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Implementasi Maqasid Al-Shari’ah Dalam Manajemen Strategis Syariah Mohamad Toha; Khoirur Rozikin
JES (Jurnal Ekonomi Syariah) Vol 5, No 1 (2020): Maret
Publisher : Universitas Islam Lamongan

The problem faced by developing countries is the welfare of its citizens. Welfare is an important part of a country. Even the purpose of establishing a country is nothing but the welfare of its people. Various ways, rules, methods, tools, approaches and policies have been tried and carried out by the state in order to achieve these welfare goals. Not only are people in a country that wants to prosper, many companies in developing countries want welfare in the companies they manage. But these companies tend to use conventional strategic management concepts in this modern era. In fact, these companies still experience various problems, both internal and external problems. They incur huge costs to implement various modern management models, but some are lacking and do not bring satisfaction. The implementation of maqa>s}id al-shari>’ah as the making of Islamic law in strategic management is very rarely used, both in terms of economy and government, people are more likely to use conventional strategic management concepts proposed by scientists from the west. This is what causes fraud or dishonesty in managing a company. Therefore this paper is intended to examine the implementation as a form of Islamic law in sharia strategic management. This paper explains that the concept of conventional strategic management is considered a failure in regulating one's behavior towards a better organization. The implementation of maqa>s}id al-shari>’ah as making Islamic law in sharia strategic management is considered by the author as a better alternative than conventional strategic management concepts. Keywords: maqa>s}id al-shari>’ah, islamic law, sharia strategic management

Moderasi Beragama di Tengah Masyarakat Plural (Studi Kasus Pada Masyarakat Desa Wonorejo Kecamatan Banyuputih Kabupaten Situbondo) Imam Safi'i; M. Alfin Fatikh; Mohamad Toha; Fatkhiyatus Su'adah
Al-Mada: Jurnal Agama, Sosial, dan Budaya Vol 6 No 3 (2023): Islam and Local Culture
Publisher : LPPM Institut Pesantren KH. Abdul Chalim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/almada.v6i3.3222

Wonorejo Village's society in Banyuputih Situbondo Regency has four religions that live harmoniously. Islam is a majority group, while other religions are a minority group. In religious and state life, there are guidelines for life that can become a medium of harmony among them, namely socio-community ethics. In this paper, two objectives must be answered, including a) Knowing how the dynamics of the lives of the people of Wonorejo Village and B) knowing how the attitude of religious moderation is built in the plural society that occurs in the Wonorejo village as the capital of national and dynamic national life. To answer the purpose of this study, the author uses a type of qualitative research using the social construction theory of Peter L. Berger and Tomas Luckman. The results of this study show that the dynamics of the lives of the people of Wonorejo Village are classified as harmonious, peaceful, and tolerant. Furthermore, the attitude of religious moderation in this village takes time to happen. Three forces construct the lives of the people of Wonorejo Village until the attitude of religious moderation during plural society is pitched. Among them are the understanding and awareness of the individual, the existence of culture and tradition, and the role of agents. These three moments run simultaneously and are dialectic three moments, namely the moment of externalization, objectivation, and internalization.

KEAUTENTIKAN QIRA’AT PERSPEKTIF ORIENTALIS: Kritik Terhadap Pemikiran Ignaz Goldziher) Setio Budi; Muhammad Muflihin; Mohamad Toha
AT-TAISIR: Journal of Indonesian Tafsir Studies Vol. 4 No. 1 (2023): AT–TAISIR: Journal of Indonesian Tafsir Studies
Publisher : Institut Daarul Qur'an Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51875/attaisir.v4i1.212

Tulisan ini akan memaparkan keautentikan qira’at prespektif Ignaz Goldziher. Hal ini perlu dilakukan untuk mengetahui motif apa yang digunakan Ignaz bahwa qira’at itu tidak autentik. Padahal satu-satunya bukti keautentikan qira’at adanya jalur isnad atau periwayatan yang mutawatir dari generasi ke generasi yang tidak berdusta serta kuat hafalannya, sehingga keutuhan dan keaslian al-Qur,an tetap terjaga. Menggunakan penelitian library research (studi kepustakaan) hasil penelitian menunjukkan bahwa problem utama yang mendasari pemikiran Ignaz Goldziher mengenai keautentikan qira’at adalah berawal dari penggunaan harakat dan tanda titik yang menyebabkan perbedaan bacaan. Sehingga pembahasan tersebut menjadi alat tuduhan bahwasannya al-Qur’an tidaklah autentik. Selain itu Ignaz menganggap bahwa qira’at adalah produk manusia.

Derivatif Versus Ekonomi Syariah Mohamad Toha
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 2 No 1 (2019): Sharia Economic: July, 2019
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v2i1.328

Paper ini menjelaskan salah satu produk keuangan syariah yang masih diperdebatkan yaitu berupa dari transaksi derivatif. Ini dilakukan untuk mendukung investasi bisnis. Dalam Islam, uang tidak sebagai alat tukar (medium of exchange) dan bukan komoditas yang diperdagangkan. Jadi sebenarnya tidak mengenal istilah perdagangan uang syariah. Di sisi lain, Islam memungkinkan pembelian dan penjualan komoditas baik secara tunai atau sulit. Dalam hal ini saham atau obligasi perusahaan dapat dikategorikan sebagai komoditas karena tidak dapat dianggap sesuai uang yang berfungsi sebagai media pertukaran untuk semua barang.

The Survival Strategy of Halal Tourism in Covid-19 Pandemic Era Muawanah Muawanah; Nur Dinah Fauziah; Mohamad Toha; Agnes Cahyatria Manaku
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 3 No 2 (2021): Sharia Economic: January, 2021
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v3i2.1104

Halal tourism has great potential for the Indonesian economy and is currently trying to defend its sector from the Covid-19 or corona virus outbreak. Covid-19 is one of the outbreaks that has been declared a pandemic because it is a global disease spreading very quickly. Covid-19 is a new virus originated in Wuhan, China in 2019 and has spread to almost all countries in the world, including Indonesia. The impact of this virus is felt by everyone in the world. It even threatens all sectors that affect the economy. Among these sectors is halal tourism. Therefore, the halal tourism sector is currently preparing a strategy to stay afloat even in situations and conditions like this as a preparation for the post-Covid-19. The strategy of the Indonesian state in maintaining halal tourism is to prioritize improving destinations, preparing budget support from cooperation with halal tourism, providing mitigation SOPs, strengthening regulations for tourists from abroad entering Indonesia.

Analysis of The Implementation of Sharia Strategy Management at BMT Maslahah Mohamad Toha; Elly Ulfa; Novi Yanti Sandra Dewi
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 1 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

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Strategic management is a determinant of employee performance in the long term with the level of managerial decisions and actions. It includes environmental observation, strategy formulation, strategy implementation, evaluation and control. The research was conducted to analyze Sharia Strategic Management (MSS) at BMT Maslahah. It uses qualitative research methods, while data collection through interview techniques and documentation techniques. After the research was conducted, it was found that the strategic management process used by BMT Maslahah would be updated according to the needs and long-term development of the company. As for the strategy formulation, it is done by gathering all the members who will later be adjusted to the suggestions and the results of the joint discussion. The implementation of the strategy is adjusted to the existing mission at BMT Maslahah, such as managing cooperatives according to the identity of the students and also implementing the sharia system using the salaf book standards as well as in accordance with the fatwas of the National Sharia Council (DSN). It is stated that the BMT Maslahah in its implementation has implemented sharia principles which are marked by the implementation of four aspects differentiating it from conventional strategic management, including aspects of tawhid, orientation, motivation and sharia strategy.

Analysis of Financial Ratios on The Performance of Muamalat Indonesia Bank Wita Sri Nurlatipah; Fadali Rahman; Mohamad Toha
Majapahit Journal of Islamic Finance and Management Vol. 2 No. 1 (2022): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study aims to determine the effect of financial ratios (NPL, CAR, LDR, BOPO) simultaneously on the performance of Muamalat Indonesia Bank from 2008-2018. In this study, the researchers used a type of quantitative research with a descriptive and verification research approach because of the variables to be examined for their relationship and the purpose of presenting a structured picture. This research is a quantitative study with time series data. The type of data used in this study is secondary data in the form of data for all variables, namely Return on Assets (ROA), Non-Performing Loans (NPL), Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Operating Cost Income Operational (BOPO). This secondary data was obtained by the method of observing financial ratios registered during the observation from 2008 to 2018. Corporate financial data for that period is available at www.idx.co.id. Data collection techniques used are observation and recording and linear regression models are used to determine whether there is a significant influence of one variable with another variable. For testing the hypothesis, it used the t-test and F-test.

Analysis Customers' Interest to IB Faedah Savings Mohamad Toha; Qurrotu Aini
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 2 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

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Marketing is to attract customers to use BRI Syariah products. In this case, the bank wants its product to be easy to sell and expansive, which is in great demand by customers and prospective customers. The study aims to determine customer’s interest in iB Faedah savings at BRI Syariah KCP Mojosari - Mojokerto. To answer the questions above, this research was designed with a qualitative descriptive approach using a case study approach. Based on the analysis of the data, it can be concluded that 1) Attention, that customers know about the iB Faedah savings product from their own initiative to come to the office and customers know about Faedah savings directly from BRI Syariah. 2) Interest, The reason customers use Faedah savings is because it adjusts to the background of individual status and the good service from BRI Syariah during the procedure. Customers feel well served and receive a clear explanation from BRI Syariah regarding the details of the iB Faedah savings product. 3) Desire, customer interest related to the cost of Faedah saving is said to depend on each person’s perspective and ability. Customers choose products with lower costs and can be used as a means of saving money for their internal needs. 4) Action (Using), that is the reason the customer has the desire to use the iB Faedah savings to meet the business needs. 5) Halal Lifestyle Awareness, customers have a purpose other than to meet financial needs but also to change perspectives in choosing the products used.

Analysis of The Implementation of Sharia Strategy Management at BMT Maslahah Mohamad Toha; Elly Ulfa; Novi Yanti Sandra Dewi
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 1 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v1i1.3

Strategic management is a determinant of employee performance in the long term with the level of managerial decisions and actions. It includes environmental observation, strategy formulation, strategy implementation, evaluation and control. The research was conducted to analyze Sharia Strategic Management (MSS) at BMT Maslahah. It uses qualitative research methods, while data collection through interview techniques and documentation techniques. After the research was conducted, it was found that the strategic management process used by BMT Maslahah would be updated according to the needs and long-term development of the company. As for the strategy formulation, it is done by gathering all the members who will later be adjusted to the suggestions and the results of the joint discussion. The implementation of the strategy is adjusted to the existing mission at BMT Maslahah, such as managing cooperatives according to the identity of the students and also implementing the sharia system using the salaf book standards as well as in accordance with the fatwas of the National Sharia Council (DSN). It is stated that the BMT Maslahah in its implementation has implemented sharia principles which are marked by the implementation of four aspects differentiating it from conventional strategic management, including aspects of tawhid, orientation, motivation and sharia strategy.

Analysis of Financial Ratios on The Performance of Muamalat Indonesia Bank Wita Sri Nurlatipah; Fadali Rahman; Mohamad Toha
Majapahit Journal of Islamic Finance and Management Vol. 2 No. 1 (2022): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v2i1.13

This study aims to determine the effect of financial ratios (NPL, CAR, LDR, BOPO) simultaneously on the performance of Muamalat Indonesia Bank from 2008-2018. In this study, the researchers used a type of quantitative research with a descriptive and verification research approach because of the variables to be examined for their relationship and the purpose of presenting a structured picture. This research is a quantitative study with time series data. The type of data used in this study is secondary data in the form of data for all variables, namely Return on Assets (ROA), Non-Performing Loans (NPL), Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Operating Cost Income Operational (BOPO). This secondary data was obtained by the method of observing financial ratios registered during the observation from 2008 to 2018. Corporate financial data for that period is available at www.idx.co.id. Data collection techniques used are observation and recording and linear regression models are used to determine whether there is a significant influence of one variable with another variable. For testing the hypothesis, it used the t-test and F-test.

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