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Nazhir Profesional Kunci Kesuksesan Wakaf Produktif Ridwan, Murtadho
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 1 (2012): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v3i1.91-109

Abstract

Nazhir in waqf activities does not constitute as one of its principles (rukn). But, in its execution or implementation of asset management, Nazhir has a central role. The development and decrease of waqf assets management depends on Nazhir. Nazhir has a strategic position and function in the management and development of waqf, therefore, the role of Nazhir is really needed anytime and anywhere. However nowadays there are many Nazhir that can not manage waqf well so a problem of consumptive waqf arises. To solve the problem; consumptive waqf should be changed to productive waqf, individual Nazhir should be changed to institutional Nazhir and traditional Nazhir should be changed to professional Nazhir. Actually professional Nazhir has an obligation to manage and maintain the waqf property. Professional Nazhir that recruited must have the ability of Islamic law, waqf law and modern business management. Thus Nazhir will be able to carry out its duties and obligation in managing waqf optimally in accordance with the expectations of Wakif. In conclusion professional Nazhir must have the capability of: human skill, human technical and human relation
UPAYA BAZNAS JEPARA DALAM MENANAMKAN KESALEHAN SOSIAL PELAJAR MELALUI PROGRAM PEKAN PEDULI SOSIAL (PPS) Ridwan, Murtadho
Jurnal Bimas Islam Vol 11 No 4 (2018): Jurnal Bimas Islam 2018
Publisher : Direktorat Jenderal Bimbingan Masyarakat Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (392.944 KB) | DOI: 10.37302/jbi.v11i4.68

Abstract

The teachings of zakat, infaq and alms can form society that has the character to bear, ensure, and love each other. These qualities are the character of caring for others by giving. Charity Week (PPS) is Jepara BAZNAS program whose objects are students. The program aims to train students to care for others. This study aims to determine the implementation of the PPS program and to find out how the efforts of Jepara BAZNAS in instilling students' social charity through the PPS program. The approach used a qualitative approach with observation, interviews, and documentation as a data collection method. Data analysis used an analysis of the Miles and Huberman model. The results of the study show that the implementation of the PPS program began in 2011 and is carried out in the fourth week of August. Students in Jepara from PAUD, kindergarten, elementary / MI level at junior high school / MTs, senior high school / vocational high school / MA are asked to set aside pocket money for a week. Other results show that the Charity Week (PPS) program is an effort of BAZNAS Jepara in instilling student social charity because there is an element of giving and caring in PPS program which are two of the ten indicators of social charity. PPS acquisition has always increased in last three years shows that the spirit of students to give each other always grow. The reason to give is a sense to care for others and they realize that the money they set aside will benefit to the others. Ajaran zakat, infak dan sedekahdapatmembentuk masyarakatmemilikisifatsalingmenanggung,salingmenjamin,dan salingmengasihiantarsesama. Sifat-sifat tersebut merupakan sifat peduli terhadap sesama dengan cara memberi. Pekan Peduli Sosial (PPS) merupakan program BAZNAS Jepara yang objeknya adalah para pelajar. Program tersebut bertujuan melatih pelajar untuk peduli terhadap sesama. Kajian ini bertujuan untuk mengetahui pelaksanaan program PPS dan untuk mengetahui bagaimana upaya BAZNAS Jepara dalam menanamkan kesalehan sosial pelajar melalui progam PPS. Pendekatan yang digunakan adalah pendekatan kualitatif dengan observasi, wawancara, dan dokumentasi sebagai metode pengumpulan data. Analisis data yang dipakai adalah analisis model Miles and Huberman. Hasil kajian menunjukkan bahwa pelaksanaan program PPS dimulai pada tahun 2011 dan dilaksanakan setiap tahun di minggu keempat bulan Agustus. Para pelajar Jepara mulai dari tingkat PAUD, TK, SD/MI SMP/MTs, SMA/SMK/MA dan mahasiswa diminta untuk menyisihkan uang saku selama sepekan. Hasil lain menunjukkan bahwa program PPS menjadi upaya BAZNAS Jepara dalam menanamkan kesalehan sosial pelajar dikarenakan di dalam PPS terdapat unsur memberi (giving) dan peduli (caring) yang merupakan dua dari sepuluh indikator kesalehan sosial. Perolehan PPS yang selalu meningkatpada tiga tahun terakhir menunjukkan bahwa semangat suka memberi pelajar selalu tumbuh. Alasan mereka memberi adalah rasa peduli terhadap sesama dan mereka sadar bahwa uang yang mereka sisihkan akan bermanfaat bagi orang lain
Pengaruh Rasio Keuangan dan Pertumbuhan Perusahaan Terhadap Peringkat Obligasi Syariah Fitriani, Pradini Rifki; Andriyanto, Irsad; Ridwan, Murtadho
AKTSAR: Jurnal Akuntansi Syariah Vol 3, No 1 (2020)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/aktsar.v3i1.7629

Abstract

The purpose of this research is to test the influence of profitability, solvability, liquidity, and growth to the Sharia bond’s rating which are listed in the Indonesia Stock Exchange and rated by PT Pefindo. The population of this research is non-financial companies that are listed in Indonesia Stock Exchange. The sampling of this research selected by purposive sampling. The method is a quantitative method. The data analysis technique is ordinal logistic regression using SPSS 23. The result shows that the profitability ratio has a significant positive influence on the rate of Sharia bond’s rating and liquidity ratio has a significant negative influence. While solvability and growth ratio don’t have any influence on the Sharia bond rating.
ANALISIS IMPLEMENTASI REGULASI ZAKAT: (Kajian di UPZ Desa Wonoketingal Karanganyar Demak) Ridwan, Murtadho
YUDISIA : Jurnal Pemikiran Hukum dan Hukum Islam Vol 7, No 2 (2016): Yudisia
Publisher : Program Studi Hukum Keluarga Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (614.694 KB) | DOI: 10.21043/yudisia.v7i2.2164

Abstract

This article analyzes the implementation of Zakat‟s regulation in UPZ Wonoketingal Villlage. Data were gathered through documentation and interviews. Result shows that collecting process of zakah condected by UPZ Wonoketingal is in accordance with regulations. UPZ has collected zakat of wealth every harvest time and personal zakat every year. However, its distributions seems to violate the Article of 46 (3) of PP No 14 Year 2014. Despite its limitations, UPZ Wonoketingal presents weekly report on their program after Friday prayer. The report is also sent to BAZCAM.
PENYELESAIAN SENGKETA PERBANKAN SYARIAH DI INDONESIA Ridwan, Murtadho
MALIA: Journal of Islamic Banking and Finance Vol 1, No 1 (2017)
Publisher : MALIA: Journal of Islamic Banking and Finance

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (141.986 KB) | DOI: 10.21043/malia.v1i1.3983

Abstract

The development of sharia banking and finance institutions is so fast,but in terms of laws and regulatory regulations are still left behind. Among the regulations that still need to be addressed is the regulation related to the settlement of dispute sharia banking business. Where in this case there are still juridical problems, namely the dualism of judicial authority in the settlement of Islamic banking disputes. The result of the study shows that the settlement of Islamic banking dispute in Indonesia can be done through two lines, both litigation and nonlitigation channels. Religious Courts are the competent jurisdiction to resolve Islamic banking disputes on litigation channels, while through non-litigation channels can be done through deliberation, banking mediation, shariah arbitration and judiciary within the General Courts. The National Shariah Arbitration Board (BASYARNAS) is the most strategic forum for resolving the dispute over sharia banking because BASYARNAS can resolve disputes quickly, simply, and at a low cost. Keywords:sharia,dispute,jurisdiction,litigation
ANALISIS MODEL FUNDRAISING DAN DISTRIBUSI DANA ZIS DI UPZ DESA WONOKETINGAL KARANGANYAR DEMAK Ridwan, Murtadho
Jurnal Penelitian Vol 10, No 2 (2016): JURNAL PENELITIAN
Publisher : LP2M IAIN kUDUS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/jupe.v10i2.1879

Abstract

The success of the collection and distribution of ZIS funds determined by the management of fundraising and distribution adopted by the institution of zakat. There are several models of fundraising and distribution of ZIS funds that can be applied in managing the ZIS funds. UPZ is one part of the organization's most end zakat according to our regulations. UPZ has the authority to collect zakat and charity donation fund. This article aims to analyze the model of fundraising and distribution of ZIS funds in UPZ Wonoketingal village, Karanganyar, Demak. The approach used is a qualitative approach to observation, interviews, and documentation as methods of data collection. When the analysis of the data used is the analysis model of Miles and Huberman. The results showed that fundraising in the UPZ Wonoketinggal village combining two models, namely direct and indirect fundraising. Indirect fundraising is used to promote the program through announcements in lectures, town hall or at the time of Jumu'ah prayer. And direct fundraising committee UPZ done by visiting the houses of citizens directly. While the distribution model of ZIS funds applied consumerist traditional models and creative productive models. Consumptive traditional models used to distribute zakat fitrah, zakat mal for the poor, and funds charitable donation. While creative productive models used for the distribution of zakat mal for gharim.
ANALISIS PENYERAPAN FATWA DSN- MUI TENTANG ASURANSI SYARIAH KE DALAM PSAK 108 Ridwan, Murtadho
ADDIN Vol 8, No 1 (2014): ADDIN
Publisher : LPPM IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/addin.v8i1.592

Abstract

ANALISIS IMPLEMENTASI AKUNTANSI SYARIAH DI BMT “X” KUDUS Naimah, Umi Fauzul; Ridwan, Murtadho
IQTISHADIA Vol 7, No 1 (2014): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v7i1.1100

Abstract

Kajian ini bertujuan untuk mengetahui implementasi akuntansi syariah  pada BMT  “X”   Kudus khususnya dalam  laporan keuangannya. Data dihasilkan dari dokumentasi dan dianalisis dengan metode deskriptif, yaitu dengan membandingkan  antara implementasi laporan keuangan dengan ketentuan dalam PSAK 101. Hasil kajian menunjukkan  bahwa implementasi akutansi syariah  dalam  penyajian  laporan  keuangan BMT ‘X’ Kudus belum sepenuhnya sesuai dengan PSAK 101. Hal ini disebabkan karena Neraca  BMT  ‘X’  Kudus belum memisahkan  antara kewajiban  dengan Dana Syirkah Temporer (DST). Selain itu BMT ‘X’  Kudus juga masih menggunakan  istilah  “Laporan Sumber dan Pengggunaan Dana ZIS” dan “Laporan Sumber dan Penggunaan Dana Qardhul Hasan” padahal dalam PSAK 101 istilah tersebut sudah tidak digunakan lagi. BMT ‘X’ Kudus juga tidak mengikutkan catatan atas laporan keuangan dalam laporan keuangannya.Kata Kunci: Akuntansi, BMT, KeuanganANALYSIS  OF  THE  IMPLEMENTATION OF  SHARIA ACCOUNTING IN  BMT ‘X’ KUDUS. This  study  aims  to determine the implementation sharia accounting in BMT ‘X’ Kudus, especially in its financial statements. Data were generated  from document and analyzed with descriptive method,  by comparing the implementation of the financial statements with the provisions of PSAK 101. The  results showed  that the implementation  of sharia accounting in preparing the financial statements BMT ‘X’ Kudus  is not fully in accordance with PSAK 101. This is caused by the balance of BMT ‘X’ Kudus  is not split between liabilities and temporary Syirkah Fund (DST). In addition BMT ‘X’ Kudus also still used the term “source report and uses of ZIS fund” and the “sources report and uses of funds Qardhul Hasan” whereas in PSAK 101 that term  is not used anymore. BMT ‘X’ Kudus also does not include the notes to the financial statements in its financial statements.Keywords: Accounting , BMT, Financial
ANALISIS PENYERAPAN FATWA DSN- MUI TENTANG ASURANSI SYARIAH KE DALAM PSAK 108 Murtadho Ridwan
ADDIN Vol 8, No 1 (2014): ADDIN
Publisher : LPPM IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/addin.v8i1.592

Abstract

ANTARA WAKAF DAN RIBA Ma'rifatul Hidayah; MURTADHO RIDWAN
ZISWAF Vol 3, No 1 (2016): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1490.013 KB) | DOI: 10.21043/ziswaf.v3i1.2287

Abstract

God destroyed the usury and fertilize the charity. This is a fragment the meaning of paragraph 276 surat al-Baqarah. In this verse Allah promised to destroy usury and fertilize the charity. Among the types of charity who have the quest reward is waqf. Therefore it can be a solution wafaf destruction of usury on this earth. This article aims to examine the role of endowments in eradicating usury that exist in society. The study, which used is a literature review with given examples of cases in the community. The results of the study concluded that if the waqf property is well managed and in line with sharia, the waqf property can be used to destroy usury. Examples are waqf property used to build traditional market for the provision of modern scales, to assist the capital of the merchants, to create exchange programs dime before the feast, and for other programs. For success, the necessary role in empowering Nazhir waqf property. In addition, the Innovation program created by Nazhir determine the success of the role of waqf property in eliminating usury.