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Financial Factors and Non-Financial to Financial Distress Insurance Companies That Listed in Indonesia Stock Exchange Liahmad Liahmad; Kartika Rusnindita; Yuni Putri Utami; Saleh Sitompul
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 1 (2021): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i1.1757

Abstract

This study aims to test the influence of financial factors in the form of liquidity, cash flow, company size, institutional ownership, earnings and the factors of non-financial form of the independent commissioner against the financial distress of insurance companies that listed in Indonesia stock Exchange. The population of this research as many as 17 of the insurance company. The sampling technique using purposive sampling method, so that the obtained 15 sample company for 4 years of observations of the years 2017 - 2020, with 60 observations of the study. Data analysis using descriptive statistical analysis and logistic regression analysis. The results show that liquidity, cash flows, institutional ownership and independent commissioner does not affect significantly to financial distress, while the method of the size of the company and profit and significant effect on financial distress.
ChatGPT and Translanguaging in Presentation in English Class: Unveiling The utility In EFL Context In Indonesia Alfiani, Syafira; Yuni Putri Utami; Lukman Hakim; Achmad faqih; Awati Fane
Jurnal Intelek Insan Cendikia Vol. 2 No. 12 (2025): Desember 2025
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

This research aims to unveil a different reality regarding the utility of ChatGPT and translanguaging in presentations in English classes, focusing on their impact on students’ critical thinking and speaking skills when discussing specific engineering topics and acquiring a foreign language. By employing qualitative research, this study explores the phenomenon of using ChatGPT and translanguaging to enhance students’ critical thinking and speaking skills in depth. There are 10 participants from two departments: the Engineering Department and the English Language and Culture Department. All participants are fifth-semester students. The results found different outcomes of implementing translanguaging in an EFL classroom and using ChatGPT as a medium to support students’ ideas during discussions which in fact, it cannot boost their critical thinking due to overly depend on ChatGPT and other artificial tools. Data is collected through semi-structured interviews. The research gap addressed in this study is the lack of empirical evidence on the utility of translanguaging amidst rapid development ChatGPT in improving students' speaking skills and critical thinking in an EFL context. 
University Students’ Perceptions and Practices of AI-Assisted Writing Tools in Academic Writing Moh. Taufik; Yuni Putri Utami; Faizatul Hayati; Achmad Faqih; Awati Fane; Marisa Linia
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 2 No. 6 (2025): Desember 2025 - Januari 2026
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

The rapid development of Artificial Intelligence (AI) has significantly transformed academic writing practices in higher education, particularly in EFL contexts. This study aims to explore university students’ perceptions and practices of using AI-assisted writing tools in academic writing. A descriptive qualitative design supported by quantitative data was employed. The participants were undergraduate students enrolled in academic writing-related courses who had experience using AI-assisted writing tools. Data were collected through questionnaires, semi-structured interviews, and document analysis of students’ academic writing. Questionnaire data were analyzed using descriptive statistics, while interview and document data were analyzed thematically. The findings indicate that students hold positive perceptions toward AI-assisted writing tools, particularly in terms of perceived usefulness, ease of use, and increased writing confidence. In practice, students most frequently utilized AI tools during the revising and editing stages, mainly to improve grammatical accuracy, vocabulary choice, and sentence clarity. Furthermore, the study reveals a notable level of ethical awareness, as students tended to limit AI use to language-level support rather than idea generation. The study concludes that AI-assisted writing tools have considerable potential to support academic writing development and self-regulated learning when integrated responsibly. Pedagogical implications highlight the importance of instructional guidance in fostering ethical and effective AI use in academic writing instruction.
Critical Thinking in EFL Academic Writing:A Needs Analysis at the Define Stage of the 5D Model Yuni Putri Utami; Syafira Alfiani; Laudiya Aurilia Putri
Language and Education Journal Vol. 11 No. 1 (2026): Language and Education Journal
Publisher : Universitas Islam Ogan Komering Ilir Kayuagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52237/lej.v11i1.404

Abstract

The rapid advancement of artificial intelligence (AI) has significantly altered English language instruction, highlighting the importance of critical thinking (CT) in academic writing. However, CT-oriented writing materials for informatics students in English for Specific Purposes (ESP) contexts remain limited, indicating the importance of a thorough needs analysis to guide content development. This study seeks to examine students’ needs for CT-integrated writing in English materials by applying the 5D Model (Define, Design, Develop, Demonstrate, Deliver). A mixed-methods approach was employed to collect extensive data, including questionnaires, interviews, and curriculum analysis. The findings demonstrate that, while students have a very high level of understanding of critical thinking, their ability to apply it in academic writing is uneven. The Define stage emerged as the most important phase because it clarifies learning demands, establishes instructional goals, and identifies skill gaps. Scaffolding approaches, critical reading exercises, and formative feedback are all important components for lecturers to assist writing development. As these instruments were introduced, students reported higher levels of confidence, conceptual knowledge, and the capacity to develop evidence-based arguments. The findings emphasize the necessity of incorporating critical thinking into writing instruction as a key component of ESP material production, especially in AI-driven learning environments. A comprehensive needs analysis is thus required to ensure that instructional materials properly meet learners' academic needs.