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Pengaruh DPK, BI Rate, Dan NPL Terhadap Penyaluran Kredit Modal Kerja Pada BPR Di Provinsi Bali Tahun 2009-2014 Putra, I Gede Oggy Pratama; Rustariyuni, Surya Dewi
E-Jurnal Ekonomi Pembangunan Universitas Udayana Vol. 4, No. 5, Mei 2015 (pp. 348 - 607)
Publisher : E-Jurnal Ekonomi Pembangunan Universitas Udayana

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Abstract

Rural Bank is one of the banks that serve groups of micro, small, and medium enterprises generally Rural Bank location close to the people. This study aimed to determine the effect of third party funds, the BI rate and non-performing loans to the working capital loan portfolio at Rural Bank in Bali province in 2009-2014 by using multiple linear regression analysis technique. The results showed that the third party fund, BI rate and non-performing loans simultaneously significant effect on working capital loans on Rural Bank in Bali province in 2009-2014, while partially obtained that third party funds, the BI rate and non-performing loans positive and significant impact on working capital loans on Rural Bank in Bali Province 2009-2014. Keywords: working capital loans, third-party funds, the BI rate, non-performing loans.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENDAPATAN PELAKU UKM DI KOTA DENPASAR Nopiani, Sang Ayu Kadek; Dewi Rustariyuni, Surya
E-Jurnal Ekonomi Pembangunan Universitas Udayana Vol 9 No 3 (2020): Vol. 9, No.3, Maret 2020, pp (473-718)
Publisher : E-Jurnal Ekonomi Pembangunan Universitas Udayana

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Abstract

Tujuan penelitian ini adalah untuk menganalisis analisis faktor-faktor yang mempengaruhi pendapatan pelaku UKM di Kota Denpasar. Penelitian ini dilakukan pada para pelaku UKM yang berada di Kota Denpasar dengan jumlah sampel sebanyak 99 UKM di 4 Kecamatan di Kota Denpasar. Teknik pengumpulan data yang digunakan adalah observasi, wawancara terstruktur dan wawancara mendalam yang didapatkan dari lapangan atau lokasi penelitian di Kota Denpasar. Teknik analisis data menggunakan analisis jalur (path analysis) serta uji hipotesis dengan program SPSS. Hasil penelitian menunjukkan bahwa e-commerce, modal usaha, tenaga kerja berpengaruh positif dan signifikan terhadap produksi. Modal usaha berpengaruh positif dan signifikan terhadap pendapatan. Tenaga kerja dan e-commerce berpengaruh tidak signifikan. Produksi mampu memoderasi variabel e-commerce modal usaha dan tenaga kerja terhadap pendapatan. Saran dalam penelitian ini adalah penggunaan media e-commerce pada UKM. Kata Kunci: pendapatan, e-commerce, modal usaha, tenaga kerja
DETERMINAN TINGKAT PENGANGGURAN DAN KEMISKINAN DI WILAYAH SARBAGITA PROVINSI BALI Puspita, Ni Putu Priska Hendra; Rustariyuni, Surya Dewi
E-Jurnal Ekonomi Pembangunan Universitas Udayana Vol 10 No 5 (2021): VOL 10 NO 5, MEI 2021 (1774 - 2222)
Publisher : E-Jurnal Ekonomi Pembangunan Universitas Udayana

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Abstract

The SARBAGITA region which functions as a National Activity Center is a strategy for developing service systems for urban centers and centers of economic growth. It is hoped that growth will become more competitive and more effective in developing regions to minimize poverty. This study aims to analyze the effect of economic growth, MSEs, HDI and PMA directly on TPT and poverty in the SARBAGITA region of Bali Province. To determine the role of TPT in mediating the effect of economic growth, MSEs, HDI and PMA on poverty in the SARBAGITA region of Bali Province. The analysis technique used in this study is path analysis. The results showed that economic growth had no effect on TPT. UMK and PMA have a significant positive effect on TPT while HDI has a significant positive effect on TPT in the SARBAGITA region of Bali Province. Economic growth, HDI and PMA have a significant negative effect on poverty. UMK and TPT did not have a significant effect on poverty in the SARBAGITA region of the Province of Bali. TPT does not mediate the influence of economic growth, MSEs, HDI and PMA on poverty in the SARBAGITA region of Bali Province.
Pemanfaatan Teknologi Digital Pada Koperasi di Provinsi Bali Di Masa Pandemi Covid-19 Surya Dewi Rustariyuni; M Pudjiharjo; M. Umar Burhan; Dias Satria
JMD : Jurnal Riset Manajemen & Bisnis Dewantara Vol. 4 No. 2 (2021): Juli (2021) - Desember (2021)
Publisher : STIE PGRI Dewantara Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26533/jmd.v4i2.922

Abstract

Pandemi Covid-19 menciptakan tantangan bagi lembaga koperasi guna melayani masyarakat serta menjaga likuiditas lembaga agar tetap survive. Salah satu solusinya adalah dengan memanfaatkan penerapan teknologi digital untuk mengatasi social distancing. Aplikasi layanan menggunakan teknologi digital pada koperasi menjadi sebuah layanan keuangan yang dapat membantu manajemen koperasi untuk melakukan efisiensi biaya, efisiensi waktu, meningkatkan pelayanan serta masyarakat sebagai anggota koperasi tetap terlayani dengan optimal di masa pandemi Covid-19. Penelitian ini bertujuan untuk mengetahui pertimbangan yang diambil koperasi di Provinsi Bali guna menyediakan layanan teknologi digital. Metode penelitian adalah kualitatif deskriptif. Informan kunci dalam penelitian ini yaitu ketua pengurus dan manajer koperasi yang menerapkan layanan teknologi digital. Teknik analisis data yang digunakan dalam penelitian ini adalah triangulasi. Berdasarkan hasil wawancara dapat disimpulkan bahwa pertimbangan yang diambil koperasi di Provinsi Bali guna memanfaatkan teknologi informasi adalah: 1) Kredibilitas, 2) Persepsi biaya dan 3) Kondisi yang memfasilitasi.
PENENTU NIAT KOPERASI DI PROVINSI BALI TRANSFORMASI TEKNOLOGI DIGITAL : DAMPAK PANDEMI COVID-19 Surya Dewi Rustariyuni
JURNAL EKONOMIKA Volume 13, Nomor 01, Januari 2022
Publisher : Universitas Borneo Tarakan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35334/jek.v13i0.2414

Abstract

Pandemi Covid-19 memberikan permasalahan berat bagi semua sektor dan lembaga keuangan, tak terkecuali koperasi. Koperasi yang survive di masa pandemi Covid-19 adalah koperasi yang mampu melakukan inovasi teknologi. Penelitian ini menggunakan metode kualitatif deskriptif dengan tujuan untuk mengetahui faktor penentu koperasi di Provinsi Bali melakukan transformasi teknologi digital sebagai dampak dari pandemi Covid-19. Informan kunci dalam penelitian ini yaitu ketua pengurus dan manajer koperasi yang menerapkan teknologi digital. Teknik analisis data yang digunakan dalam penelitian ini adalah triangulasi. Berdasarkan hasil wawancara dapat disimpulkan bahwa penerapan teknologi digital pada koperasi di Provinsi Bali dipengaruhi oleh dukungan manajemen atas, prospek usaha, kualitas layanan, ketersediaan jaringan internet berkecepatan tinggi (broadband), dan kepuasan anggota.Kata kunci : Teknologi Digital, Dukungan Manajemen
PENGARUH GINI RATIO, PENGELUARAN NON MAKANAN PER KAPITA, BELANJA DAERAH DAN LAJU PERTUMBUHAN EKONOMI PADA INDEKS PEMBANGUNAN MANUSIA KABUPATEN/KOTA DI PROVINSI BALI PERIODE 2004-2012 Surya Dewi Rustariyuni
PIRAMIDA Vol 10 No 1 (2014): Jurnal PIRAMIDA
Publisher : Puslit Kependudukan dan Pengembangan SDM Universitas Udayana

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Abstract

United Nations Development Programme (UNDP) make a decision a priority message contain for every human development report start from whole level, national level or region level, there are development centered of human, position human as the last purpose from development, and not be a tool for development. UNDP make a decision for an index as measurement development increase that more good and all round than single size development increase growth PDRB per capita as knows with Human Development Index (HDI). HDI measure for the average result for a country in three dimention human development. The HDI region/city in Bali Province, there are increase result from 2004-2012 period. The aim of this research is to know influence variable gini ratio, expense non food per capita, region expenditure, and growth economy ratio to human development index in all region/city at Bali Province 2004-2012 period in a simultaneous or partial. The data used is secondary data from Center of Statistic Bureau of Bali Province. The analysis method is Pooled Least Square method with panel data. The result is for simultaneous all variable there are gini ratio, expense non food per capita, region expenditure, and growth economy ratio influential directly to human development index at nine region/city in Bali Province. Partially all variable are positive and significance to human development index. The positive influence of all variable, that have meaning if the government should do the even distribution development for all region in Province of Bali for keep the human development index and have increase result for all region. The Good Governance, with involce society and private as partner as long as realization of development also transparecny in government area that will be keep on the result human index development for all region in Bali.
STUDI KOMPARATIF FERTILITAS PENDUDUK ANTARA MIGRAN DAN NONMIGRAN DI PROVINSI BALI Sudibia I Ketut; Dayuh Rimbawan I Nyoman; Marhaeni AAIN; Surya Dewi Rustariyuni
PIRAMIDA Vol 9, No. 2 Desember 2013
Publisher : Puslit Kependudukan dan Pengembangan SDM Universitas Udayana

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Abstract

The population growth rate of the Bali Province over the period of 2000 - 2010 was 2.14 percent per year; it indicates the highest rate that was ever reached in the history of population census in Bali. Even this figure is far above the national average of 1.49 percent per year for the same period. One of the demographic components considered as the major effect on the population growth rate is the tendency of the increasing number of migrants coming to Bali. But on the other hand, it also occurred (1) an increase in the fertility rate of the population, which was indicated by an increase in TFR of Bali Province from 1.89 into 2.14 live births per woman of fertile age during the period of 2000-2010, and (2) a younger  age of the first marriage of women from 23.1 years old (in the Population Census of year 2000) into 22.4 years old (in the Population Census of  2010). Even the more surprising fact is shown by the recent findings of the Indonesian Demographic and Health Survey (IDHS) 2012 which mentions the size of the TFR of Province of Bali is 2.3 births per woman of fertile age (Central Bureau of Statistics of Bali Province, 2013).  77 In connection with the situation above, the specific objectives of this study were to (1) calculate the amount of the       rate of fertility of the migrant and non-migrant population, (2) analyze the factors that cause differences in the fertility rate of non-migrant and migrant population, (3) analyze the participation of migrant and non-migrant population in the Family Planning/ Birth Control program (KB), and (4) analyze the norms of family size of migrant and non-migrant population. To answer the above research objectives, the study was carried out in two areas, namely in Badung Regency with the highest growth rate in Bali (4.62 percent per year) and in Denpasar with a population growth rate of 4.00 percent per year. In this study, 300 respondents of fertile age couples were involved, with details of 150 respondents of migrant population and 150 respondents of non-migrant population. The sampling of respondents of migrants and non-migrants were taken by using the convenience sampling approach. An important finding in this study is (1) the average of final parity of migrants (the group of women aged 45-49 years) is 2.50 and 2.32 for those of non-migrants, (2) the higher average of final parity of migrants compared to non- migrant is determined by the younger age of first marriage, shorter duration of breastfeeding, lower participation in the family planning  program, lower educational level, as well as the lower proportion of the working women, (3) the lower use of contraception among migrants than the non-migrants, and (4) ideal number of children among the migrants range between 1-6 children, while non-migrants between 1-5 children.
Evaluasi Program-program Pengentasan Kemiskinan di Provinsi Bali AAIN Marhaeni; Ketut Sudibia; IGAP Wirathi; Surya Dewi Rustariyuni; Putu Martini Dewi
PIRAMIDA Vol 10 No 1 (2014): Jurnal PIRAMIDA
Publisher : Puslit Kependudukan dan Pengembangan SDM Universitas Udayana

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Abstract

The success of the development carried out by a country, including Indonesia, one of which can be seen from the number of poor people. The results of the development carried out by both the local government and the central government still leaving the poverty in most of the existing population. The number of poor people in the Province of Bali, both in absolute and in the percentage is fluctuating, even  absolutely, the number of  poor people in 2011 was much more than in 2009 (183.1 thousand versus 173.6 thousand of people). It is essential to evaluate the government programs to be in accordance with the Act Number 25 Year 2004 on National Development Planning System which mandates the control and evaluation of the implementation of development plans and to be in accordance with the Government Regulation. 39 of 2006, concerning the monitoring. Seeing the importance of activities to perform the evaluation or monitoring, the study aims: 1) to determine the effectiveness of poverty eradication programs that have been implemented by the government so far, which is reducing the expenditure of the poor people, which involving inputs, processes and outputs;2) To analyze the constraints faced by the implementers in the implementation of poverty eradication programs that are reducing the expenditure of the poor; 3) To assess the benefits perceived by the recipients of the program, during receiving aids in the areas of education, health, and food sector; 4) to analyze the weaknesses that exist in the various poverty eradication programs that have been implemented by the government; 5) to assess the commitment of the program implementers in implementing poverty eradication programs in accordance with the community expectations. The research was conducted in three regencies, namely Buleleng, Badung, and Klungkung and each consisted of as many as 90 persons including the recipients of poverty eradication programs in the fields of education, health, and, food, as well as the informants. Thus the total number of respondents and informants were as many as 270 people in the three regencies. The sampling method used both for the respondents of program recipients and for the informants was purposive sampling combined with accidental sampling. The data collection method was conducted by a variety of methods: observation, interviews, and in-depth interviews. Before the data collection was done, the test of validity and reliability tests were conducted on the research instruments to be used in collecting the data. The analysis technique used was the descriptive statistical techniques both single-frequency distributions and cross-tabulations. It was also conducted the qualitative or descriptive analysis based on the results obtained from the in-depth interview of the informants and the respondents. Overall, the effectiveness of aid programs in the field of food aid, particularly aid of rice for the poor is lesser compared with the effectiveness of the other two aids, namely in the areas of education and health. The recipients of food aids especially those who received rice for the poor gained less benefits from the aids given. The problem faced in the real situation, namely prior to the distribution of aids, the village meetings (Muskel and Musdes) were not conducted in a timely manner so that the data received from the central government to be used as the basis for the distribution of rice for the poor become less accurate. Weaknesses faced by the program in its implementation, among others, the implementation of data collection that is considered to be too long so that its target is inaccurate especially the distribution of the rice aids for the poor.
KONVERGENSI PEREKONOMIAN DI BALI: INEQUALITY SEBAGAI PENYEBAB KEMISKINAN SURYA DEWI RUSTARIYUNI; NI PUTU WIWIN SETYARI
PIRAMIDA Vol. 7, No. 2 Desember 2011
Publisher : Puslit Kependudukan dan Pengembangan SDM Universitas Udayana

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Abstract

This paper analyze convergenity in economic all of region in Bali. This researchwant to know are they convergentiy in Bali, the disequilibrium growth economic inBali if see from disparity revenue, are they tourism give result for revenue all ofregion in Bali, another variable possible give contribution when convergenityeconomic happen, and calculate time also growth economcy for all of region tocounter the revenue Badung. The method to get result have many step there are: forconvergenity use regression model, to know speed of convergenity use revenue datawith regression and calculate result ?, to know disparity revenue all region use trendvariant from log of revenue and use dummy to see tourism effect, later to calculatetime need all region to counter Badung revenue use compound growth model. Theresult is convergenity doesn’t happen in Bali, use PDB real data and growth economyjust Denpasar can counter Badung revenue as long as 2002-2009 later Jembrana,Karangasem with variation time. Badung and Denpasar become convergenity fastestbeside another region and just Denpasar have ideal growth economy.
PENGARUH UPAH DAN TEKNOLOGI TERHADAP PRODUKTIVITAS DAN PENYERAPAN TENAGA KERJA PADA INDUSTRI MEBEL DI KOTA DENPASAR Nashahta Ardhiaty Nurfiat; Surya Dewi Rustariyuni
PIRAMIDA Vol 14 No 1 (2018): PIRAMIDA`- Jurnal Kependudukan dan Pengembangan Sumber Daya Manusia
Publisher : Puslit Kependudukan dan Pengembangan SDM Universitas Udayana

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Abstract

Small industry has a very important role in the Province of Bali, especially in the city of Denpasar in providingemployment opportunities for the community. The development of this small industry will reduce unemployment andpoverty. The purpose of this study is to analyze 1) The influence of wage and technology level on work productivity2) Effect of wage rate, technology and work productivity on labor absorption 3) Indirect influence of wage andtechnology level on labor absorption through work productivity. This research was conducted in Denpasar Citywith respondents of wooden furniture industry entrepreneurs covering 4 subdistricts namely North Denpasar, EastDenpasar, South Denpasar and West Denpasar. Objects in this study include wage rates, technology, work productivityand employment. The sample in this study amounted to 104 respondents. The sample technique used is probabilitysampling or simple random sampling. Data collection methods used in this study include observation, questionnairesand in-depth interviews. Data analysis technique used is path analysis / path analysis and test of sobel to analyzeindirect influence through intervening variable. Based on the research results obtained conclusion that the level ofwages and technology postive and significant influence on the productivity of wood furniture industry desk work.Variable wage rate, technology and work productivity have a positive and significant effect to the absorption oflabor of wooden table furniture industry in Denpasar City. Work productivity variable is the variable of mediationof indirect influence of variable of wage rate and technology to the absorption of labor in wooden furniture industryin Denpasar City. Suggestion from this research entrepreneurs have the policy of giving the right incentive or bonusto the workforce so as to increase the production.