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All Journal Al-Iktisab: Journal of Islamic Economic Law LOYALITAS: Jurnal Pengabdian Kepada Masyarakat LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan JES (Jurnal Ekonomi Syariah Proceedings of The International Conference on Social and Islamic Studies Maliyah : Jurnal Hukum Bisnis Islam Al Hikmah : Jurnal Studi Keislaman SERUNAI Qawanin: Journal of Economic Syaria Law MIYAH: Jurnal Studi Islam Istithmar: Jurnal Studi Ekonomi Syariah
Joko Hadi Purnomo
Institut Agama Islam Al Hikmah Tuban
Religion Arts Humanities Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences

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PENGEMBANGAN EKONOMI ISLAM SEBAGAI DISIPLIN ILMU Joko Hadi Purnomo
Al Hikmah: Jurnal Studi Keislaman Vol. 10 No. 2 (2020): AL HIKMAH
Publisher : LPPM Institut Agama Islam Al-Hikmah Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/hjsk.v10i2.3534

Abstract

Islamic economics emerged in the 70s decade and continues to develop until the 21st century, but various challenges in the development of Islamic Economics became a discipline that was developed by itself well-established and sturdy. There are three main criteria for bringing Islamic Economics into a scientific discipline, namely a philosophical foundation that complements the ontological, epistemological, axioglogic foundation; Islamic Economic System and Islamic Economic Policy. As a building of Islamic Economics, it has sufficient capital, because there are parts that meet the criteria that are completely different from Western Economics, but there are parts that still need to be further developed because they are not rooted in Islam. . Development of Islamic Economics into buildings that must be resolved in solving problems relating to the economy that develops in the economic field and conceptual economics of Islamic Economics; The epistemological foundation of Islamic Economics determines the concept of Islamic Economics and understands Islamic Economics; Ethical (axiological) foundation; Developing an Islamic Economy can be made as an economic system and used as a country's public policy. Keywords: body of knowledge, ontological, epistemological, axiology
MANAGERIAL ECONOMICS: UNDERSTANDING ECONOMIC OPTIMIZATION Joko Hadi Purnomo
Al Hikmah: Jurnal Studi Keislaman Vol. 11 No. 2 (2021): AL HIKMAH
Publisher : LPPM Institut Agama Islam Al-Hikmah Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1537.896 KB) | DOI: 10.36835/hjsk.v11i2.3665

Abstract

Abstract, Changes in the business environment will occur at any time, generally in theform of changes in one or a combination of environmental factors outside thecompany, both on a national, regional and global scale. Business uncertainty willusually increase when the economic cycle is down, for example when we enter themillennium century, and then become optimistic when the economic cycle increases.The performance of a company will be greatly influenced by government policies inthe economic, monetary, fiscal, trade and investment sectors. Economic developmentin developing countries such as Indonesia is also influenced by the sharpness of thevision, mission and development strategies carried out by the government regime. Inmonitoring the economic turmoil because these factors can directly affect therealization of the achievement of business plan targets, the quality of businessprocesses and the achievement of company performance benchmarks in a sustainablemanner. The inflation rate is the most important economic variable that directlyaffects the condition of consumer purchasing power and the company's productioncost structure. Meanwhile, the development of interest rates should always bemonitored by the company, considering that this main economic variable is the basisor barometer for activities that are feasible or not appropriate for a business to run.Management decisions in today's business world are no longer solely based oneconomic considerations. According to the principles of economics, which were laterrevealed to the branch of managerial economics, management decisions lead to thegoal of maximizing profits, especially economic profits. Developments show thatbusiness decisions have psychological influences on decision makers, as well as socialinfluences where business entities and decision makers interact with the environment.Keywords: managerial economics, economic optimization, Indonesia.
Pengaruh Variabel Moderator Pemberdayaan dan Pendayagunaan Zakat dalam Menanggulangi Kemiskinan Joko Hadi Purnomo
Maliyah : Jurnal Hukum Bisnis Islam Vol. 9 No. 2 (2019): Desember 2019
Publisher : Islamic Economic Law Programs, Faculty of Sharia and Law State Islamic University (UIN) of Sunan Ampel Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1363.358 KB) | DOI: 10.15642/maliyah.2019.9.2.1-34

Abstract

The research objective was to determine the effect of zakat empowerment on poverty alleviation, the effect of zakat management on zakat empowerment, zakat management through zakat empowerment on poverty reduction, zakat management on zakat utilization, the effect of zakat utilization on the prevention. poverty, the effect of zakat management through the utilization of zakat on poverty reduction. The approach of this research is a mix method. The research procedure, in the first stage, uses a quantitative method. the second stage uses qualitative methods. The quantitative method uses Structural Equation Model-Partial Least Square analysis. Meanwhile, qualitative analysis uses interactive analysis. The research results prove that: zakat empowerment affects poverty alleviation in East Java Province; Management of zakat affects the empowerment of zakat; Management of zakat through the utilization of zakat has an effect on poverty alleviation; Zakat management has an effect on the utilization of zakat. The Zakat Economic Empowerment Program is proven to be able to turn the mustahiq /poor into muzaqi.
Citizen Charter Implementation at Soko Community Health Center, Tuban Regency Ahmad Taufiq; Joko Hadi Purnomo
SERUNAI Vol. 1 No. 1 (2021): Jurnal SERUNAI
Publisher : IDFoS Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1012.625 KB)

Abstract

This research aimed to describe how the implementation of the citizen charter at Soko Community Health Center, the role and behavior of the service apparatus at Soko Community Health Center after the signing of the service notice, as well as the completeness of the supporting facilities and infrastructure as promised in the service at Soko Community Health Center. Qualitative research method was used in this research. The results showed that the types of services provided by Soko Community Health Center were generally well implemented according to the citizen charter. The service promises provided included the service types, the suitability between the service type and service personnel, services for TB patients, immunization services, leprosy establishment services, maternity and emergency services, inpatient services, administrative services for referral letters and health letters. However, there were several things noted for improvement, for example related to services at Maternal dan Child Health (MCH) Poly, the timeliness of services, public ignorance about special services for TB patients (83%), immunization (56.3%), services for leprosy patients (91.7%), delivery services emergency department in which 83.3% stated that it was appropriate, only 16.7% of respondents surveyed said they did not know, as well as several other records found in the field. Keywords: Implementation, Citizen Charter, Community Health Center
Corporate Social Responsibility (CSR): Mapping, Opportunities, Constrains, and Development Strategies in Bojonegoro Regency Joko Hadi Purnomo; Moh. Saiful Anam
SERUNAI Vol. 1 No. 1 (2021): Jurnal SERUNAI
Publisher : IDFoS Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1351.178 KB)

Abstract

The purpose of this research was to identify and map Corporate Social Responsibility (CSR) and its forms in Bojonegoro Regency, identify the problems, opportunities and constraints in realizing CSR in Bojonegoro Regency, and formulate the most ideal CSR model development strategy in Bojonegoro Regency to be applied in the future. The research design used in this research was a combination of qualitative and quantitative approaches. The results of this research were CSR Implementation Patterns, including: Partnership, Community Empowerment, and Charity. The capacity of CSR activities includes amount of funds, number of Beneficiaries, and characteristics of beneficiaries. In 2014 the amount of CSR funds was Rp. 30,257,550,000. The number of individual beneficiaries was 2,730 people, while the CSR beneficiaries in the form of groups were 55 groups, while those in the form of organizations were 170 organizations. There were 112 villages that became CSR beneficiaries. The capability of implementing CSR included: the implementation of the CSR program has been in accordance with the program’s objectives when it was planned in accordance with the statement of 84% of companies. However, in the transparency sector, the CSR program had not been implemented optimally, it was approved by 76% of companies becoming the research respondents. The level of community participation in the CSR implementation was still low, as stated by 70% of companies. The sustainability of the CSR program had not run optimally marked by the level of program suitability that was still inappropriate. The synergy between companies and the government had not run smoothly, as research results only 68% of companies stated that it was appropriate.
MEKANISME BAGI HASIL SIMPANAN BERJANGKA SYARIAH (SI JAKA) DI BMT NURUL UMMAH NGASEM JAWA TIMUR (The Sharia Futures Deposit (Si Jaka) Profit Sharing Mechanism in BMT Nurul Ummah Ngasem East Java) Khoiriyah Muthmainnah; Joko Hadi Purnomo; Niswatin Nurul Hidayati
Qawanin: Jurnal of Economic Syaria Law Vol 4 No 1 (2020): Januari
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (992.605 KB) | DOI: 10.30762/q.v4i1.1971

Abstract

Penelitian ini dilatar belakangi pengelolaan simpanan berjangka syariah yang semakin pesat dari tahun ke tahun selain itu BMT Nurul Ummah Ngasem Jawa Timur juga melakukan kegiatan penghimpunan dana dari masyarakat salah satunya produk tabungan berjangka syariah (Si Jaka). Dalam pratiknya menggunakan akad mudharabah. oleh sebab itu nasabah sebagai pemilik dana yang telah menyimpan dananya, mendapatkan bagi hasil atau keuntungan yang telah disepakati bersama di awal pembukaan tabungan berjangka syariah (Si Jaka). Oleh karena itu penelitian tertarik untuk mengangkat judul Mekanisme bagi hasil simpanan berjangka syariah (Si Jaka) di BMT Nurul Ummah Ngasem Jawa Timur. Pertanyaan utama yang akan dijawab dari penelitian ini adalah: 1) pengelolaan simpanan berjangka syariah (Si Jaka) yang ada di BMT Nurul Ummah Ngasem Jawa Timur. (2) mekanisme bagi hasil simpanan berjangka syariah (Si Jaka) di BMT Nurul Ummah Ngasem Jawa Timur. Untuk menjawab permasalahan tersebut, maka penelitian ini menggunakan pendekatan deskriptif kualitatif yang menghasilakan data-data yang diperoleh dari objek penelitian yakni dengan metode observasi, wawancara, dan dokumentasi yang kemudian dilakukan analisis dengan cara mendeskripsikan data dari informal, mereduksi data sesuai kebutuhan penelitian, kemudian di analisis oleh penulis, dan disimpulkan untuk menjawab penelitian. Hasil penelitian menyimpulkan bahwa pengelolaan dan  mekanisme bagi hasil simpanan berjangka syariah (Si Jaka) yang ada di BMT Nurul Ummah Ngasem Jawa Timur dalam penerapan nisbahnya harus benar-benar sesuai dengan prinsip syariah. This research was grounded by the management of sharia futures deposits which are rapidly increasing from year to year. Besides, BMT Nurul Ummah Ngasem East Java also conducts fundraising activities from the public, one of which is sharia term savings products (Si Jaka). In practice, it uses the mudharabah agreement. Therefore, the customer as the owner of the funds that has deposited the funds, get a profit sharing or profit that has been mutually agreed upon at the beginning of opening of sharia term savings (Si Jaka). Therefore, the research was interested in raising the title of the mechanism for the sharia term savings products (Si Jaka) at BMT Nurul Ummah Ngasem, East Java. The main questions that will be answered from this research were: 1. management of sharia term savings products (Si Jaka) at BMT Nurul Ummah Ngasem East Java, 2. mechanism for the sharia term savings products (Si Jaka) at BMT Nurul Ummah Ngasem East Java. To answer these problems, this research uses a qualitative descriptive approach that produces data obtained from the research object namely observation, interviews, and documentation which are then analyzed by describing data from informal, reducing data according to research needs, then di analysis by the author, and concluded to answer the research. The results of the study concluded that the management and profit sharing mechanism of sharia term savings products (Si Jaka) at BMT Nurul Ummah Ngasem East Java in applying the ratio must be really in accordance with sharia principles.
LEGAL DYNAMICS OF BANK INTEREST FROM LAJNAH BAHTSUL MASĀIL NAHDLATUL ULAMA (NU) PERSPECTIVE Joko Hadi Purnomo; Niswatin Nurul Hidayati
Qawanin: Jurnal of Economic Syaria Law Vol 5 No 1 (2021): Juni
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (421.399 KB) | DOI: 10.30762/qawanin.v5i1.3021

Abstract

Perdebatan hukum bunga bank menjadi topik yang menarik berbagai pihak untuk mendiskusikannya. Di kalangan ulama Nahdlatul Ulama. hukum bunga bank telah dikaji dan diperdebatan di pesantren-pesantren. Jika ulama telah menyepakati keharaman riba, namun belum ada satu kesepakatan yang memastikan satu hukum bunga bank. Berbagai perbedaan terus berlangsung dengan berbagai argumentasi dengan menggunakan kaidah-kaidah khas pesantren yaitu istinbath hukum. Nahdlatul Ulama. sebagai salah satu organisasi masyarakat keagamaan dan sosial yang memiliki mayoritas pengikut di Indonesia sangat berkepentingan untuk membahas dan menentukan hukumnya. Umat Islam dalam memenuhi kebutuhan ekonomi juga bersinggungan dengan perbankan berbasis bunga, bahkan lebih luas lagi kegiatan peribadatan ibadah haji dan umroh terlepas juga menggunakan jasa bank. Nahdlatul Ulama memiliki metode untuk menentukan hukum yang khas berdasarkan tradisi pesantren yang telah disepakati sebagai metode baku dalam Lajnah Bahtsul Masāil. Tulisan ini bertujuan untuk mengurai istinbath hukum yang digunakan untuk menentukan hukum bunga bank, dan ketetapan hukum bunga bank di Nahdlatul Ulama. The debate on bank interest law has become an interesting topic for various parties to discuss. Among Nahdlatul Ulama Islamic scholars, bank interest law has been reviewed and debated in various Islamic boarding houses (pesantren). If the Islamic scholars have agreed on the prohibition of usury, but there is no agreement that ensures the bank interest law. Various differences continue with various arguments using the typical rules of the pesantren, called istinbath hukum. Nahdlatul Ulama. as one of the religious and social community organizations that has a majority of followers in Indonesia, has a concern on discussing and determining the law. In meeting economic needs, Muslims also intersect with interest-based banking, even more broadly the activities of the Hajj and Umrah pilgrimage which are also using bank services. Nahdlatul Ulama has a method for determining a specific law based on the pesantren tradition which has been agreed as a standard method in the Lajnah Bahtsul Masail. This paper aims to explain the istinbath Hukum used to determine bank interest law, and the bank interest law stipulation in Nahdlatul Ulama.
EFEKTIVITAS STRATEGI PEMASARAN PRODUK TABUNGAN HAJI DALAM MENINGKATKAN KEUNGGULAN KOMPETITIF DI BRI SYARIAH KANTOR CABANG PEMBANTU BOJONEGORO Nur Azizah; Joko Hadi Purnomo; Niswatin Nurul Hidayati
MIYAH : Jurnal Studi Islam Vol. 16 No. 1 (2020)
Publisher : Institut Keislaman Abdullah Faqih Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (539.926 KB) | DOI: 10.33754/miyah.v16i1.206

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Abstract: This research aimed to explain how the marketing strategy of Pilgrimage savings products in increasing competitive advantage, how effective the marketing strategy of Pilgrimage savings products in increasing competitive advantage and what factors are hampering and supporting in marketing Pilgrimage savings products at BRI Syariah KCP Bojonegoro. This research was conducted at the BRI Syariah KCP Bojonegoro, located at Jalan Untung Suropati A No.9 Ruko Adipura Bojonegoro. The subjects used in this research to assess the effectiveness of Pilgrimage savings marketing are leaders, Branch Operation Superviors (BOS) and customer service, while the object is the marketing strategy, the effectiveness of marketing strategies, and inhibiting and supporting factors in marketing the Pilgrimage savings product. This research used data collection techniques through observation, interviews and documentation. The results of the research were marketing strategies which included (segmentation, marketing mix, conducting studies in mosques or mushallas, exploring customer profiles, and applying service strategies). The effectiveness of the marketing strategy of the Pilgrimage savings product is very effective in terms of its marketing strategy system through online media.Keywords: marketing strategy, and Pilgrimage saving
HANDLING THE FINANCING PROBLEM: A NARRATIVE STUDY OF AGRICULTURAL CAPITAL FINANCING MURABAHAH CONTRACTS AT BMT Joko Hadi Purnomo; Anike Putri Rahmawati; Niswatin Nurul Hidayat
Istithmar: Jurnal Studi Ekonomi Syariah Vol. 5 No. 2 (2021): Istithmar : Jurnal Studi Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/istithmar.v5i2.78

Abstract

This research aims to determine how the implementation of agricultural capital financing with the murabahah contract, the factors that caused problematic financing, and how to handle problematic financing, especially in the financing of agricultural capital with a murabahah contract at BMT BUS KPU Tuban Branch. Agricultural capital financing is a type of financing that is quite rare for BMT in Tuban District, because in providing agricultural financing, BMT is very vulnerable to suffer losses due to problematic financing. This research was a field research with a qualitative approach. Data collection techniques were carried out through interviews and documentation. Data sources consists of primary and secondary data. Data analysis used analytic descriptive technique. The results explained that the murabahah financing procedure implemented at BMT BUS KPU Tuban Branch on agricultural capital financing practices can be said to be good, because in its implementation each prospective member of the financing was obliged to meet the applicable requirements and procedures, the factors that cause problematic financing were external and internal factors, The strategy for handling problematic financing at BMT BUS KPU Tuban Branch used a family approach, intensive billing, financing restructuring, collateral takeover, collateral execution and finally if it was not successful with financing elimination.
Co-Authors Ahmad Taufiq Ana Nur Anisah Anike Putri Rahmawati Karomatun Ni'mah Khoiriyah Muthmainnah M. Eko Wahyudi Mela Anggilia Moch. Zaenal Azis Muctharom Moh. Saiful Anam Niswatin Nurul Hidayat Niswatin Nurul Hidayati Niswatin Nurul Hidayati Niswatin Nurul Hidayati Nur Azizah Sulistya Rusgianto Umi Uswatun