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All Journal Al Qodiri : Jurnal Pendidikan, Sosial dan Keagamaan JURNAL EDUCATION AND DEVELOPMENT
Sylvia Janisriwati
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Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Education Languange, Linguistic, Communication & Media Social Sciences

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PERUBAHAN JENIS BANK TERHADAP KEDUDUKAN JAMINAN KREDIT Sylvia Janisriwati; Paula Swandayani Hartanto; Theresia Fedora Lolo
Jurnal Education and Development Vol 9 No 2 (2021): Vol.9.No.2.2021
Publisher : Institut Pendidikan Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (470.79 KB) | DOI: 10.37081/ed.v9i2.2534

Abstract

Pengambil alihan lembaga perbankan mengakibatkan peralihan pengendalian perusahaan. Implikasi peralihan jenis Bank Konvensional menjadi Bank Syariah akan mengubah seluruh peraturan dan mekanisme perusahaan yang akan disesuaikan dengan ketentuan Undang-Undang Perbankan Syariah dan Peraturan Otoritas Jasa Keuangan yang mengatur tentang kegiatan usaha Bank Syariah. Atas perubahan jenis tersebut, Bank harus menyelesaikan seluruh komponennya salah satunya adalah yang menyangkut hak dan kewajiban Bank Umum Konvensional ke sistem Bank Syariah dalam jangka waktu 1 (satu) tahun sejak memperoleh persetujuan dari Otoritas Jasa Keuangan. Penyelesaian hak dan kewajiban tersebut termasuk melaksanakan perubahan terhadap Perjanjian Kredit pada seluruh debitur karena Perjanjian Kredit antara debitur dengan Bank selaku kreditur merupakan dasar pelaksanaan penyelesaian pelelangan atas jaminan debitur apabila terjadi sengketa kredit macet di kemudian hari.
Bentuk Tanggung Jawab Perusahaan Investasi atas Kerugian Nasabah Akibat Pembubaran dan Likuidasi Produk Reksa Dana Merthafanny Soetektjo; Sylvia Janisriwati; Elly Hernawati
Al Qodiri : Jurnal Pendidikan, Sosial dan Keagamaan Vol. 21 No. 2 (2023): Al Qodiri : Jurnal Pendidikan, Sosial dan Keagamaan
Publisher : Lembaga Penelitian, Pengabdian kepada Masyarakat dan Publikasi Ilmiah (LP3M) Institut Agama Islam (IAI) Al-Qodiri Jember, Jawa Timur Indonesia bekerjasama dengan Kopertais Wilayah 4 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/qodiri.2023.21.2.406-420

Abstract

PT MPAM as an Investment Manager who trades one of the instruments in the form of mutual funds in the form of KIK and shares. In this case PT MPAM did not carry out its obligations in terms of making phase II refund payments to approximately 6,000 customers as a result of the dissolution of 6 (six) mutual fund products. For this reason, PT MPAM did not fulfil the statutory provisions, namely Article 27 of Law No. 8 of 1955 in conjunction with Article 47 letter b, Article 61 letter b and Article 63 letter g of OJK Regulation Number 23/POJK.04/2016, which resulted in a default . PT MPAM does not comply with the statutory provisions as mentioned above, which does not carry out its obligations as an Investment Manager to make payment of refunds for phase II dissolution of 6 (six) mutual fund products which causes Customers to suffer losses of approximately 6 (six) Trillion. The second stage payment was promised to be made in an in-kind scheme on 18 May 2020 but for 2 years PT MPAM did not carry out its obligations or achievements, so in this case PT MPAM must be responsible for the losses of customers as regulated in Article 111 of Law No. 8 1955 in conjunction with Article 29 of OJK Regulation No. 1/POJK.07/2013. In addition, PT MPAM is also liable on the basis of default in accordance with Article 1243 of the Civil Code, where all elements of the default have been fulfilled. Keywords: Mutual Funds; Default; Liability.
Co-Authors Elly Hernawati Jennifer Andrea Marianus Yohanes Gaharpung Merthafanny Soetektjo Paula Swandayani Hartanto Theresia Fedora Lolo