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The Influence Of Financial Literacy On The Financial Performance Of Small Businesses In Makassar City Windi Citra; Sultan Sarda; Nasrullah, Nasrullah
International Journal of Economic Research and Financial Accounting Vol 2 No 4 (2024): IJERFA JULY 2024
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v2i4.190

Abstract

Windi Citra, 2024. The Influence of Financial Literacy on the Financial Performance of Small Businesses in Makassar City. Thesis. Department of Management, Faculty of Economics and Business, Muhammadiyah University of Makassar. Supervised by Sultan Sarda and Nasrullah. This research aims to determine the effect of financial literacy on the financial performance of small businesses in the city of Makassar. The population in this research is all small businesses recorded in the Makassar City Cooperatives and SMEs Department in 2022, namely 136 businesses. The type of data used in this research is quantitative data obtained from questionnaires distributed to 58 samples related to the problem being researched. Data were analyzed using a simple regression analysis method with the help of SPSS data processing to prove the hypothesis. The t test shows that the t-count > t-table value is 6.681 > 1.6725. Meanwhile, the significance value of the financial literacy variable is 0.000 <0.05. So it can be concluded that financial literacy has a positive and significant effect on business financial performance. The better the level of financial literacy of business actors, the better the resulting performance will be.
Analysis Of Financial Planning On The Sustainability Of Msme Businesses Rahmi, Rahmi; Sultan Sarda; Masrullah, Masrullah
International Journal of Economic Research and Financial Accounting Vol 2 No 4 (2024): IJERFA JULY 2024
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v2i4.197

Abstract

The purpose of this study is a type of quantitative research with the aim of determining the influence of financial planning in maintaining the sustainability of the MSME business in Makassar City. This sampling uses random sampling techniques from MSME actors in Makassar City who meet the criteria we determine. The type of data used in this study is quantitative data obtained from questionnaires that are shared and have a relationship with the problem under study. Data collection was carried out by observation, interviews and distribution of questionnaires. In this study, the data axis used in data collection includes primary data and secondary data. The research instrument used in this study is the Likert scale. Based on the results of data research using statistical calculations through the Statistical Package for the Social Science (SPSS) version 22 application regarding the influence of financial planning in maintaining the business continuity of MSMEs in Makassar City, the author draws a conclusion that financial planning has a positive and significant influence on business continuity. Good financial planning will influence MSME players in running their businesses and opening new branches.
The Effect of Production and Sales Costs on Net Profit of Micro, Small and Medium Business in Bulukumba District (Case Study of Marning Corn Production MSMEs) Nasrullah; Andi Rustam; Sultan Sarda; Mutmainna; Irpan
IECON: International Economics and Business Conference Vol. 1 No. 2 (2023): International Conference on Economics and Business (IECON-1)
Publisher : www.amertainstitute.com

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The analysis techniques in this study are validity test, reliability test, classic assumption test, multiple linear regression analysis test and hypothesis testing through determination test and t (partial) test. The results of this study indicate that partially Production Costs have a positive and significant effect on Net Income (Study on Micro, Small and Medium Enterprises Cases in Bulukumba Regency) as indicated by a calculated T value of 3.498 > Table T value of 2.04523 and a significance value of 0.002 < 0. 05. Sales have a positive and significant effect on net income (Study on Micro, Small and Medium Enterprises in Bulukumba Regency) as indicated by a calculated T value of 2.692 > Table T value of 2.04523 and a significance value of 0.012 < 0.05.