Article Per Year (5 Year)
p-Index From 2020 - 2025
1.503
P-Index
This Author published in this journals
All Journal Jurnal Tabarru': Islamic Banking and Finance Amwaluna Jurnal Ekonomi dan Keuangan Syariah Coopetition : Jurnal Ilmiah Manajemen Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Batulis Civil Law Review Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management
Siti Nurhayati
Institut Manajemen Koperasi Indonesia
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 10 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 10 Documents
Search

 1 
Problematika Pengembangan Wakaf Uang Melalui Koperasi Syariah di Era 4.0 Inne Risnaningsih; Siti Nurhayati
Jurnal Co Management Vol. 3 No. 1 (2020): Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management
Publisher : IKOPIN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (105.63 KB) | DOI: 10.32670/comanagement.v3i1.191

Abstract

Research was conducted to elaborate the development problematics through sharia cooperative as the Sharia financial institution of Waqf money (LKS PWU) in the 4.0 era. The potential waqf of money is not yet rolled out and the maximum benefit is so that waqf of money has not been able to contribute significantly to national development. This research is a qualitative research (qualitative research) that is descriptive normative that is the depiction of the true state based on data obtained either through literature studies and field studies associated with existing laws and regulations. The results concluded that the existence of sharia cooperative in its role as LKS PWU is indeed quite well established with the support of existing legislation with the record of continuing the Repair process (Amendment) to support the development of waqf productivity. However, at the level of practice, it turns out that the authority is not fully usable, so mathematically the potential of waqf money so large has not been maximally absorbed by the LKS PWU on sharia banking institutions and sharia cooperatives where the level of literacy and community inclusion regarding Waqf money is very low plus the preference of community in choosing Sharia cooperative as LKS PWU is also very low so it takes integrated effort involving all stakeholders in raising these three qualifications and The Waqf law to better accommodate the role of LKS PWU including sharia cooperative in bridging the community to Waqf.
URGENSI KUALITAS SUMBER DAYA MANUSIA DALAM PENYALURAN PEMBIAYAAN MUDHARABAH PADA BMT Inne Risnaningsih; Nurjamil Nurjamil; Dadi Nurpadi; Siti Nurhayati; Dewi Mulyani
Jurnal Co Management Vol. 3 No. 2 (2020): Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management
Publisher : IKOPIN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (187.363 KB) | DOI: 10.32670/comanagement.v3i2.430

Abstract

Pada dasarnya pembiayaan Mudharabah dirancang sebagai suatu sistem bagi hasil dan prinsip operasional Lembaga Keuangan Syari’ah, namun pada praktiknya penyaluran pembiayaan Mudharabah masih rendah. Hal ini terjadi pada BMT yang menyalurkan pembiayaan Mudharabah hanya 2% sehingga pembiayaan Mudharabah menjadi pembiayaan yang paling rendah penyalurannya dibandingkan dengan pembiayaan yang lain. Penelitian ini dilakukan untuk mendeskripsikan faktor-faktor rendahnya penyaluran pembiayaan Mudharabah pada BMT. Hasil penelitian ini menunjukan terdapat dua faktor yang memengaruhi rendahnya penyaluran pembiayaan Mudharabah pada BMT yaitu faktor internal dan faktor eksternal. Dari ke dua faktor tersebut peneliti menyimpulkan bahwa satu faktor utama yang memengaruhi rendahnya penyaluran pembiayaan Mudharabah ialah faktor internal yaitu karena kualitas sumber daya manusia sebagai pelaku pembiayaan Mudharabah.
MENAKAR PELUANG DAN TANTANGAN PENYELESAIAN SENGKETA BISNIS FINTECH SYARIAH MELALUI LAPS Siti Nurhayati; Nurjamil; Muhammad Haris Fadhillah
Jurnal Tabarru': Islamic Banking and Finance Vol. 5 No. 1 (2022): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2022.vol5(1).8857

Abstract

Penelitian ini dilakukan untuk menguraikan peluang dan tantangan penyelesaain sengketa bisnis fintech melalui Lembaga Alternatif Penyelesaian Sengketa (LAPS) di Indonesia. Metode penelitian yang digunakan dalam penelitian ini pendekatan legal research dan pendekatan kualitatif yaitu dengan mengkaji sumber data primer dan sekunder terkait peraturan-peraturan tentang penyelesaian sengketa bisnis di Indonesia. Hasil penelitian menunjukan fintech berperan dalam mendorong perkembangan ekonomi masyarakat khususnya sebagai alternatif pembiayaan. LAPS berperan sebagai solusi penyelesaian sengketa para pelaku bisnis di Indonesia lembaga ini dipilih karena lebih efektif dan efisien, putusan bersifat final dan binding yang bertolak belakang dengan jalur litigasi yang terkesan memakan waktu dan biaya yang mahal. Peluang LAPS sangat besar mengungat maraknya bisnis dan pembayaran berbasis digital yang masih menyisakan banyak masalah hukum sementara LAPS khsusus fintech belum tersedia dimana LAPS menyediakan layanan yang sejalan dengan bisnis digital; penyelesaiannya yang bersifat win-win solution, yang sesuai dengan karakter dunia usaha, yang wajib mengelola resiko, termasuk resiko reputasi, resiko operasional dan resiko hukum. Sedangkan tantangan yang dihadapi LAPS pada fintech antara lain : Dualisme alternatif penyelesaian sengketa fintech bisa melalui LAPS dan bisa juga melalui Badan Penyelesaian Sengketa Konsumen (BPSK); Terbatasnya infrastruktur hukum jumlah transaksi fintech yang terus meningkat sejalan dengan potensi sengketa yangakan terjadi; Ketersediaan mediator dan arbiter LAPS sektor jasa keuangan.
Pengelolaan Wakaf Uang Melalui Aplikasi Fintech Pada Koperasi Syariah Di Kota Bandung Nurjamil; Siti Nurhayati
Coopetition : Jurnal Ilmiah Manajemen Vol. 12 No. 2 (2021): Coopetition: Jurnal Ilmiah Manajemen
Publisher : Program Studi Magister Manajemen, Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/coopetition.v12i2.435

Abstract

This study aims at providing an insight into the legal status of waqf through application in fintech pursuant to Law No41 of 2004 and Law no 11 of 2008 on Information and electronic transactions, a form of nadzir responsibility for managing waqf assets through fintech applications and then seeking a model for the economic empowerment of individuals through through the use of fintech applications. The method employed in this study is a method of regulation, referring to qualitative legal research. The results found that the application of fintech applications in the management of cash waqf is not specifically governed by Waqf or ITE Law, but still permitted as long as the applicable law is not in contravention. In the management of waqf nazhir, the management of waqf properties shall be responsible and legal proceedings can be taken in the event that waqf property is lost due to negligence. In collaboration with Bandung's city of fintech companies, the sharia cooperative registered as Nazhir waqf cash is owned only by KSPPS BMT ITQAN where, in the form of SME finance for members based on waqf funds, the model of waqf management is used through the Rumah Pembiayaan Majelis (RPM) empowerment program, based on a fintech application called itQanmobile and kitawakaf.com, a social crowdfunding platform fintech
Model Pemberdayaan Ekonomi Masyarakat Miskin Melalui Akses Pembiayaan Bank Wakaf Mikro Berbasis Pesantren: (STUDI KASUS LKM SYARIAH RANAH INDAH DARUSSALAM CIAMIS) Siti Nurhayati; Nurjamil
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 1 No. 1 (2019): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v1i1.37

Abstract

This research was conducted to find out the model of empowerment of the poor through a pesantren-based Micro-Wakaf Bank (BWM) financing scheme in Islamic Microfinance Institutions (LKMS) Ranah Indah Darussalam Ciamis. The existence of BWM in the Indonesian legal system is under three different legal protections, namely Law Number 25 of 1992 concerning Cooperatives, Law Number 1 of 2013 concerning Microfinance Institutions and POJK No. 12 / POJK. 5/2014 concerning Business Licensing and Institutions of Microfinance Institutions. The empowerment model carried out by BWM Ranah Indah Darussalam in the form of financing business capital using the Al-Qardh contract by prioritizing education (tauhid, discipline, tepo sliro) and mentoring (business and management development).
Measuring Opportunities and Challenges in Dispute Resolution of Fintech Sharia Business Through LAPS Siti Nurhayati; Nurjamil Nurjamil; Muhammad Haris Fadhillah
Batulis Civil Law Review Vol 3, No 1 (2022): VOLUME 3 NOMOR 1, MEI 2022
Publisher : Fakultas Hukum Universitas Pattimura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47268/ballrev.v3i1.929

Abstract

This research was conducted to outline the opportunities and challenges of resolving fintech business disputes through the Alternative Dispute Resolution Institute (LAPS) in Indonesia. The research method used in this research is a legal reasearch approach and qualitative approach that is to review primary and secondary data sources related to regulations on business dispute resolution in Indonesia. The results show that fintech plays a role in encouraging the economic development of the community, especially as an alternative to financing. LAPS serves as a solution to dispute resolution of business people in Indonesia this institution was chosen because it is more effective and efficient, the verdict is final and binding that is contrary to litigation lines that seem time-consuming and expensive costs. LAPS opportunities are very large for the rise of digital-based businesses and payments that still leave many legal problems while LAPS khsusus fintech is not yet available where LAPS provides services that are in line with digital business; the settlement is a win-win solution, which is in accordance with the character of the business world, which is obliged to manage risks, including reputational risk, operational risk and legal risk. While the challenges faced by LAPS in fintech include: Dualism alternative fintech dispute resolution can be through LAPS and can also through the Consumer Dispute Resolution Agency (BPSK); Limited Legal Infrastructure The number of fintech transactions that continue to increase in line with the potential for disputes that will occur; Availability of Mediators and Arbitrators of LAPS Financial Services Sector.
POLITIK HUKUM ISLAM KULTURAL DALAM PERATURAN TENTANG KOPERASI SYARIAH DI INDONESIA Nurjamil Nurjamil; Siti Nurhayati
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 3, No 2 (2019)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (312.494 KB) | DOI: 10.29313/amwaluna.v3i2.4807

Abstract

Penelitian ini dilakukan untuk mengelaborasi ajaran Islam kulutral dan pengaruhnya dalam membentuk corak politik hukum Islam di Indonesia serta menentukan arah kebijakan politik hukum Islam di Indonesia dihubungkan dengan diberlakukannya Peraturan Perundang-undangan tentang Koperasi Syariah. Penelitian yang dilakukan merupakan penelitian deskriptif analitis dengan pendekatan yuridis normatif. Data diperoleh dari penelitian kepustakaan (library research) selanjutnya dianalisis secara kualitatif dan disimpulkan bahwa ajaran Islam kulutral mempunyai pengaruh yang sangat besar dalam memberi bentuk corak politik hukum Islam di Indonesia yang bersifat heterogen akan tetapi ajaran Islam kultural tidak terlihat begitu kental dalam Undang-Undang Koperasi, justru nilai-nilai Islam diterapkan dalam peraturan-peraturan yang sifatnya lebih rendah dan teknis, yakni peraturan menteri dan fatwa Dewan Syariah Nasional-MUI.
Problematika Pengembangan Wakaf Uang Melalui Koperasi Syariah di Era 4.0 Inne Risnaningsih; Siti Nurhayati
Jurnal Co Management Vol. 3 No. 1 (2020): Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management
Publisher : IKOPIN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/comanagement.v3i1.191

Abstract

Research was conducted to elaborate the development problematics through sharia cooperative as the Sharia financial institution of Waqf money (LKS PWU) in the 4.0 era. The potential waqf of money is not yet rolled out and the maximum benefit is so that waqf of money has not been able to contribute significantly to national development. This research is a qualitative research (qualitative research) that is descriptive normative that is the depiction of the true state based on data obtained either through literature studies and field studies associated with existing laws and regulations. The results concluded that the existence of sharia cooperative in its role as LKS PWU is indeed quite well established with the support of existing legislation with the record of continuing the Repair process (Amendment) to support the development of waqf productivity. However, at the level of practice, it turns out that the authority is not fully usable, so mathematically the potential of waqf money so large has not been maximally absorbed by the LKS PWU on sharia banking institutions and sharia cooperatives where the level of literacy and community inclusion regarding Waqf money is very low plus the preference of community in choosing Sharia cooperative as LKS PWU is also very low so it takes integrated effort involving all stakeholders in raising these three qualifications and The Waqf law to better accommodate the role of LKS PWU including sharia cooperative in bridging the community to Waqf.
URGENSI KUALITAS SUMBER DAYA MANUSIA DALAM PENYALURAN PEMBIAYAAN MUDHARABAH PADA BMT Inne Risnaningsih; Nurjamil Nurjamil; Dadi Nurpadi; Siti Nurhayati; Dewi Mulyani
Jurnal Co Management Vol. 3 No. 2 (2020): Jurnal Ilmiah Manajemen dan Ilmu Sosial : Co-Management
Publisher : IKOPIN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/comanagement.v3i2.430

Abstract

Pada dasarnya pembiayaan Mudharabah dirancang sebagai suatu sistem bagi hasil dan prinsip operasional Lembaga Keuangan Syari’ah, namun pada praktiknya penyaluran pembiayaan Mudharabah masih rendah. Hal ini terjadi pada BMT yang menyalurkan pembiayaan Mudharabah hanya 2% sehingga pembiayaan Mudharabah menjadi pembiayaan yang paling rendah penyalurannya dibandingkan dengan pembiayaan yang lain. Penelitian ini dilakukan untuk mendeskripsikan faktor-faktor rendahnya penyaluran pembiayaan Mudharabah pada BMT. Hasil penelitian ini menunjukan terdapat dua faktor yang memengaruhi rendahnya penyaluran pembiayaan Mudharabah pada BMT yaitu faktor internal dan faktor eksternal. Dari ke dua faktor tersebut peneliti menyimpulkan bahwa satu faktor utama yang memengaruhi rendahnya penyaluran pembiayaan Mudharabah ialah faktor internal yaitu karena kualitas sumber daya manusia sebagai pelaku pembiayaan Mudharabah.
IMPLEMENTASI NORMA HUKUM EKONOMI SYARIAH PADA PEMBIAYAAN AKAD MUDHARABAH DI BAITUL MAAL WATTAMWIL Nurhayati, Siti; Nurjamil
Jurnal Tabarru': Islamic Banking and Finance Vol. 7 No. 2 (2024): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2024.vol7(2).21046

Abstract

Penelitian ini bertujuan untuk mengevaluasi implementasi Fatwa DSN MUI No. 07/DSN-MUI/IV/2000 mengenai Pembiayaan Mudharabah di Baitul Maal Wattamwil. Metode penelitian yang digunakan adalah studi kasus dengan analisis deskriptif kualitatif berdasarkan data observasi, wawancara, dan studi kepustakaan. Hasil penelitian menunjukkan bahwa pembiayaan mudharabah merupakan kerjasama di mana shahibul maal menyediakan seluruh modal dan mudharib mengelola usaha dengan pembagian keuntungan yang disepakati. Ada 10 poin norma dalam fatwa tersebut, antara lain pembiayaan sepenuhnya dari LKS, ketentuan pengelolaan dan pembagian keuntungan berdasarkan kesepakatan, serta kewajiban dan hak dari kedua belah pihak. Hasil penelitian menunjukkan bahwa implementasi fatwa umumnya sudah dilakukan dengan baik, kecuali dalam hal penanganan kerugian, di mana BMT belum sepenuhnya menanggung kerugian yang dialami mudharib.
Co-Authors Dadi Nurpadi Dewi Mulyani Inne Risnaningsih Muhammad Haris Fadhillah Nurjamil