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All Journal Diponegoro Journal of Accounting DERIVATIF Jurnal Akuntansi dan Pajak Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Jurnal Analisis Bisnis Ekonomi EQIEN - JURNAL EKONOMI DAN BISNIS FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN Aktiva : Jurnal Akuntansi dan Investasi Penentuan harga obligasi dan teori tingkat bunga JEMMA | Journal of Economic, Management and Accounting FINANCIAL : JURNAL AKUNTANSI Jurnal Ilmiah Edunomika (JIE) JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN The Indonesian Journal of Accounting Research Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Literatus Al-Mal:Jurnal Akuntansi dan Keuangan Islam Shafin: Sharia Finance and Accounting Journal Jurnal Bingkai Ekonomi (JBE) Mutanaqishah: Journal of Islamic Banking Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Journal Economic Excellence Ibnu Sina Jurnal Akuntansi dan Keuangan Islam (JAKIs) Santri : Jurnal Ekonomi dan Keuangan Islam Talent: Journal of Economics and Business Jurnal Ekonomi, Manajemen, Akuntansi PESHUM BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Jurnal Analisis Bisnis Ekonomi
Rahmat Fajar Ramdani
Universitas Islam Negeri Raden Intan Lampung
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Nursing Social Sciences Other

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PENGARUH PERSAINGAN EKONOMI POLITIK, BELANJA DAERAH DAN LAJU PERTUMBUHAN PENDUDUK TERHADAP TINGKAT KEMISKINAN DI INDONESIA DALAM PERSPEKTIF EKONOMI ISLAM Fatimah Shobiyatun Rosayanti; Siska Yuli Anita; Rahmat Fajar Ramdani
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 10 No 1 (2026): Edisi Januari - April 2026
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v10i1.7232

Abstract

Isu kemiskinan yang tinggi dan tidak merata di 34 provinsi Indonesia menjadi fenomena sentral dalam penelitian ini, mengingat kemiskinan merupakan masalah multidimensi yang secara fundamental menghambat pemenuhan kebutuhan dasar masyarakat. Penelitian ini bertujuan untuk menganalisis pengaruh Persaingan Ekonomi Politik, Belanja Daerah, dan Laju Pertumbuhan Penduduk, terhadap Tingkat Kemiskinan di Indonesia dalam Perspektif Ekonomi Islam. Jenis penelitian ini menggunakan pendekatan kuantitatif dengan metode analisis data panel model Fixed Effect Model (FEM), dengan menggunakan perangkat lunak eviews 13. Hasil penelitian secara simultan menunjukkan bahwa variabel persaingan ekonomi politik, belanja daerah dan laju pertumbuhan penduduk secara bersama-sama mempengaruhi tingkat kemiskinan di Indonesia. Sedangkan secara parsial variabel persaingan ekonomi politik berpengaruh negatif dan signifikan, sementara belanja daerah berpengaruh negatif namun tidak signifikan dan laju pertumbuhan penduduk berpengaruh positif tidak signifikan terhadap tingkat kemiskinan di Indonesia. Penelitian ini menunjukkan pentingnya persaingan ekonomi politik yang sehat dan transparan untuk meningkatkan kualitas Belanja Daerah yang fokus pada pemberdayaan demi mencapai tujuan maqasid syariah.
Apakah Penggabungan Usaha Badan Usaha Milik Negara (BUMN) Konstruksi di Indonesia Akan Efektif ? Rahmat Fajar Ramdani
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 2: Januari 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i2.6744

Abstract

Kondisi keuangan yang tidak sehat pada tujuh BUMN Konstruksi di Indonesia mendorong pemerintah, melalui Kementerian BUMN, untuk melaksanakan penggabungan usaha. Penelitian ini bertujuan untuk menganalisis dampak penggabungan usaha terhadap tujuh BUMN Konstruksi di Indonesia dengan mengacu pada teori sinergi. Penelitian ini merupakan studi pustaka yang memanfaatkan hasil-hasil penelitian sebelumnya untuk memperkuat analisis mengenai dampak penggabungan usaha berdasarkan teori sinergi. Berdasarkan analisis pustaka, penggabungan usaha tujuh BUMN diperkirakan dapat meningkatkan profitabilitas serta memperbaiki kondisi keuangan perusahaan, karena penggabungan ini dapat meningkatkan efisiensi, kekuatan pasar, dan memperkuat stabilitas keuangan PerusahaanKeywords: Penggabungan Usaha, Sinergi, BUMN, Kinerja Keuangan
THE EFFECT OF INFLATION, INTEREST RATES, AND GROSS DOMESTIC PRODUCT ON THE RUPIAH EXCHANGE RATE IN INDONESIA IN THE PERSPECTIVE OF ISLAMIC ECONOMICS FOR THE PERIOD 2015-2024 Ahmad Zaki Alhafidz; Rahmat Fajar Ramdani; Diah Mukminatul Hasimi
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 15 No. 2 (2026): Jurnal Maneksi (Management Ekonomi Dan Akuntansi)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v15i2.3682

Abstract

Introduction: The stability of the rupiah exchange rate is essential to the Indonesian economy, especially amid intense global dynamics between 2015 and 2024. This period is marked by fluctuations in commodity prices and geopolitical uncertainty. This study aims to analyse the influence of Inflation, Interest Rates, and Gross Domestic Product (GDP) on the Rupiah Exchange Rate and to interpret these findings from the perspective of Islamic economics, which emphasises real stability and justice. The research method uses a quantitative approach, using secondary quarterly data.Methods: The analysis was conducted in EViews 12, employing panel data regression with the Fixed Effects Model (FEM) following panel model selection testing. The dependent variable is the rupiah exchange rate, while the independent variable includes inflation, interest rates, and GDP. Result: Data is obtained from official publications of Bank Indonesia and the Central Statistics Agency. The results of the study show that inflation has a positive but insignificant effect on the rupiah exchange rate. Meanwhile, interest rates have a positive and significant effect, meaning that interest rate hikes encourage rupiah appreciation through inflows of foreign capital. GDP also has a positive and significant effect, indicating that real economic growth strengthens the rupiah exchange rate. From an Islamic economic perspective, these findings are in line with the concept that the strength of currency value is sustained by real economic activity, stable monetary policy, and the avoidance of speculative practices. The stability of the rupiah exchange rate during the study period was primarily influenced by fundamental variables such as interest rates and GDP, whereas inflation had no significant effect. This shows that stable real and monetary sector-based economic policies align with Islamic economic principles in maintaining the currency's value. Keywords: GDP, Inflation, Interest Rate, Islamic Economy, Rupiah Exchange Rate
Service Quality and Customer Loyalty in Islamic Banking: A Systematic Literature Review of the Mediating Role of Customer Satisfaction Rena Gusmaniar; Muhammad Iqbal Fasa; Hanif Hanif; Moh. Mukri; Rahmat Fajar Ramdani
Talent: Journal of Economics and Business Vol. 4 No. 02 (2026): June 2026
Publisher : Lentera Ilmu Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59422/jeb.v4i02.1309

Abstract

Customer loyalty remains a critical challenge for Islamic banks in an increasingly competitive and digitalized financial environment. Although service quality has been widely recognized as an important determinant of customer loyalty, previous studies have reported inconsistent findings regarding the direct relationship between service quality and customer loyalty. Therefore, this study aims to systematically review the existing literature on the relationship between service quality and customer loyalty in Islamic banking, with particular emphasis on the mediating role of customer satisfaction. This study employs a Systematic Literature Review approach by examining relevant international journal articles published between 2015 and 2025. The literature was identified from major academic databases, including Google Scholar, Scopus, Web of Science, Emerald Insight, and ScienceDirect, and selected based on predetermined inclusion and exclusion criteria. The selection process focused on studies discussing service quality, customer satisfaction, customer loyalty, and mediation in the context of Islamic banking. The findings indicate that service quality consistently has a positive influence on customer satisfaction, while customer satisfaction significantly contributes to customer loyalty. The review further reveals that customer satisfaction serves as the primary mechanism through which service quality affects customer loyalty. In addition, recent evidence highlights the growing importance of digital service quality and Sharia compliance in shaping customer satisfaction and loyalty. This study concludes that improving service quality alone is insufficient to strengthen customer loyalty unless it generates customer satisfaction. Therefore, Islamic banks should prioritize customer satisfaction as a strategic objective to build sustainable customer loyalty and maintain long-term competitiveness.
Pengaruh discretionary accrual terhadap earnings management: Studi pada perusahaan otomotif yang terdaftar di bursa efek indonesia periode 2012 – 2016 Ersi Sisdianto; Rahmat Fajar Ramdani; Ainul Fitri
Jurnal Akuntansi, Keuangan, dan Manajemen Vol 1 No 1 (2019): Desember
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jakman.v1i1.4

Abstract

Purpose: This study aims to provide an overview of the effect of discretionary accruals on earnings management. Research methodology: The research uses quantitative methods that take secondary data from annual financial statements. Results: The results show that discretionary accruals have a positive and significant effect on earnings management in the automotive and component sector manufacturing companies listed on the Indonesia Stock Exchange in 2012-2016. Limitation: This study only discusses how much influence of discretionary accruals on earnings management. Also, the number of samples and populations are less than 100 samples. Thus, it is possible for further research to conduct similar research with more samples. Contribution: This research provides new literature related to the effect of discretionary accruals on earnings management. Keywords: Discretionary accrual, Non discretionary accrual earnings management, Profit reporting
Co-Authors A. Zuliansyah Abdullah Hasan, M Hadi Alamsyah Ahmad Zaki Alhafidz Ainul Fitri Any Eliza Celly Novita Darmayanti, Elmira Febri Diah Mukminatul Hasimi Dimas Pratomo Dinda Fali Rifan Ersi Sisdianto Evi Ekawati Fatimah Shobiyatun Rosayanti Firginia Amanda Hanif Hanif Lelawati, Nina Mei Popy Gayatri Moh. Mukri Muhammad Iqbal Fasa Muhammad Kurniawan Muhammad Kurniawan Nani Septiana Nina Lelawati Novita Lela Sari Peftiani, Widia Pratomo, Dimas Rena Gusmaniar Sindi Okvaniar Siska Yuli Anita Vira Choiroel Nisa Vira Choiroel Nisa Wahyu Iryana Wiwit Putri Utami Zulaikha Zulaikha