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Tinjauan Dana Pihak Ketiga pada Bank BJB Dede Supian; Nita Eldiani
PRISMAKOM Vol 17 No 1 (2020): PRISMAKOM
Publisher : Sekolah Tinggi Ilmu Ekonomi Yasa Anggana Garut

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Abstract

Tugas lembaga keuangan bank salah satunya adalah menghimpun dana dari masyarakat baik perorangan maupun kelompok atau organisasi, jumlah dana yang dihimpun bank sangat besar sekali dan dari periode ke periode selalau mengalami peningkatan baik jumlah dananya maupun jumlah nasabahnya. Dana bagi lembaga keuangan bank merupakan suatu sarana untuk mencapai tujuan yang telah di tetapkan peruasahaan. Dengan demikian penulis memberi judul dalam penelitian ini adalah Tinjauan sumber dana pihak ketiga pada bank bjb. Metode yang digunakan Metode deskriptif adalah metode yang digunakan untuk menganalisis data dengan cara mendeskripsikan atau menggambarkan data yang telah terkumpul sebagaimana adanya tanpa bermaksud membuat kesimpulan yang berlaku untuk umum atau generalisasi. Penelitian ini bertujuan untuk menganalisis sumberdana pihak ketiga pada bank bjb seberapa besar penghimpunan dana tersebut, bagaimana pertumbuhannya dan meminimalisir menggunakan sumber dana dengan harga yang tinggi sehingga bank dapat melakukan kinerja secara efesien. Dari hasil pembahasan peneliti dapat sampaikan bahwa penghimpunan dana pihak ketiga pada bank bjb mencapai 41,40% jauh diatas sumber dana pihak ke satu sebesar 5,98% dan dibawah sumber dana pihak ke dua sebesar 52,62%. Pertumbuhan dana pihak ketiga per periode selama 5 tahun, ( 2015 = tahun dasar), (2016=13,84%), (2017=11,24%), (2018=0,73%) dan (2019=2,12%) rerata sebesar 5,59% yang terdiri dari simpanan giro tumbuh rerata sebesar 4,04 %, simpanan deposito 7,75 % dan simpanan tabunga 7,85 %. Hambatan hambatan dalam menghimpun dana piihak ketiga yaitu hambatan internal.
COOPERATIVE DEVELOPMENT MODEL "MERAH PUTIH" BASED ON SHARIA ECONOMICS TO IMPROVE THE WELFARE OF VILLAGE COMMUNITIES Muhamad Izazi Nurjaman; Sisi Ade Linda; Camelia Sofwan Al-Rasyid; Keuis Hera Susanti; Nita Eldiani
Gunung Djati Conference Series Vol. 56 (2025): Seminar Nasional Ekonomi dan Bisnis Islam
Publisher : UIN Sunan Gunung Djati Bandung

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Abstract

This study aims to examine and formulate a development model for the Merah Putih Cooperative based on sharia economics that is effective in improving the welfare of rural communities. In the context of increasing economic inequality and weak access for rural communities to fair and inclusive financial institutions, cooperatives based on sharia values ​​are a strategic alternative in realizing economic justice and empowering local communities. The research method used is library research with a qualitative approach. Data analysis techniques include data reduction, data presentation, and drawing conclusions. The results of the study indicate that the development of the Merah Putih Cooperative needs to be directed at sharia principles such as justice, deliberation, profit sharing, and the prohibition of usury, and strengthened by member education, collaboration between communities, and support from state policies. This model is not only able to strengthen the resilience of the village economy through the real sector and MSMEs, but also form a more independent, inclusive, and sustainable local economic order in accordance with Islamic values.
Transformation Management Human Resources in the Defense Economy of the Global Era: Approaches Integrative between Policy, Industry and International Cooperation Sri Sundari; Mia Kusmiati; Suca Rusdian; Nita Eldiani
Global Management: International Journal of Management Science and Entrepreneurship Vol. 2 No. 4 (2025): November: International Journal of Management Science and Entrepreneurship
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/globalmanagement.v2i4.425

Abstract

This study explores how human resource (HR) management functions as a strategic pillar in developing a resilient and adaptive defense economy in the global era. The research integrates national policies, defense industry power competition, and international collaboration through an HR-based global competence approach. The study employs a systematic literature review (SLR) method, analyzing over 50 peer-reviewed articles published in Scopus/WoS indexed journals between 2021 and 2025. The research synthesizes a framework that combines strategic human resource management, defense economics, and global collaboration. The findings reveal that HR is not merely an administrative function but plays a strategic role in strengthening defense through the development of human power, digital literacy, and international collaboration. The study further highlights that the success of defense industry synergies is largely influenced by the readiness of human resource actors to integrate innovation, diplomacy, and transnational knowledge. For practical implications, the study suggests that national defense policies must invest in specialized human resource development centers, design curricula aligned with global threats and technologies, and build strategic partnerships with international defense actors. This study is the first to conceptualize an integrative framework that places HR at the core of defense economy transformation in the post-pandemic, digitally driven global landscape, offering both theoretical novelty and practical relevance for policymakers and defense educators.