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Journal : Jurnal Mu'allim

ANALISIS MEKANISME PERHITUNGAN BAGI HASIL AKAD MUDHARABAH PADA PRODUK TABUNGAN TAAT iB DI BPRS DAYA ARTHA MENTARI KANTOR CABANG GEMPOL KABUPATEN PASURUAN Rovi Nurhidayati; Muhammad Fahmul Iltiham; Alimatul Farida

Publisher : Fakultas Agama Islam Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/mu'allim.v4i1.2958

Abstract

The banking industry is currently competing to provide convenience in meeting the needs of a growing community. One of them is the community's need for lifestyle changes that are increasingly modern, which is one of the banking opportunities to help, namely through fundraising called Savings. BPRS Daya Artha Mentari KC Gempol as a pioneer of Islamic banking in Indonesia has also created products to help its customers obtain fundraising services with various types of programs, one of which is the iB TaaT Savings. In this study, using a descriptive method. The data collection method that the author uses is literature study, observation, recording, and interviews. Based on the research conducted by the author, the author can conclude that this study is entitled Analysis of the Mechanism of Calculation of Profit Sharing for Mudharabah Contracts on TaaT iB Savings Products at BPRS Daya Artha Mentari KC Gempol according to an Islamic Economics review. TaaT iB Savings is a savings product with the mudharabah principle. Therefore, the authors are interested in further researching how exactly the iB TaaT Savings is, and how the function of the Education Savings is for both the bank and the customer and how the Islamic economy reviews the iB TaaT Savings.
PENERAPAN ETIKA BISNIS ISLAM PADA PEDAGANG UNTUK MENINGKATKAN LOYALITAS PELANGGAN DI PASAR NONGKOJAJAR KECAMATAN TUTUR KABUPATEN PASURUAN Ifdholul Maghfur; Maulidatul K; Muhammad Fahmul Iltiham

Publisher : Fakultas Agama Islam Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/muallim.v1i2.1631

Abstract

Penelitian ini dilatar belakangi oleh perkembangan zaman yang ditandai dengan perkembangan ekonomi yang semakin pesat sehingga menimbulkan persaingan bisnis yang semakin tinggi. Rumusan masalah yang diangkat adalah Bagaimana penerapan etika bisnis Islam pada pedagang di Pasar Tradisional Nongkojajar dan Sejauh mana penerapan Etika Bisnis Islam pada Pedagang di Pasar Tradisional Nongkojajar untuk meningkatkan Loyalitas Pelanggan. Sedangkan tujuan dari penelitian ini adalah Untuk mengetahui Bagaimana penerapan etika bisnis Islam pada pedagang di Pasar Tradisional Nongkojajar dan Untuk mengetahui Sejauh mana penerapan Etika Bisnis Islam pada Pedagang di Pasar Tradisional Nongkojajar untuk meningkatkan Loyalitas Pelanggan.metode penelitian yang digunakan yaitu metode kualitatif yaitupenelitian yang menghasilkan data pasar yang diperoleh dari karyawan BUMDesa Wonosari dan wawancara dari pedagang beserta pelanggan. Berdasarkan hasil observasi yang diperoleh dari pedagang dan karyawan di apabila dilihat dari lima Prinsip etika bisnis secara umum yang dijadikan tolak ukur, penerapan etika bisnis secara umum sudah diterapkan dengan baik oleh pedagang dan karyawan di namun masih belum akad antara penjual dan pembeli saat melakukan transaksi jual beli. Jadi pada masih belum sepenuhnya menerapka etika Bisnis Islam.
ANALISIS MEKANISME PENENTUAN PROFIT MARGIN PEMBIAYAAN MURABAHAH LEMBAGA KEUANGAN SYARIAH (LKS) AL YASINI PASURUAN Silfiyah; Muhammad Fahmul Iltiham; Abdillah Mundir

Publisher : Fakultas Agama Islam Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/mu'allim.v2i2.2265

Abstract

: The focus of the problem is (1) What is the mechanism for determining the selling price and profit margin in murabahah financing at Al-Yasini LKS. (2) What methods are used to determine the profit margin in murabahah financing by LKS Al-Yasini. (3) What are the factors that affect the profit margin on murabahah financing at Al-Yasini LKS. The objectives in writing this thesis have a purpose, namely: (a) To discount the selling price and profit margin on murabahah financing at LKS Al-Yasini. (b) To discuss the method in determining the selling price and profit margin carried out by LKS Al-Yasini. against murabahah financing. (c) To discuss the factors that affect the profit margin in murabahah financing at LKS Al-Yasini. This type of research is the researcher uses a qualitative approach and analysis techniques using descriptive methods by analyzing the data that has been obtained is qualitative, the sample data obtained is from primary data which is directly obtained from LKS Al-Yasini regarding the policy of determining murabahah profit margins. , and from secondary data which is processed data whose source can be trusted and scientifically accounted for by conducting literature studies, interviews, the internet, and others. The research result in this thesis is the method in determining the margin carried out by LKS Al-Yasini using themethod flat , where themethod flat is the calculation of the profit margin against the cost of cost of financing on a regular basis from one period to another, even though the debit balance decreases as a result of the installments. cost of goods sold. The factors that affect the selling price and profit margin made at Al-Yasini LKS are firstly related to the time period. second is related to the use of funds. third Related to the customer's condition.
ANALISIS MEKANISME PERHITUNGAN BAGI HASIL AKAD MUDHARABAH PADA PRODUK TABUNGAN TAAT iB DI BPRS DAYA ARTHA MENTARI KANTOR CABANG GEMPOL KABUPATEN PASURUAN Rovi Nurhidayati; Muhammad Fahmul Iltiham; Alimatul Farida
Mu'allim Vol 4 No 1 (2022): Januari 2022
Publisher : Fakultas Agama Islam Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/muallim.v4i1.2958

Abstract

The banking industry is currently competing to provide convenience in meeting the needs of a growing community. One of them is the community's need for lifestyle changes that are increasingly modern, which is one of the banking opportunities to help, namely through fundraising called Savings. BPRS Daya Artha Mentari KC Gempol as a pioneer of Islamic banking in Indonesia has also created products to help its customers obtain fundraising services with various types of programs, one of which is the iB TaaT Savings. In this study, using a descriptive method. The data collection method that the author uses is literature study, observation, recording, and interviews. Based on the research conducted by the author, the author can conclude that this study is entitled Analysis of the Mechanism of Calculation of Profit Sharing for Mudharabah Contracts on TaaT iB Savings Products at BPRS Daya Artha Mentari KC Gempol according to an Islamic Economics review. TaaT iB Savings is a savings product with the mudharabah principle. Therefore, the authors are interested in further researching how exactly the iB TaaT Savings is, and how the function of the Education Savings is for both the bank and the customer and how the Islamic economy reviews the iB TaaT Savings.