Baznas in the welfare of the mustahik in the city of Banjarmasin. The purpose of this study was to determine the role of zakat in economic and educational programs distributed by the South Kalimantan Baznas in the welfare of the mustahik in the city of Banjarmasin. The type of research used is descriptive qualitative research with field research. The data analysis technique went through three stages, namely data reduction, data presentation, and drawing conclusions. The results in the field show that changing the zakat orientation such as productive orientation is proven to be able to gradually and sustainably improve the community's economy by sticking to sharia rules, and mustahik still feel helped by the existence of the education zakat which is where they should bear all educational needs, all of this will have a positive effect on socio-economic stability and education in Indonesia.
Kesiapan Transformasi Digital dalam Pembelajaran Pendidikan Agama Islam: Analisis Kebutuhan Guru terhadap Perencanaan Pembelajaran dan Materi Ajar Ria Sunnisak; Maya Safitri; Sri Maulida
IHSAN : Jurnal Pendidikan Islam Vol. 4 No. 3 (2026): 2026
Publisher : Yayasan pendidikan dzurriyatul Quran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61104/ihsan.v4i3.7586

Abstract

Perkembangan teknologi digital telah membawa perubahan signifikan dalam dunia pendidikan, termasuk pada pembelajaran Pendidikan Agama Islam (PAI). Namun, integrasi teknologi digital dalam perencanaan pembelajaran dan pengembangan materi ajar masih menjadi tantangan bagi banyak guru. Penelitian ini bertujuan untuk menganalisis kebutuhan perencanaan pembelajaran dan materi ajar Pendidikan Agama Islam di era digital. Penelitian menggunakan pendekatan mixed methods dengan desain sequential explanatory. Data kuantitatif dikumpulkan melalui penyebaran angket kepada guru Pendidikan Agama Islam, sedangkan data kualitatif diperoleh melalui wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa kebutuhan terhadap perencanaan pembelajaran dan materi ajar berbasis digital berada pada kategori tinggi. Guru memiliki kebutuhan yang tinggi terhadap pengembangan modul ajar digital (87,5%), media pembelajaran interaktif (84,2%), video pembelajaran (89,3%), serta peningkatan kompetensi digital (91,4%). Penelitian juga menemukan berbagai kendala, antara lain keterbatasan kompetensi digital guru, kurangnya pelatihan teknologi pendidikan, keterbatasan fasilitas pendukung, keterbatasan waktu pengembangan media, dan kualitas jaringan internet. Temuan ini menunjukkan bahwa penguatan kompetensi digital guru dan pengembangan perangkat pembelajaran berbasis teknologi menjadi kebutuhan utama dalam mendukung efektivitas pembelajaran PAI. Oleh karena itu, diperlukan dukungan kelembagaan yang berkelanjutan, program pengembangan profesional guru, dan inovasi sumber belajar digital untuk meningkatkan kualitas pembelajaran Pendidikan Agama Islam di era digital.
Analisis Pengaruh dan Kesesuaian Arah Penyaluran Kredit terhadap Sektor Ekonomi Potensial di Kalimantan Selatan Abdul Aziz; Saipudin S; Syahrituah Siregar; Sri Maulida
Ecoplan Vol 9 No 1 (2026)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Lambung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/ecoplan.v9i1.1251

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh penyaluran kredit perbankan terhadap kinerja sektoral serta menilai kesesuaian arah penyaluran kredit terhadap sektor-sektor ekonomi potensial di Kalimantan Selatan. Metode yang digunakan mencakup Regresi Linier Berganda untuk menganalisis pengaruh kredit sektoral terhadap Produk Domestik Regional Bruto (PDRB), serta analisis Location Quotient (LQ), Shift Share Analysis (SSA), dan Matriks Overlay untuk mengidentifikasi sektor unggulan dan menilai kesesuaian alokasi kredit. Penelitian ini menggunakan data kuartalan tahun 2015 s.d. 2024 yang mencakup data PDRB, kredit sektoral, dan Non-Performing Loan (NPL) untuk analisis Regresi Linier Berganda. Adapun, analisis LQ dan SSA menggunakan data tahun 2015 dan 2024. Hasil analisis menunjukkan bahwa secara simultan kredit sektoral berpengaruh positif signikan terhadap PDRB. Namun, kesesuaian antara arah penyaluran kredit dan sektor potensial hanya terdapat pada sektor Pertanian, Kehutanan, dan Perikanan; Transportasi, Pergudangan dan Komunikasi; Penyediaan Akomodasi dan Makan Minum; serta Jasa Kesehatan dan Kegiatan Sosial. Sementara itu, sektor-sektor lainnya mengalami kondisi underfunded atau oversupply dalam alokasi kredit. Temuan ini memberikan implikasi penting bagi perumusan kebijakan intermediasi perbankan yang lebih strategis dan tepat sasaran. Rekomendasi diberikan kepada pemerintah daerah dan lembaga keuangan agar penyaluran kredit diarahkan secara strategis kepada sektor-sektor unggulan lokal guna mendukung pembangunan ekonomi daerah yang berkelanjutan dan berbasis potensi sektoral.
Co-Authors Abdul Aziz Ahmadi Hasan Akhsanul Rahmatullah Anhar Fazri Aulia Arifatu Diniyya Banta Karollah Eliana Endra Gunawan Ferdi Nazirun Sijabat Haifa Lestari Indah Permata Sari Julia Noermawati Eka Satyarini Lu'liyatul Mutmainah M. Fahmi al-Amruzi Maya Safitri Muhammad Saleh nasri zarman Ria Sunnisak Saipudin S Saipudin, Saipudin Syahrituah Siregar Wahyudi, Rofiul