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All Journal Aghniya: Jurnal Ekonomi Islam Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah International Review of Practical Innovation, Technology and Green Energy (IRPITAGE)
Rangga Salam
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Religion Humanities Economics, Econometrics & Finance Energy Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analisis Faktor-Faktor Yang Menentukan Preferensi Masyarakat Kota Medan Terhadap Pembayaran Non Tunai. Rangga Salam
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 1 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i1.5849

Abstract

This study aims to determine whether the Efficiency, Obligation, Security, Convenience and Discount affect people's preferences for non-cash payments in Medan City. This type of research is quantitative analysis, this research is the result of data collection which is analyzed in order to get a clear picture of the object under study in the city of Medan which includes workers ranging from employees, business actors as well as students as well as people who are considered related in this study. The choice of this location is related to researchers who are domiciled in the area around Medan. Of the five variables that have the greatest influence is the security variable with Beta Coefficient of 0.442, therefore all relevant stakeholders should be more active in introducing the value value of non-cash payments in order to increase public confidence in making non-cash payment transactions so that the economy of the sector finance in the city of Medan is increasing.
PERAN PERBANKAN SYARIAH DALAM MENINGKATKAN STABILITAS EKONOMI NASIONAL Rangga Salam; Yurmaini; Dewi Sundari; Erliyanti
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 6 No 2 (2025): Januari
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.vi.54696

Abstract

ABSTRACT The purpose of this study is to explain how the development of Islamic banking in Indonesia. This study uses a qualitative research method based on library research. The results of this study are that the initiative to establish Islamic banks in Indonesia began in 1990 by the Indonesian Ulema Council, which was realized with the establishment of Bank Muamalat Indonesia on November 1, 1991. The initial development of Islamic banking in the national banking system was responded to quickly by the government with the enactment of Law Number 7 of 1992 concerning Banking, which was later amended by Law Number 10 of 1998. Although Islamic banking has great potential to contribute to economic stability through real sector financing and financial inclusion, there are still significant obstacles such as lack of public understanding, competition with conventional financial institutions, and limited infrastructure. Existing opportunities, such as large market growth and regulatory support from the government, can be utilized to overcome these challenges. Keywords: Islamic Banking; Development, Economic Stability. Regarding The Distribution Of The Shirkah Contract. ABSTRAK Tujuan dari penelitian ini adalah untuk menjelaskan bagaimana pengembangan perbankan syariah di Indonesia. Penelitian ini menggunakan metode penelitian kualitatif berdasarkan penelitian kepustakaan. Hasil dari penelitian ini adalah bahwa prakarsa mengenai pendirian bank syariah di Indonesia mulai dilakukan sejak tahun 1990 oleh Majelis Ulama Indonesia, yang diwujudkan dengan berdirinya Bank Muamalat Indonesia pada tanggal 1 November 1991. Perkembangan awal perbankan syariah dalam sistem perbankan nasional direspon dengan cepat oleh pemerintah dengan disahkannya Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan, yang kemudian diubah dengan Undang-Undang Nomor 10 Tahun 1998. Meskipun perbankan syariah memiliki potensi besar untuk berkontribusi pada stabilitas ekonomi melalui pembiayaan sektor riil dan inklusi keuangan, masih terdapat tantangan signifikan seperti kurangnya pemahaman masyarakat, persaingan dengan lembaga keuangan konvensional, dan keterbatasan infrastruktur. Peluang yang ada, seperti pertumbuhan pasar yang besar dan dukungan regulasi dari pemerintah, dapat dimanfaatkan untuk mengatasi tantangan tersebut. Kata Kunci: Perbankan Syariah; Perkembangan, Stabilitas Ekonomi.
PROMOTIONAL STRATEGY TRAINING IN RESULTS MARKETING PRODUCTION AT MITRA MAJU FURNITURE TRADING BUSINESS IN BANDAR LABUHAN DISTRICT. TANJUNG MORAWA, DELI SERDANG REGENCY Dewi Sundari; Rangga Salam; Ilfi Rahmi Putri; Liza Widya Hasyim; Anggi Pratiwi Sitoirus; Rodi Syafrizal
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 2 (2024): July-October 2024
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i2.1868

Abstract

The purpose of this service is to get an overview of the purpose of the Aek Parombunan community's participation as workers processing anchovies and cassava into chili chips in the Sambal Chips business Jl. Sisingamanangaraja in Aek Prombunan Village, Sibolga City is to help increase the income of the people of Aek Parambunan Sibolga Village. The method of implementing this community service is carried out regularly and is divided into several activities starting from the survey stage in the form of socialization which is carried out by compiling programs that will be delivered when community service activities take place, including preparing materials and schedules and dividing the tasks of the community service team. The initial stage is in the form of friendly relations with business owners and their employees, namely the Aek Parombunan community consisting of high school graduates and also those who are still in school who live in the Aek Parombuna sub-district. The results of the community service activities were obtained in the form of in-depth study of several industrial centers in the Aek Parombunan Village, Sibolga City, by processing anchovies and cassava into chili chips, which are typical souvenirs from the city of Sibolga. Empowerment of the Aek Prombunan sub-district community includes social, educational and economic dimensions, community empowerment strategies should consider characteristics such as age, skill, gender and ability to work in centers that are in this trading business location, and to realize Aek Parombunan sub -district community empowerment integration support from both local agencies and civil society, private and educational institutions is needed.
DIGITALIZATION TRAINING AND GUIDANCE OF HALAL PRODUCT CERTIFICATION BASED ON LOCAL WISDOM AS AN EFFORT IMPROVING THE COMPETITIVENESS OF UMKM ANCHOR CHIPS IN DISTRICT SOUTH SIBOLGA Dewi Sundari; Rodi Syafrizal; Liza Widya Hasyim; Bestari Endayana; Muallif Masyhuri; Irwansyah Putra; Rangga Salam
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 3 (2024): November 2024 - February 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i3.2446

Abstract

implementation of this PKM is designed with offline meetings and direct field visits in order to reach a wider audience. Moreover, the theme raised is related to Digital Halal Certification and Halal Labels for MSME products. The selection of the South Sibolga sub-district area, in addition to being based on an agreement to provide assistance with the Sibolga City Ministry of Religion, is also based on the still less than optimal registration of digital halal certification and halal labels on MSME products in order to increase competitiveness outside the region and abroad, especially still not being able to compete with other regional products. The Community Service Program in partnership with the Ministry of Manpower, Trade Office, South Sibolga Traffic, is held offline and directly in the field. More specifically to independent small and medium business actors under the guidance of the Ministry of Home Affairs and Academics to the Creative Digital Halal Certification Registration Training Based on Local Wisdom to Increase the Competitiveness of MSME Products, Ministry of Religion of Sibolga City and the Perdanaganan Service, Sibolga City in 2023-2024. The implementation is carried out by delivering materials, discussions, to simulations of registration of Digital Halal Certificates packaged from local Sibolga culture adjusted to the products of each MSME. In its implementation, we found it difficult to simulate directly and see MSME products as participants directly. The implementation that we made in the Community Service program for independent small and medium enterprises (MSMEs) was fairly successful because it received a huge response from the MSME community.
Co-Authors Anggi Pratiwi Sitoirus Bestari Endayana Dewi Sundari Erliyanti Ilfi Rahmi Putri Irwansyah Putra Liza Widya Hasyim Muallif Masyhuri Syafrizal, Rodi Yurmaini