Article Per Year (5 Year)
p-Index From 2021 - 2026
1.757
P-Index
This Author published in this journals
All Journal Media Mahardhika Journal of Economics, Business, and Government Challenges Rengganis Jurnal Pengabdian Masyarakat AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis International Journal Administration, Business & Organization Jurnal Pengabdian Masyarakat Bangsa Mikailalsys Journal of Mathematics and Statistics
Dimas Nugroho Dwi Seputro
Institut Teknologi Sepuluh Nopember
Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Medicine & Pharmacology Nursing Physics Public Health Social Sciences

Published : 11 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 11 Documents
Search

 1   2 
Faktor-Faktor yang Memengaruhi Penyerapan Tenaga Kerja pada UMKM Penerima Program Kredit Usaha Rakyat (KUR) di Pulau Jawa Yusufy, Syafinah Az Zahra; Seputro, Dimas Nugroho Dwi
AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Vol. 6 No. 2 (2026): AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmeb.v6i2.1913

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in employment creation in Indonesia, yet their labor absorption capacity remains vulnerable to economic shocks, particularly during the COVID-19 pandemic. To support business continuity and job creation, the government implemented the People’s Business Credit (KUR) program to expand MSMEs’ access to formal financing. However, empirical evidence regarding the effectiveness of KUR in enhancing labor absorption remains limited. This study aims to analyze the influence of internal and external characteristics on labor absorption among MSMEs receiving KUR in Java. Using secondary data from the 2021 MSME KUR Recipient Survey, this study applies multiple linear regression with the Ordinary Least Squares (OLS) approach to a sample of 476 MSMEs. The independent variables include monthly business turnover, ownership of a business bank account, educational attainment of business owners, and business sector classification based on KBLI. The results indicate that monthly business turnover has a positive and significant effect on labor absorption, while business sector characteristics particularly transportation and warehousing also significantly influence employment levels. In contrast, ownership of a business bank account and the owner’s educational level do not show a significant effect. These findings suggest that business capacity and sectoral characteristics are key determinants of labor absorption and highlight the need for more targeted, sector-based MSME financing policies to support sustainable employment in the post-pandemic period.
Co-Authors Adistia, Salsha Regita Ary Fauziah Amini Dani, Andrea Tri Rian Fauziyah, Meirinda Kurniasari, Irma Maghfiroh, Refiana Dwi NARITA YURI ADRIANINGSIH Putra, Aditya Trisna Putra, Fachrian Bimantoro Rahmah, Indri Yulia Renny Oktafia, Renny Tri Astuti, Amanda Rahma Widyadana, Ayudhia Sakha Yulia, Reffa Yusufy, Syafinah Az Zahra