Article Per Year (5 Year)
p-Index From 2021 - 2026
4.951
P-Index
This Author published in this journals
All Journal Jurnal Ilmiah Pangabdhi Journal of Economic, Bussines and Accounting (COSTING) CAPITAL: JURNAL EKONOMI DAN MANAJEMEN Jambura Science of Management Jurnal Sibermas (Sinergi Pemberdayaan Masyarakat) Jurnal Manajemen dan Organisasi Review (MANOR) CENDEKIA : Jurnal Ilmu Pengetahuan GANESHA: Jurnal Pengabdian Masyarakat JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) SMBJ: Strategic Management Business Journal JAMBURA: JURNAL ILMIAH MANAJEMEN DAN BISNIS Economic Reviews Journal Research Review: Jurnal Ilmiah Multidisiplin Asia Pacific Journal of Management and Education Jurnal ekonomi Manajemen dan Bisnis (JUBIS) Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management Jurnal Cendekia Ilmiah
Selvi Selvi
Department Of Management, Economic Faculty, Gorontalo State University
Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Medicine & Pharmacology Public Health Social Sciences Other

Published : 34 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 34 Documents
Search

 1   2   3   4 
Kesiapan Umkm Menghadapi Digitalisasi Sistem Keuangan di Kota Gorontalo Selvi; Lanto Miriatin Amali
CAPITAL: Jurnal Ekonomi dan Manajemen Vol. 10 No. 01 (2026)
Publisher : UNIVERSITAS PGRI MADIUN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25273/capital.v10i01.24308

Abstract

Usaha Mikro, Kecil dan Menegah (UMKM) merupakan tulang punggung perekonomian Indonesia. Di Kota Gorontalo, UMKM berperan besar dalam menopang aktivitas ekonomi masyarakat. Perkembangan teknologi digital telah mendorong berbagai sektor, termasuk UMKM untuk melakukan transformasi dalam pengelolaan usahanya. Meski potensi digitalisasi sangat besar, banyak UMKM, khususnya di daerah seperti Kota Gorontalo, masih mengalami kesenjangan digital. Beberapa tantangan utamanya adalah rendahnya literasi digital. Urgensi penelitian ini terletak pada kebutuhan memahami sejauh mana UMKM di Kota Gorontalo siap menghadapi digitalisasi sistem keuangan. Mengingat dampaknya yang krusial terhadap daya saing dan pertumbuhan ekonomi daerah. Tujuan penelitian ini adalah untuk menganalisis tingkat kesiapan UMKM di Kota Gorontalo dalam mengadopsi sistem keuangan digital. Metode Penelitian yang digunakan dalam penelitian ini adalah metode deskriptif kuantitatif dengan menggunakan alat analisis SEM-PLS. Hasil yang diharapkan pada penelitian ini adalah terdapatnya faktor-faktor yang mendukung kesiapan UMKM di Kota Gorontalo dalam menghadapi digitalisasi sistem keuangan yang komprehensif. Sehingga mendorong adopsi sistem keuangan digital secara efektif, demi mendukung pertumbuhan UMKM yang inklusif dan berkelanjutan di masa depan. Hasil temuan penelitian ini adalah Kesiapan UMKM terhadap digitalisasi sistem keuangan, dengan koefisien 0,958 dengan t=34,181 dan p=0,000. Artinya peningkatan kesiapan UMKM berpengaruh positif dengan digitalisasi sistem keuangan. Sehingga hubungan ini posistif dan signifikan.
DETERMINAN INKLUSI KEUANGAN PADA PELAKU USAHA MIKRO INDUSTRI KREATIF DIKOTA GORONTALO Riyanti J. Hasan; Selvi Selvi; Dewi Indrayani Hamin
CENDEKIA: Jurnal Ilmu Pengetahuan Vol. 6 No. 4 (2026)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/cendekia.v6i4.16119

Abstract

Financial inclusion is important for the sustainability of micro creative-industry businesses, particularly in supporting access to formal financial services and business management. However, financial inclusion may be influenced by individual capabilities, technology utilization, educational attainment, and economic capacity. This study aims to analyze the effects of financial literacy, financial technology, education, and income on financial inclusion among micro creative-industry business actors in Gorontalo City, both partially and simultaneously. This quantitative study involved a population of 1,363 micro creative-industry business actors and a sample of 93 respondents selected using the Slovin formula with a 10% margin of error. Data were collected through a questionnaire using a 1–7 semantic differential scale and analyzed using multiple linear regression with IBM SPSS. The results indicate that financial literacy has no significant effect on financial inclusion, whereas financial technology, education, and income have positive and significant effects. Simultaneously, the four variables significantly affect financial inclusion, with an F-value of 48.650 and an Adjusted R Square of 0.674. These findings highlight the importance of strengthening financial technology utilization, educational capacity, and income capacity to support broader financial inclusion among micro creative-industry business actors. ABSTRAK Inklusi keuangan penting bagi keberlanjutan usaha mikro industri kreatif, terutama dalam mendukung akses terhadap layanan keuangan formal dan pengelolaan usaha. Namun, inklusi keuangan dapat dipengaruhi oleh kemampuan individu, pemanfaatan teknologi, tingkat pendidikan, dan kapasitas ekonomi. Penelitian ini bertujuan menganalisis pengaruh literasi keuangan, financial technology, pendidikan, dan pendapatan terhadap inklusi keuangan pada pelaku usaha mikro industri kreatif di Kota Gorontalo, baik secara parsial maupun simultan. Penelitian menggunakan pendekatan kuantitatif dengan populasi 1.363 pelaku usaha mikro industri kreatif dan sampel 93 responden yang ditentukan menggunakan rumus Slovin dengan tingkat kesalahan 10%. Data dikumpulkan melalui kuesioner berskala semantic differential 1–7 dan dianalisis menggunakan regresi linear berganda dengan bantuan IBM SPSS. Hasil penelitian menunjukkan bahwa literasi keuangan tidak berpengaruh signifikan terhadap inklusi keuangan, sedangkan financial technology, pendidikan, dan pendapatan berpengaruh positif dan signifikan. Secara simultan, keempat variabel berpengaruh signifikan dengan nilai F sebesar 48,650 dan Adjusted R Square sebesar 0,674. Temuan ini menegaskan pentingnya penguatan pemanfaatan teknologi keuangan, pendidikan, dan kapasitas pendapatan untuk mendukung perluasan inklusi keuangan pelaku usaha mikro industri kreatif.
LIKUIDITAS DAN PROFITABILITAS SEBAGAI DETERMINAN PERGERAKAN HARGA SAHAM SEKTOR TRANSPORTASI LOGISTIK Marthina Trisanti Pelealu; Herlina Rasjid; Selvi Selvi
CENDEKIA: Jurnal Ilmu Pengetahuan Vol. 6 No. 4 (2026)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/cendekia.v6i4.16120

Abstract

The 14.96% decline in the transportation and logistics sector index (IDXTRANS) throughout 2024 highlights market pressure and the importance of identifying financial factors associated with stock price movements. However, previous studies have reported inconsistent findings regarding the effects of profitability and liquidity on stock prices. This study aims to analyze the effects of Net Profit Margin (NPM) and Cash Ratio on the stock prices of transportation and logistics companies listed on the Indonesia Stock Exchange during 2021–2024. A quantitative approach was employed using secondary data from financial statements and stock price records. The sample was selected through purposive sampling, yielding 19 companies and 71 valid observations after outlier removal. Data were analyzed using multiple linear regression following classical assumption tests. The results indicate that NPM has no significant effect on stock prices (coefficient = −2.097; p = 0.104), whereas Cash Ratio has a positive and significant effect (coefficient = 0.676; p = 0.007). Simultaneously, both variables significantly affect stock prices (F = 3.989; p = 0.023). The R-squared value of 0.105 indicates that the model explains 10.5% of stock price variation. These findings highlight the relevance of liquidity information in analyzing stock prices in this sector. ABSTRAK Penurunan indeks sektor transportasi dan logistik (IDXTRANS) sebesar 14,96% sepanjang 2024 menunjukkan tekanan pasar dan pentingnya mengidentifikasi faktor keuangan yang berkaitan dengan pergerakan harga saham. Namun, penelitian terdahulu menunjukkan hasil yang belum konsisten mengenai pengaruh profitabilitas dan likuiditas terhadap harga saham. Penelitian ini bertujuan menganalisis pengaruh Net Profit Margin (NPM) dan Cash Ratio terhadap harga saham perusahaan sektor transportasi dan logistik yang terdaftar di Bursa Efek Indonesia periode 2021–2024. Penelitian menggunakan pendekatan kuantitatif dengan data sekunder berupa laporan keuangan dan data harga saham. Sampel dipilih melalui teknik purposive sampling, menghasilkan 19 perusahaan dengan 71 observasi valid setelah pembersihan outlier. Data dianalisis menggunakan regresi linear berganda setelah pengujian asumsi klasik. Hasil penelitian menunjukkan bahwa NPM tidak berpengaruh signifikan terhadap harga saham (koefisien −2,097; signifikansi 0,104), sedangkan Cash Ratio berpengaruh positif dan signifikan (koefisien 0,676; signifikansi 0,007). Secara simultan, kedua variabel berpengaruh signifikan (F = 3,989; signifikansi 0,023). Nilai R Square sebesar 0,105 menunjukkan kemampuan penjelasan model sebesar 10,5%. Temuan ini menegaskan relevansi informasi likuiditas dalam analisis harga saham sektor tersebut.
The Effect of Work Environment on Employee Performance with Job Satisfaction as an Intervening Variable at PT. Pembangunan Graha Indah Lestari Medan Selvi; Dewi Suma; Ahmad Karim; Ridho Raditya Kurniawan Ritonga
Strategic Management Business Journal Vol. 5 No. 2 (2025): Desember
Publisher : Universitas Pembinaan Masyarakat Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55751/smbj.v5i2.128

Abstract

This study aims to analyze the effect of the work environment on employee performance with job satisfaction as an intervening variable at PT. Pembangunan Graha Indah Lestari Medan. This study employed a quantitative approach using a survey method. The population consisted of 42 employees of PT. Pembangunan Graha Indah Lestari Medan, and all members of the population were included as respondents. Data were collected through a questionnaire using a Likert scale and analyzed using Structural Equation Modeling (SEM) with the Partial Least Squares (PLS) approach through SmartPLS 4.0. Hypothesis testing was conducted using the bootstrapping method at a 5% significance level. The results showed that the work environment had a positive and significant effect on job satisfaction, with an original sample value of 0.350, a t-statistic of 2.434, and a p-value of 0.015. The work environment also had a positive and significant effect on employee performance, with an original sample value of 0.401, a t-statistic of 2.290, and a p-value of 0.022. Meanwhile, job satisfaction did not have a significant effect on employee performance, with an original sample value of 0.108, a t-statistic of 0.704, and a p-value of 0.481. Furthermore, the indirect effect of the work environment on employee performance through job satisfaction was also not significant, with an original sample value of 0.038, a t-statistic of 0.563, and a p-value of 0.574. Therefore, job satisfaction was not proven to function as an intervening variable in the relationship between the work environment and employee performance. The findings indicate that the work environment plays a more direct role in improving employee performance.
Co-Authors Abd Rahman Pakaya Abd. Rahman Pakaya Abdul Wahab Yunus Agustin Sri Mutiara Gani Ahmad Karim Al Ramdan Hadju Aldiyanto Haseng Andi Yusniar Mendo Ayu Ashari Boby Rantow Payu Dea Angraini Anu Devita Eka Wardani Dewi Indrayani Hamin Dewi Suma Dungga, Meriyana Fransisca Fahri Isa Herlina Rasjid Idham Masri Ishak Intan Pakaya Iramaya Saramadi Irawaty Abdul Lanto Amali Lanto Miriati Amali Lanto Miriatin Amali Marthina Trisanti Pelealu Michael Stevanus Bakari Mohamad Agus Salim Monoarfa Nanda Pratiwi Amran Nurharyati Panigoro Ramlawati A. Djou Ridho Raditya Kurniawan Ritonga Riyanti J. Hasan Rizan Machmud Rusli Isa Sindi Klaudia Potabuga Sitty Shandragies Usman Sjahril Botutihe Srie Isnawaty Pakaya Stevania Ahmad Supardi Nani Suwirto K. Pegu Umin Kango Yusuf Suleman